Does the unit have to transfer money to pay vehicle insurance, and can I pay cash?

Unit, pay car insurance. Do I have to transfer money for insurance? Is it OK to pay cash? As long as cash is okay, you can transfer money, this is your freedom, it doesn't mean that you have to transfer, not cash.

The cash management regulations and rules stipulate that the economic transactions between the account opening units must be paid by transfer. In addition, for sporadic expenses below 1,000 yuan, cash can be used. If the payment is not in accordance with the regulations, you will be fined.

Therefore, the unit pays vehicle insurance, which should generally be paid by transfer.

Unit vehicle insurance. You don't have to transfer money. It is also possible to pay cash. It's just that the formalities are complete.

Five insurances and one housing fund are stipulated by the state that the company must pay, the unit has no responsibility not to do, you can negotiate with the unit first, and then find a local labor arbitration institution or consult 12333

It is not okay for units to buy insurance in cash.

Last year, I could, but this year I can't, I just bought insurance for the company, Ping An Insurance Company, and the finance is impatient to ask around if it's true, and I'm impatient, so I asked her to go to the insurance company by myself.

The China Insurance Regulatory Commission stipulates that in order to protect the interests of the majority of policyholders, insurance companies implement zero cash management, which means that all insurance premiums, survival fund collection, claim payment and other businesses involving cash must be transferred by bank transfer, and no cash transactions are allowed. If the insurance company wants to transfer money from the customer's bank card, it must sign an agreement with the bank, which will supervise it, just like we deduct the utility bill and gas bill. is very reliable.

Bank transfers are made for the convenience of users.

But my aunt bought the insurance by going to the insurance company every year.

No, it can be paid in cash.

The payment methods of premiums include door-to-door collection by salesmen, direct payment by policyholders at the counter of the insurance company's business hall, and collection through banks or postal outlets, but renewal premiums are generally collected through banks.

If the payment is made to the salesperson, a provisional receipt for the insurance premium should be issued on the spot, and the name and ** of the salesperson should be signed on this receipt.

Under normal circumstances, if you have not received the official insurance policy from the insurance company within one month of application, please check with the insurance company. After receiving the insurance policy, it should be reviewed on the spot, and if any errors or omissions are found, it has the right to request the insurance company to correct it in a timely manner.

You don't have to pay with a bank card to buy insurance, you can also pay with cash. Cash payment needs to go to the insurance company's counter, bank, postal ** outlets to pay, or the salesman will come to collect it.

Yes, it is more convenient to swipe the card, no handling fee is charged, and cash is also available

Property insurance can be done in cash, and term life insurance must be paid by the policyholder's bank card.

Bank transfers are safe, and cash is at risk, so now the company does not allow cash to be used.

Cash is also acceptable, but you need to make an appointment with the insurance company in advance.

Only state-owned banks can buy insurance.

Hello, cash is risky, and transfer is convenient, fast and safe.

Payment can only be made by bank transfer.

Now it's all bank transfers, preferably without cash.

Not necessarily, but a card is mandatory.

You're sure you can use cash now, don't be misled.

The so-called cash value refers to the value of a life insurance policy with the nature of savings. Insurers usually set aside liability reserves for the performance of contractual obligations, and if you surrender the policy in the middle of the policy, the liability reserve of the policy will be used as a refund for the payment of termination.

We know that as people get older, mortality goes up. As a result, the premiums you pay to your insurance company should have increased with your age. In order to consider that the elderly people may have a reduced income and cannot afford to pay the insurance premiums due to the decline in physical strength when they need more protection, insurance companies generally adopt the scientific method of equalizing premiums to "evenly" distribute the insurance premiums payable during the entire payment period to the entire payment period, so that the annual insurance premiums have a fixed standard and will not increase with age.

When you are young, you will make more friends, and when you are older, you will pay less. Pay as much every year. Therefore, after the policy takes effect, the "overpaid" premium will be "deposited" in the insurance policy, and this part of the "saved" premium is the cash value of the life insurance policy.

It is mainly used to ensure that the insurance company fulfills its future payment obligations.

Therefore, if the policy is surrendered, the insurance company will refund a sum of cash according to the cash value table. However, in the first two years of purchasing an insurance policy, the insurance company spends a large amount of management expenses such as underwriting the policy, settlement fees, employee salaries, etc., and if the insurance is surrendered at this time, the insurance company will refund the insurance premium after deducting the handling fees. Even if the policy is surrendered in the middle of the policy, although the cash value of the policy will increase with the number of years of premium, it will not be higher than the insurance company's maturity payment.

It's all your own money. Therefore, once you have purchased insurance and have protection, it is best not to give up protection until you have to. Otherwise, there will be a certain amount of loss financially.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

OK. Hello, you can pay cash for insurance. The Notice on Strengthening Risk Management in Relevant Links of Life Insurance Collection and Payment issued by the China Insurance Regulatory Commission pointed out that collection and payment include cash collection and payment and non-cash collection and payment. Cash payment refers to the payment in the form of cash collected by the insurance company, either directly or through a third party.

Non-cash payment refers to the collection and payment through the fund payment system such as banks.

