The number of the month is the time when the LPR quotation is published

Starting from August 20, 2019, before 9 a.m. on the 20th of each month (postponed accordingly in case of holidays), LPR** Bank will be based on the Bank's loan interest rate for the best quality customers.

to operate in the open market.

The method of forming the interest rate plus points shall be submitted to the National Interbank Funding Center**, which calculates the LPR by removing the arithmetic average of the highest and lowest **, and rounding the nearest integer multiple, which will be announced at 9:30 on the same day.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

LPR, or the interest rate of the loan market, is generally announced on the 20th of each month. However, if the 20th of the month falls on a statutory holiday, it will usually be postponed, and it will often be postponed to the first working day after the holiday.

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The LPR was officially announced in August last year, and the highest in August 2019, with a five-year term; Gradually declining, lowest in April 2020,.

The data showed that the LPR rate in October was the same as the LPR rate in September. The LPR interest rate in September (the current 1-year LPR and 5-year LPR interest rates are the same, respectively, and have been unchanged for 7 consecutive months. The central bank has implemented the LPR interest rate as the benchmark interest rate for loan pricing, and banks can only add to this interest rate, but cannot lower it.

Basic mechanics. The loan market ** interest rate (LPR) is submitted by each ** bank on the 20th of each month (postponed accordingly in case of holidays) in steps of percentage points** to the National Interbank Lending Center, which calculates the LPR according to the arithmetic average after removing the highest and lowest **, and the nearest integer multiple is rounded to the nearest integer, which is announced at 9:30 on the same day, and the public can inquire at the National Interbank Lending Center and the People's Bank of China**. The current LPR includes two varieties: 1-year and 5-year-old.

LPR officially released the ** data in August last year, the highest in August 2019, the five-year period of 4 85, and the lowest in April 2020, 4 65.

On April 20, 2020, the People's Bank of China authorized the National Interbank Lending Center to announce that the loan market ** interest rate (LPR) on April 20, 2020 is: 1-year LPR is 3 85, down 20 basis points from the previous period, the largest rate cut since the LPR reform in August 2019; LPR over 5 years was 4 65, down 10 basis points from the previous period.

In July 2020, the Bank of Communications took the lead in issuing an announcement that on August 21, the existing floating rate housing loans that have not yet been converted into the ** interest rate or fixed interest rate of the loan market will be uniformly adjusted to the LPR floating interest rate plus or minus point method. For BOCOM customers who have objections to batch conversion, they can also negotiate with the loan handling bank before December 31, 2020.

April 2020 low,.

According to the Bank's lending interest rate to the best quality customers, the basic loan reference rate calculated and published by the National Interbank Lending Center authorized by the People's Bank of China is formed by adding points to the open market operation interest rate (mainly referring to the medium-term lending facility interest rate), and each financial institution should mainly refer to the LPR for loan pricing.

At present, LPR includes two varieties with a maturity of 1 year and more than 5 years. The LPR has a high degree of marketization, which can fully reflect the supply and demand of funds in the credit market, and the use of LPR for loan pricing can promote the formation of market-oriented loan interest rates and improve the transmission efficiency of market interest rates to credit interest rates.

The interest rate (LPR) of the loan market is submitted to the National Interbank Funding Center on the 20th of each month (postponed accordingly in case of holidays) in steps of one percentage point, and the National Interbank Funding Center calculates the LPR by the nearest integer multiple after removing the highest and lowest**.

There are no rules, no one knows.

I haven't studied this question, not necessarily.

Updated October 20, 2022:

As of October 20, 2022, the loan market** interest rate (LPR) is: 1-year LPR and 5-year LPR.

Updated September 20, 2022:

On September 20, 2022, the loan market** interest rate (LPR) is: 1-year LPR and 5-year LPR.

Updated August 22, 2022:

On August 22, 2022, the loan market** interest rate (LPR) is: 1-year LPR and 5-year LPR.

July 20, 2022Update

On July 20, 2022, the loan market** interest rate (LPR) is: 1-year LPR and 5-year LPR.

June 20, 2022Update

On June 20, 2022, the loan market** interest rate (LPR) is: 1-year LPR and 5-year LPR.

May 20, 2022Update

On May 20, 2022, the loan market loss round** interest rate (LPR) is: 1-year LPR, 5-year LPR or more.

April 20, 2022Update

On April 20, 2022, the loan market** interest rate (LPR) will be 1-year LPR and 5-year LPR.

March 21, 2022Update

As of March 21, 2022, the loan market** interest rate (LPR) is: 1-year LPR and 5-year LPR.

February 21, 2022Update

As of February 21, 2022, the loan market** interest rate (LPR) is: 1-year LPR and 5-year LPR.

January 20, 2022Update

On January 20, 2022, the loan market reimbursement rate (LPR) is: 1-year LPR, 5-year LPR or more.

With a percentage point as a step, submit ** to the peer decomposition center between banks nationwide, and the average calculation of the average after removing the highest and lowest ** between banks is an integer multiple of the disturbance discussion in the vicinity, which is published at 9:30 on the same day, and the peer division between banks across the country can be queried by the peer decomposition center and the People's Bank of China**.

LPR is the market interest rate of loans by **banks**. The latest** shows that the 5-year LPR (i.e. mortgage-related interest) rate is 4 65, which is 10 basis points lower than before. This is the biggest cut since the LPR reform in August last year.

The LPR rate has been declining since August 2019. In particular, the LPR related to mortgages of more than five years has been lowered three times, from 4 85 to 4 65. As a result, it's not too late to switch to LPR-linked floating rates for mortgages issued before October last year.

The LPR is the central bank.

Published interest rates in the lending market**.

The latest issue** shows that the LPR with a maturity of more than 5 years, which is the interest rate associated with mortgages, is 10 basis points lower than before. This is a rate cut since the LPR reform in August last year.

The largest amplitude.

Since August 2019, the LPR rate has been falling. In particular, the LPR, which is related to housing loans for more than 5 years, has been lowered three times. Therefore, the mortgage before October last year now chooses to convert to a floating interest rate linked to LPR.

It's not too late. <>

LPR is made up of ** bank.

** Loan market interest rate.

The latest** shows that the 5-year LPR (i.e. mortgage.

Related interest) interest rate of 4 65, 10 basis points lower than before. This is the biggest cut since the LPR reform in August last year. This sentence is suspended.

The LPR rate has been declining since August 2019. In particular, the LPR related to loans over five years has been lowered three times, from 4 85 to 4 65. As a result, for mortgages issued before October last year, there was a shift to LPR-linked floating rates.

It's not too late.