What is the difference between affordable housing and commercial housing transfer?

The main differences between affordable housing and commercial housing transfer are:

Affordable housing purchased can be listed on the market after 5 years of occupancy. Families who have not lived in the house for 5 years can be given a price not higher than the original purchase price of affordable housing** to families who are eligible for affordable housing. If the affordable housing has been purchased according to the market, it is necessary to go through the transaction and property right transfer procedures with the deed tax payment certificate, house ownership certificate, housing transfer contract and other documents to the land resources and housing administration bureau where the house is located, and at the same time, the first person shall pay the comprehensive land price according to 10% of the transaction amount.

Commercial housing only needs the property owner to issue an identity certificate and a property right certificate to the local real estate management bureau for processing. After the application materials for the transfer of real estate are submitted to the real estate bureau, the real estate bureau will give a receipt to pay the tax according to the date stated on the receipt form, which generally takes about 15 working days. The transfer of ownership can be completed after the payment of the property transfer tax.

What is the important difference between affordable housing and commercial housing, and how much is the price difference between affordable housing and commercial housing? What should I pay attention to? Affordable housing refers to the housing that has been included in the national plan and is built by real estate development enterprises or fund-raising housing units organized by the city, and is provided to low- and middle-income families in urban areas at a small profit.

It is a commercial housing with the nature of social security. It has the characteristics of economy and applicability. Economicality refers to the affordability of housing ** relative to the market**, which is moderate and can adapt to the affordability of low- and middle-income families, and applicability refers to the emphasis on the practical effect of housing in housing design, single unit area setting and its construction standards.

The ** of affordable housing is determined by the cost of construction. The construction cost includes land requisition discount fee, survey and design and preliminary engineering fee, construction and security fee, infrastructure supporting construction fee in the community, loan interest, taxes, and management fees of 1 to 3. Affordable housing at a small margin**.

Sell only, not rent. The cost price is composed of 7 factors (land acquisition and relocation fees, survey and design fees, supporting fees, construction and security costs, and management fees. Loan interest, profit up to 5) composition.

**Affordable housing implements ** guide price, and its selling price is determined by the people of the city and county according to the above factors. And regularly announce that it is not allowed to raise the price without authorization. The biggest differences between affordable housing and ordinary commercial housing are:

1. The land is allocated rather than transferred, so there is no land use right when affordable housing is bought; 2. The area and type of affordable housing have strict national regulations; 3. The purchase of affordable housing must meet the corresponding national regulations, that is, the per capita living area and per capita family income must meet the corresponding local standards; 4. The first implementation of the first guide price of affordable housing, the developer cannot set the price and adjust the price at will; 5. There are different regulations on the transfer of affordable housing in different regions, and the transfer is generally not allowed for a certain number of years; 6. In the transfer of affordable housing, it is necessary to pay the land transfer fee to the state. Personally, I think that affordable housing will be cheaper than commercial housing, but the quality of commercial housing will be better than affordable housing, depending on how you choose. If you have enough funds, you can choose commercial housing, and there will be more discounts.

Difference Between Affordable Housing and Commercial Housing.

The difference between affordable housing and commercial housing: affordable housing is to solve the housing difficulties for low- and middle-income families, so if your hukou lives in the city or the center, and has already enjoyed the subsidy to buy affordable housing, then you will not be able to enjoy the local affordable housing application. And affordable housing is that you have the size of the land and various functions, and then you can get the corresponding affordable housing.

It is a commercial housing with the nature of social security, and its ** is relatively affordable compared to the market in the same period, and can adapt to the affordability of low- and middle-income families.

Affordable housing is not administratively divided, that is, low-income families take the low-income families include: rehabilitation department: per capita monthly income of 3,600 yuan and below, houseless households, dilapidated housing households, billboards, military transfer housing, etc.

The owner of affordable housing can only purchase from ** for a certain right holder (including single people).

Legal Analysis: Affordable housing can be transferred. The listing condition of affordable housing is that after 5 years of residence, it can be listed and traded in accordance with the general second-hand housing transaction method, ** to anyone; For houses that have not been lived in for 5 years, the policy stipulates that it is not allowed to be listed and traded at the market price, and owners who really need such houses can only offer them at a price not higher than the unit price at the time of purchase, and can only be given to families who meet the conditions for the purchase of affordable housing.

