Fund fee rate and comparison of several funds, hope to point

Huaxia** Online Investment: The minimum investment amount is 200 yuan.

China Merchants Bank Card: ChinaAMC 300 Regular Investment Subscription Redemption Free redemption fee for holding for 1 year.

ChinaAMC Returns, Regular Investment, Subscription, Redemption.

Agricultural Bank of China Card: Huaxia 300 Regular Investment Subscription Redemption Free redemption fee for holding for 1 year.

ChinaAMC Returns, Regular Investment, Subscription, Redemption.

Support conversion business with other parts of Huaxia**.

Harvest** Online Investment: The minimum investment amount is 500 yuan.

China Merchants Bank Card: Harvest 300 Regular Investment Subscription Redemption Free redemption fee after 2 years.

Agricultural Bank of China Card: Harvest 300 Regular Investment Subscription Redemption No redemption fee for holding for 2 years.

Conversion business with other Harvest companies is not supported.

Comparison of ChinaAMC Return and Harvest 300 Performance (As of 20090930)ChinaAMC Return This year + the last two years Last three years +Harvest 300 This year + Last two years Last three years +ChinaAMC 300 has just been established, so there is no data.

The Harvest 300 rises as fast as it falls.

China's returns rose slowly and fell slowly.

The two cannot be compared.

The former is suitable for investors with a strong risk tolerance and high requirements for returns.

The latter is suitable for investors with a weak risk tolerance and low requirements for returns.

ChinaAMC 300 and Harvest 300 are both CSI 300 Index**, so the performance will be more consistent, and in terms of rates and strength, ChinaAMC 300 will be a little better.

Huaxia ** bar.

For regular investment, you should choose the back-end fee.

The fee rate refers to the handling fee charged at the time of purchase, and the fee standard is different for each one, and investors can check the fee rate in the selling rules.

The handling fee varies according to the size of the amount, the larger the amount of funds, the cheaper the handling fee, the cap is 1000 yuan, in addition to the ** handling fee, the selling fee will also be charged, and the selling fee is different according to the length of the holding time, and the longer the holding time, the lower the handling fee.

That is, you need to deduct the handling fee, and there will be a sell, which can be seen in the trading rules, and the general holding days are less than seven days, and the selling fee is as high as.

1. What is the ** rate?

The ** rate mentioned by the people is the meaning of the **subscription rate, the ** subscription rate refers to the ratio of expenses that investors need to pay to purchase **shares, and when investors subscribe differently, the subscription rate may be different because of the size of the subscription amount.

Second, how to calculate the rate

The fees paid by investors to ** companies and distribution agencies when buying ** are mostly between 1%, and the subscription rate decreases with the increase of the amount. Generally speaking, the subscription fee is the highest for purchases made through bank branches, and the subscription fee is lower for purchases made through third-party sales platforms.

3. In addition to the subscription rate, there are other rates

In addition to the subscription fee, ** the fees involved include subscription fee, redemption fee, management fee, custody fee and sales service fee. Among them, the subscription fee and redemption fee are charged by investors when they make corresponding transactions, and most of them are around. The management fee is the remuneration paid to the ** manager, which is generally withdrawn from the ** asset according to a certain percentage of the net asset value.

The larger the scale and the degree of risk at the end of the month, the lower the management fee, so the management fee is higher than that of others. The management fee is about 1% for the index and about 1% for bonds. The custody fee refers to the fee that is handed over to the custodian - the bank according to a certain percentage of the net value, and the industry standard is around.

When the people sell and buy at each or third party, they can enjoy a discount at a certain rate, but even if the rate is discounted, for the people who have frequent redemption operations, this fee will also greatly discount the expected annualized expected return. Therefore, it is necessary to understand the rate and charge situation of the first project, and it is necessary to prepare for the investment project.

**Rate = Amount * Annual Rate.

The amount charged for different types of ** rates is different and generally varies between.

