I am now 27 years old, what kind of insurance is better, there is no insurance in the company

Hello In fact, the most important thing to buy insurance is protection, after improving social security, the first thing we consider is accidents and critical illnesses. We recommend you Taiping Fu Lu Double Solstice Plus Comprehensive Accident. Taiping Fulu Shuangzhi has 5 major protection functions:

1. Critical illness: For the 35 major illnesses in the clause, as long as the hospital disease certificate is any of these 35 kinds, once confirmed, the compensation can be made with the hospital disease certificate (the insured amount is very red). The first item of major diseases, malignant tumors (all cancers), all the risks that can be taken into account have been taken into account, no matter what the condition, as long as there is a diagnosis certificate from the hospital, the disease can be claimed, the basic sum insured is very red, and the contract is terminated.

2. Death: Accidental death and death of illness, the basic sum insured plus dividends will be paid, and the contract will be terminated. 3. Total disability:

Once the diagnosis is confirmed, the basic sum assured will be added to the dividend. 4. End-stage disease: the only one, our product has life care insurance money.

If you encounter some diseases that you don't know, you must not be among the 35 kinds of critical illnesses, and if a new type of disease appears, and it is no longer within the scope of the 35 kinds of critical diseases, as long as the doctor diagnoses it, there are still 6 months of life in the future, and we will pay according to the basic sum insured plus dividends. This benefit covers all critical illnesses. 5. Birthday Money:

There is no risk, and I don't want to take it out for the elderly during the period, the contract is terminated at the age of 100, and we will also use the basic insurance amount as a birthday pension when terminating, and at the same time add dividends to your interests, which are the five major guarantees. Fulu Shuangzhi is one of the most distinctive products of our Taiping Life Insurance, and it is also a health insurance product with a return type, when a risk occurs, a small amount of money becomes a big money, and it can also be taken out for retirement when there is no risk. If you need to know the specific plan, please contact us for reference:

Less than 10 yuan a day to solve your serious illness and.

Hello, it is recommended to get a cover for accidents, hospitalization and critical illnesses. For more information, it is recommended to add Q for further information. Reference:

Household income distribution chart for the average person Why do people buy insurance? A few hundred yuan of accident and hospitalization medical insurance a year, Ping An Family outwits life, critical illness medical and pension insurance.

Hello! I am Lu Guolin, the financial specialist of Zhonghong Life, if you are buying the products of the life company, if you are buying Zhonghong's products, there are basically financial management, I hope you want to understand, you can help you design a suitable product for you, the following cases are for reference only! Please communicate further!

For more information, please call us or QQ consultation.

Golden Life is an insurance that integrates accidents, critical illnesses, pensions and dividends, and the payment is low, the sum insured increases, and the older you are, the more dignified you are.

The current situation of 27-year-old young people: 1. It is difficult to have enough savings to resist life risks! 2. The social security medical care of the unit does not cover accidents, and there are many restrictions on work-related injury insurance!

3. Pollution, pressure ......The incidence of major diseases is getting higher and higher, and it is getting younger and younger! (The probability is as high as having to think for yourself!) You can't drag down your parents who have raised you for many years at a critical moment!

4. I hope that the money paid is not in vain and can be value-added! It is better to have a reasonable return, and even solve the pension problem! 5. Who will help me take care of my parents when the risk comes?

The solution is referred to as a link: young white-collar workers can easily solve financial management with 12 yuan a day, and what insurance claims can be received within 3 days? Chinese Life's latest brand trends, annual reports and investments.

Hello: First buy Accident & Accidental Medical Treatment, then Hospital Allowance. Then there's critical illness insurance. It has the function of dividing the river for the elderly. Specifically, it should be designed for you according to your own economic situation. Good luck with your work!!

Ping An Fortune 500 rest assured.

Accident insurance + medical hospitalization insurance + critical illness insurance + pension insurance. It depends on your income level. Find a professional and experienced insurance marketer to help you design and plan!

Hello! It is recommended to improve social security first. Then consider adding commercial insurance.

Since you don't know your budget, it's hard to buy anything. The following suggestions are for reference: (1) The sum insured is generally 10 times of the annual income and matches the assets and liabilities; (2) The breadwinner of the family should first protect critical illness, accident and medical treatment; (3) Consider children's education and plan together with retirement planning; (4) The premium expenditure is controlled within 10-20% of the household income; (5) Household cash flow should be reserved for about 3-6 months (generally 3-6 times of monthly expenditure).

