What kind of real estate is easy to be unfinished, and how to judge that the real estate will be unf

The property market is sluggish, and the houses cannot be sold, and the real estate developed by some developers will become "unfinished buildings" because the funds for building houses are "cut off".

1. Real estate with little self-owned funds.

At present, the development loans provided by banks to developers are only about 30% of the entire project construction funds, and most of the construction funds have to be provided by the developers themselves. Many developers have already used up the funds for building their homes when they sell their homes. The rest of the money will be paid in advance by the construction team.

Once the house cannot be sold and cannot be cashed out, it will not be possible to repay the arrears of the construction team, and it will be impossible to hand over the house.

The developer has limited funds but is developing multiple properties at the same time. When the property market is sluggish and the houses cannot be sold, these properties drag each other down, resulting in developers not having enough funds to continue building houses.

2. Real estate that is eager to cash out.

In order to solve the problem of insufficient funds, some real estate projects have come up with various ways to extract cash from buyers, such as buying a house with a low down payment, zero down payment, or only paying a small amount at present, and then paying the rest of the funds when it is completed. These are all indications that developers don't have the money to build houses, and if they have enough money, they won't take such a move.

3. Lack of market competitiveness of real estate.

Compared with other properties in the surrounding area, there is no competitive advantage. When the property market is sluggish, these properties often cannot be sold, and there is no money to complete the remaining project construction tasks.

Reminder: For home buyers, it is best to choose existing or quasi-existing houses, or those that have mostly completed construction, as this type of real estate is unlikely to be unfinished. In addition, the development of large brand developers is also a subject to consideration.

Generally speaking, big brand developers are supported by all aspects of society, including **, and pay more attention to brand image, "It is unlikely that it will be unfinished."

Lack of funding, suburbs.

No.

Fangzhi Group did not publish unfinished news, and the real estate company has relatively strong funds and has developed more real estate, which is relatively normal at present, and basically can deliver the house on schedule. Therefore, the real estate developed by the company is relatively reliable and will not cause the problem of unfinished projects due to lack of funds.

How to deal with unfinished: There is a policy of pre-sale fund supervision, which is to put every fund sold by the developer into the supervision account designated by the first department, and then return it in batches according to the progress of housing construction, until it is completely handed over and then all of it is returned, this policy can effectively avoid the dilemma that the developer cannot continue to build once the funds are broken.

If he will not construct a real estate project anymore, and the capital chain has been broken, then we say that the real estate has been unfinished. This phone needs to have a new fund reserve, reopen the construction measures, can.

As an outsider, it is difficult to judge in advance whether the building will be unfinished, and the signs of many developers running away are not obvious.

The main reason why the real estate will be unfinished is that the development funds are insufficient, so the final real estate will not be completed, resulting in the inability to carry out infrastructure construction.

How to tell if the real estate will be unfinished? Don't buy real estate from small developers, generally large developers will not have unfinished business.

Unfinished and connected real estate can be bought. It is also possible to buy the real estate after the unfinished and the listing, and the house itself can be bought without problems. But it's better to buy what has already been built.

Some of them are unfinished buildings.

During the revitalization, some project shares may be chaotic, and if it has not been built, there may be a risk of stopping work again. In addition, due to the delay in the completion of the house, the property rights of these houses are generally much less after the revitalization, although the impact is not great, but it is inevitable that there are still people who care.

How to deal with buying an unfinished building:

1. Find out the ownership of the house.

Due to the different ways of buying a house, it can be divided into two situations: buying a house with a mortgage loan and buying a house with installments to the seller, which will have different effects on the ownership of the house. Therefore, buyers should first seek professional legal advice to find out their ownership.

Because the property status of unfinished buildings is particularly important to buyers.

In the case of a mortgage, it is recommended to consult a professional lawyer to find out the mortgage period and how to release the mortgage. In addition, if the property has not been completed at the time of the declaration of bankruptcy, it will result in a situation where the developer will not be able to meet its responsibilities to the buyer; If the house has been completed after the developer goes bankrupt, the buyer can apply to the housing management department for the real estate certificate and real estate certificate in accordance with the procedures.