The higher the degree of risk, the higher the management fee rate, of which the highest rate is the derivative, such as warrants with an annual rate of 1 5% 2 5%. The lowest is the money market**, which has an annual rate of only. The other management annual rates published by the Hong Kong Association are:

The annual rate of the bond is 1% 2%.

In developed countries and regions such as the United States, the annual management rate is usually about 1%. However, in some developing countries or regions, it is higher, such as Taiwan's annual management rate is generally 1 5%, and some developing countries' annual management rate is even more than 3%. The ** management annual rate in our country is:

Redemption rate.

The redemption rate refers to the ratio of fees paid by investors when they sell shares. See Eq. (5). When an investor redeems, the redemption rate may vary depending on the length of holding time. Here, the maximum rate is calculated.

After the investor sells**, the actual amount is the part of the total redemption minus the redemption fee. The calculation formula is as follows: Total redemption number Number of redemption shares Net value of ** share on the redemption date (1) Redemption fee Total redemption amount Redemption rate (2) Redemption amount Total redemption amount - redemption fee (3) Investors should note that the attribution of redemption fee income may be different in each ** provision, and some provisions only deduct a small handling fee, and most of them will be owned by **; There are provisions that all or most of the fees are used for handling fees, and no or only a small part is attributed to the ** asset, so that if you are partially redeemed, the former approach is more beneficial to you, and in the same circumstances, the net value of the ** share you hold will be higher than the latter.

Move the total redemption amount in equation (2) to the left of the formula, and we get: Redemption rate = redemption fee Total redemption amount (4) As can be seen from equation (4), the redemption rate is the ratio of the redemption fee to the total redemption amount. If the numerator and denominator of Eq. (4) are multiplied by a 100, then Eq. (4) becomes:

Redemption rate = redemption fee 100% of the total redemption amount (5) As can be seen from equation (5), the redemption rate is the ratio of the redemption fee to the total redemption amount.

Subscription rate. **Subscription rate refers to the fee ratio that investors need to pay for the purchase of **shares, and investors may have different subscription rates due to the size of the subscription amount when they subscribe differently**. Here, the maximum rate is calculated. The subscription amount of open-ended** actually includes two parts: subscription fee and net subscription amount.

The subscription fee can be calculated as a percentage of the subscription amount or the net subscription amount. In China, the general practice is to calculate the subscription fee based on the total subscription price (including fees) multiplied by the applicable rate, and deduct it from the subscription price.

Subscription rate. **Subscription rate refers to the fee ratio that investors need to pay for the purchase of **shares, and investors may have different subscription rates due to the size of the subscription amount when they subscribe differently**. Here, the maximum rate is calculated. The subscription amount of open-ended** actually includes two parts: subscription fee and net subscription amount.

The subscription fee can be calculated as a percentage of the subscription amount or the net subscription amount. In China, the general practice is to calculate the subscription fee based on the total subscription price (including fees) multiplied by the applicable rate, and deduct it from the subscription price.

What does the rate refer to: The rate refers to the subscription fee that investors need to pay to purchase ** shares at the time of subscription, and the **** rate is determined by the type of ** and the subscription amount. The rate charged by different ** is not the same when the rate is different, the user can check it when **, if you feel that the ** rate is relatively high, you can choose to give up**; However, there are **no **rates at **time**.

In 2011, the subscription rate is the same as last year. **1,5% index 1,2% bonds 0,8%, 6% discount for each ** company, and a minimum of 4% off for online banking and network base.

The rate is a certain fee that you need to pay to the company when you buy, generally including subscription fees (subscription fees), custody fees, management fees, redemption fees, etc. See.

Buying a new ** is called subscription, and the old ** is called a subscription. 1000 yuan according to the subscription rate, redemption fee, total.

There is a fee for subscription or subscription.

It is recommended to go to the ** company direct sales purchase, and now through the ** e account through the ** one-click login to the ** company direct sales purchase, you can also enjoy a 4% discount rate.

What does the rate mean.

