Why do you sometimes have no control over your desire to spend money?

I only have money in my pocket for food and a ride. I don't have any other money, including credit cards or bank cards.

First of all, we must formulate the principle of spending money, that is: the money that must be spent in life must be spent, but it can be spent or not to be controlled as much as possible, and the money that is not necessary to spend must not be spent, this is the principle of spending money, whenever you want to spend money, you must first measure which category you belong to, and then make a decision.

The second is to understand that it is immoral to squander and waste, it is unkind to squander the money of parents and others, it is unrighteous to squander one's own money, there are still many people in need of help in society, and it is a virtue to give a little love as much as one's own ability allows.

Because it's not spent on your own money.

You can deposit a few hundred dollars into the bank every month and save the money. It only takes 21 days to develop a good habit, it's easy, stick to it for 21 days and you'll be saving.

You may not have a goal of saving money for anything, such as saving money to buy a house, buy a car for retirement, etc., or you need funds to do a big business, so you must have a goal to save money.

You have this psychology that is directly related to your previous consumption habits, with a bit of obsessive-compulsive disorder. You should make a consumption plan for yourself, how much to consume every day, you can only use less, not more. If this can't be changed, then take a more extreme plan, give your money to someone worthy of your trust (preferably your own parents), and ask them to send you red envelopes every day, the amount is the minimum amount you spend a day, if there are other necessary expenses such as illness, it will be counted separately.

The longer you stick to it, the more the habit will slowly break, at least 45 days.

To control yourself from spending money, you can try the following practices:

1. Mandatory regular investment every month.

For example, regular savings, depositing money in Yu'e Bao, making regular investment and other less risky investments, through these investments, the post-90s generation can not only control their desire to consume, but also increase their savings through money.

2. Take out a sum of money from your wallet and put it in a piggy bank every day. For example, if you deposit 5 yuan or 10 yuan a day, you can save a lot of money in a year.

3. Plan your monthly expenses.

Plan your spending for the month at the beginning of the month, be a reasonable consumer, and reduce unnecessary spending.

4. Set a goal.

For example, if you plan to buy a house or a car, you can restrain your consumption behavior in your daily life.

5. Bookkeeping. Record every consumption in daily life through bookkeeping, so that you can check the monthly consumption and reduce unreasonable consumption.

2.Method 2: Have a plan to swipe your credit card Credit cards have pros and cons, and if you use them reasonably, it will bring a lot of convenience to your working capital, and you will also use the activities between banks and merchants to save a small part of expenses.

3.Method 3: Don't buy luxury items The bag is good-looking, durable; Clothes are fashionable and moderate. For most of us in the working class.

4.Method 4: Buy wealth management products If you have spare money in hand for the time being, and you are afraid that you will not be able to control your own spending, it is recommended to go to the bank to buy financial products suitable for you, and it is best to buy short-term ones.

Plant speed plus focus on rational nonsense.

1.Keep an account and see where the money is spent each month.

2.Keep the money for someone else (parents, wife, or me), and take some of it every month.

3.When you need to buy something, don't buy it. You can't buy it until you need it for the third time and prove that it really works for you.

4.If the money is not yours, then go and make your own money, spend your own money, and experience that money is not easy to earn.

First of all, it is necessary to develop the habit of bookkeeping. Many friends have such a good habit, every day to make a detailed record of the expenses, every time to look at it, will summarize which money is necessary to spend, which is wasted, so that you can make a budget for yourself.

2.Secondly, it is best to make a corresponding spending plan for yourself every time, and if it is a special situation, then you should make a corresponding budget for the unplanned. For example, how much a person earns and what is the upper limit of what he can spend, and if he spends within this range, he will not spend too much.

3.For those who spend their money mainly on dressing up, especially when the seasons change, they need to keep buying and buying.

Many people have the problem of spending money indiscriminately in their lives, sometimes before the end of the month, the entire month's salary is basically gone, and some people have to go into debt, so how to make themselves not spend money indiscriminately?

The first trick is to force yourself to save regularly.

Savings in current accounts, especially in debit cards, can easily be spent when the will is not strong, so it is better to save the surplus cash in your hand for a fixed period and only save enough for basic living expenses.

