Which is better, Centennial Life, Health 100 or Ping An Fu? I m 34 years old and want to buy an insu

I don't know if this is your first time buying insurance, but if so, it is recommended that you consult with an insurance broker and compare the products of various companies before buying.

It is recommended to buy insurance, just like going to the hospital, step by step, first number the pulse, and then grab the medicine, to avoid buying the wrong and expensive; Although the medicine is good, it is not suitable for all people! Just like Huaxia Evergain and Taikang Le Ankang (currently the first in our company's sales) are good in the same type of products, but they are not suitable for all people.

It is recommended to find a broker to consult insurance and match insurance products according to your specific situation.

Centennial Life ranked 11th in the 2020 semi-annual primary premium income ranking of life insurance companies. Centennial Life Insurance Co., Ltd. was established on June 3, 2009.

We generally look at three indicators for the solvency level of an insurance company: core solvency adequacy ratio, comprehensive solvency adequacy ratio, and comprehensive risk rating. So which insurance companies in China have relatively high comprehensive strength, let's take a look at the "Top Ten Rankings of Chinese Insurance Companies in 2020, have you heard?" 》

Centennial Life Company, established relatively late, in China, life insurance companies, ranked relatively low, and the reputation is very average, because everyone does not pay much attention.

Centennial Life Insurance Company's 2018 service evaluation rating was BBB, ranking 8th among many life insurance companies, which can be said to be a very good result. Inquiries and purchases in the early stage, claims and rights protection in the later stage, I think I can trust the quality and attitude of a hundred years.

In general, Centennial Life is reliable, and it has a good reputation and a good ranking.

The ranking of Centennial Life Insurance Company in China can be seen in the attached chart below:

If you want to know more about insurance, you can also send me a private message.

Centennial Life. The insurance company is better, ranking 11th in China, and the reputation is relatively good.

Centennial Life is approved by the China Insurance Regulatory Commission.

A national life insurance company approved for establishment, with the registered capital of the company.

About 100 million yuan. In the early days of its establishment, the company lost money for four consecutive years, with a cumulative loss of 1.4 billion yuan in four years, but after proper follow-up operation, it gradually turned losses into profits, and its profitability is getting better and better. Centennial Life's core solvency adequacy ratio and comprehensive solvency adequacy ratio in the fourth quarter of 2020 both reached the CIRC.

The level of requirements.

An insurance company is an insurance company in accordance with the Insurance Act and the Companies Act.

A corporate legal person established by the company. The insurance company collects the premium, invests the capital obtained from the premium in assets such as bonds, **, loans, etc., and uses the income from these assets to pay the insurance compensation determined by the policy. Through the above-mentioned business, insurance companies are able to make a profit by obtaining high returns on their investments and providing appropriate insurance services to their customers at lower premiums.

The business of insurance companies is divided into life insurance business, including life insurance, health insurance, and accident insurance.

and other insurance business. or property insurance business, including property damage insurance, liability insurance, credit insurance, guarantee insurance and other insurance business.

Centennial Life adheres to the corporate culture concept of "innovation for a hundred years, care for eternity", and has attracted many industry elites to join. Centennial Life actively draws on the industry's advanced management experience in the company's operation management, financial and investment management, and product design.

Actively carry out diversified innovation in information technology and customer service, and continuously introduce differentiated products and services with Centennial Life's characteristics and flexible operating processes to maximize customer value. "One Guarantee Pass" is a new insurance concept created by Centennial Life in China's insurance industry, with the help of a shared centralized, standardized and electronic service platform, through the customer's exclusive number to achieve a full range of family protection service functions.

Today's Centennial Life, many people may talk about its products, such as Kangduobao, Kanghuibao, etc., their products are cost-effective, praised, and have many advantages. Many people have heard of the products of Centennial Life Insurance Company, but they don't know how Centennial Life Insurance Company is, and what is the ranking of Centennial Life among domestic insurance companies? I just made the ranking of the top 10 insurance companies in China a few days ago, let's see if Centennial Life can come out on top.

The shareholders of Centennial Life are Wanda Group, Rongda Investment and Shin Kong Holding Group, etc., and it doesn't matter if other groups don't know, but Wanda Group has always heard of it, there is a powerful Wanda Group, what are you worried about. In addition, every year, China Banking and Insurance Credit will make a rating based on the service status of the insurance company in the previous year, including four indicators: sales, claims, consulting and rights protection. In the "2018 Insurance Company Service Evaluation Results" released by China Banking and Insurance Credit, Centennial Life Insurance Company obtained the BBB rating, ranking 8th among many life insurance companies, which can be said to be a very good result.