Legal basis: Law of the People's Republic of China on the Administration of Urban Real Estate

Article 37 The following real estate shall not be transferred:

1) Where the land use right is obtained by way of transfer, it does not meet the conditions provided for in Article 38 of this Law;

2) Where judicial or administrative organs make rulings or decide to seal up or otherwise restrict real estate rights in accordance with law;

3) recovering the right to use land in accordance with law;

4) Co-ownership of real estate, without the written consent of the other co-owners;

5) the ownership is disputed;

6) Failure to register and receive a certificate of ownership in accordance with law;

7) Other circumstances where laws or administrative regulations prohibit transfer.

Article 38 Where land use rights are obtained by way of transfer, the following conditions shall be met when transferring real estate:

A) in accordance with the transfer contract has paid all the land use right transfer fees, and obtained the land use right certificate;

2) In accordance with the provisions of the transfer contract for investment and development, if it is a housing construction project, more than 25% of the total development investment shall be completed, and if it belongs to a piece of development land, it shall form industrial land or other construction land conditions.

If the house has been completed at the time of the transfer of real estate, the house ownership certificate shall also be held.

Article 39 Where land use rights are obtained by way of allocation, real estate shall be transferred in accordance with the provisions of the People's Republic of China for approval. If the people who have the right to approve approve the transfer are approved, the transferee shall go through the formalities for the transfer of land use rights and pay the land use right transfer fee in accordance with the relevant provisions of the state.

If the land use right is obtained by way of allocation, when the transfer of real estate is submitted for approval, the people with the right to approve decide that they can not go through the formalities for the transfer of land use right in accordance with the provisions of the transfer, and the transferor shall, in accordance with the provisions of the transfer, hand over the land income from the transfer of real estate to the state or make other dispositions.

Article 40 For the transfer of real estate, a written transfer contract shall be signed, and the contract shall specify the method of obtaining the land use right.

Article 41 When real estate is transferred, the rights and obligations specified in the land use right transfer contract shall be transferred accordingly.

Article 42 Where the land use right is obtained by way of transfer, after the transfer of real estate, the service life of the land use right shall be the remaining term of use after the original land use right transfer contract has been subtracted from the service life of the original land user.

Article 43 Where land use rights are obtained by way of transfer, after the transfer of real estate, the transferee changes the land use agreed in the original land use right transfer contract, it must obtain the consent of the original transferor and the municipal and county people's ** urban planning administrative departments, sign a land use right transfer contract change agreement or re-sign the land use right transfer contract, and adjust the land use right transfer fee accordingly.

Legal Analysis: No.

Legal basis: "Provisions on the Administration of Urban Real Estate Transfer" Article 7 The transfer of real estate shall be handled in accordance with the following procedures:

1) The parties to the real estate transfer sign a written transfer contract;

2) Within 90 days after the signing of the real estate transfer contract, the parties to the real estate transfer shall apply to the real estate management department where the real estate is located with the real estate ownership certificate, the legal certificate of the parties, the transfer contract and other relevant documents, and declare the transaction**;

C) the real estate management department to provide the relevant documents to review, and within 7 days to make a written reply on whether to accept the application, within 7 days did not make a written reply, deemed to agree to accept;

4) The real estate management department verifies the declared transaction**, and conducts on-site investigation and evaluation of the transferred real estate as needed;

5) The parties to the transfer of real estate shall pay the relevant taxes and fees in accordance with the regulations;

6) The real estate management department shall go through the registration procedures for housing ownership and issue the real estate ownership certificate.

Affordable housing for 5 years or more.

For economic use houses that have lived for 5 years or more, the owner shall pay the comprehensive land price according to 10% of the transaction amount of the house ** after the house is **, but the owner needs to pay the comprehensive land price according to 10% of the transaction amount of the house **. For example, if an economic house with an area of 100 square meters is originally purchased at 3,000 yuan per square meter, if the current market price is 4,000 yuan per square meter****, it is necessary to pay 4,000 times 100 times 10% of the comprehensive land price.

When going through the procedures for the transfer of ownership, the owner can go through the formalities with the land resources and housing administration bureau where the house is located with the deed tax payment certificate, real estate certificate, housing transfer contract and other relevant documents.

Affordable housing that has not been lived in for less than 5 years.

