How long does it take for a card to card transfer to arrive?

The arrival time is also different according to the different modes, as follows:

1. Normal mode: The arrival time depends on the system processing of the other bank, usually 1 to 2 working days. Express mode: quick submission (such as China Merchants Bank), the arrival time also depends on the system processing speed of the other bank, generally within 2 hours.

2. Fast mode: fast submission (such as China Merchants Bank), the arrival time also depends on the system processing speed of the other bank, generally within 2 hours.

3. Real-time mode: real-time arrival, the fastest speed, with quota limit, no limit on the number of transfers.

1. If the bank transfer is a peer transfer, it is basically instantaneous, if the transfer is successful, then the other party will receive the account, if the other party does not receive the money, it may be that the payee's account information is filled in incorrectly, you can go to the transfer details to inquire;

2. If the transfer is an inter-bank transfer, it will generally arrive within 2-3 working days, so even if the transfer is successful, the other party may not receive the money, and it will take a certain amount of time to do so.

Further information: 1. What are the settlement methods of bank transfer?

1. Bank draft: a settlement method in which the bribe payer deposits the money with the local issuing bank, and the issuing bank issues it to the bank for transfer settlement or expenditure;

2. Commercial bill: issued by the drawer, accepted by the acceptor, entrusted to the payer on the specified date to unconditionally pay the determined amount to the payee or bearer;

3. Cashier's check: The applicant deposits the money with the bank, and the bank issues and promises to pay the amount unconditionally to the payee or bearer at the sight of the bill;

4. Cheque: a bill issued by the depositor and entrusted to the bank to unconditionally pay the determined amount to the payee or bearer at the sight of the cheque; 5. Credit card: a card issued by a commercial bank to an individual or a unit, with which the card is used to make purchases, consumption, and cash payments to special units, and has consumer credit;

6. Remittance is a settlement method in which the remitter entrusts the bank to remit the money to the foreign payee. Applicable to: payment settlement between different places;

7. Entrusted collection: the settlement method in which the payee entrusts the bank to collect the payment from the payer.

Second, the characteristics of the exchange method:

1. Ordinary remittance generally arrives within 24 hours; The emergency remittance transfer speed is fast, and it will arrive at the beneficiary's account within 2 hours after the customer submits the wire transfer voucher;

2. The beneficiary can be an entity that opens an account with the remittance bank, or an individual who "opens an account for withdrawal".

3. The remitter can apply for a refund of the money remitted by the bank.

4. If the payee opens a deposit account in the remitting bank, the remitter and the payee shall contact the payee to return the remittance by themselves.

Bank card transfers usually arrive within 24 hours.

1.Bank counter transfer: Generally, if the transfer can be made on a working day, it will arrive within 24 hours. If it's a peer-to-peer transfer, it arrives immediately;

2.ATM transfer: It usually takes 24 hours to arrive;

3.Third-party payment transfer: You can usually receive your payment within two hours. It actually depends on whether the other party's transfer bank can receive the account immediately. The above is related to how long the bank transfer can last.

Further information: 1. Transfer refers to the bank currency transaction method that cannot directly use cash, but can only transfer funds from the payment account to the receiving account according to the bank's currency receipts and expenditures. It has gradually developed with the advancement of the bank. When the amount of clearing is large and the space distance is long, it will be safer to use transfer for settlement.

In modern society, most product transactions and monetary payments are made in the form of transfer settlements. Money transfers are widely used as a form of banking transactions.

2. So how do you transfer money?

1.Directly find the bank card matching the bank branch to deposit, this is the easiest, but also relatively fast. If you want to make a deposit, you need to know the account and its name;

2.Find an ATM self-service deposit machine that matches your bank card, and deposit cash directly through the ATM, but this part of the cash required is a denomination of 100, and it should not be too old or too wrinkled;

3.If you send money in cash at another bank, you need to know the name of the bank account where the money is being sent;

4.Transfer money to another card.

3. How to deposit without a card:

1.If you want to deposit cash into the bank card account, you can directly take the cash, go to the bank counter of the bank, and then fill in the bank deposit form, and then you can directly deposit the cash into the bank card account;

2.If you have a bank passbook, you can also take the bank passbook and cash to the bank card or bank counter for saving;

3.If you don't want to go to the bank counter to save money, you can go to the bank's ATM and deposit cash into the bank card account through a cardless deposit.

4. To sum up, if you want to transfer money online, you can choose the method that suits you, and when you don't have a card, you can also follow the above methods to deposit and withdraw money. If your personal circumstances do not meet all the above conditions, you can bring your ID card to the bank for specific consultation.

Bank transfers are usually completed within 24 hours.

Interbank bank card transfers can be made in the following ways:

Alipay transfer;

Online banking transfer; Bank counter transfers, etc.

Bank Transfer (Deposit) Process:

After confirming that the passbook account number and account name provided by the payee are correct, you can take the cash to the bank and deposit it directly into the payee's account;

It is recommended that you open an account with a bank, and then fill in a telegraphic transfer form, fill in the other party's beneficiary account number, account name, and bank name, and remit money from the account to the beneficiary;

If you are troublesome to open an account, you can directly remit money in cash and fill in a wire transfer form for remittance, but you must fill in the other party's receiving account number, account name, and bank name;

Open online banking, and you can pay and transfer money online;

There is a fee for inter-bank transfers.