In 2018, China Banking and Insurance Credit released the service rating of insurance companies, Centennial Life was rated BBB, ranking 8th among life insurance companies, which is trustworthy. In general, the comprehensive level of Centennial Life is still good, and we don't have to worry about the insurance products we insure are not guaranteed.

Centennial Life's products are actually very good, for example, their more famous critical illness insurance product Kanghuibao, is a very comprehensive protection, and very cost-effective, ** relatively low product, their family also created the protection of pre-existing conditions, and it is also more advantageous in terms of insurance compensation. Their millions of medical products, 100 years of medical insurance long-term medical care, this product is also very cost-effective, although not as good as some of the head products, but the performance is still remarkable. In general, the insurance company of Centennial Life is still relatively reliable, and the product is relatively cost-effective, so it is still recommended for everyone to buy it.

Centennial Life Insurance Company is still very good, it is a relatively good insurance company, and its reputation is also very good, many people have a good evaluation of this insurance company, and it is still reliable, although it is reliable, but it is still necessary to be cautious when choosing.

Answer: Centennial life insurance is legitimate. Centennial Life Insurance, known as Centennial Life Insurance Co., Ltd., is a national life insurance company approved by the China Insurance Regulatory Commission, which was formally established on June 3, 2009, and its shareholders include Rongda Investment and Dalian Port Group.

Question: Will the customer lose anything if they go bankrupt?

Bankruptcy questions. Whether it is a full loss or partial compensation.

Wouldn't the question be as it was said on **?

The reputation of this life insurance company is still very good, and it is also a very large insurance company in China, and the overall capital strength is still relatively strong and very reliable.

Centennial Life Insurance Company is quite good, it has been established for a long time, and its reputation is also very good and reliable.

Personally, I think this insurance company is quite reliable and has a good reputation, but it is too small and there is a risk of bankruptcy.

Health 100 is better, there are two claims for critical illness, two claims for minor illnesses, and there are waivers ......

Xueba talks about insurance, focusing on insurance evaluation! I've compiled a comparison table of critical illness insurance between Centennial Life and other insurance companies, so if you're interested, you can take a look at it first"Comparison Table of 136 Popular Critical Illness Insurance in China".

Centennial Life may be a company that some people have not heard of, but it is still quite famous in the insurance industry.

When you ask Centennial Life how it is, it mainly depends on the products he sells. Centennial Life's products are still okay on the whole, and several products are hot-selling products, such as Kanghuibao Flagship Edition, Kanghuibao 2020 Edition, and so on.

Since the company has a lot of products on sale, let's take his recent new Baihuibao as an example: (see the picture below).

Patrick Insurance is a multi-claim critical illness insuranceThe highlights of this product are:

1. Flexible guarantee:You can choose to protect up to the age of 70 or for life, and you can choose whether the death benefit and the second benefit of cardiovascular and cerebrovascular diseases are included.

2. Comprehensive protection:The content included is not only critical illness, moderate disease, mild disease, but also pre-condition protection. If you want specific critical illnesses and cancers**, you can add them up.

3. High claim ratio:If a critical illness is diagnosed for the first time before the age of 60, the compensation ratio can be as high as 160%, far exceeding the industry average. The sum insured for moderate illness is also quite high, with 60% of the sum insured, and the proportion of compensation for mild illness increases sequentially, up to 45%, compared with other products on the market, the proportion of mild illness is mostly higher.

4. Reasonable grouping of critical illnesses:Malignant tumors are not in the same group as other high-incidence critical illnesses, which greatly increases the probability of receiving compensation.

On the whole, the protection of Baihui Bao is still very good. The cost-effective products on the market that are more worth buying, I have sorted them out for everyone, and you can also make a comparison:"Top 10 Popular Critical Illness Insurance Points Worth Buying! 》

The products of various insurance companies are different, and there will definitely be differences in the coverage, covered diseases, etc.

In order to facilitate everyone's comparison, we have compiled the latest critical illness insurance rankings, and the best critical illness insurance in China are here. New Definition of Critical Illness Rankings Announced! The first place turned out to be it".