The second trick is to withdraw 10 yuan, 20 yuan or 50 yuan from the salary account regularly.

It doesn't take much to deposit into your newly opened deposit account. After 23 months, increase the amount withdrawn from the payroll account each time.

The third trick is to take out 5 or 10 yuan from your wallet every day and put it in an envelope.

Deposit a certain amount of money in the envelope into your bank account every month, and remember the principle of gathering sand into a tower.

The fourth trick is to check your credit card statement to see how much you're paying with your credit card each month.

Try to minimize the amount of money you debit your credit card each month, or not use your credit card as a last resort.

The fifth trick is to write out your goals.

Start focusing on why you're saving now. Saving money is not the ultimate goal, saving money is to achieve your goals, do you want to change to a bigger house? Buying a car?

Planning to further your education? Or go investing? Write down your goals and stick them on the refrigerator, kitchen door, and other places you can often see to remind yourself.

You know, there's a fundamental difference between what you spend now and what you're going to spend later, and it's often called savings.

The sixth trick is to pay off the money you owe to the bank as soon as possible to reduce the interest payout.

It's not realistic to say that you control yourself from spending money, but if you say that you don't spend money indiscriminately, it's also a good thing. If you don't want to spend money in a mess, then make a plan for yourself every month, plan every money from your monthly salary, and where it should be spent. In this way, every expense is planned and will not be spent indiscriminately.

If you are financially independent, you can learn to manage your money and make your own plans, so that you can control your expenses to a certain extent.

You can also leave the money to a trusted person for safekeeping

Before buying, you should repeatedly consider whether you really need it, and if you don't need it, you won't buy it, and you really need to buy it again.

It's best not to have money in your hands, give all the money to your family, and let them supervise you. When you want to buy something, they should be able to make a more rational judgment about your purchase behavior when they hold your money, and may be able to help you stop impulsive spending.

Then we must start with our living habits, and spending money indiscriminately must have special hobbies or habits, and only by correcting our world view and values can we fundamentally change our outlook.

Some people say that they dare to spend money, they will spend money, and they will find ways to make money. So you can only control and not spend money indiscriminately.

Mortgage to buy a suite, the monthly mortgage is deducted from the salary, so there is no money, how do you spend it?

Summary. Plan your own savings plan regularly, and use strict principles to save the vast majority of your income to form a certain financial reserve.

Dear, what are the things your money is generally used for?

Kissing, is not seeing anything and buying unconsciously.

And he owes a lot of money.

It doesn't matter if it's useful or not.

Pro, the cave pants first reduce the desire to shop, look at a macro to see what you have to buy in your life, try not to buy unimportant things and expensive things, and limit your consumption;

How to limit yourself.

When you see something and want to buy it, ask yourself if you need it.

Ask yourself if you can buy it without it.

Secondly, arrange your daily life, clarify the rhythm of life, use reasonable time to complete daily tasks, and do not waste time going out to play;

Going out can also induce yourself to spend unnecessary money.

Pro, we should also save money as much as possible to save sex channels to meet basic consumption needs, and we can reduce expenses by using discount coupons, free activities, etc.;

But also be careful to guard against related fraud to avoid losses.

Dear, you can make a "savings plan".

Plan your own savings plan regularly, and use strict principles to save the vast majority of your income to form a certain financial reserve.

Dear, do you have any other questions?

I can't save it now! Debts are still owed.

Dear, I can't praise it now, but you have to have the consciousness of saving money.

Is there a plan for spending money every month?

Yes, you can roughly allocate it every month.

Dear, do you have any other questions?

The landlord used to be.

Like me, bai

1,。Keep a good record of where the money comes from. Self-du

How much time does it take to earn the money spent on it, and how long does it take for parents to make money? How much is the thing you buy worth, and how much more are you spending on that value.

2。Every time you spend money, think about your parents, should you use this hard-earned money in exchange for their nurturing grace to you? Although you are a child, the reward for your parents at this time is the most heartwarming, and it is the one that makes you feel the most proud, believe me.

3。Set up a dream for yourself in the future, save this money and use it for something meaningful and helpful for future marriage (this is a protracted battle, if you want to succeed, learn to restrain yourself first).

