Ping An Jinrui pays 150,000 yuan a year in his life, how much can he get after two years of surrende

After two years, you can pay back 10,000 yuan, because the interest rate of this insurance is very high, and this insurance is also very good, which will bring you huge benefits in the future. About 30%-50%, see the page of the cash value of the contract.

Annuity insurance. If the guaranteed income is too low (the minimum guaranteed income of Jinrui Universal Account is only, and when promoting, it is generally shown to customers that it is a mid-range income or a past income of 5%, or even a high-end display. Ping An purchased Jinrui life products with Jucai Bao account, is an account that can provide you with lifetime income, according to your annual payment of 10,000, pay for 10 years, Ping An Ju Cai Bao account has been 5% since the listing, 20-year account income is expected to be 10,000, 30-year account income is expected to be 10,000, the account has been compound interest calculation, the larger the base is larger.

Under normal circumstances, the shorter the insurance period is paid, the lower the cash value, and the longer the insurance period paid, the higher the cash value will be obtained. Some people have a premium of more than 10,000 yuan a year and have paid it for two years, but when they return the cash value, they find that they can only return a few hundred yuan, and they have suffered so many losses inexplicably. This is a very normal phenomenon, after all, if you want to refund the money, you have to deduct the commission fee, production cost, service fee and so on from the premium we paid to the salesman.

If the insured breaks the contract first, it is impossible for the insurance company to bear the loss instead. It can also be seen from this that we must think carefully when buying insurance. For example, who you want to buy insurance for, or what type of insurance you want to buy, don't blindly listen to the insurance salesman, because some unscrupulous insurance salesmen may sell some insurance that is more beneficial to them, and they don't care about your real needs, so you still have to think about it.

Extended information: How much Ping An Jinrui Life can give back when surrendering is related to factors such as surrender time, payment period, and regular premium, if it is in the policy hesitation period.

If the policy is surrendered, the insurance company will refund the entire premium, deducting the cost of production of up to 10 yuan; If the cooling-off period has passed, it will be refunded based on the cash value of the policy at the time of surrender.

In general, a page of the insured cash value is attached to the insurance contract.

The table shows the cash value corresponding to the different policy years.

After two years of surrender, you can get 35,000 yuan, you can see that this ** is very good, and we can also win a certain profit, and the amount of compensation is also very high.

After surrendering the policy, you can only get a small part, and the most important thing is that there will be a certain amount of consumption in the process, and a large part will be deducted in the process within two years.

If you pay 10,000 yuan, you may be able to get less than 10,000 yuan in two years. So don't surrender the policy as much as possible.

You'll get around 23,000, and they won't be able to give you a full refund because they'll deduct a processing fee during those two years.

The insurance policies implemented vary from region to region, and there are also 20,000 5-year areas.

For the specific amount to receive after 15 years, please refer to your own plan for details.

There is a problem with the question, 20000 is a ten-year term, if you want to surrender the policy, look at the cash value of the first year on the policy.

Summary. Dear Hello, I am honored to answer for you 30% of the basic sum insured in the 7th-9th year10 years: 50% of the basic sum insured in the 10th-14th year:

100% of the basic sum assured will be received at one time. You can open the insurance contract and look at the cash value list, the corresponding number of the policy for 3 years, which is the money that can be returned by surrendering the policy. Jinrui Life belongs to a product promoted by Ping An.

Ping An is a financial services group with the most complete financial licenses in China, with businesses such as auto insurance, accident insurance, critical illness insurance, small loans, credit loans, investment and wealth management products, Ping An Puhui, Ping An Credit Card, Ping An Insurance, Ping An Bank, etc.

Ping An Jinrui has been paid for three years, 30,000 yuan per year, and how much can he get when it expires.

Hello dear, I am very honored to answer for you 30% of the basic sum insured every year in the 7th to 9th years 10 years to pay: 50% of the basic sum insured per year in the 10th to 14th years: 100% of the basic sum insured at one time.

You can open the insurance contract and look at the cash value list, the corresponding number of the policy for 3 years, which is the money that can be returned by surrendering the policy. Jin Qing Yurui Life belongs to a product promoted by Ping An. Ping An is the financial services group with the most complete financial licenses in China, with businesses such as car insurance, accident insurance, critical illness insurance, small loans, credit loans, investment and wealth management products, Ping An Puhui, Ping An Credit Card, Ping An Insurance, Ping An Bank, etc.

Ping An Jinrui Life 1General Survival BenefitThe general survival benefit is a survival benefit that the insurance company will give to the insured every year before the policy anniversary before the end of the coverage period after the expiration of 7 years after the contract, that is, 30% of the basic sum insured. According to the premium calculation conditions in the table, the basic insurance amount of Gaobo Jinrui Life is 100,000 yuan, and the general survival fund is 30,000 yuan, from the seventh year to the end of the insurance period, there are 7 times to receive a total of 240,000 yuan.

