Is lupus erythematosus safe insurance exempt?

Depending on the insurance terms, if you meet any of the 50 types of mild illness, you can waive the premium only if you have a mild illness waiver.

To meet the characteristics of the type, to meet this grade, severe cases will develop nephritis, moderate lupus erythematosus also needs to meet the associated complications, such as arthritis, positive antinuclear antibodies, or hematologic abnormalities, so that the claim can be made.

As long as the standard is met, if you accidentally get sick during the insurance period, you can pay according to the relevant terms, keep the contract, be sure to get in touch in advance, and keep some charges.

Summary. What are the compensation conditions for lupus erythematosus in 2015?

However, it was only because of lupus erythematosus that he had his left leg amputated below the knee.

This is also a disability.

The critical illness he bought, the mild critical illness and severe standard things written in the insurance clause, must have multiple limb disability to be considered critical illness, and mild critical illness.

Ping An Critical Illness, Long-term Accident, Waiver C Plus, Additional One-year Short-term Insurance, Hospitalisation, Healthy Life A and Accidental Medical A

If the terms of the insurance are written, then the insurance contract needs to be followed.

But he was misled by the salesman, who told him that he could be protected from a major illness or a cat's claw or a dog's bite.

That's why I bought it.

Think about it, since the signature has legal effect, how can you prove that you are misled?

The health notice is a survey of the health of the insured by the insurance company, and all insurance policies are mandatory. This is directly related to whether the insurance can make a normal claim, and different insurance companies have different requirements for health conditions and the content of the inquiry is also different.

If you conceal any health notices, you do not need to surrender the policy when the situation is not serious, and you can apply to the insurance company for supplementary underwriting, so that the coverage can still be effective.

However, once the circumstances are serious, according to the provisions of the Insurance Law, the insurance company has the right to terminate the contract and not refund the premium, and some insurance companies may give you a little cash value in a friendly manner.

When you fill in the health notice, you can write according to these three points: what to ask and what to answer; No questions or answers; Think about it before you answer. If you have some minor physical problems, it is recommended that you read this article carefully before purchasing insurance

39 kinds of physical abnormalities in 9 categories, a comprehensive strategy for disease insurance!

At present, there are two ways to choose between intelligent underwriting and manual underwriting.

If the intelligent underwriting is not passed, go to manual review and manual underwriting risk assessment is more accurate, and more detailed conclusions can be given to complex issues, if manual underwriting can't pass, I have to change a product, and replace it with those products whose health notice is not so strict, I have selected some products that are more worth buying, and the health requirements are not so high, and you need to be able to collect:

2. If you have been misdiagnosed before, you must notify the insurance company, otherwise you will be thought that you have really had this disease and will conceal it.