What is fund investment? For example, invest 100 yuan per month.

Regular investment** is to buy the same copy with a fixed amount of money at a fixed time**. Before purchasing the regular investment**, it is necessary to make a long-term regular investment, and the buyer must have a stable income, so that the regular investment can be completed within the corresponding time.

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The estimate of the minimum 100 is relatively small! Generally at 200. That is, the bank regularly deducts a certain amount of money from the account to buy the ** you choose.

To give you a little information about regular investment! For the first time to subscribe, you need to bring your own valid documents (such as: ID card, police officer ID, etc.), go to the bank counter to go through the ** account opening procedures, and then, select the ** you want to subscribe or invest**, fill in the amount of subscription or regular investment and other relevant content.

First of all, it is necessary to examine the cumulative net worth growth rate. **Cumulative Net Value Growth Rate (Cumulative Net Value of Shares - Par Value per Unit) Face Value per unit. For example, if the current cumulative net value of a ** share is RMB, and the unit face value is RMB, the cumulative net value growth rate of the ** is 18%.

Secondly, you can examine the ** dividend ratio. Dividend Ratio Cumulative Dividend Amount Face Value. Because one of the prerequisites of dividends is that there must be a certain profit, dividends or even continuous dividends, which can reflect the ideal operation of the dividend to a certain extent.

Thirdly, you can compare the **profit with the **trend**. If the performance of a ** most of the time is better than the ** index of the same period, then it can be said that the management of this ** is more effective, and the choice of this ** for regular fixed investment, risk and return will reach a more ideal matching state. Fourth, you can compare your earnings with other earnings of the same type.

Generally speaking, different risks and different categories should be treated differently, and it is of little significance to directly compare the performance of different categories. Finally, investors can also use the judgment of some professional companies to have a better measure of the manager's management ability. The cost of purchasing ** is:

Subscription fee, custody fee, redemption fee (due to the different varieties of **, the rates are not exactly the same).

If you invest 100 yuan a day and 3,000 yuan a month, the biggest difference is that the cost and share of the final investment may be different. If they both invest regularly for one year, and cancel the regular investment after one year, and then hold it for one year, that is to say, start the regular investment at the same time, the two methods may eventually cause different results.

Because on a trading day, the equity of ** changes almost every day. If you use A and B, A, a day to invest 100 yuan, B on the first day of the month to invest 3000 yuan, if the net value of the first day of the month is 1 yuan, then the share of account A is 100 shares, the share of account B is 3000 shares, but on the second day, if the ** rises, then account A will not get 100 shares, of course, if **on the 2nd day**, then the 2nd day can get more than 100 shares. If you say so, daily regular investment, regular investment for a month, A account may get not 3000 shares, may be 2900, may also be 3100, this can be a good amortization of costs, to prevent the market unilateral **.

But the fact is that if you invest 100 yuan a day and 3,000 yuan a month, as long as the market cycle is extended, for example, after 5 years, the final result will not be very different. Because, you can look at the historical data through some **platform**calculators, in fact, choose monthly regular investment, or daily regular investment, and finally get the **cost in your hand is almost the same, as long as it is within the same time interval, only part of the situation may be much worse, but you can't say which way is better, if there is a continuous** situation, you may use a ** account like the daily fixed investment of 100 yuan The effect will be better, so that the cost can be amortized, but if it is in a continuous** Next, it is better to use the B account to invest 3,000 yuan once a month.

Of course, the specific method to use depends on the individual's salary payment methodThere are some people whose salary payment time is paid daily, so it is better to use the daily regular investment method, and some friends have their salary payment is paid once a month, so it is also good to use the monthly regular investment method.

**There is a risk, but **can also get a high return, if you want to buy**, it is recommended not to buy at one time, or to take the way of regular investment, but whether to choose to invest once a month, or once a day or to see the historical data and the way you pay your salary.

The biggest difference may be that the money we earn in the end is not the same, that is to say, the cost and share of the final hand may be different.

Their income is not the same, or the income of 3,000 yuan is relatively high, if you want to have a lot of income, you can invest more, and the income will increase, and the time they invest is not the same, it looks like they are all 3,000, but there is a big difference, and the income is also very different.

