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Your plan is almost complete, there is no problem, it is feasible, it is recommended to buy quickly, it is the right time. Buying a house is basically not a consumption, it is an investment. The best time to plant a tree was ten years ago, and the next best time is now. Buying a house is also an early investment and early benefit, and it will not depreciate in the long run.
If there is a relationship, it is best to take out a loan of 400,000 yuan (at least 400,000 yuan) for the old house, so that the old house and the new house can be rented out together. There is no need to sell the house and take out another loan of 200,000.
If you can borrow more, why not borrow more, you may not have to sell the old house, you can keep more money in your hands, and the old house can be rented out or sold again when there is a good **.
If you can borrow more, it's not bad to use the extra loan to invest in business! The interest rate on mortgage loans is still relatively low, and if you don't do business, you can give it to a business or individual unit to use it will give you a good return.
In short, I still support you to change rooms!
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You tell me what kind of person you are, how much you can pay monthly after graduating next year, what is the old house, how much can you rent out, say it, I will give you an answer tomorrow, at present I want to say that the old house is not sold to rent, the new house mortgage, with rent plus your parents' money plus your money to do the month** should be about the same, but in the end you have to make a detailed list for reference. And whether the old house wants to be sold or not!
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** The house sells for so expensive? OMG. I recently wanted to buy a small house of 40 square meters, but I hesitated to buy Hengshui for only 100,000.
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I have two sons and am going to buy a house for my eldest son to get married. The question of whose name is good on the real estate deed needs to be considered by many parties, and for the sake of fairness, it is best to write your own name on the real estate deed. When the eldest son gets married, he only has the right to use the house, not the property rights.
This shows that it is fairer, once the house is to be disposed of, everyone has a share, and the answer book includes your wife and two sons can get a part of the property according to their share. On the contrary, once you write the name of your eldest son, it is equivalent to giving it to your eldest son. Others will not be able to get the title to the house.
It must be handled carefully and appropriately. It is necessary to take into account the interests of everyone in the family or make a discussion. Otherwise, it will be difficult to resolve the dispute, and the consequences will be endless.
Family harmony is precious, home and everything is prosperous!
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Hello, if the purchase in the name of your lover is considered a second home, the down payment is 50% of the total house price, and the interest rate is multiple of the benchmark interest rate.
And if the policy does not change, your loved one's provident fund can only be used to withdraw in the future, and you can no longer use the provident fund loan.
Even if the property is transferred to them later, the current policy is to subscribe for the house and mortgage at the same time, and your second purchase will be counted as a third home.
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1. It is the same, the state prohibits simple land speculation, so all real estate development includes the sale of land and the construction and sale of real estate.
2. No, this is the most basic bottom line of professional ethics.
3. Initially, the property management company is appointed by the developer, and when the community establishes an owners' committee, the property management committee can vote for the property management company on its own.
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