2. Class Action Lawsuits.

Initiation is to be united.

If it is necessary to find out the ownership of the property and decide to sue the developer, the home buyer should work together with the many home buyers to avoid a situation where some people receive compensation and some do not. As the saying goes, everyone gathers firewood and the flame is high, and the owners speak with one voice and work hard in one direction, and the momentum and formation alone attract more attention than a single business.

Moreover, in the process of rights protection, it is necessary to hire a professional lawyer, because whether it is to negotiate with the developer or coordinate assets with **, banks, construction parties, etc., real estate lawyers need rich experience in handling cases to maximize rights protection.

3. Reduce your own losses as much as possible.

Generally speaking, every property has a complex debt relationship, and the developer owes not only the owner's house, but also the bank loan.

The construction party's project payment.

Buyers should not easily check out, just imagine, if the developer is unable to continue to recommend the project, it is very likely that there is no money to repay the owner, and at this time to quit the house, the owner and the developer will become a debt relationship, according to the relevant regulations, the institution (bank) with the right to mortgage the real estate has the priority to repay, and ordinary consumers do not have the priority to be repaid.

1.The problem with funding is a lot of unfinished buildings.

The main reason. Some developers get the land to build the house and go through the corresponding planning procedures, but when part of the first is built, the developer goes bankrupt or has insufficient funds, and the bank is unwilling to lend to them. As a result, they were unable to continue to invest in infrastructure, resulting in unfinished real estate.

2.The reason for an unfinished property can be a debt dispute.

Some developers have debt disputes with others. When a debt dispute arises, it can lead to the inability to continue construction on your own site. There are also some unfinished buildings because of property disputes. When there is a dispute over these property rights, it also leads to the failure of the construction of the house, resulting in the formation of unfinished buildings.

3.The reason for the unfinished building may be that the quality of the project is not up to standard.

Some unfinished buildings are due to the developer's illegal operation, resulting in substandard project quality when building houses. These can also lead to the suspension of the project, which in turn will lead to the formation of unfinished buildings.

How to avoid buying unfinished properties.

1.Buy an existing home.

This is the most straightforward way to avoid unfinished buildings. The existing house can be seen and touched. Under normal circumstances, after the loan is completed, you can go through the handover procedures, and you can take the key to renovate and move in. The internal planning of the existing house is also clear at a glance, and it is more assured to buy the existing house.

2.Choose a branded real estate company.

Choosing a large developer can avoid many potential risks. The development strength of large developer brand real estate enterprises is strong, the funds are sufficient, and the quality is more guaranteed. At the same time, the property management services of brand real estate enterprises are better and the living comfort is high.

3.Examine the strength and reputation of the developer.

Before choosing these properties, it is first necessary to understand the strength of the developer and whether there are too many properties to develop. Integrity is an important criterion to measure an enterprise, and honest enterprises are more trustworthy, so it is necessary to understand the reputation of developers.

4.Look at the developer's "five certificates."

1. The capital chain of the owner of the real estate construction project is broken, and the owner of the real estate construction project is in debt distress and lacks follow-up construction funds, which causes the lawsuit to be seized by the court, and then forms an unfinished building, which is the most common reason for the formation of an unfinished building;

2. There is chaos within the owner of the large mu real estate construction project, and there are contradictions or the management is suspected of violating the law and committing crimes, resulting in the suspension of the project;

3. The owner of the project, Rolling Yousen, was ordered to stop work because the construction procedures were incomplete;

4. Ordered to stop work due to violation of planning and design and construction quality problems.

How to avoid buying unfinished property.

1. Choose a developer with good qualifications: If the house is unfinished, most of the reasons are on the developer, and the developer's development qualification level is judged from the registered capital, development qualifications, etc. The qualification level is divided into four levels, the first level is the highest, the fourth level is the lowest, if the developer's qualification is the first and second level, it means that the developer's strength is still relatively strong, and the probability of unfinished production is also the lowest.