According to the client's vision, we will make a free 360° financial needs analysis report for customers from the four aspects of health protection, children's education, retirement planning and wealth management, and tailor the plan for the client according to the report. A good plan for you needs to provide sound information as a foundation.

Hello, it's a pleasure to serve you! Who will raise you in 30 years? Is this a question that has to be considered?

That's why life needs to be planned in advance! You can choose Ping An's universal product of Smart Life, and the main responsibilities are: personal protection, critical illness, accidental medical treatment, and accidental injury.

The exact sum insured is your own set.

At the age of 27, if you don't save much, it is advisable to consider the unexpected. If conditions permit, a certain amount of critical illness insurance may be considered.

Young people are just starting out in their careers and lives, and the priority of protection products should be taken into account when choosing insurance products. In addition to purchasing a low-rate, high-coverage accident insurance, critical illness insurance is also required. As a good financial management tool, insurance can reduce the burden on families when young people need money most due to illness or accidents.

It is recommended that you refer to Ping An Outsmart Universal Insurance, which provides comprehensive protection, taking into account death benefit, critical illness benefit, accident benefit, and accidental medical insurance, and adjusts the sum insured according to the risks at different stages of life, with a guaranteed interest rate to ensure that your income will never shrink, and when you need funds, you can partially receive the account value, and we do not charge any fees. Please see the case reference: Ping An Outsmart Life Health and Happiness Plan 500 yuan per month can solve 150,000 yuan of emergency money.

Hello! Glad to serve you! You should prioritize a combination of coverage categories such as accident, accidental medical, critical illness, and hospitalization. What is your annual budget, and you can only give specific advice based on your specific budget.

Hello this friend! Considering that your company has not paid your insurance for the time being, if you buy your own insurance, it is recommended to do comprehensive protection, critical illness, accident, accidental medical treatment, hospitalization medical are essential, the specific plan is to communicate with you to understand before you can develop the most suitable plan for you, buy insurance is to buy peace, I wish you peace and happiness!

Hello: Your insurance awareness is good! When you just join the work, the pressure is relatively high, and the insurance should be based on protection, and the insurance should be more serious illness and accident insurance.

According to your economic strength, you can choose Ping An Zhisheng Life Universal Insurance or Xinxiang Insurance, this kind of product protection is relatively high, you can contact for reference: less than 16 yuan per day--- so that Xinxiang is easy Zhisheng Universal Insurance Combination makes you worry-free in your life.

Hello, what do you do? Let's talk about it further! A plan for you! Thank you.

You can first consider accident insurance, accidents are everywhere, and then critical illness insurers eat whole grains, plus the current food safety problems, environmental pollution, no one can escape, birth, old age, sickness and death, early prevention, anytime is a winner.

The order of purchasing insurance is: Accident - Medical - Critical Illness - Investment 1The Critical Illness "Golden Life" has the main features of lower rates, higher protection, unique functions of double increase in value and critical illness sum insured, early payment of critical illness insurance benefits, high cash value, and annuity conversion.

"Golden Life" has a strong security function, and at the same time, it can take into account the functions of certain cash value accumulation and pension security. To put it simply, it is a financial security plan with low contributions, high protection, financial management, serious illness protection, and retirement. 2.

An unexpected card from Accidental Pacific can meet your needs. One hundred pieces. 3.

Medical treatmentYour current age is not a high claim period for medical claims, and you can buy medical treatment.

Hello! You are very insurance-conscious and do not know much about your situation, so it is advisable to consider accidents, hospitalization and critical illness first. Start with the most basic guarantees. Preferably, after further communication, a suitable protection plan can be recommended.

Hello, life insurance, health insurance and accident insurance must be considered in the absence of social security. The detailed plan needs further communication, welcome to call or QQ to contact.

Hello! As you said, is there no social security? Social security is the basis of security, and it is recommended to supplement it first, and then supplement it through commercial insurance on the basis of social security.

Because accidents and illnesses are beyond people's control and are also the risks that have the greatest impact on family life, they should be covered first. In the following link, the relationship between social security and commercial insurance will be illustrated with data. Comprehensive coverage includes reimbursement, allowance, and benefit, including accidental medical treatment, hospitalization allowance, and critical illness benefit.