2.Special Survival Money: The Special Survival Benefit is paid on the first policy anniversary, twice in total. The special survival fund is paid according to the proportion of the annual premium, so the amount of the special survival fund is affected by the annual premium.

3.The maturity payment is that after 15 years of the expiration of the insurance period, the insured is still alive, then the insurance company will pay Qi Gao the maturity payment according to the proportion of the sum insured, and the number of times is one time. The maturity payment is also related to the payment period, the payment period of Jinrui Life Bank Trust is 3 years and 5 years, the maturity survival fund is to return the basic insurance amount, return 100,000, and the 10-year payment period is to return 200,000, that is, 2 times the basic insurance amount.

Summary. Pay 200,000 yuan every year, pay it for three consecutive years, and the insurance premium will expire after 15 years, a total of 10,000 yuan.

Ping An Jinrui Life pays 200,000 yuan a year for three years, how much money can you get after 15 years.

Pay 200,000 yuan every year, pay it for three consecutive years, and the insurance premium will expire after 15 years, a total of 10,000 yuan.

Ping An Jinrui Life 21, this product can choose to protect for 10 years or 15 years according to the payment period, and you can receive the basic sum insured at one time at the end of the period. In addition, it can be matched with a universal account to guarantee the minimum income. Special Survival Pension:

35-36 years old, receive 60% of the annual premium, i.e. 120,000 yuan; Survival annuity: 37-39 years old, 30% of the basic sum assured will be received every year, that is, 10,000; Maturity Benefit: 100% of the sum insured will be paid in a lump sum at the age of 40, i.e. 10,000 yuan.

Hello, the insurance period of Ping An Jinrui Life is 15 years, and the insurance company will not refund all the premiums after the expiration, but Tanma will return the basic sum insured according to the insurance contract! The universal account can continue to receive money, and the universal account is for life! After 15 years, the sum insured will be returned, including the wheel bucket, of which 3 5 years will pay 100% of the basic sum assured, and 10 years will pay 200% of the basic sum assured.

In addition, Ping An Jinrui Life also provides special survival benefits and survival benefits, if you die during the insurance period, the insurance company will pay the death insurance benefit according to the greater of the premium paid and the cash value of the contract at the time of death.

Regarding the payment of premiums during the commercial insurance period, if you cannot pay the premiums in time on the day of payment, there are the following situations for reference.

1. The grace period on the policy contract.

The grace period is 60 days (natural days), which is equivalent to a 60-day extension to pay the insurance premiums for the next year. These 60 days are also equivalent to a buffer, which can be used to raise insurance premiums, and the premiums can be paid within 60 days.

In addition, during the grace period, the policy is still in force, and the insurance company will still bear the insurance liability in the event of an insured event agreed in the contract, but the outstanding insurance premiums will be deducted when paying the claim.

If the premium for the following year has been paid within 60 days of the grace period, the contract will remain in force.

However, after the grace period of 60 days, for example, after 0:00 on August 29, the suspension of the policy will automatically enter the suspension period.

2. After the grace period of the policy contract, it will enter the suspension period.

The suspension period of a general policy is 2 years, and after the policy enters the suspension period, the validity of the contract is suspended, and the insurance company does not assume the insurance liability.

That is, if the policy enters the suspension period on August 30, then it will belong to the suspension period for 2 years, and the insurance company will not pay compensation if the insured accident agreed in the contract occurs during this period.

Within two years of the suspension period, the applicant may apply for the reinstatement of the contract through negotiation with the insurance company, and the contract will be reinstated from the date of payment of the insurance premium.

If the contract is not reinstated to the insurance company within two years of the suspension period, the insurance company will terminate the contract and refund the cash value of the current year at the time of the suspension.

The above is the description of the payment time of the policy contract, if it is really difficult to pay, you can apply for a reduction in payment, the reduction payment is to use the cash value in the policy to pay off the insurance premium of the current year at one time, the basic insurance amount is reduced, and there is no need to pay the insurance premium in the future, but the contract continues to be valid. It is equivalent to buying this insurance contract with nine thousand dollars at one time, but the insurance amount needs to be reduced accordingly, and the contract still has the effect of guarantee.

Therefore, it is recommended to pay on time, and must not be ignored, once it enters the suspension period, the insurance company will not make a claim, and consumers often ignore this problem, which is easy to cause unnecessary misunderstandings.

Business Insurance.

Generally, it is a 60-day grace period.

Because it is stipulated by the Insurance Act.

If the insurance contract is terminated within 60 days, it can be reinstated within two years.

Hello, Ping An Rui Life can be postponed to the current month to hand over the baby, thank you!

Ping An Jinrui Life can postpone the payment for 60 days.

This is generally delayed for about half a month at most.

This is sometimes the time limit of the inspection, and there will be a period when someone will call you to make it very clear.

Ping An Jinrui Life can be extended by 10