4。You are a child, and restraining yourself now will be of great help to you to set foot in society or go deeper into society in the future!

5。If you have to go out on Sunday (you should know how much money you bring and how to use it), remember whether you have to go shopping or spending money.

I hope you will succeed, and I will also work together during this protracted war, not the best, but to make yourself feel intimate and gratified! Bless you!

You can go to the bank to register a short-term time deposit; If you choose not to go out on weekends, you will spend money as long as you go out; Or if you have to go out, you can bring 20 yuan with you, not more.

1. In fact, you know that money is not easy to come by, and you also know that you should not spend it indiscriminately, and you also know that it is useless to spend it.

But just will it spend, why?

Emptiness! To put it simply, it is boring, and watching **, watching variety shows, watching jokes, the same, is to relieve boredom, decompression, and rely on shopping to relieve emptiness. In fact, there are not many things that you really need.

Therefore, it is recommended to enrich yourself so that you are not empty and boring. You won't have to spend your time on expenses.

How to enrich yourself?

Cultivate hobbies, according to your actual situation, cultivate your own hobbies, which can enrich your spare time, and if you choose to fold sports hobbies, you can also enhance your physique! You can also join various hobby groups because of this, broaden your horizons, increase your social coverage, and slowly, you will be enriched, and you will not be able to think of spending money at all.

So, generally speaking, we have to think about it carefully. Control yourself not to spend money indiscriminately, how exactly should you achieve it. Today, we have to solve the problem of controlling ourselves not to spend money indiscriminately, controlling ourselves not to spend money indiscriminately, what will happen if it happens, and what will happen if it doesn't happen.

It's inevitable. We all know that as long as it makes sense, then it has to be carefully considered. Today, we have to solve the problem of controlling ourselves not to spend money indiscriminately, Li Bai said a famous sentence, the earth can support the city wall, and accumulate virtue for the thick land.

This inspires me. As the folk proverb goes, clods of earth can't stop gushing springs, and stones can't hold down trees. I hope you will also understand this statement.

The so-called control yourself not to spend money indiscriminately, the key is to control yourself not to spend money indiscriminately how to write. Under this difficult choice, I thought about it and couldn't sleep well. Control yourself not to spend money indiscriminately, why does it happen?

After the above discussion, Anonymous once said that perseverance builds the road to heaven, and courage blows open the door of wisdom. This sentence is like a sail full of wind, cheering me on from time to time. In this case, after the above discussion, Lu Xun said a famous sentence that time is like water in a sponge, as long as you are willing to squeeze it, there will always be it.

This inspires me. I hope that everyone will have a discussion in the spirit of knowing everything, saying everything, saying that those who say are not guilty, and those who hear are full of caution. And these are not entirely important, the more important thing is that everyone has to face these problems.

In the face of this kind of problem, with these questions, let's examine how to control ourselves from spending money indiscriminately. Generally speaking, we all have to think carefully. I hope that everyone will have a discussion in the spirit of knowing everything, saying everything, saying that those who say are not guilty, and those who hear are full of caution.

I think, after the above discussion, control yourself not to spend money indiscriminately, why did it happen? England has said a philosophical saying that virtue is rewarded. This inspires me.

This fact means a lot to me, and I believe it has some meaning to the world. How do you need to control yourself from spending money indiscriminately, and how will it happen if you don't control yourself from spending money indiscriminately. You have to think clearly about what kind of existence it is to control yourself not to spend money indiscriminately.

Now, it is very, very important to solve the problem of controlling yourself not to spend money indiscriminately. Therefore, understanding what kind of existence it is to control yourself not to spend money indiscriminately is the key to solving all problems. Anonymous once said a famous sentence, friendship should not be severed hastily, and no matter how much it is restored, it will leave the crux of the problem.

This sentence is like a beacon light that guides my progress, illuminating the way forward in my life everywhere. I have also thought about this issue carefully and have been thinking about it day and night. However, even so, the appearance of controlling oneself from spending money indiscriminately still represents a certain significance.

Moloya once said that in a truly happy marriage, friendship must be fused with love. With this sentence in mind, we need to examine this issue more carefully.