What to do with a startup s financial budget to keep an eye on cash flow

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Because your company is doing ** and may involve more virtual items, so there are some special ones, and the following is a general financial budget template You can selectively choose some to make a budget table that suits your company.

xx Annual Budget Implementation Table.

Project Quarter Q1.

Month xx January xx February xx March Breakdown Budget Number Budget Number Budget Budget.

1. Sales Indicators Commodity sales (actual outbound tax amount) Commodity sales revenue (excluding tax).

Sales Discounts and Discounts.

Cost of goods sold.

Taxes and surcharges on the main business.

Gross profit from the sale of goods.

Gross margin of merchandise sales.

The amount of the sales proceeds.

Sales collection rate.

Reimbursement headquarters. Second, sales expenses and employee compensation.

Performance appraisal (bonus).

Lease fees, property management fees.

Utility bills** fee.

Network maintenance fee.

Transportation within the city.

Depreciation and office expenses.

Transportation Costs: External Freight Charges.

Procurement shipping costs. Internal Allocation of Freight Charges.

Loading and unloading fees, advertising costs.

**Fee: Exhibition fee.

Propaganda costs and consumes.

Gasoline tolls, road and bridge tolls.

Car repair costs.

Car insurance premiums.

Maintenance costs, material consumption.

Travel expenses, other welfare expenses.

Hospitality, social insurance.

Housing Provident Fund.

Comprehensive insurance. Amortization of low-value consumables.

Trade union funding. Educational funding.

Taxes, property taxes.

Land use tax.

Vehicle and vessel use tax.

Stamp duty property insurance.

Consultancy fees.

Training fees, conference fees.

Audit and annual inspection fees.

Plating fee, packaging fee.

Recruitment fee and others.

Headquarters overhead costs.

Total selling expenses.

Expense ratio. 3. Management expenses and employee salaries.

Performance appraisal (bonus).

Lease fees, property management fees.

Utility bills** fee.

Network maintenance fee.

Transportation within the city.

Depreciation and office expenses.

Transportation Costs: External Freight Charges.

Express shipping costs. Internal Allocation of Freight Charges.

Loading and unloading fees, advertising costs.

**Fee: Exhibition fee.

Propaganda costs and consumes.

Gasoline tolls, road and bridge tolls.

Car repair costs.

Car insurance premiums.

Maintenance costs, material consumption.

Travel expenses, other welfare expenses.

Hospitality, social insurance.

Housing Provident Fund.

Comprehensive insurance. Amortization of low-value consumables.

Trade union funding. Educational funding.

Taxes, property taxes.

Land use tax.

Vehicle and vessel use tax.

Stamp duty property insurance.

Consultancy fees.

Training fees, conference fees.

Audit and annual inspection fees.

Plating fee, packaging fee.

Recruitment fee and others.

Headquarters overhead costs.

Total expense ratio 4. Other financial expenses.

Corporate income tax.

Other business income.

Other operating expenses.

Non-operating income.

Non-operating expenses.

5. Net profit Net profit from sales.

Net profit margin on sales.

6. New fixed assets New fixed assets.

7. Inventory of goods The amount of inventory at the beginning of the period.

The amount of inventory at the end of the period.

The amount of goods purchased in the current period.

The amount of goods purchased in the current period.

Inventory turnover.

There is no absolute connection between the balance sheet, the profit and loss statement, and the cash flow statement, but there are several items that have a corresponding relationship, first of all, the balance sheet, reflecting the assets and liabilities of the enterprise for a certain period of time, the content of which is basically all the content of the general ledger account, if you finish the accounting, there should be no problem in preparing the balance sheet, that is to say, this table reflects the balance of the accounts above; In addition, the cash flow statement, this table is analyzed and filled in according to the cash flow of a certain period, which depends on the cash inflow or outflow of those aspects caused by the business occurrence, of course, cash does not refer to cash in the actual sense, it should include bank deposits, notes receivable and monetary funds and other subjects.

Startups don't have revenue, or even products, how do they do finance? The most important financial aspect of the company is cash flow, and the following three details determine whether the cash flow of the start-up company is reasonable, true and credible: income, which needs to have the pricing of products and services, the number of customers, and the growth of a specific period of time. Calculate costs to be fine-grained and spread over each month, including:

Fixed costs (e.g., staff salaries, rent, office expenses, etc.), variable costs (e.g., raw materials, packaging, transportation, direct labor costs, etc.), cost of sales (e.g., advertising, sales, customer service costs, etc.), and other inputs (e.g., decoration, office furniture, computers, production equipment, etc.); Analyze and adjust, find the break-even point, and add together all the expenses before the break-even point, which is the start-up capital you need to prepare.

Pay attention to a few key figures: "gross margin", which will gradually increase over time and as the business expands. "Operating profit margin", the company's management cost is relatively fixed, with the growth of revenue, it will account for less and less proportion of the total cost, and the operating profit margin will be greatly improved.

There is also the "growth rate" and the scale. These figures reflect the vitality of the company. Finance** should be checked and monitored on a monthly basis, and adjusted accordingly according to the operation situation to make it realistic and more optimized.

If the actual situation is always far from the first, it is necessary to find out the cause in time to make the situation improve quickly.

