I m not in good health at the age of 50, what kind of insurance is good to buy

Middle-aged and elderly people may not be able to insure because of health, age and other issues, but don't worry, this is not a certainty, here are a few recommended types of insurance suitable for you to buy.

If you are not in good health, it is recommended to learn how to deal with the health notice of the insurance company before applying for insurance:

What are the tips for health notification when applying for insurance?

The types of insurance I recommend to buy are million medical insurance, accident insurance, and cancer insurance, and then let's talk about the reasons.

1.Million Medical Insurance

Million medical insurance can reimburse the medical expenses of serious illness**, the physical function of middle-aged and elderly people declines, the probability of illness greatly increases, and the cost of serious illness ** is often relatively high, so it is a good choice to buy a million medical insurance to share the risk.

When buying million-dollar medical insurance, try to choose a product with a more relaxed health notice and easy to renew.

2.Accident insurance

50-year-old people have a lot of reflexes, their hands and feet are more sluggish, and the chance of accidents is greater. Coupled with problems such as osteoporosis and physical decline, accidents are often more serious, and purchasing an accident insurance can well protect you from having sufficient medical expenses after any accident.

In 2020, the most worthwhile accident insurance is here

3.Cancer insurance

There is a type of insurance similar to critical illness insurance called cancer insurance, which is different from critical illness insurance, which can cover all kinds of diseases, and cancer insurance only covers cancer, so the premium is relatively cheaper. When you get older, it is no longer suitable to buy critical illness insurance, and it is a good choice to buy cancer insurance in the second place, after all, cancer is a high-incidence critical illness.

If you want to know a full picture of cancer insurance, you can check out this article:

What is cancer insurance, how to buy it, which one is good, comprehensive analysis, comparative evaluation

Hope!

You need to choose according to your actual situation. The age of 50 is actually not easy to insure, first of all, it depends on whether your physical condition is healthy, whether you have a history of illness, and the premiums for critical illness insurance at this age are relatively expensive! It is recommended to improve medical insurance first, and it is recommended to choose a product with a wide range of coverage for critical illness insurance.

If you don't have much income and don't have much savings, for example, there are more than 100 kinds of critical illness insurance on the market that should not be within your affordability, and you can choose to insure a few different products with fewer types of protection, that is, to apply for different critical illness insurance products to complete the protection. It is necessary to pay attention to the number of duplicate types of insurance content, and try to avoid too many duplicate diseases.

I hope the above sharing can help you. Wishing you good health and all the best!

If you are not in good health, you need to buy it, and it depends on your current physical condition, and you can only buy medical insurance, which is the most suitable for you, and lifelong critical illness insurance is much higher depending on your physical condition.

An insurance company is a financial institution, not a charity. Insurance is sold only for healthy people. If you buy insurance, you need to tell the truth, if there are medical records that are not informed, the insurance will not pay.

2. Accident insurance: The elderly are inconvenient and prone to accidents, so accident insurance is necessary. 3. Cancer Insurance:

The older you are, the higher the cancer rate, and at the age of 58, you can consider cancer insurance with a low insurance threshold and a relaxed health notice.

1. Medical insurance

For the elderly in their fifties, medical insurance is still more important, and the elderly are getting older and have more physical diseases. However, if the elderly are still within 65 weeks of hunger and are in good physical condition, the million-dollar medical insurance on the market is a good choice. If the elderly are more than 65 years old, it means that there are not many medical insurance products that can be purchased, and the protection that can be purchased is not comprehensive, not very cost-effective, and it is not recommended that families with insufficient budgets buy medical insurance for the elderly.

2. Accident insurance

The body of the elderly is not so tough, in many cases there may be injuries from falling, and the elderly are inconvenient, walking is relatively slow, there is a possibility of collision with the vehicle because it is too late to dodge, traffic accidents, buy a high-quality accident insurance, can give the elderly a high-quality protection. But there are too many accident insurance on the market at present, which one should the elderly choose? In order to help you solve the puzzle, I have compiled this one:

"In 2021, the most worthwhile accident insurance for the elderly is these".

3. Cancer Insurance:

Generally speaking, it is difficult for the elderly to buy critical illness insurance, and even if they can get it, it will be relatively expensive and not cost-effective. In such a situation, in fact, it is actually very good to choose cancer insurance to protect the elderly, because cancer insurance has relatively loose restrictions on the age and physical conditions of the elderly.

