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I think we should have the right attitude and put ourselves in the right position, and we are practitioners in this industry. It's not about asking for food. It is sending love to thousands of families.
It's using our work to relieve their worries! You have to pay for insurance! Buy a house.
Buy a car. Do you have to pay for soy sauce and vinegar? Different products solve different problems.
Nothing more! Insurance is really not easy to do. Knowledge is needed, and the spirit of hardship and hard work is needed!
The ability to communicate with others is more needed. Perseverance is required!
As a customer, it is a matter of course to choose products and salespeople. What's more, insurance, the purchase and sale is a paper contract. So.
The customer chooses the salesman. What's wrong with that!?It's 10 years, 20 years.
Or even a piece of paper for a lifetime! They have to choose the salesman, choose the terms. The right to choose an insurance company!
As a college graduate. to the insurance industry. It should be said that it is a very good choice.
As a developed country. Her service industry will be very developed. Insurance has been developed in our country for so many years.
But it should be seen. She still has a long way to go. In order to achieve the general recognition and satisfaction of the Chinese people.
You will definitely have a very broad prospect in this industry!
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Insurance is hard, and your supervisor should have told you, but why did you still choose insurance? It shows that you also understand what kind of prospects insurance has, and you also hope to improve your ability through training, we can only find our own way after failing again and again, so people who have just started to do insurance should have a good attitude, behind the rejection is the acquisition of experience, even if the customer has just pushed you out of the door, you have to wipe your tears and knock on the door of the next customer.
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3 allAvailable for purchase.
Young people who have just graduated from college and entered the job force are not suitable for buying a large number of pension insurance, and the first thing they should pay attention to is their own accidental injury and accidental medical protection, so it is necessary to buy health insurance or accident insurance; Secondly, you can consider a certain amount of life insurance protection to fully prepare for repaying your parents' kindness; At the same time, while you are young, prepare critical illness insurance for yourself as soon as possible.
When choosing an insurance product, you should take into account the priority of protection products. The security plan should highlight the three characteristics of wide scope, low cost, and high protection.
1.Wide range: In addition to purchasing an accident insurance with low rates and high protection, critical illness insurance is also required.
2.Low cost: In the future, we will face the pressure of many costs such as new families and houses, so we should try to control the cost of all aspects.
3.High protection: As a supplement to social insurance, commercial insurance can well reflect its important role in ensuring social life if it is reasonably matched.
For college graduates who have just graduated, precautions for buying insurance: whether it is accident insurance, critical illness insurance, or life insurance, you should pay attention to the number of exemption clauses. The waiting period is short, and the risks faced are correspondingly less, otherwise we will bear the insurance even if we buy insurance during the waiting period. Points to note:
There are few exemptions, a short waiting period, and early compensation for serious illnesses.
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Accident insurance is recommended for recent college graduates.
Newly graduated college students have just entered the society, and social crises are everywhere, and accidents are everywhere. Buying accident insurance can not only ensure that you have a protection after receiving an accident, but also buy your own peace of mind and comfort. Chinese Life has an insurance called Yingcai C, this product supports people aged 6-25 years old, can be insured for one year, accidental injury insurance amount of 50,000 yuan, accidental medical insurance amount of 5,000 yuan, critical illness insurance amount of 20,000, and 10,000 inpatient and special outpatient insurance amount, the premium is only 200 yuan.
In addition, the premium of this type of accident insurance is also very cheap, and the amount of coverage is also very high.
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1. Medical insurance. Million medical insurance has the characteristics of premium, cheap and high insurance amount, and you only need to pay a few hundred to one thousand per year to get a high premium. But one or two commercial health insurance can also be added to this.
In terms of the amount insured, the amount of insurance for college students' critical illness insurance can be set at 200,000-300,000. Basically, it can supplement the deficiencies of medical insurance for college students.
2. Accident insurance. Accidents are everywhere, and for young people, they love to travel around, and buying an accident insurance can add a protection to themselves in the event of an accident, and the premium is relatively cheap.
3. Life insurance. Fresh graduates can buy term life insurance, which is divided into term life insurance and whole life insurance according to the protection period. Young people choose term life insurance, which is low cost and cost-effective.
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Generally speaking, it is better for recent college graduates to allocate critical illness insurance, medical insurance, and accident insurance.
At present, the incidence of critical illness is gradually increasing, and the age of onset is gradually getting younger, so it is very necessary for college graduates to configure a critical illness insurance.
