Can anyone tell me the detailed payment method to do foreign trade and have an introduction, thank y

There are 4 types of foreign trade payment methods, the specific contents are as follows:

1. Remittance is most commonly used in the settlement of loans between countries and enterprises, enterprises or subordinate fees between various enterprises;

2. Collection, after the exporter ships all the goods out, the valid bill of exchange is delivered to the bank at the place of export, and then the bank collects the corresponding loan settlement method for the importer;

3. L/C can effectively ensure the economic security of the importer and the exporter;

4. International factoring, which can bear the short-term business risks of both parties, is suitable for small and medium-sized foreign trade enterprises.

What is the job content of a foreign trade salesman?

1. Business personnel should understand the basic information of customers before making the first product in the inquiry of foreign buyers;

2. For foreign products, in principle, they shall be implemented in accordance with the accounting table of the company's financial department;

3. For the sample requirements of foreign businessmen, in principle, it is required to be paid, and for the large amount of samples, the other party shall bear the cost in principle. After the formal order, the cost and sample sending fee can be deducted;

4. In the order production stage, the business personnel should go to the production workshop to supervise and inspect the production of products together with the production supervisor, and solve the problems in time;

5. If the method of collecting foreign exchange is L/C, the business personnel must operate carefully, handle it carefully, pay attention to the consistency of the documents, and collect foreign exchange safely.

Legal basis: Article 19 of the Foreign Affairs Law of the People's Republic of China.

The State shall implement quotas, licenses and other means to manage goods restricted from import or export; Licensing shall be implemented for technologies that are restricted from import or export.

Goods and technologies subject to quota and license management shall be imported or exported only with the permission of the competent department of foreign affairs or other relevant departments in conjunction with the relevant departments in accordance with the regulations.

The state may implement tariff quota management for some imported goods.

Article 20. Quotas and tariff quotas for import and export goods shall be allocated by the competent foreign authorities or other relevant departments within the scope of their respective responsibilities and in accordance with the principles of openness, fairness, justice and efficiency. The specific measures are stipulated by ***.

Payment methods in foreign trade: letter of credit, remittance, collection, t (wire transfer), Western Union, PayPal, MoneyGram, etc.

1. Letter of credit: Letter of credit (letter of credit, L C) is a written document issued by a bank that conditionally promises payment, and it is a kind of bank credit.

2. Remittance: also known as remittance, is a settlement method in which the payer delivers the money to the payee through the bank using certain settlement tools (bills). Remittance is mainly used for payment, advance payment, commission, etc., which is the easiest way to pay for goods.

There are three types of remittance methods: mail transfer, telegraphic transfer and bill transfer.

3. Collection: Collection is a settlement method in which the exporter (creditor) issues a bill of exchange to entrust the bank at the place of export to collect money from the importer in order to collect the payment from the foreign importer (debtor). The basic practice is that the exporter delivers the goods first, and then prepares the shipping documents including the transport documents (usually the bill of lading) and issues the bill of exchange, and submits the full set of documentary bills to the bank (collecting bank) of the export, and entrusts it to collect the payment from the importer through the branch or ** bank (collecting bank) of the importing place.

4. T t (telegraphic transfer): Telegraphic transfer is one of the basic ways of foreign exchange remittance business, which refers to a remittance method in which the remittance bank uses SWIFT (Global Interbank Financial Telecommunications Network) and other telecommunication means to send the power of attorney for telegraphic transfer payment to the remitting bank and instructs the payee to pay a certain amount to the beneficiary. The advantage of the wire transfer method is that the recipient can receive the money quickly, but the fees are higher.

5. Western Union: Western Union is the abbreviation of Western Union, the world's leading express remittance company, with a history of 150 years, it has the world's largest and most advanced electronic remittance financial network, with outlets in nearly 200 countries and regions around the world.

6. PayPal: It is a wholly-owned subsidiary of eBay in the United States. Founded in December 1998 by Peter Thiel and Max Levchin, headquartered in San Jose, California, USA.

7. MoneyGram: MoneyGram is a kind of global fast remittance business between individuals, which can complete the remittance process from the remitter to the payee within more than ten minutes, which has the characteristics of fast and convenient. MoneyGram is a money transfer agency similar to Western Union.

The foreign trade payment methods include L/C, T/T, and D.P

1. Letter of credit l c

Letter of credit is currently the most commonly used payment method in the international world, and everyone who does foreign trade will come into contact with it sooner or later. For many people, when it comes to letters of credit, they will think of a daunting book full of jargon. In fact, the letter of credit can be said to be a s c. of payment guaranteed by a bank

As long as you follow the terms of this contract, and provide the corresponding documents to the bank, you must pay the money. Therefore, it should be said that the letter of credit is theoretically a very safe payment method.

2. T/T transfer

This way of operation is very simple, can be divided into the front t t and after t t, the front t t is after the contract is signed, pay a part of the deposit, generally 30%, the production is completed, notify the payment, pay the balance, and then ship, deliver a full set of documents. However, the former t t is a little rarer, and it appears more in European and American countries.

3. Documents Against Payment dp

d p Documents Against Payment is a method of delivering documents under the documentary collection method, which points out that the delivery of documents by the port party is conditional on the payment of the importer, that is, the importer can only collect the documents from the collecting bank after payment.

Legal basis

Article 175 of the Criminal Law of the People's Republic of China.

Crime of Fraudulently Obtaining Loans, Acceptance of Bills, or Financial Documents] Whoever obtains loans, acceptance of bills, letters of guarantee, etc., from banks or other financial institutions by fraudulent means, causing major losses to banks or other financial institutions, or where there are other serious circumstances, is to be sentenced to up to three years imprisonment or short-term detention and/or a fine; Whoever causes especially heavy losses to banks or other financial institutions or has other especially serious circumstances, is to be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and a concurrent fine.

