How to set up an increase in the transfer limit of Bank of China mobile banking

Log in to Mobile Banking.

In the "Security & Settings" area of the "My" page, select "Limit Management" to modify the transfer and remittance limit.

The above content is for your reference, and the actual business regulations shall prevail.

Handle related business.

Open the Bank of China (version of the app) on your phone.

Click Sign in. Enter your password to complete your login.

Click My Account.

Click on the box containing the card number.

Tap on the three dots in the top right corner.

Click Transaction Limit Settings.

You can choose a limit based on your actual capture.

And it should be noted that the transfer method and channel are different, and the limit is also different, and the transfer limit of each bank will be different. When changing the limit, you should also note that the limit should not exceed the specified maximum limit.

If you want to know exactly what the quota is, you can also check it out. Queries are queried in much the same way as quotas are modified. Customers can directly inquire about online banking and mobile banking; You can also call customer service for consultation.

In addition to the restrictions on transfers, banks also have restrictions on transactions. Once the transaction amount exceeds the specified maximum, the transaction will not be successful.

Extended information: 1. Person-to-person transfers of large amounts of money are possible.

Of course, it is possible for bank accounts to transfer large amounts of money, but each bank will set a one-day cumulative transfer limit for Class 1 and Type 2 accounts, so no amount can be successfully transferred.

Taking the Agricultural Bank of China as an example, the cumulative limit of single transaction and daily transfer transaction of orders in personal online banking channels is 500,000 yuan. The cumulative limit of single transaction and daily transfer transaction of order K in the mobile banking channel is also 500,000; The default maximum transfer and online payment limit of the second-generation K treasure (including ordinary K treasure) is 1 million yuan, and the cumulative daily limit is 5 million yuan.

2. What are the criteria for abnormal personal bank card transfers?

In accordance with relevant laws and regulations, all financial institutions are required to meet anti-money laundering obligations. Personal bank accounts may be monitored for abnormal transfer behavior, such as frequent transfers, sudden increase in traffic, etc.

According to the relevant notice issued by the People's Bank of China, cross-border remittance is made on the same day when the single or cumulative transaction amount between the payment account of a natural person customer and other bank accounts exceeds 200,000 yuan (including 200,000 yuan). RMB) or foreign currency equivalent of more than US$10,000 (including US$10,000). Non-bank third-party payment institutions, including WeChat Pay and Alipay, are required to report transactions.

However, reporting does not mean that the transfer will fail. The bank monitoring center will judge abnormal transactions and release them if they are found to be in compliance. If non-compliance is found, the status of the personal bank account may be adjusted to abnormal.

Open the "Bank of China" app to enter the account management interface, and click on the bank card of BOC to enter the "Account Details" interface. On the account details page, click "Limit Setting" in the middle position, then click "Limit Setting" on the transaction limit setting page, and click "Mobile Banking Payment Daily Limit" at the bottom of the limit setting page.

There are several ways to increase the limit on mobile banking:

1. Change on online banking, in general, there will be a setting for the bank card on the online banking page, so that the transfer amount can be changed.

3. If you go to the bank's counter to apply for the limit increase, you need to bring your ID card information and a copy with you, and you can handle it directly at the bank counter.

Extended Materials

1. What is the maximum amount of money that can be transferred by mobile banking?

The maximum limit for mobile banking transfers varies from bank to bank, and the specific limits for a few banks are as follows:

1.Industrial and Commercial Bank of China: The maximum amount of each transfer is 500,000 yuan, and the maximum daily cumulative transfer amount is 1 million yuan;

2.Bank of Communications: The maximum amount of each transfer is 200,000 yuan, and the maximum daily cumulative transfer amount is 200,000 yuan;

3.Agricultural Bank of China: The maximum amount of each transfer is 50,000 yuan, and the maximum daily cumulative transfer amount is 50,000 yuan;

4.China Merchants Bank: The maximum amount of each transfer is 200,000 yuan, and the maximum daily cumulative transfer amount is 200,000 yuan.

2. How much is the mobile banking transfer fee?

There is no handling fee for mobile banking transfer, whether it is a bank transfer or an inter-bank transfer, so there is no need to worry about any handling fee when using mobile banking transfer. However, the premise of using this function is that the mobile banking function must be opened, and after opening, a mobile app, log in to your own online banking, and you can transfer money. Under normal circumstances, the transfer of less than 50,000 yuan can be received on the same day.

