Introduction to Funds Where to start and how to get started with funds?

Start from scratch and invest in ** a few steps!

** or ** , ** or not, we must be cautious before investing, because investment and financial management is a career, not gambling, I hope you can treat every investment with a serious and cautious attitude.

First: Learn the basics.

Regardless of whether you are investing** or **, you must know what you are doing before investing. Of course, we are not professionals, so we don't need to know a lot, but at least we need to know some basic common sense, such as what exactly does what I am going to invest in represent? Why are they worth**or **?

**What is the rate at the time of selling? ......

After learning these common senses, you will be able to make your own judgments about some situations that will happen in the future, and you will not be calm and panicked because of the momentary ups and downs, but will seek advice from others in a panic.

Second: fully understand your situation.

In the actual investment process, it is impossible to completely know the other, so it is even more important to understand yourself.

Ask yourself a few more questions: What is the purpose of my investment? What is the expected rate of return?

How much money can I invest? What about risk tolerance? What kind of investor do I plan to be?

Think about all of these questions and sit down with your family to discuss them.

Many people who have a certain financial ability like to invest their spare money, because it doesn't matter if they lose it all. This kind of mentality assistant does not agree, as I said at the beginning, investment and financial management is a career, in order to make money, not gambling, do not hold the mentality that it doesn't matter if you lose all to invest.

Each of us seems to go through this step, and I don't think anyone chooses it for the first time, but it's completely based on their own judgment and analysis. Therefore, pay more attention to the introductions of experts, experts, and friends, collect and receive more information, record these, and establish a large scope of investment.

Fourth: Pick carefully and narrow the scope.

In this large range, we will understand, analyze, and screen layer by layer, and leave the goals worthy of long-term investment.

Fifth: long-term tracking, lock the target.

Even after layers of selection, those who stay are not necessarily right, but also observe, long-term observation and all-round understanding - this is the so-called knowing the other. As mentioned earlier, it is impossible to know the other completely, but you must not be lazy, try to understand as much as possible, and know in your heart. Finally, the scope of investment is narrowed down to the range that personal funds can afford.

Fifth: Wait for a good time and be bold to enter.

Even if you are very optimistic about a**, there is no need to rush it, wait patiently for it, choose patiently, wait patiently, and then hold patiently, don't ignore the power of time.

Finally, the assistant believes that in terms of operation, we can pursue the tactics of combining long-term investment, and as for the long-term holding, we should insist on long-term holding and regular investment.

What to learn, it's a good time to learn while buying, won't you buy? Ha, so many people are saying that it is better to come to any one than to study empty...

Now there are a lot of hot terms on the Internet.

Hello, if a newbie wants to invest**, first of all, you have to understand what **is**.

In a broad sense, ** refers to a certain amount of money that is set up for a certain purpose. It mainly includes trust investment, provident fund, insurance, retirement, and various wills. In the narrow sense, it mainly refers to investment.

In a narrow sense, it is understood that investment refers to an investment tool that is raised through the sale of shares to form an independent property, which is managed by the manager and managed by the custodian, and invested in the form of an asset portfolio, and the share holder enjoys the benefits and bears the risks according to the shares it holds. In layman's terms, it means that many people give a lot of money to a **company to buy** or buy bonds.

A **purchase** has a large proportion of funds, which is **type**. Funds used to purchase bonds are known as bonds**. Buying bonds and ** in a certain percentage is a hybrid**.

The biggest feature of ** is that investors complete the investment behavior by purchasing ** bonds, and share the investment income of ** investment ** with it, and bear the investment risk of ** investment**.

Second, secondly, you have to understand the investment costs.

The cost includes the handling fee and the operating fee, where:

Handling fees include: subscription fee, subscription fee, redemption fee, conversion fee;

Subscription fee = subscription amount x subscription rate (the rate generally does not exceed the subscription amount.)

Subscription fee = subscription amount x subscription rate (rate.

Redemption Fee = Redemption Amount x Redemption Rate (Rate.

Management fee = management amount x management fee rate (rate.

Custody fee = custody amount x custody rate (around the rate).

Third, understand and pick the type you need.

The classification of **Investment** is as follows:

According to whether the unit can be increased or redeemed, it can be divided into open and closed.

According to the different organizational forms, it can be divided into company type ** and contract type **.

According to the different investment risks and returns, it can be divided into growth, income and balance**.

According to the different investment objects, it can be divided into ****, bonds**, money market**, ****, etc.

The choice should be judged according to your own risk tolerance, if the risk tolerance is strong, you can give preference to the **type**. Risk-neutral people should buy hybrid**. People with poor risk tolerance should buy bonds**, currency**.

If you have a strong willingness to protect your capital, you can invest in low-risk capital protection** and currency**.

Three, how to choose**:

1. First of all, you should set your own investment goals and investment period, evaluate your risk tolerance, and determine whether you are a conservative, stable or aggressive investor;

2. Secondly, carefully and comprehensively assess a number of indicators, such as the performance of returns over the years, the ability and quality of managers and researchers, the risk control means and investment style of the management company, etc., and choose excellent varieties that are suitable for their own risk appetite for investment;

3. Finally, please track the ** you have invested in**, and adjust your financial asset portfolio based on the performance of the **, your own capital situation and income target.

**As an important investment tool in the investment market, it has gradually won the favor of the majority of investors with the characteristics of being stable and easy to manage. In the United States, where the investment market is very developed, more than half of the households invest in common funds, and most of the assets in the family exist in the form of **. We can learn from the investment methods of ordinary people in the United States and realize the accumulation of wealth through **, so as to complete the leap from ordinary people to the rich.