Relevant laws and policies stipulate that economic use housing that has not been lived for 5 years is not allowed to be marketed. If there is a real need for economic use housing, the owner must pay less than or equal to the unit price of the house at the time of purchase, and it can only be purchased by the relevant department or given to families who meet the purchase conditions of economic use housing. For example:

An economic use house with an area of 100 square meters, the original purchase ** is 3000 yuan per square meter, and when the residence time does not reach five years, it can only be 3000 yuan or less than 3000 yuan per square meter. In addition, when the owner family of the owner of the economic use housing buys the economic use housing again, it needs to meet the purchase conditions of the economic use housing.

Tips: Persons in both situations need to go through the relevant procedures with the deed tax payment certificate, house ownership certificate, original housing sales contract, housing transfer contract, household registration and ID card, marriage certificate and other relevant documents after the house.

Considering the above two situations, **people need to go through the relevant procedures with the relevant documents such as the deed tax payment certificate, the house ownership certificate, the original housing sales contract, the housing transfer contract, the household registration and ID card, the marriage certificate and other relevant documents.

Expansion: 1How to transfer ownership of affordable housing?

Procedures and fees for handling the transfer of property rights: (1) For the transfer of property within 5 years, the seller needs to pay individual income tax when handling it, and it is not necessary for those before 5 years; (2) The tax that needs to be paid to the financial department when the first transfer is handled; (3) Pay a handling fee of 6 yuan per square meter to the Housing Authority; (4) The housing appraisal office charges 5/1000 of the appraised price of the house; (5) The notary fee is up to 300.

2.How to buy affordable housing?

1) Combine your work unit, living habits, hobbies, transportation, family and friends, infrastructure of the community where the house is located, and then decide which area to buy the economic use of the house.

2) According to their own living needs, make a detailed understanding of the house structure, floor, area size, lighting, etc. of the affordable housing in the target area.

3) Have a detailed understanding of the property rights of the target affordable housing, in case the house does not have a property ownership certificate, or belongs to a co-ownership house.

1. What is the difference between affordable housing and commercial housingAffordable housing refers to the housing that has been included in the national plan, built by real estate development enterprises or fund-raising housing units organized by the city, and provided to low- and middle-income families in urban areas at a small profit. The commercial housing only refers to the houses approved by the relevant departments, developed by the real estate development and management company with vertical files, and used for market rental after completion, including residential, commercial buildings and other buildings. The specific differences between affordable housing and commercial housing are as follows:

1) Different ways of obtaining land: the land for the construction of affordable housing shall be administratively allocated and exempted from paying land transfer fees; The land transfer fee must be paid for the commercial housing by way of transfer;

ii) different cost structures;

3) Different rental and sales policies: affordable housing is only sold but not rented, and commercial housing is not restricted;

4) The purchase conditions and objects are different: affordable housing enjoys the best preferential treatment, and its purchase object is specific, only for urban low- and middle-income families, so the application approval system must be implemented, and the objects and conditions for the purchase of commercial housing are not restricted;

5) **Different policies: Affordable housing ** implements **guide price, and does not argue with unauthorized price increases**. Commercial housing **** is completely determined by the market.

The right to affordable real estate purchased by individual residents belongs to the individual; The property rights of houses are divided into four parts: the right to use, the right to occupy, the right to dispose of and the right to benefit, and the property rights of affordable housing are different from them only in the right to benefit compared to commercial housing. After the commercial housing is listed**, all the income belongs to the individual.

2. Whether affordable housing can be bought and soldFor the question of whether affordable housing can be bought and sold, it needs to be treated differently in two situations:

1) Affordable housing that has not been lived in for 5 years: For affordable housing that has not been lived in for 5 years, it is not allowed to be marketed due to policy regulations. Therefore, owners who really need such affordable housing can only pay no more than the unit price at the time of purchase, and can only give it to families who meet the conditions for the purchase of affordable housing or be purchased by the relevant authorities.

If the affordable housing has been purchased at the original purchase price, the person needs to provide the original housing sales contract, housing transfer contract and other documents. If the family is eligible, they can purchase affordable housing.

2) Affordable housing that has been lived in for 5 yearsFor affordable housing that has been lived in for 5 years, the owner can now proceed according to the current market, but the owner needs to pay 10% of the transaction amount of the comprehensive land price. According to the market, if the housing has been purchased and applied to the economy, it is necessary to go through the transaction and property right transfer procedures with the deed tax payment certificate, house ownership certificate, housing transfer contract and other documents to the land resources and housing administration bureau where the house is located.