If the elderly are really unfortunate to suffer from cancer, they can apply for a claim after being diagnosed and get a compensation, at least they can have money to treat the disease and relieve economic pressure.

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.

Hello! At present, there are many types of insurance suitable for 50-year-olds on the market, they are not good or bad, you just need to buy according to your own needs, but generally speaking, accident insurance, health hidden hand insurance, pension insurance should be considered. The specific plan is as follows:

1. The physical function of a 50-year-old person is slowly declining, the risk of accidents that may be encountered has increased significantly, and the risk tolerance is also weakening. Therefore, it is recommended to give priority to accident insurance, such as the "Worry-Free" Comprehensive Accident Insurance (18-74 years old) Platinum Plan, which includes accidental injury, accidental medical treatment, and accidental hospitalization allowance protection, which is a good choice for you.

2. The ability of 50-year-olds to resist disease is significantly weakened, and the possibility of disease increases. Therefore, after doing a good job of accident protection, it is recommended to choose a suitable health insurance, and Hezhong Term Critical Illness Insurance is more suitable for you to insure yourself.

3. If the economic conditions are sufficient, you can also consider an endowment insurance for yourself, so as to accumulate pension funds for your later life, and the Taiping Guardian Lifetime Annuity Insurance can be considered, but when you insure yourself, it is best to pay off the premium at one time.

Extended reading: [Insurance] How to buy, which stove is good, teach you to avoid these insurance"pits"

Hello! When buying insurance at the age of 50, you should consider pure protection products, so that you can get better protection with affordable **, and you can also avoid the phenomenon of inverted premiums. In general, accident insurance and health insurance are both good options. Here's how to get started:

1. The physical function of 50-year-old people is slowly declining, and the risk of accidents that may be encountered is significantly increasing, and the risk tolerance is also weakening. Therefore, it is advisable to prioritize accident insurance. In addition, after the age of 50, the legs and feet begin to move slowly, and the probability of accidental fractures increases, so it is necessary to pay special attention to accidental fracture insurance and strengthen the exclusive protection plan, preferably including accidental fracture hospitalization allowance insurance and accidental fracture convalescence allowance insurance benefit.

2. The ability of 50-year-old people to resist disease is significantly weakened, and the possibility of disease increases. Therefore, it is also necessary for 50-year-olds to choose a suitable health insurance. When choosing critical illness insurance, 50-year-olds should pay special attention to the coverage coverage, and it is best to cover common elderly diseases, such as malignant tumors, sequelae of stroke, paralysis, etc.

When buying health insurance, Hengming 50-year-olds need to pay special attention to the phenomenon of "inversion" of premiums, and clarify whether they need to renew their insurance in the next year.

Extended reading ruler reading: [insurance] how to buy, which is good, hand by hand to teach you to avoid these insurance"pits"

Summary. Hello dear, the most suitable insurance for people in their fifties is medical insurance and accident insurance. Because he is more than 50 years old, he is relatively old, and his health may not be as good as when he was young, and at the same time, major diseases are prone to high incidence, and he is old and prone to bumps and bumps, and some small accidents occur.

Therefore, medical insurance and accident insurance are the most suitable. 1. Medical insurance: It is mainly to consider millions of medical care, as a supplement to social security or rural cooperative medical care, to reimburse medical expenses that cannot be reimbursed by social security and relieve economic pressure.

2. Accident insurance: Accident risks are everywhere, from small accident outpatient clinics to accidental disability or death caused by serious accidents, which can be covered by accident insurance.

What insurance is appropriate to buy in your fifties.

Hello dear, the most suitable insurance for people in their fifties is medical insurance and accident insurance. Because he is more than 50 years old, he is relatively old, and his health may not be as good as when he was young, and at the same time, major diseases are prone to high incidence, and he is old and prone to bumps and bumps, and some small accidents occur. Therefore, medical insurance and accident insurance are the most suitable.

1. Medical insurance: It is mainly to consider millions of medical care, as a supplement to social security or rural cooperative medical care, to reimburse medical expenses that cannot be reimbursed by social security and relieve economic pressure. 2. Accident insurance

Accident risks are everywhere, from small accident clinics to accidental disability or death caused by serious accidents, which can be covered by accident insurance.