There are three aspects: the operational budget, the investment budget and the financial budget. The business budget mainly includes sales budget, production budget, procurement budget, expense cost budget, etc.; The investment budget mainly includes the project budget, the renovation budget, etc.; The financial budget mainly includes cash flow, balance sheet, profit and loss account and financing budget.

1. The budget starts with the operational budget.

Business is the foundation of business operation, budget from the beginning of the business, it is possible to deduce the ultimate benefits, cash flow, etc., if the business budget is detached from reality, the business results of the enterprise must be very different from the budget.

2. Analyze the results of the previous year's budget implementation.

3. Research policies and historical data.

Such as industrial policy, fiscal and taxation policy, national standards, industry standards, enterprise development planning, strategic objectives, etc.

4. Choose the budget method of each index.

For example, the sales budget in the business budget is related to the number of dealers, population, and the country's business development level. Which one or several indicators are used by the enterprise to associate the budget is directly related to the correctness of the budget.

5. Consider the variables and conditions of the budget.

6. Implement the principle of consensus between the top and bottom.

The process of preparing a budget is itself a process of publicizing and implementing the corporate strategy. A good budget requires a business to complete several cycles from top to bottom and bottom to top. In the process of budgeting, it is necessary to reach a consensus from top to bottom, adopt scientific and rational methods, and use data and facts to convince each other.

Dr. Li Jianxin has been committed to mentoring youth entrepreneurship for many years. While serving as an expert member of the China Young Entrepreneurs Association, he also served as a graduate entrepreneurship mentor in many colleges and universities such as the University of Electronic Science and Technology of China. ）

The company's financial budget is the core of BAI's management.

The heart link is usually said to be a good money.

The budget is half of the company's financial indicators, but the formulation of the financial budget is a very professional thing, this article lists some basic methods for reference, some enterprises do the budget from the bottom up, and the boss lets the managers and employees of each department set their own plans for next year. The idea is that this goal should be achievable if the employee calculates the tasks for the next year on their own.

The boss doesn't have to pat himself on the head.

Some companies make budgets from the top down, and the boss puts forward high goals according to his own understanding of the market and customers, and more according to his own subjective wishes, and what he wants employees to do is not to discuss whether this goal can be achieved, but how to achieve this goal. Usually employees do not agree with the goal set by the boss, but out of reverence for the boss, they passively accept the goal even if they can't achieve it.

The financial budget refers to the budget of the enterprise that reflects the cash receipts and expenditures, operating results and financial status during the plan period. The financial budget is actually the budget for the enterprise as a whole, that is, the master budget, and various operational budgets and professional budgets are called partical budgets. There are three main types of financial budgets: cash budget, projected income statement, and projected balance sheet.

Points that should be paid attention to in the accounting planning of enterprises.

1.In the future, it can meet the needs of multi-dimensional and multi-caliber extraction of financial data.

Generally speaking, the finer the granularity of the accounting, the higher the value of the data. For example, Huawei's financial data needs to be accounted for by region, product line, and customer group.

2.Adapt to the needs of future organizational structure adjustment and account docking.

With the development and growth of enterprises, organizational structure adjustment will be the norm, but the initialization of accounting should not become the norm, which requires enterprises to take into account the possibility of future organizational structure changes when making accounting planning, and reserve ports.

3.Meet the needs of future subject expansion.

When the enterprise is small, the accounting is relatively simple, and there are not many accounting subjects involved, or even only a few accounting accounts are used. It is important to have a foresight in accounting planning, and the financial leader should envision the future expansion of the business and set aside the accounts that may be used in the future.

4.The selection of financial software is connected to the informatization of the company in the future.

It is the trend of financial software to connect with the company's OA and other office software, and the convenience of secondary development of financial software is the key.

5.The basis for the collection of costs and expenses and the recognition of income should be clear.

The most important thing in accounting is the cost and the income. When planning accounts, the income and costs are clearly framed in the detailed accounts and auxiliary accounting, and the reference of accounting data will be higher.

6.The need for reasonable tax planning.

The key to tax planning is to start early, and pre-planning is better than making accounting adjustments after the fact. For example, the additional deduction of R&D expenses needs to be accurately attributed to the integrated cost; When VAT involves high and low tax rates, income should be recognized separately.

The basic requirements of financial planning.

Scientific and reasonable accounting planning is the premise of organizing accounting work and carrying out accounting. Although there are different options in practice, the financial planning of enterprises should meet the following three requirements:

First, it is suitable for the characteristics of the industry to which the unit belongs, that is, when designing the accounting and accounting procedures, it is necessary to consider the scale of the enterprise's organization, the nature of the economic business and the degree of complexity, and at the same time, it should also be conducive to the division of labor and cooperation and internal control of accounting work;

Second, provide correct, timely and complete accounting information at all levels and dimensions of the unit, and meet the information needs of various departments, posts and relevant social supervision agencies on the premise of ensuring the quality of accounting information;

Third, the accounting procedures should be simplified, unnecessary links should be reduced, manpower, material and financial resources should be saved, and the efficiency of accounting work should be continuously improved.

First of all, I think we should reduce unnecessary expenses, use what can be fooled, do our best to solve costs, and invest more money in the company's operations, so that we can make good financial planning.