Life insurance policy inquiryWhat should I do if the policy is lost?

Generally speaking, we are most concerned about the relevant knowledge of insurance products, to ask what is the specific function of the policy, what is the method of inquiry and management, can the authenticity be verified, basically not up, in fact, understanding these contents is of great help to everyone, the relevant knowledge points I have made notes, here to share with you to learn"One article teaches you how to query, verify, and manage your own insurance policy! 》

If the original policy is lost, it can still be passed through the following sections.

1. The second way is to inquire about the insurance contract that has been purchased by the insurance company.

The article is very specific, so let's take a brief look here.

There are usually several ways to check an insurance policy:

1.Check the official website of the insurance company:

First find the name of the column such as "service center" on the official ** of the insurance company, and the relevant policy information can be queried after logging in to the account password, and the account name is usually the user name, ID card, mobile phone number, email address, etc.

If the insurance company has developed an official app, then the policy information can generally be queried through this channel. For example, Ping An Insurance has a "Ping An Gold Butler", after successfully logging in to the interface, click "My" in the lower right corner, and find the policy query to query the relevant information of the personal policy.

In order to help everyone save worry and effort, a WeChat *** called "China Insurance Know-it-all" developed by the Insurance Association of China has been put into use, and the policy query results in this *** will show all the policies bought in the name of the individual in China.

The specific query steps are as follows:

After checking the policy, the more important contents are as follows:

1.Check the key information:The name of the insured, ID number, coverage period, coverage items, insurance amount, etc., the relevant information on the policy cannot be wrong, and if there is an error, contact the insurance company to change it in time.

2.A closer look at the safeguard responsibilities:Specifically, which items are protected, and what circumstances are not guaranteed, carefully read one by one, if the actual does not meet their own needs, you can surrender the policy as soon as possible, and there is no loss during the hesitation period.

3.Take a closer look at the health advisory:If it is truthfully informed, but it is not written in the policy, contact the salesman as soon as possible to see what the problem is, and do not cause problems in the final claim because you do not pay attention to this problem.

By the way, if you check the policy after buying insurance, you can take a screenshot and send it to your familyIf the loved ones don't know about the policy from beginning to end, if an accident happens, it will be wasted if they can't apply for a claim。Other content related to this issue will be explained in more detail in this article, and you can click on the original article to view if necessary"The policy is managed by itself, and when the claim is settled, the family does not know what to do? 》Hope!

Call the service**, inform the insured of the ID number, and if it can be found, the contract can be supplemented.

I think I can make up one.

Summary. Hello dear, the life insurance policy is lost, first of all, don't worry, it can be reissued. The method of complementing is as follows:

Hello dear, the life insurance policy is lost, first of all, don't worry, it can be reissued. The method of supplementation is: 1. Through the insurance company's APP, ** electronic policy, the electronic policy is the same as the paper contract 2. Go to the insurance company's counter to handle the reissue contract, and you need to pay the public capital.

Regardless of the method, the policyholder needs to handle it himself, and he can handle it with his ID card.

It is also necessary to fill in the application form for change of insurance contract, which shall be signed by the policyholder and stamped with the seal of the insurance company on the insurance contract. The contractual insurance liability remains unchanged during the loss of the policy.

Insurance Law of the People's Republic of China Article 10 An insurance contract is an agreement between the policyholder and the insurer to stipulate the relationship of insurance rights and obligations. The policyholder refers to the person who has entered into an insurance contract with the insurer and has the obligation to pay the insurance premium in accordance with the contract. An insurer refers to an insurance company that enters into an insurance contract with the policyholder and bears the responsibility of compensation or payment of insurance money in accordance with the contract.

If the policy is lost, it needs to be replaced as soon as possible. Generally speaking, life insurance will have a corresponding policy issued to the customer after the successful application, some are electronic policies, some are paper policies, which have legal effect, but paper policies are more appropriate for the insured.

Extended information: 1. Insurance policy.

Abbreviated as "Policy". Written proof that the insurer and the policyholder have signed an insurance contract. The main contents of the insurance policy include:

1) A description of the matters related to the subject matter of the insurance by both parties, including the name of the insured, the name of the subject matter of the insurance, the place where it is stored or the state in which it is located, and the amount insured.

The duration of the insurance, the premium of the insurance, etc.