I'm 55 years old, I have a rural hukou, I haven't bought any insurance, can I buy endowment insurance now?

No, you cannot. Since then, I have no salary and no job, and how can I live when I am old without a salary.

If you have money, keep it in the bank.

There will also be subsidies from the state.

Now I don't have a job, and I have a rural hukou.

I didn't have any contact with the children after the divorce, I just wanted to buy some pension insurance, and I had a little salary every month in the future.

Without this insurance, you are too old. You can ask if there are any? Some financial management suitable for retirement.

What's the use of that, if you are old and uneducated, and you have a rural hukou, the employer doesn't want it.

It doesn't matter, when the time comes, you contact the local **, they will subsidize and help the lonely elderly.

That's not going to starve to death in the future.

Didn't I just tell you? There's a **, dear.

Summary. Dear, glad to answer for you; What insurance is suitable to buy in your fifties: The most suitable insurance to buy in your fifties is medical insurance and accident insurance.

What insurance is appropriate to buy in your fifties.

Dear, glad to answer for you; What insurance is suitable to buy in your fifties: The most suitable insurance to buy in your fifties is medical insurance and accident insurance.

It is pension insurance.

Because I'm 55 years old now: I want to be older now: what insurance do I need to buy: I can get the money later.

Do you want to take it all at once or every month?

At the age of 55, it is generally more cost-effective to buy the following insurance:1Accident Insurance for the Elderly:

Mainly for the elderly, it provides accident protection,** and is usually not expensive; 2.Million medical insurance: The probability of the elderly getting sick is relatively large, and although the deductible of million medical insurance is relatively high, it is better because the premium is cheap and the insurance amount is high, which can be used to deal with the risk of serious illness.

It's just that the purchase of million-dollar medical insurance requires health notification, and 55-year-old people may face the situation of not being able to pass health notification; 3.Small medical insurance: the premium is cheap, the deductible is relatively low, but the sum insured is also relatively low, which can be used to deal with the risk of minor illnesses; 4.

Inclusive commercial supplementary medical insurance: most of them can be purchased as long as they have local medical insurance, and there are no restrictions on age, health, and occupation, and the premiums are also very cheap; 5.Critical Illness Insurance:

It can mainly protect against serious illnesses such as malignant tumors and cerebral hemorrhage, and the premiums are high and low, but health notices are also required to apply for critical illness insurance; 6.Cancer insurance: mainly insurable malignant tumors, there are also special cancer insurance for the elderly on the market, the premium is high and low, but its health notice is relatively relaxed, generally not suffering from or has suffered from cancer, cancer-related diseases, can be bought; 7.

Cancer prevention medical insurance: the medical expenses incurred by the insured due to malignant tumors can be reimbursed, and the health notice is relatively relaxed; 8.Basic Medical Insurance:

Including urban workers' medical insurance, urban and rural residents' medical insurance, which generally has no health restrictions, and the premiums are relatively cheap.

Generally speaking, if you want to buy insurance products for people in their 50s, it is recommended to configure three insurance products: cancer insurance, medical insurance and accident insurance. If you don't know the difference between these types of insurance, you can take a look at this article:What is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance?

Will there be a conflict when making a claim?

First of all, let's talk about cancer insurance, there may be friends here who ask, why not configure critical illness insurance products for them, but buy cancer insurance?

This is because the 50s are already close to retirement, the older the person, the less physical function as before, it is inevitable that there will be some small problems, these small problems may not be able to pass the health notice of critical illness insurance normally, so in the face of people in their 50s, it is recommended to buy cancer insurance with more relaxed health notice and wider insurance coverage to replace critical illness insurance to play a role.

The second is medical insurance, which mainly solves the reasonable and necessary medical expenses caused by illness and hospitalization, which can be used as a supplement to social security, and can usually reimburse the content that cannot be reimbursed by medical insurance, such as targeted drugs or specific drugs outside the medical insurance catalog.

In order to better avoid the economic risks brought by accidents, the senior sister still recommends that you configure accident insurance products. In addition, the ** of accident insurance is relatively not so high, and you can buy hundreds of thousands or even hundreds of thousands of insurance for dozens or hundreds of dollars, which is also very suitable for small partners with limited economic budgets.

Hope!