The concepts of subscription fee and subscription fee are basically the same in understanding, and the handling fee paid for the purchase of **. Some are similar to commissions. The difference lies in the difference in rates, the subscription is for the new issuance, and the subscription is for the open trading.

In general, the subscription fee rate is higher than the subscription rate. However, the maximum of the two should not be higher than 3%, and it is generally set between 1% and 2%.

1. **Subscription fee: refers to the handling fee paid by investors when purchasing ** units from **manager during the duration of **.

2. Redemption fee: refers to the handling fee paid by investors who have held **shares to sell **shares to **manager during the existence of open-ended**.

3. **Management fee: It is the management remuneration paid to the ** manager, and its amount is generally withdrawn from the ** asset according to a certain proportion of the ** net asset value. The manager is the manager and user of the assets, and plays a decisive role in the preservation and appreciation of the assets.

4. Custodian fee: refers to the fee charged by the custodian for the custody and disposal of assets. For example, the bank withdraws fees for the custody and disposal of ** trust property.

Subscription fee: The fee paid at the time of subscription**.

Redemption Fee: The fee paid at the time of redemption**.

The above fee is a one-time fee and will not be charged once again.

Management Fee: A fee charged by the company administration.

Custodian fees, custodian bank supervision of the company and custody of funds, sales service fees: fees charged by the company for sales and services, the above fees are non-one-time fees, accrued daily, and then deducted from the total assets at the end of the month.

The net value we see is already net of these expenses.

Among them, there is not necessarily a sales service fee: if there is, then there must be no subscription fee. If not, then there must be a subscription fee.

The subscription fee and subscription fee are the fees you have to pay when you invest in the house, because the company's activities to promote and absorb investors cost a lot of money, and these fees naturally cannot be out of his family, and by increasing the cost of your house, reduce your desire to leave soon after you enter the house.

The subscription fee for open-ended** does not exceed 5% of the subscription amount. The general money market** and short- and medium-term bonds** implement zero (subscription) subscription fees. The subscription fee for **type and preparation type** is generally the subscription amount, which is generally reduced with the increase of the subscription amount.

Generally, the subscription rate during the subscription period is more favorable than after the establishment of the subscription. Please refer to the contract or prospectus of ** for the specific amount.

It should be noted that the subscription rates under different charging modes are different, and the subscription rates executed by different purchase channels are also different. There are two types of subscription fees for the current open-ended**: front-end fees and back-end fees

Front-end fee model: A one-time deduction of the subscription fee from the subscription money when the investor subscribes. Back-end fee model: Subscription fee is waived at the time of purchase, repaid at redemption**, and decreases with the growth of the holding period. ** Redemption fee.

That is, you withdraw your investment and income is a fee to pay, and the reason is similar to the above. There is another one, that is, when someone withdraws and leaves, in order to return the cash to you, you may have to sell some bonds, which is an action that is not conducive to the assets and has a negative impact on the interests of other partners who do not withdraw their capital, so let you leave some expenses as compensation.

The redemption fee for open-ended** is not more than 3% of the redemption amount. The redemption fee is generally that most ** companies encourage investors to hold for a long time, and the longer the holding time, the lower the redemption rate, and may even drop to zero. Please refer to the contract or prospectus of ** for the specific amount.

** Conversion fee.

That is, the same **company operates more than one**, and you hold one of them**, and you want to exchange this ** for another ** operated by the **company according to the same number of assets, and you should pay the conversion fee to **company, and the reason is the same as the previous two, mainly to increase the cost of your change, and you are not willing to change frequently.

** Trading commissions.

It is the labor fee charged to you by the business department of the company that provides you with trading services when the listed company is transferred in the exchange market.

**The subscription calculation formula is: subscription fee = subscription amount and subscription fee.

**The subscription calculation formula is: subscription fee = subscription amount and subscription fee.

**The redemption calculation formula is: redemption fee = redemption share on the redemption date**net unit value redemption rate.