Social insurance is paid by individuals every month, and how to pay personal social security every m

Legal analysis: Bring relevant identity materials, income certificates, etc. to the local social security department for payment. The specific amount of payment, according to their own situation, the national social security payment base is not the same, the total cost of how much money an individual has to pay for a month is not the same, the cost of payment is related to the local average salary of the previous year, because the average salary of each city is different, and the first-tier cities are often higher than the second- and third-tier cities.

Legal basis: Article 15 of the Social Insurance Law of the People's Republic of China The basic pension consists of the overall pension and the key fund and the personal account pension of Zeqiao.

The basic pension is determined according to factors such as the cumulative number of years of individual contributions, the contribution salary, the average salary of local employees, the amount of the account of each person, and the average life expectancy of the urban population.

When will the five insurances and one housing fund be paid every month? Experts from the financial investment insurance network reminded that before the question of how to pay for five insurances and one housing fund, we might as well understand what we often say about the payment of five insurances and one housing fund, and the experts of the financial investment insurance network introduced that the payment of five insurances and one housing fund includes social security premiums and provident funds, and the social insurance premiums mentioned here refer to the participation of employers and their employees in the society in accordance with the law. If you want to know more about how to pay social security every month, follow me to take a look.

When will the five insurances and one housing fund be paid every month? Jintou insurance network experts reminded that before how to pay for five insurances and one housing fund, we might as well understand what we often say about the payment of five insurances and one housing fund, and the experts of Jintou insurance network introduced that the payment of five insurances and one housing fund includes social security premiums and provident fund, and the social insurance premiums mentioned here refer to the basic pension insurance premiums, basic medical insurance premiums, work-related injury insurance premiums, unemployment insurance premiums and maternity insurance premiums paid by the employer and its employees in accordance with the law.

1. How to pay social security every month?

According to Article 4 of the Administrative Provisions on the Declaration and Payment of Social Insurance Premiums, the employer shall go to the local social insurance agency to file a payment declaration within the prescribed time limit on a monthly basis, and the declaration items include: (1) the employer's name, organization**, address and contact party; (2) The employer's bank account and account name; (3) The type of insurance to be paid, the payment base, the rate, and the amount to be paid by the employer; (4) The roster of employees and the payment of contributions by employees; (5) Other matters stipulated by the social insurance agency.

In a payment year, after the initial declaration, the employer may only report the changes in the matters specified in the preceding paragraph in the remaining months; If there is no change, it may not be declared.

Article 8 stipulates that an employer shall apply for social insurance registration and declare and pay social insurance premiums for its employees within 30 days from the date of employment. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay.

If the employer fails to declare the amount of social insurance premiums to be paid in accordance with the regulations, the social insurance agency shall temporarily determine the amount payable at 110% of the amount paid by the employer in the previous month; If there is no amount to be paid in the previous month, the social insurance agency shall temporarily determine the amount payable according to the operating conditions of the unit, the number of employees, the average salary of local employees in the previous year, and other relevant circumstances. After the employer completes the application formalities, the social insurance agency shall settle the settlement in accordance with the regulations.

2. When will the MPF be paid monthly?

Experts from the financial investment insurance network reminded that each place has different regulations on the monthly payment time of five insurances and one gold, and you can consult the local social security bureau or housing provident fund management center for details.

1. The 1st-10th of each month is the audit period of the social security agency, and the increase and decrease business that has been accepted shall be reviewed and settled, and the collection data of the current month shall be verified. From the 11th of each month to the last working day of the month, it is the time for Huai Nai to accept and declare the spring position of single lead burial. If there is a change in the number of personnel in the payment unit, it must go through the relevant procedures with the social security agency in time in the current month (the increase or decrease of personnel in the month of the annual declaration is not accepted, except for the new units in the current month).

On the 10th of each month, after the social security agency verifies the data of the month, the insured unit shall pay the social insurance premium to the local taxation department.

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1. What social security mainly includes pension, medical care, maternity, work-related injury, and unemployment. Pension: After 15 years or more and reaching the statutory retirement age, you can receive pension benefits on a monthly basis; Medical:

A large amount of expenses can be reimbursed in the event of hospitalization; Childbirth: As long as you have paid the fee for 12 months or more before giving birth, you can enjoy a part of the reimbursement; Work-related injury: A certain percentage of reimbursement can be enjoyed if a work-related accident occurs during work; Unemployed:

After the employer terminates the labor contract relationship with you, you can receive unemployment insurance benefits before you find a new employer, and the specific length of the payment depends on the length of your unemployment insurance contributions. Work-related injury insurance must be identified at different levels, and if the disability level is different, the work-related injury insurance compensation will be different. Hospitalization in the event of an injury can be reimbursed.