What are the best critical illness insurance policies in the market? After reading this list, you will know: the top ten popular critical illness insurance points worth buying!
In addition, after entering the workplace, college graduates may often stay up late and work overtime, and eat irregularly, and in the long run, the body is prone to disease, therefore, recent college graduates need to buy a medical insurance for themselves, so that when they are sick and hospitalized, the medical insurance will reimburse the ** expenses in accordance with the provisions of the contract.
Finally, in addition to the risk of disease, recent college graduates will also face the risk of accidents, so accident insurance is also essential for them, not to mention, the premium of accident insurance is relatively cheap, the minimum is only a few dozen yuan a year, which will not cause a greater financial burden to recent college graduates.
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The insurance industry is one of the hardest of all sales industries, but the insurance salesperson is also one of the strongest of all sales.
It is also a good choice to go to insurance as a college student, because insurance companies now need highly intelligent and highly educated talents, who need more people who understand the terms and conditions and can serve customers skillfully, rather than people who did anything to make money before.
As a recommendation, generally speaking, the three major insurance companies are the mainstay, and Ping An Life Pacific or PICC Property Insurance can also be used.
It is not recommended for small insurance companies.
First, small insurance companies do not have the strength to pay out. Second, many of the practices of small insurance companies are gray areas, which is not conducive to the growth of newcomers.
Third, because the compensation of small insurance companies is not very good, it will lead to a great impact on the newcomer's network, and the customer's trust in the newcomer will decline sharply, which is equivalent to completely smashing their own network.
Recommend newcomers to enter Ping An's regional expansion, rather than the previous marketing. Because the regional expansion can undertake all the business of Ping An, so that newcomers can have more choices, to be lecturers, financial planners, banking business, or just want to be a simple insurance salesperson, no matter which one you do, diversified choices can give full play to the potential of newcomers.
It is also important to remind newcomers that the insurance industry is very stressful, because you will be dealing with negative emotions and all kinds of negative situations from customers. If you don't have a persevering heart, or if your spirit is not strong enough, it is really difficult to do it.
If what I said above is acceptable, then you can try to go into the insurance sales industry, as a reminder, the current insurance sales team is very important, it is best to interview several teams before you go, so that you can roughly tell which team is more suitable for you, because the style of each team has a lot to do with the leader of the team.
Choosing the right team for you will help you do more with less in your future career.
Finally, I wish the newcomers can find their favorite career in the future career choice.
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It is not shameful for college students to work in the insurance industry after graduation, and there is no distinction between high and low in the industry.
Undergraduate refers to the basic component of higher education, which is generally carried out by universities or colleges, and a very small number of higher vocational colleges and applied undergraduate colleges and universities have carried out applied undergraduate education.
General undergraduate education focuses on theoretical specialized general education, while applied undergraduate education focuses on applied professional education and practical skills education, and students can generally obtain undergraduate graduation certificates and bachelor's degree certificates after normal graduation.
Unified enrollment of general higher education learning methods and academic system
In China, full-time undergraduate students are usually recruited by the national unified examination, independent enrollment or guaranteed admission by ordinary colleges and universities across the country, and the duration of education is 4-6 years, and students study in school, which is the most common way of education.
In addition, junior college students can receive full-time undergraduate education through the unified entrance examination, with a duration of 2 years, which belongs to the undergraduate education with the junior college as the starting point (the starting point of the pre-academic qualification), which is different from the undergraduate education of the national unified examination for the enrollment of ordinary colleges and universities.
Students are awarded undergraduate diplomas and bachelor's degree certificates after normal graduation. Its first degree, original academic qualifications and starting point of the level are all bachelor's degrees.
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Hello Xinli is suitable for a wide range of ages, different budgets to design different lists can achieve different effects, some people pay attention to the benefits, Xinli is known as a small wealth, large insurance policies are designed to be considerable; There are also parents who plan education funds and medical insurance cards for their children, and Xinli can also pay 2-3,000 a year to meet them. The income of college graduates is in its infancy, Xinli is not very suitable, if from the perspective of protection, Xinli is 2 times the compensation and the premium is higher, the cost performance is not high, and from the perspective of income, college students just work The ability to insure large insurance policies is limited. It is recommended that you choose Xinsheng Evergain Insurance Plan or Xinxiang, the early stage is to protect the priority, after all, there are family members at home, and there is a family in the future, and then the career has a certain foundation Then consider other investment insurance on the basis of sound protection Consider other financial management channels If you need comprehensive financial planning, you can contact me.
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