Reimbursement, allowance, and payment - how to construct (2011 latest) Nine popular critical illness insurance (26-30 years old) monthly savings of 370 comprehensive health. 26-30 years old) monthly savings of 500 comprehensive health.

Hello friends; We are glad to answer for you, social security is the foundation, and commercial insurance is the most beneficial supplement to social security. We should pay attention to the comprehensive planning of serious illnesses, accidents, and medical treatment, and also strengthen the reserve of financial management. Hope it helps, good luck.

Hello: first do a good job of social security, if the salary is okay, it is recommended to be safe and outwitted in life, if you are sick, you can do future education and pension without illness, and the policy will increase in compound interest, and the amount of insurance can be adjusted freely. Reference: Seven policies that you must have in life.

Female, 27 years old, what kind of insurance should I buy?

Directly speaking, with the increase of people's age, the body's resistance is inversely proportional, and the ability to resist related risks is relatively weak.

Therefore, you must first consider medical insurance, whether it is commercial insurance or social insurance, and then consider other insurance products, so that it makes sense. If you are not healthy, it is impractical to have more pension insurance.

It is recommended that you first purchase the social security launched by the state (preferably if the unit comes forward to purchase it), including cooperative medical insurance, and then consider commercial insurance as a supplement.

Here, I know that in this industry, there are three recognized sentences that say this: "brand in life", "Ping An talents" and "Xinhua products".

Finally, it should be noted that the principle of insurance application is as follows:

1) Buy insurance first to buy medical health, health can ensure that customers have everything.

2) Buying insurance is light on words and heavy on contracts, life insurance is generally a lifelong contract, and you can become lifelong happiness if you buy it well, otherwise it will have a great impact.

3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.

In fact, there are still many things to pay attention to, be sure to pay attention to every detail, and the above hope can help you.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Of course, it is necessary to buy insurance at the age of 27, after all, the risk cannot be ignored, and these types of insurance can be configured specifically: social medical insurance + critical illness insurance + commercial medical insurance + accident insurance.

At this time, it is a better age to buy insurance, the overall physical fitness is higher, there are more insurance products to choose from, and the premiums will be cheaper. So, I'm going to introduce you to what kind of insurance is right for you at this age.

1.Social health insurance.

First of all, we must first purchase social health insurance. As we all know, social medical insurance is a benefit given by the state, and in order to respond to the call of the country, everyone actively cooperates with the purchase of medical insurance. The basic protection of social medical insurance is more comprehensive and affordable.

2.Critical illness insurance.

Critical illness insurance is one of the types of commercial insurance that you are recommended to buy. Before introducing the types of critical illness insurance, you can take a look at the following data, lung cancer is now gradually starting to get younger, and most of this kind of disease appeared in the elderly group before, and the youngest was only in their teens. Moreover, the incidence of lung cancer is higher in men than in women, and the incidence of lung cancer has increased rapidly since the age of 35.

Therefore, critical illness insurance is not a product for middle-aged and elderly people, so don't always think that you are still healthy and ignore it. It is wise to purchase critical illness insurance as early as possible.

3.Commercial medical insurance.

Many people will confuse social medical insurance and commercial medical insurance, but there is actually a certain difference;

To put it simply, commercial medical insurance is a supplement to social medical insurance. If there is a small illness, the use of medical insurance can indeed deal with it; But if it's not just a small problem, in a secondary hospital, social security will reimburse up to 40% of the cost, and the rest of the medical expenses must be borne by yourself, which may be a heavy burden for ordinary families;

Therefore, at this time, the role of commercial medical insurance comes into play: it reimburses the remaining expenses of social medical insurance and then reimburses, so that it can relieve a lot of pressure for the general economic situation.

It is advantageous to buy millions of medical insurance in medical insurance, mainly because it is cheaper, about a few hundred yuan a year, and you can get millions of insurance amounts. Second, its insurance content is relatively rich, such as surgery fees, examination fees, drug fees, etc. are included.

4.Accident insurance.

Anyone can encounter accidents, for example, 27-year-old you may also encounter accidents such as accidental slipping on the road and being injured, traffic accidents, etc.; Buying an accident insurance for yourself is also a peace of mind, not to mention that the minimum of accident insurance is only 100 yuan a year.

[Written at the end].

I am [Xueba Says Insurance], focusing on objective, professional and neutral insurance evaluation;

I will give you the most professional advice with years of experience in configuring insurance for 10w+ families.