At present, many places do not accept cash, the reason is that insurance companies are now delivered through the Internet, which can ensure the safety of the insurer's funds and make it easier to manage. It also reduces the labor force of insurance companies, and you must know that in the past, you had to have an insurance officer present to collect cash, so you gave the money to the insurance officer, but now you only need to pay online through personal account transfer or other means.

However, the major insurance companies do not explicitly stipulate that they do not accept cash, because China's law stipulates that any individual shop cannot refuse to accept RMB, otherwise it is illegal, and it cannot be said that insurance companies do not accept cash, but only that they avoid accepting cash under their set of operations. If I don't have a personal online banking.

There is no mobile phone payment method, so you can give the cash to the staff of the insurance company or make a payment, that is, when the staff of the insurance company hands over the policy to you, you give the money to him, which is okay.

If there is really any individual or unit that refuses to accept RMB and refuses to accept cash, you can call the police at the first time, and the police uncle will definitely rush to the scene, and criticize and educate the parties who refuse to accept it, and no one can refuse to accept RMB because it is illegal。There is also when paying insurance, we must be clear about how much money we can receive for compulsory insurance, what is the amount of compulsory traffic insurance every year, here to remind the majority of car owners, since driving since buying a car, since letting their vehicles on the road, then we must pay the insurance, which is to drive to the most basic line of defense, if there is really any traffic accident insurance. It can definitely allow us to avoid a large loss, so in addition to compulsory insurance, we must also buy other commercial insurance.

In this way, we can escort our travel safety.

However, here is a small suggestion for you, now mobile phone payment and network payment are very convenient or avoid going out with cash, because now many merchants have collection codes, there are alsoPayment codeIf we bring cash to pay, the merchant and the store and the individual really have no right to refuse, but it will also cause some trouble. Sometimes they don't give you money, we may wait for some time, and at this time, using electronic payment, mobile phone payment, and online payment can greatly save time and cost, why not?

Because the process of insurance companies has gradually become very fast, there are reasons for taking a certain number of currencies, mainly because of convenient considerations.

It may be that they find it inconvenient to do so, but it is illegal for them to do so, and no institution can refuse to accept cash.

This is mainly done to protect the safety of the policyholder's funds.

The State Banking and Insurance Regulatory Commission requires real-name payment, as long as the owner himself is insured.

"Real-name system for auto insurance payment" means that when the insurance company collects premiums, it should check the authenticity of the payment account information to ensure that the payment account information is consistent with the policyholder. Insurance companies, insurance intermediaries, other third-party institutions or individuals are strictly prohibited from paying premiums for insurance consumers in various forms.

When the policyholder or the insured is an individual and the vehicle is a family car, it is necessary to verify the insurance SMS to verify the policyholder's mobile phone number and verify the standardization of the policyholder's number.

What is the maximum number of cars that an insured person can insure?

1. When the owner of the car is a natural person and the same as the policyholder, or the owner is a non-natural person, there is no limit to the number of insurance;

2. When the owner of the car is a natural person and is inconsistent with the policyholder, an insured person is only allowed to insure a maximum of 3 cars.

In the case of non-real-name payment, the standardization of auto insurance insurance is relatively lacking, and filling in the policy is relatively simple, resulting in the authenticity of customer information held by large insurance companies not exceeding 50%.

After the implementation of the real-name system for auto insurance payment, it can prevent individual auto insurance practitioners from intercepting customer information or taking out insurance for customers without authorization, so as to protect consumers' right to know about their insurance status.

and the right to choose the insurance company.

This motor vehicle insurance.

The scope of application of "real-name payment by policyholders" is all family self-use cars, enterprises and institutions that need to be insured with compulsory traffic insurance and commercial insurance.

Vehicle. Among them, private cars can be insured with car insurance, and bank cards and third-party payments can be used.

Payment by cash, bank card or third-party payment method must be made using the policyholder's own account. If the payment is made in cash, the policyholder shall go through the insurance procedures in the business premises of the insurance company; Enterprises and institutions can use transfer or bank bills to pay car insurance premiums, and the amount received by bank must be consistent with the amount payable, and the name of the payer and the policyholder must be the same. In addition, WeChat Pay.

Bao can also pay for car insurance.

In two cases, if the accident only involves the car and the insured (as stated in the insurance policy), the money can only be paid to the insured, not to anyone else, not husband and wife, father and son. If there is a third-party loss in the accident, and the insured wants to receive the money separately, he must also show proof that you have compensated the third party; If the third party pays the expenses themselves, you can go to the insurance company with the third party and share the compensation together.

The only thing that can overturn the above provisions is the court judgment, and the insurance company will unconditionally enforce the court judgment to whom the money is given.

Commercial insurance companies require customers to provide bank accounts for the protection of both customers and insurance companies and salesmen. It is convenient for the supervision and management of the China Banking Regulatory Commission and the China Insurance Regulatory Commission.

The situation of each insurance company is different, it should be cash, and bank payment is supported.

Employees can apply to the company, but the company may not agree. Enterprises that do not pay insurance to their employees violate the provisions of the Social Insurance Law and are subject to punishment. Moreover, if everyone does not pay insurance and only takes cash, then the income of social security will be less and less, resulting in retirees not receiving wages, so the state does not allow employees to receive cash without paying social security.

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