The proportion of social security contributions, taking 3,000 yuan as an example:

1. Endowment insurance: the unit pays 20, that is, 600 yuan; $8,240 for individuals.

2. Unemployment insurance: the unit pays 1 5, that is, 45 yuan; Individual pays 0 5,153, work-related injury insurance: the unit pays 1 0, that is, 30 yuan; Individuals do not pay.

4. Maternity insurance: the unit pays 0 8, and the good shirt is 24 yuan; Individuals do not pay.

5. Medical insurance: the unit pays 10, that is, 300 yuan; Individuals pay 2 3 yuan, that is, 603 yuan.

Second, the composition of personal social security in addition to the unit can pay social security for you, in fact, people who do not work but have income or have a unit but do not pay social security can also pay social security by themselves, but individuals can only pay pension insurance and medical insurance, work injury, maternity, unemployment and provident fund, you can not pay it personally. Pension insurance generally has to pay 15 years after retirement to enjoy the pension for life, so if you want to get a pension, please be sure to start paying 15 years before your retirement, if you pay pension insurance for less than 15 years before retirement, then when you retire, the state will return all the 8 pensions stored in your personal account to you, and the unit will pay you 21 Don't expect the state to hand it over to you, the state will co-ordinate it. Medical insurance, the national policy is not bad, the important thing is that there is a lot of reimbursement for hospitalization.

As I said before, the medical insurance paid by the unit to you every month is 9, and the medical insurance you pay every month is about 2 plus 10 yuan of serious illness co-ordination, this serious illness co-ordination does not care about anything else but you are hospitalized, and the 11 miles of the country will play your own 2 on your medical insurance account every month, if you pay social security according to the minimum base of 1189 yuan every month, then 11892 23 78 yuan is the state every month to give you personal money, this money you can accumulate and directly swipe the card to buy medicine or see an outpatient clinic, The remaining 9 countries will be counted in the medical co-ordination**.

The latest deadline for social security contributions is as follows:

1. The social security deduction is on the 19th of each month. Social security is divided into unit social security and individual social security. Under normal circumstances, the Social Security Bureau will lock the corresponding company's social security account on the 19th of each month.

That is, with the 19th as the cut-off point. Pay the social security premium of the current month before the 19th, and only apply for the next month's social security after the 19th;

2. The general social security bureau will deduct the social security expenses of each employee from the special social security account of each company on the 20th after locking the company's ledger, and each employee can check the payment details of his social security account accordingly after the 23rd, and the 20th to the 23rd is a refreshing time period after the social security deduction. And after the social security deduction paid in the current month is successful, you can use your social security card from the 1st of the next month.

The social security deduction standards are as follows:

1. For endowment insurance, the unit shall pay 20% of the salary base every month, and the employee shall pay 8% of the salary paid by himself every month;

2. Medical insurance, 8% for units and 2% for individuals; Unemployment insurance, 2% for units and 1% for individuals;

3. Work-related injury insurance and maternity insurance are fully borne by the enterprise, each of which is about 1%, and individuals do not need to pay; Social insurance refers to the system in which the state compulsorily establishes social insurance through legislation to provide necessary material assistance to workers participating in labor relations when they lose their ability to work or become unemployed. Social insurance is not for profit. Social insurance is mainly through the collection of social insurance, and within a certain range of social insurance to implement the overall adjustment to give necessary help to workers when they encounter labor risks, social insurance to provide workers with basic life implicit protection; As long as the worker meets the conditions for enjoying social insurance, that is, he or she has established an employment relationship with the employer or has paid various social insurance premiums in accordance with the regulations, he can enjoy social insurance benefits.

Social insurance is the core content of the social security system.

Legal basisArticle 4 of the Social Insurance Law of the People's Republic of China.

Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with the law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.

Article 5. The people at or above the county level shall include social insurance in their plans for national economic and social development.

The state raises social insurance funds through multiple channels. The people at or above the county level shall give necessary financial support to the social insurance undertakings.

The state supports social insurance through preferential tax policies.

Yes. Social security is paid in the current month. The details are as follows:

If the employer pays the social security for the employee, it will pay the social security fee for the employee before the 15th of the month;

The next month's social security will generally be paid before the 15th of the next month.