Online inter-bank transfers can take up to 3 working days, and generally arrive within 24 hours. ATMs for inter-bank transfers will be remitted by the bank after 24 hours, which generally takes 2 to 3 days.

How long does it take for an interbank transfer to arrive?

Card transfers are expected to arrive within 2 hours.

Online banking can transfer money to each other, you can go to the bank ** to log in, and then choose to transfer, you can transfer the two cards.

If it is a card-to-card transfer in the same industry, then most of them will arrive instantly, that is, after the bank processes the transfer is completed, the instant deduction will be credited to the account. If it is a transfer from other places, the time is the arrival time of the receiving and paying bank system software, and most of them are 1-3 working days. Intra-bank off-site transfer is free:

In order to effectively curb the behavior of buying and selling accounts and fake account opening, and comprehensively promote the management of the real-name system for accounts, the Notice on Strengthening the Management of Payment and Settlement and Preventing New Violations and Crimes in Telecommunications Networks clearly stipulates that the Notice clearly stipulates.

In order to reduce the cost of residents' transfers, the Notice on Matters Concerning Strengthening the Management of Payment and Settlement and Preventing New Violations and Crimes in Telecommunication Networks clarifies that if a bank collects a non-local handling fee for the bank's intra-bank business such as cash deposit and withdrawal, transfer, etc., it shall be free of charge within three months from the date of issuance of this notice.

If you handle the transfer business at the bank counter or ATM, you should first confirm whether the business is accepted, and if you handle it at the counter, you need to present your identity document, and fill in the relevant transaction documents or vouchers as required, and confirm that the name, account number, transfer amount and other elements of the transferred account are filled in correctly. If it is handled at an ATM, you should enter the transfer elements such as the transfer card number and amount within the specified time, and properly keep the receipt of the transfer transaction voucher or the voucher printed by the ATM, so that you can submit it to the bank for inquiry in case of abnormality, and you can ask the issuing bank for the time of arrival of the funds.

Whether there is a fee for card transfer depends on how to transfer, what method is used, whether it is the same bank, etc. If you use ATMs, bank counters, online banking, or inter-bank transfers, you will be charged a handling fee. However, when transferring money, there will be a reminder of the handling fee, and you can choose to give up the transfer.

In the case of mobile banking, no handling fee will be charged regardless of whether it is a non-local or peer transfer.

Arrival time: real-time arrival of transfers of less than 50,000 yuan (inclusive) outside the bank, between 9:00 and 17:00 on working days, the transfer amount of more than 50,000 yuan will arrive in real time, and in other cases, it will arrive within 24 hours.

1. Bank counter transfer. In general, it will arrive within 24 hours, and it will arrive in real time if it is a peer transfer.

2. ATM transfer. It usually takes 24 hours for your account to arrive.

3. Transfer money through third-party payment. Generally, it can be received within two hours, depending on whether the other party's transfer bank can enter the account in time.

Extended Information: What Bank Transfers Do:

1. In accordance with the provisions of the Bank Settlement Measures, except for those that can be settled in cash as stipulated in the "Interim Regulations on Cash Management", all commodity transactions, labor services, fund transfers, credit exchanges, etc., which occur between enterprises, public institutions, organs, organizations, and military units, shall be settled by bank transfer in accordance with the provisions of the Bank Settlement Measures.

2. The reason why the state encourages the implementation of bank transfer settlement is because:

1) The implementation of bank transfer settlement is conducive to the state to regulate currency circulation.

The implementation of bank transfer settlement, the use of bank credit receipts and payments instead of cash circulation, so that the economic exchanges between various units, only the business below the starting point of settlement and within the scope of cash expenditures to use cash, narrowed the scope and quantity of cash circulation, so that a large amount of cash out of the field of circulation, thus creating conditions for the state to organize and regulate the amount of money in circulation in a planned way, to prevent and curb inflation.

2) The implementation of bank transfer settlement is conducive to accelerating the turnover of materials and funds.

Bank transfer settlement is achieved through the centralized clearing of funds by the bank. Banks use a variety of settlement vouchers, bills in the bank account to transfer funds directly from the payment unit (or individual) to the receiving unit (or individual), regardless of the size of the money, complex, and regardless of the distance, as long as it is above the starting point of settlement, can be handled in a timely manner through the banking institution, the procedures are simple, eliminating the use of cash settlement when the money is transported, counted, kept and other procedures, convenient and fast, thereby shortening the clearing time, accelerating the turnover of materials and funds.

3) The implementation of bank transfer settlement is conducive to the accumulation of idle funds and the expansion of bank credit funds.

Due to the implementation of transfer settlement, the temporarily unused funds of each unit are deposited in their bank accounts, and these funds have become one of the important bank credit funds. In addition, the implementation of transfer settlement, each unit in the process of settlement, the payment unit has been paid, but the voucher is still being transmitted, so the collection unit has not been recorded, so the formation of funds in transit, is also the bank credit funds.

4) The implementation of bank transfer settlement is conducive to the supervision of the economic activities of various units by banks.

Through centralized transfer settlement, banks will be able to have a comprehensive understanding of the economic activities of various units, supervise all units to conscientiously enforce financial and economic discipline, prevent the occurrence of illegal activities, and promote all units to better abide by financial and economic laws and disciplines.