2) The rights and obligations of both parties, such as assuming responsibility and non-liability, etc.

3) Supplementary conditions, which refer to the terms of the insurance or other conditions agreed by both parties, as well as the changes, assignments and cancellation of insurance policies. An insurance policy is the main form of expression in which an insurance contract is signed. To simplify the form, it can also be in the form of a legally binding pre-insurance policy, a certificate of insurance or a temporary insurance policy.

2. According to China's "Insurance Law".

It is stipulated that the establishment of an insurance contract does not depend on the issuance of an insurance policy, as long as the policyholder and the insurer agree on the terms of the contract, the insurance contract is established, and the insurer shall be liable for compensation even if the insurance policy has not been issued. Except where the parties to an insurance contract agree in the contract that the issuance of an insurance policy shall be a condition for the contract to take effect.

3. The insurance policy must clearly and completely record the rights and obligations of both parties to the insurance, and the policy mainly contains the name of the insurer and the insured, the subject matter of insurance, the amount insured, the insurance premium, the insurance period, the scope of liability for compensation or payment and other specified matters.

4. The insurance policy is signed by the insurer according to the application of the policyholder and handed over to the insured for receipt, and the insurance policy is the main certificate for the insured to claim compensation from the insurer when the insured suffers losses due to accidents, and it is also the basis for the insurer to collect insurance premiums.

Under normal circumstances, the loss of the paper contract does not affect the handling of the business, but the information required for the specific business is subject to the requirements of the insurance company. In order to prevent the paper policy from being easily lost in the future, it is recommended to choose an electronic policy.

After the policy is lost, you should contact the insurance company in time to reissue it, and the methods for reissuance are:

1. The insurance company handles it over the counter: when the insured finds the insurance policy.

If you lose it, you can bring your ID card.

For insurance purchase information, you can go to the relevant insurance company's business outlets to go through the procedures for reissuing the policy.

2. Customer service**Handling: When the policy is found to be lost, the insured can call the customer service of the insurance company in time**. After connecting**, follow the prompts to select the manual service, and then explain the loss of the policy to the staff, take the initiative to provide your ID number and policy-related information, and wait for the staff to check in the system.

If the policy is found, the insurance company will issue the policy to the customer.

Test your anti-risk index, experts will interpret it for you for free!

Summary. Hello dear, how to inquire about the loss of life insurance policy: Chinese LifeIf we want to check our insurance, there are several ways, the first way is to call Chinese Life's customer service**, to ask, then we can dial** and then say the policy inquiry, and we will be transferred to the corresponding personnel to deal with it.

The second way is through online inquiry, we can go to the official Weibo of Chinese Life or his official website to log in to our own, and then go to query. In the third way, we can bring our ID card minus to the offline business outlets of Chinese Life to make inquiries.

Hello dear, how to inquire if the life insurance policy is lost: Chinese Life If we want to check our insurance, there are several ways The first way is to call the customer service ** of Chinese Life, to ask a sock person Chunxia, then we can dial ** and then say the policy inquiry, it will transfer us to the person who told us to deal with it. The second way is through online inquiry, we can go to the official Weibo of Chinese Shou or his official website to log in to our own suspicion, and then go to the inquiry.

In the third way, we can bring our ID card minus to the offline business outlets of Chinese Life to make inquiries.

If we say that our policy book is lost, we need to reissue the policy. If you want to reapply for a policy, the main thing is to bring our identity documents and go to the counter of the insurance company to reapply for a policy. Generally speaking, it may take about 30 working days to reissue the policy, if it is said that after the reissue, the insurance company will notify us to collect it, and our old insurance policy has been invalidated, and then we will use the new insurance policy if we go through any procedures.

Can I reissue the old age subsidy certificate of Shanghai Comprehensive Insurance for Foreigners if I lose it?

Dear, the hail wide Bi Yuanqin that can be reissued, if it is not reissued, it will be more troublesome to follow-up at that time. In case the other party refuses to give you a subsidy at that time, you don't have the relevant certificates.

Question 1: What should I do if I lose my Chinese life insurance policy? You can go directly to the insurance company to check the situation, and type in your mother's name and ID number to find out

I don't know what kind of insurance your mother insured, go to the ** of Chinese Life Insurance to check

e-95519/..

Good luck Question 2: What should I do if my Ping An Life insurance policy is lost Ping An of China National Service**.