In the whole transaction process, it is mainly affected by the paying bank and the receiving bank. When the user makes a transfer, the paying bank will send a message to the receiving bank, and the time for the receiving bank to receive the information depends on the specific situation, so this also leads to the time error between transfers.

3. Is the mobile banking transfer real-time?

Whether the mobile banking transfer can be received in real time is related to the mode of remittance of funds selected by the customer, and is also related to the size of the transfer amount and the efficiency of the bank.

1.Peer Transfer:

Generally, it will be credited in real time, and if there is a delay, most of them can be received in 2 hours or on the same day.

2.Interbank Transfer:

If you choose the real-time remittance mode, the transfer amount is not high (less than 1 million), and it can be received in real time at the earliest, and it can basically arrive on the same day at the latest. If you choose the mode of remitting after 2 hours and remitting the next day, the transfer amount is relatively high (1 million) or more, and it will naturally not be able to arrive in real time, and it may take a day or two.

The mobile banking transfer limit of Bank of China is up to 1 million yuan for a single transaction and 2.5 million yuan per day.

At present, the inter-bank transfer fee standard of most bank ATMs is slightly lower than that of counter transfer, but higher than that of online banking and mobile banking transfer. Cardholders only need to have a UnionPay debit card with sufficient balance to transfer money to the Bank or other banks' UnionPay cards at any ATM.

The operation steps of Bank of China mobile banking transfer are as follows:

1. Log in to Bank of China Mobile Banking.

2. Select Transfer and remittance on the menu.

3. Select the details of the account to be transferred out.

4. Click Transfer Account and add the card number.

5. Click "+ Payee" in the upper right corner.

6. Select the bank, click "Query" in the name of the opening bank, enter the keywords of the opening bank, click Query, find the name of your opening bank in the name of the refreshed line below, enter the name of the payee, and click OK.

7. Enter the transfer amount, if you often transfer money to someone, remember to check "Save as a payee to use", and click Fulfill Now.

8. The page jumps to "Please confirm the transfer information" to slide up with your finger, see the mobile phone transaction code box, click to get, the mobile phone will receive a 6-digit text message, enter the box, then enter the dynamic password, and finally click OK.

If Bank of China exceeds the current security tool limit, it means that the transfer limit has reached the limit today, and no further transfer activities can be carried out today. The solution is to go to the counter in person to handle the Internet transfer business, especially the large-value bank transfer business, and cancel the limit of the quota.

Bank of China Mobile Banking Transfer Limit Regulations:

The transfer limit of Bank of China Mobile Banking is related to the authentication tool selected by the cardholder, and the transfer limit varies in different situations.

1. If the cardholder uses the mobile phone transaction code to transfer money through mobile banking, the daily transaction limit for a single transaction is 100,000.

2. If the cardholder chooses Mobile Shield transfer transaction when transferring money through mobile banking, the daily transaction limit for a single transaction is 200,000.

3. If the cardholder chooses the mobile shield transaction code or SIM shield for transfer transactions, the daily transaction limit for a single transaction is 1 million.

Bank transfer and withdrawal business:

1. Handle it over the counter. There is an unwritten rule in our banks that large withdrawals must be made over the counter. You have to bring your ID card and bank card and go to handle it in person, there is no limit to this, but if you exceed a certain amount, such as more than 50,000, you must make an appointment with the bank in advance.

2. ATM (automatic deposit and withdrawal) machine. In the past, before the network was not developed and smart phones were not popularized, ATMs were the biggest helpers to solve the counter deposit and withdrawal business. There is currently no limit on the amount of transfers here, and you must transfer money through your own bank card, but there is also a limit on daily withdrawals.

3. Transfer money through online banking. In the past, there was no fast network, and there were no smart phones, but the Internet on the computer side could still be used, so banks developed the way of online banking transfer. However, due to online fraudsters, viruses, hackers, etc., many kinds of protection measures are often set up, and online banking transfers have to pass many checkpoints in order to transfer money smoothly.