2. Complete five certificates: real estate developers want to build and sell houses, then they must have five complete certificates, and the houses sold without licenses on the market are indeed cheap, but this kind of house is relatively risky, so we must remind everyone to check the five certificates when buying a house. The five certificates refer to the "State-owned Land Use Certificate", "Construction Land Planning Permit", "Construction Project Planning Permit", "Construction Project Construction Permit", and "Commercial Housing Sales (Pre-sale) License".

3. Pay attention to the sales of real estate: Although there are some real estate projects in the market that deliberately create hot sales, the actual sales of real estate can indeed reflect the quality of a real estate, and buyers can check the annual report of the developer. The developer's annual report is a window into the developer's economic strength.

A developer with high annual profits and stable operation conditions will basically not have unfinished buildings, lack of money and run away.

4. Find the right time to buy a house: If you choose a good time to buy a house, you can not only save the cost of buying a house, but also avoid unfinished buildings when buying a house. For example, if the façade of the project has been built 2 3 high or higher, the probability of failure is low, and buyers can boldly buy a home.

Many owners are in a hurry to buy a house and ignore the construction progress of the project, but they don't know that the failure to start construction may be a problem in the middle.

Unfinished real estate is a real estate project that has been suspended for more than one year after the land use and planning procedures have been handled, but the project starts because the developer can no longer invest in construction or the developer is caught in a debt dispute.

The reasons for the formation of unfinished buildings.

1. Funds can't keep up.

Real estate in some areas is overheated, and after macroeconomic control, credit funds have shrunk, and the follow-up funds of the project cannot keep up, so they have to get off the horse and be forced to stop work.

2. Market positioning does not include slip accuracy.

Insufficient understanding of product positioning and market risks, inaccurate market positioning, and bleak sales prospects when making capital investment decisions have forced developers to "change course" and stop work for change.

3. The construction quality is poor.

Due to the poor quality of the construction and serious quality problems, it had to be demolished and forced to stop.

4. Disputes over creditor's rights and debts.

Various disputes such as creditor's rights and debts were entangled, resulting in work stoppages.

How to deal with unfinished buildings.

Unfinished buildings are not only what buyers are afraid of, but also for loan banks and local **, unfinished buildings are also a "heart disease". In case the buyer really encounters an unfinished building, the first thing to do is to learn to "save himself" and protect his rights and interests as much as possible through legal and other means.

1. Clarify the ownership of property rights.

According to the different ways of buying the house, it can be divided into two types: mortgage loan to buy a house and installment to buy a house, and different ways to buy a house have different ownership of the house. It is recommended that buyers consult professional legal advice in a timely manner to clarify the ownership of their rights.

2. Negotiate and protect rights step by step.

In fact, the power of one person is very small, and it is recommended that the owners unite together to obtain maximum legal support.

First of all, if you find that the real estate has begun to show signs of "unfinished", you should prepare in advance, urge the developer to start construction on time, and you should also prepare in advance, so as to minimize the loss of buyers.

Secondly, if the developer goes bankrupt due to insolvency, don't choose to move out easily at this time. Because after checking out, you can't get the purchase price in time, you can only get a receipt or IOU, because the developer currently does not have the funds to pay for the group.

3. It is also important to plan ahead.

As a consumer, it is always inevitable to be in a disadvantaged position when unfinished buildings appear. Instead of wasting time and effort to defend rights after the accident, it is better to make good use of the initiative in advance and have a comprehensive understanding of the developer. At present, the real estate is a pre-sale system, according to the relevant regulations, there is no industrial and commercial registration, tax registration, and the developer with incomplete qualifications can not collapse the old Liang construction, including the real estate five certificates, the two books are not complete can not be bought and sold, which is a cliché.

Normally, large developers with strong funds and high reputation will be relatively reliable, while those small and medium-sized developers who have just transformed and have little experience will need to pay more attention to buyers.