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Anonymous users2024-02-07Centennial Life "Auspicious Life" is a wealth management insurance launched in December 2016, which has the dual functions of protection and investment, and has the following features:
1. After the "Auspicious Life" underwriting, 50% of the main insurance premium paid will be paid as the first year survival fund after the hesitation period, which is fast and proportional, and the income is fast and visible, stable and predictable, and the profitability and liquidity of assets can be easily realized. After that, the annual survival benefit can be received at 100% of the basic sum insured until the expiration of the insurance period, so that the return on assets will increase steadily year by year.
2. The pricing interest rate of the main insurance design is the highest pricing rate allowed by the Insurance Regulatory Commission for such products, which means that the company has given consumers a lot of preferential treatment in terms of premiums for a hundred years, and it is cheaper for customers to buy this product. In addition, "Auspicious Life" customers can also have an exclusive diamond account, which can be transferred to the customer's exclusive diamond account for free if the survival fund and the first additional premium are not collected, so that the professional investment team of Centennial Life can help manage the finances, so that the customer's funds can accumulate and increase with compound interest on a monthly basis. After the expiration of the insurance, the customer also has the right to convert the balance in the diamond account into part or all of the universal insurance designated by the company, and continue to enjoy compound interest and appreciation.
3. "Auspicious Life" also attaches great importance to the personal protection function of the product. "Auspicious Life" comes with a high amount of vehicle accident insurance, covering a variety of water, land and air vehicles, and the adult aviation accident insurance amount is up to 6 million; The accident insurance amount of trains and ships reached 3 million; The accident coverage for commercial and non-commercial vehicles reaches 1 million, providing all-round protection for you to travel worry-free during the insurance period.
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Anonymous users2024-02-06Auspicious Life is a good start product of Centennial Life 2017, which will be launched on December 1, and Auspicious Life has the characteristics of fast return and high payment.
First year payment: 50% of the first year's premium will be refunded as a survival fund after the hesitation period of auspicious life.
Fixed return: The annual survival benefit that Auspicious Life can receive is 100% of the basic sum assured until the end of the insurance period.
Exclusive Diamond Account: The policy is matched with the "VIP Diamond Account" universal account, after the survival fund enters the VIP Diamond Account, the daily interest will be calculated, the monthly compound interest, and the settlement will be 12 times a year.
External protection: Auspicious Life comes with a high amount of vehicle accident insurance, covering water, land and air vehicles, when the insured dies, a one-time return of the premium, up to 6 million yuan.
Centennial Life's "Auspicious Life" insurance product has excellent performance in terms of safety, profitability, liquidity rate and protection function, which can not only provide consumers with risk protection services, but also provide long-term and stable investment channels. For customers, it can be described as a worry-free, labor-saving, and money-saving financial insurance product.
I don't know if this is your first time buying insurance, but if so, it is recommended that you consult with an insurance broker and compare the products of various companies before buying.
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