95511 (human service 95511-1-9-9).

Ask the staff directly how to handle the loss of the insurance policy and where is the closest place to handle it from your home.

Then follow his instructions and bring the relevant documents.

About 10 yuan cost of production).

Question 3: How to replace the lost insurance policy with Chinese Life Insurance The policyholder can bring his identity to the life counter to handle it.

Question 4: What should I do if I lose my life insurance contract If the life insurance company has a backup, bring my ID card to them for consultation and processing.

Question 5: What should I do if I lose the Chinese Life Dividend Insurance Policy? You can apply for a make-up, the dividend list is just a notice of the previous dividends, just look at it, the final result is still to see the data in the insurance company's system, you can also call customer service ** to inquire directly.

Question 6: What should I do if the life insurance policy 20 years ago is lost It's okay, just take the ID card of the policyholder or the insured to the insurance company to make up the contract, and spend 10 yuan on the cost of production The premise is that the premium has been paid

Question 7: How to claim the loss of life insurance policy? Hello!

First of all, once the policy is damaged or lost, you should go to the insurance company in time to re-apply for the procedures, and you must bring the ID card of the policyholder, fill in the application form for changing the insurance contract and sign it by the policyholder. The new policy has no effect on the validity of the insurance contract.

Secondly, the most important thing to pay attention to in the claim is that the claim is timely and the information is complete, it is recommended that you choose a professional insurance institution to insure, for example, China Minsheng Insurance Network has a professional claims team, generally within 3 working days there will be a special person to follow up the claim and give a reply, but also provide travel insurance ** claims.

Finally, China Minsheng Insurance Network was officially launched in 2008 and is a large-scale insurance e-commerce approved by the China Insurance Regulatory Commission. In January 2012, CMIC was one of the first companies to obtain the Internet insurance business qualification approved by the China Insurance Regulatory Commission.

Question 8: What should I do if I lose my life insurance policy Contact my own insurance person and ask him to help, if I have left my job, you can call customer service, and I will send someone to handle it for you in person!

Question 9: Can I surrender my life insurance policy if I lose it Yes, I only need to bring my ID card and bank card.

Question 10: Can I reissue my insurance policy if I lose it? How do I reissue it? It can be reissued.

Bring your [original ID card], [original household registration book] and [bank passbook at the time of application] to the front desk customer service of the insurance company to reissue it.

Summary. Hello dear, happy to answer your <>

If the life insurance policy is lost, you should go to the insurance company to go through the replacement procedures in time. When going through the procedures, the insured must bring his or her ID card, the application form for change of the insurance contract and other insurance materials. Finally, thank you for your patience yo <>

What to do if you lose your <> life insurance policy.

Hello dear, happy to answer your <>

If the life insurance policy is lost, you should go to the insurance company to go through the replacement procedures in time. When going through the formalities, the insured of the old banquet section must bring his or her ID card, the application form for the change of the insurance contract and other insurance information. Finally, thank you for your patience yo <>

<>Hello, I lost my life insurance policy and reissued it in other places, what materials do I need?

Hello, bring your ID card, household registration book and payment slip to the local insurance company for reissuance.

Dear, related expansion information is <> here

A life insurance policy, also known as a life insurance policy, refers to a written document that concludes a life insurance contract between the insurer and the policyholder, which is the basis for the policyholder and the insurer to perform their obligations and enjoy their rights. A life insurance policy is an agreement between the insured and the insurer regarding the relationship between the rights and obligations of insurance. <>

If the contract does not exist, a series of problems such as the performance, modification, transfer, and termination of the contract will not exist. Secondly, the judgment of whether the contract is formed or not is also the judgment of the validity of the contract. If the contract is not established, there is no question of the validity and invalidity of the contract, that is, the establishment of the insurance contract is a prerequisite for the insurance contract to take effect.

What should I do if I don't have a payment slip <>?

Can I reissue it in the field?

Then you should go to the local insurance company to report the loss, and bring other documents to try it out.

It can be reissued in the field.

Do I need to go back to the local area to report the loss in person to report the loss, and I can report the loss in the field.

You can also report the loss in other places, and you can go directly to the local life insurance to report the loss.

Do you need any materials to report the loss, except for ID card and household register.

Yes. Bring these with you and you're good to go.