Mobile banking transfer limits are relative and can be increased through adjustment. Users can apply for an adjustment of the transfer limit on the mobile banking app, online banking or bank counters. After opening mobile banking, users can increase the ** transfer limit in the mobile banking app, so as to solve the problem of encountering the limit for large-value transfers.

In addition, mobile banking is generally logged in on the mobile phone, if the mobile phone is lost, you must first report the loss of the mobile phone card, and then contact the bank to close the mobile banking to avoid theft.

Further information: Transfer accounts refers to a bank currency settlement method that does not directly use cash, but transfers money from the payment account to the receiving account through the bank to complete the currency receipt and payment. It has gradually developed along with the development of the banking industry.

When the settlement amount is large and the space distance is long, the use of transfer settlement can be more secure and fast. In modern society, the vast majority of commodity transactions and monetary payments are carried out through transfer settlement.

At present, the limits of mobile banking transfers are different from each bank, but they all generally require the maximum daily transfer limit of 50,000 yuan, as follows.

Bank of Communications mobile transfer: The maximum daily limit for mobile banking transfer for ordinary users is 50,000 yuan; The maximum daily limit is 1 million yuan for the verification and transfer through the smart network shield, mobile phone magic card or dynamic token. The maximum daily cumulative number of mobile banking transfers is 9,999, and the annual cumulative limit is up to 1 trillion.

Agricultural Bank of China mobile transfer: the maximum limit of a single transfer through Kbao is 1 million yuan, and the daily cumulative limit is 5 million yuan; The maximum limit of a single transfer through K order is 500,000 yuan, and the daily cumulative limit of 50 yuan is 10,000 yuan; The maximum single transfer through the password card is 50,000 yuan, and the daily cumulative maximum is 50,000 yuan; If the transfer limit is low through mobile phone express e-payment, the maximum single transaction is 20,000 yuan, and the daily cumulative amount is 20,000 yuan.

CCB mobile transfer: SMS dynamic password verification transfer single transaction and daily cumulative limit are both 5,000 yuan; Through the SMS dynamic password and device binding double verification, the single limit is 500,000, and the daily cumulative limit is 1 million; Through the General Shield certified transfer, the single limit and the daily cumulative limit are both 5 million yuan.

ICBC and ICBC mobile banking domestic transfers and remittances are fee-free and arrive in real time. The maximum single transfer using the electronic PIN is 200,000 yuan, and the daily cumulative transfer limit is 1 million yuan; A single transfer through U shield cannot exceed 1 million yuan, and the daily cumulative transfer limit is 5 million yuan.

Bank of China, the use of mobile banking transfer whether it is inter-bank or non-local will not charge handling fees, the transfer is real-time, the daily transfer limit is 100,000 yuan, if you need to transfer more than 100,000 yuan, you need to bring your ID card and bank card to the bank to go through the transfer restriction procedures.

The transfer limit of Bank of China Mobile Banking is a maximum of 1 million yuan for a single transaction and a maximum of 2.5 million yuan per day.

China Bank Transfer Limit:

1. Savings card: single limit: 5w daily limit: 10w

2. Credit card: large-value credit card online banking payment: single transaction: 5000. Daily limit: 5000

3. Small-value credit card online banking payment: 300 for a single transaction. Daily limit: 5000

Special note: 1. The content listed in this table is the transaction limit of personal online banking, if the transaction amount set by the customer is lower than the above limit, the system will adopt the principle of whichever is lower for limit control.

If the transfer limit of Bank of China mobile banking is only 5000, you must have changed it on your mobile phone, you can modify the transfer limit in the mobile banking of Bank of China again, open the mobile banking my personal management page, there is a limit management in the security and settings, and modify the limit according to the needs of personal remittance.

The cardholder can bring his or her original ID card, bank card and mobile phone to the Bank of China branch and find the counter to modify the mobile banking transfer limit.

Hello, Bank of China mobile bank card transfer limit, how to modify, this is not easy to operate on your mobile phone, you can only find the staff in your bank business hall to handle it

You can go to the bank card branch counter to apply for an increase in the limit, or you can increase the transfer limit yourself in mobile banking, and the maximum limit should be 2-30,000.

If you have opened mobile banking on your mobile phone, you can try to see if you can modify it on mobile banking, or you can go to the nearest business hall counter to handle it.