There is also a big difference in the profits obtained in this way, especially in the later stage, there will be a certain gap obviously, if the investment is relatively more, then the benefits obtained are relatively more, so under normal circumstances, most people will choose to invest a lot of money, and they can also obtain certain benefits accordingly.

Strictly speaking, the amount of money in both ways is relatively large, and neither is advisable.

**The core point of regular investment is to insist that according to the current income of the subject, it is recommended to take out only 30% of the funds for regular investment of equity**, that is, about 1500. The rest of the funds you need living expenses, to deal with some unexpected events, if you put most of the funds into the **regular investment, you need funds in life, it is likely to be redeemed**, so that the effect of the regular investment will be much worse.

So on the basis of a monthly regular investment of 1500, whether it is a daily regular investment or a monthly regular investment, my suggestion is to invest once a month, the main reasons are as follows.

First, the daily fixed investment amount is too small and the frequency is too high, which is not suitable for novices.

Second, a one-time regular investment every month is convenient and worry-free, and you can also adjust the amount of regular investment relatively flexibly according to market fluctuations. For example, according to the valuation, when the valuation is relatively low, invest 1500, and when the valuation is high, reduce the investment a little.

Investment is risky, you must be cautious when entering the market, I am Mowgli, a ** old driver.

Today, the difference between a daily fixed investment of 100 and a monthly regular investment of 3000, I think the interest rate obtained by a regular investment of 100 per day should be less, and the interest rate of 3000 per month will be higher.

With a monthly income of 40,000 5, it is recommended to invest 3,000 per month. On Saturdays and Sundays, there is no way to make a regular investment.

In fact, there is definitely a big difference between investing 100 per month and investing 3000 per month, that is, if you make or lose money, the amount will increase.

**There is a passive every day, except for non-trading days. Fluctuations in a single month are more controllable.

I think each has its own merits, so let's analyze it below:

With a fixed investment of 100 yuan per day, you can only invest for 22 days, because the market is not open on Saturdays, Sundays and holidays. The cash in hand is relatively rich every day, and it can be used to deal with some emergencies. The relative risk of daily regular investment is relatively low.

With a fixed investment of 3,000 yuan per month, the relative risk is relatively high, and the loss is more serious in the event of a sharp fall. If you want to cover the position, you will exceed the amount of investment you originally planned.

Suggestion: Invest 100 yuan every day, make up for 200 yuan in every big fall, and invest normally in every small fall. The strategy is to make up for big falls, and make up for small falls. Invest in medium-risk mixed debt**.

Learn first and then invest to lose money.

It is more cost-effective to invest regularly every day, and if you are afraid of risk, you can buy low-risk, but the return is also low, just if you want to save money, you can try.

Investment is divided into two investment methods: regular investment and one-time purchase, and investors choose the investment method that suits them according to market fluctuations and their own economic conditions. There are also different periods for regular investment, so what is the difference between a daily regular investment of 10 yuan and a monthly regular investment of 300 yuan? Let's take a look at it today.

**The investment cycle of the Auto-Invest Client

Regular investment is to invest a fixed amount of money at a fixed time into a specified open-ended investment, similar to the bank's lump sum deposit and withdrawal method.

**Regular investment is generally divided into daily investment, weekly investment, monthly investment, etc., and investors invest according to their own situation.

**What is the difference between a daily fixed investment of 10 yuan and a monthly fixed investment of 300 yuan?

1. The regular investment cycle is different.

The biggest and most intuitive difference between the two is that the cycle of regular investment is different, one is to pay on a daily basis and invest once a day; One is paid monthly, with investments made once a month.

2. The payment rules are different.

The handling fee paid by the two is the same, and they are charged according to the proportion of the amount, unlike the minimum handling fee requirement, so you divide 30 times and make a one-time investment is the same, and the investment fee is charged according to the total amount of 300 yuan.

3. Cost allocation is different.

The so-called cost sharing is because the subscription is applied for according to the shares, and the subscription shares are different for different net values; The market is volatile, and the net worth changes from day to day, so the cost of sharing is not the same.

Suppose you have been investing regularly for 3 months, and you have invested 10 yuan per day, and the cost is the average of these 90 days; In the case of monthly regular investment, the regular investment is 3 months, and the cost is the average of 2 days on the regular investment date. However, the cost cannot be compared, and it needs to be based on the current market.