Buy new** or buy old**.

With its "high yield, low risk" advantages to attract the majority of investors, so the industry in our country has developed rapidly, some of the old in the market are still old and strong, and new ones are also emerging and thriving. At present, there are more than 400 **investment** in China, and the market is becoming more and more complex. As a result, many investors almost have a question:

Is it better to invest in the new IPO (initial public offering), or to invest in the old ones that have been in operation for a while?

In fact, the old and the new have little to do with the good or bad, and the old and the new have their own pros and cons. For example, the subscription rate of the new ** is usually relatively low, but there is a lack of historical reference data, if the manager of the **company** is also a newcomer, we cannot understand its investment strategy, let alone judge its investment ability; And for the old **, we have sufficient data to refer to.

The most fundamental point in buying the old ** is to look at the historical performance. The old ** performance has a historical record, and these historical performance is an important prerequisite for investors to make the right choice. In the overseas mature market, the evaluation of the advantages and disadvantages of a ** generally depends on its performance for at least three years.

The road knows the horsepower, and the people will see it for a long time. Only by observing for a long time can we fully understand the investment philosophy of a ** and its ability to deal with risks; And a test of ** is the financial product we trust. Experts suggest that the following aspects are very important when choosing.

1.Your own risk tolerance.

Of course, we have good expectations for the future earnings of the new **, but we must also be fully prepared and actively understand the risks of the new ** products. When investing in a new **, be sure to do a good job of self-risk assessment before investing.

2。Ability to manage people.

Compared with the old **, the new ** does not have a historical operation as a reference, but the ** manager has a 'report card' of historical management and operation, so investors can make a general judgment on the future of the new ** from the performance of its other **.

3.There is no analogy with ** performance.

When we participate in innovative investment, it is obviously incomplete to use the performance of the master as a yardstick to measure the new investment. Because changes in the market environment are irreplaceable, let alone replicable. Therefore, the performance of innovative ** still needs to be further tested by the market.

The following tricks exist for newbies to play**

1. The skills of selecting the best rising brother.

a. The management ability of the manager of Ji Xiaohe.

The strength of the manager's operating ability affects the quality of the performance and the trend of the net value of the company. Investors try to select ** managers with strong operating ability and ** with higher expected returns.

b. ** The situation of the investment target.

The trend of the investment target will also affect the trend of the net value, the future expected return of the investor, and the investor should choose those who are in the trend of the target and have greater development potential and prospects.

c. The drawdown rate of **.

The maximum drawdown rate refers to the maximum loss rate that may occur at any point in time, the higher the maximum drawdown rate, the greater the loss, so investors try to choose the smaller the standard deviation and the lower the maximum drawdown rate.

2. Skills in ** control.

Novices in the purchase, reasonable control, do not cross position, can take pyramid management methods, rectangular management methods and other methods.

3. Tips on take-profit and stop-loss.

After the investor buys **, set the take-profit *** to prevent risks, which can be the target rate of return, price-earnings ratio to take profit and stop loss.

I don't know how to get started at all, there are the following three points.

The first thing you need to know is what it is: If you want to invest, you must first understand what it is. Essentially, it is a basket of valuable bonds or a combination of bonds;

2. Understand the type of ** but also understand the general investment direction: according to the understanding of **, because ** can invest in a variety of other commodities, there are different types of **, more common **, bonds**, hybrid** and currencies**. Different types of ** risk is also different, in general, the size of the ** risk is the currency ** "bond" "mixed **", the return is just the opposite;

3. Mastering the best trading rules can reduce costs: If you want to buy the best for investment and financial management, you must master the best trading rules, understand the best trading rules and the deduction of various costs, and you will see some tips for reducing costs and obtaining a lot of income in the transaction. Because bonds** and currencies** can also get income during the off-market period after determining the market share, and over-the-counter** adopts the T+1 trading system, it is best for users to subscribe before 15 o'clock a few days before the break on Saturdays, Sundays or holidays, otherwise it will damage the profit during the off-season.

**Introduce. **Conversion is also a more common trick, it is equivalent to selling a ** at the same time to buy a **, in the ** transformation period will also calculate the profit, there is no vacancy period, will not be final, and compared with the normal redemption and re-subscription, ** transformation does not need to pay the cost of subscription and redemption, the interest rate of the conversion is lower, can reduce the cost of investment, overall is time-saving and cost-effective.

Is buying ** an investment in financial management?

Buying ** is investment and financial management. Investors buy ** for investment and financial management, so before investing, the basic knowledge of ** is what investors need to master, which lays the foundation for investors how to choose well. This article is mainly written about how to get started with the relevant knowledge points at all, and the content is for reference only.

**The introductory common sense of novices mainly includes the same trading time and ** on the floor; The over-the-counter base socks are based on 3 p.m. every day as the time node, and the net value of the day is ** before 3 o'clock; After 3 o'clock, the net value of the next trading day**, etc.

It refers to the investment and financial management method in which many investors concentrate the shares they buy and sell to the custodian and manager to manage, and obtain returns through investment portfolios and risks.

**type** mainly invests in**, the income mainly comes from the continuous ** and dividends, it is a high risk**, and the index ** is also a **type**.

Money market refers to a type of short-term investment in the currency market. The ** asset is mainly invested in short-term currency instruments such as treasury bills, commercial papers, bank certificates of deposit, short-term bonds, corporate bonds and other short-term valuable**.