Where a unit commits the crime in the preceding paragraph, the unit is to be fined, and the directly responsible managers and other directly responsible personnel are to be punished in accordance with the provisions of the preceding paragraph.

1. Prepayment: It is divided into the first t t and the last t t

1) Before t: After receiving the customer's payment, arrange the shipping and other procedures, and then send the bill directly to the customer.

2) After the completion of the shipment, the bill of lading or other documents to require the customer to pay, after receiving the customer's payment, and then send the bill to the customer.

In practice, there are also ways to combine the two, such as 30%t in advance and 70% against B l copy

2. Letter of credit: divided into spot and forward.

1) l c at sight: that is, the issuing bank or the paying bank shall pay the beneficiary immediately after receiving the documents specified in the letter of credit.

2)l/c30/60…120days: That is, after receiving the documents specified in the L/C, the issuing bank or the paying bank promises to pay within a certain period of time after the bill of lading, and then the customer can get the documents to clear the customs.

Note: This kind of payment method is more secure for both buyers and sellers, Dalian Danyi International Logistics needs to pay attention to the credit issues of the issuing bank or the payment bank and whether we can meet the requirements of the documents in the letter of credit.

3. Bank collection: divided into spot and forward.

1) D P at Sight: After the completion of the shipment, the shipping documents will be sent to the customer's bank by our bank, and the customer's bank will notify the customer to pay the bill, and the bank will not give the documents to the customer if the customer does not pay.

2）d/a30/60…120days: After the completion of the shipment, the shipping documents will be sent to the customer's bank by our bank, and the customer's bank will inform the customer that the customer can take the documents away for customs clearance as long as the customer makes the payment within a certain period of time after the acceptance of the bill of lading.

Note: If the customer does not pay the bill or does not pay on time after acceptance, the collecting bank is not responsible. Spot is safer than long-term, at least the customer does not pay the documents can not be given to the customer, and the customer will not be able to take the goods away.

4、o/a 30/60….120days

This payment method is to directly put the account to the customer, after the completion of the shipment of the goods, directly send the documents to the customer, the customer in the bill of lading date within a certain period of time to wire transfer to us. This payment method is the riskiest of the above categories and is directly based on customer credit, but it is also the most economical because there are no bank operating fees.

Common Payment Methods:

d p is the document against payment, we prepare our negotiation documents after delivery, and submit the documents to the customer's bank through our bank, the customer's bank reminds the customer that the documents have arrived, and the customer pays the bill after the bank submits the documents.

D a is the acceptance of the documents, but also through our bank to the customer's bank, the difference is that the customer only needs to accept our documents, you can take away the original documents, and then pay after the expiration.

T t is a wire transfer (the documents are generally mailed directly to the customer by our side, no need to go through the bank), if we use the T T payment method with the customer, the general practice is that the customer first gives us 30% of the advance payment, and the remaining 70% of the general insurance method is, after the goods are loaded, the customer pays with the original bill of lading faxed by us, and then mails the whole set of original documents to the guest after the payment arrives.

Collections d p, d a

D A Submission of Documents Against Acceptance, Verification and Tax Rebate, The difference between logistics freight forwarding DP and DA A is that DP must pay the bill, pay the money first and then submit the bill of lading, such as the bank privately releases the bill, the responsibility lies in the bank; D A importer in the bill of exchange acceptance after XX days after the payment of the goods, can take the bill of lading, if the payment is not made within the time limit, the bank is not responsible.

dp Documents Against Payment is a method of delivering documents under the documentary collection method, which means that the delivery of documents by the port is conditional on the payment of the importer, that is, the importer can only collect the documents from the collecting bank after payment. It is divided into a demand document (D p sight), which indicates that the port side issues a demand bill, and the collecting bank reminds the importer, and the importer must pay after seeing the bill, and the importer obtains the freight bill when the payment is paid.

The usance bill (d p after sight or after date) indicates that the port party issues a usance bill, and the collecting bank reminds the importer that the importer will pay the redemption bill after acceptance by the importer and before the maturity date of the bill of exchange or the maturity date of the bill.

d a Documents against acceptance is a method whereby the exporter (or collecting bank) delivers documents to the importer on the condition of acceptance under the documentary collection method.

Letter of credit l c, T/T t, doc against payment d p, doc against acceptance d a

However, most of them are now dominated by t t, and the risk is small. Small amounts can be credited to your account in full. Large amounts are generally paid 30% in advance, and the remaining 70% will be paid after delivery.

Generally used is t t, l c, collection, Western Union, etc. Among them, t t is the most used.

There are several types of foreign trade payment methods:

1. Letter of Credit (LC), I will take it out separately later.

2. Remittance mainly includes telegraphic transfer (T t), mail transfer (M t) and demand draft (D d).

Telegraphic transfer is a remittance method in which your customer deposits a certain amount of money to the remitting bank, and the remitting bank sends a certain amount of money to the branch or ** bank (remitting bank) of the destination through telex or swif, and instructs the remitting bank to remit a certain amount of money to the beneficiary within a certain period of time after the arrival of the goods.

Telegraphic transfer is a kind of exchange settlement method, which is settled in cash in foreign exchange, and the exchange settlement method is not only applicable to the transfer of funds between units, but also can be used for the payment of relevant payments by units to individuals in other places.

Telegraphic transfer uses telegraph and telex as a settlement tool, which is safe and fast, and the cost is also high.