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Money is easy to lend out, but it is difficult to want others to repay the money, when you lend money to others, others treat you as an uncle, and when you want others to repay your money, you have to treat others as Buddhas. In particular, if you lend money to a friend who is having a good time, you are even more embarrassed to ask him to pay it back, but what if you really need the money? In fact, it is also very easy to do, to deal with a thick-skinned person is thicker than his skin, the so-called way of others to govern their bodies is this principle.
Let's take a small example, I have a male girlfriend, he belongs to the kind of very enthusiastic boys, people in our class call him life committee, because in high school he was the big housekeeper and treasurer of our class, he basically took care of all the big and small things in the class, he is a very good person, generally this kind of person is better face, the so-called death to face and live to suffer, not long after he encountered the big problem of the century, the money lent out I don't know how to get back, so he asked me for ideas.
At that time, he was already in college, he had a very good girl in high school, the two of them called the sister and brother, the relationship was so good at the time, not long after the start of the freshman year, the girl said that she wanted to borrow money, my friend said how much to borrow, the girl said three thousand, at that time my friend didn't think much, although three thousand was basically a semester of living expenses for us at that time, but he felt that others had said it, so he gritted his teeth and borrowed, and people also said that he would pay him back in a month.
But I didn't expect a month to come soon, but the money didn't arrive, my friends have been gnawing on steamed buns for more than a month, I really don't want to live in gnawing steamed buns, and I heard that girls are not short of money at all, or love vanity, see that others have an Apple mobile phone, and they want to buy one, but they are afraid that their parents will say, so they will ask him to borrow, my friend wants to get the money back, but I don't know how to open my mouth to ask the girl to pay him back, because I feel that they are all acquaintances, how to open my mouth is very embarrassing, and I really can't hold back, so I hit ** to complain to me.
I listened to it at the time and suddenly felt that the hero was sad about the beauty, usually a very shrewd person turned out to be stupid like this, borrowed money without asking what people used it for, the brother also settled the account, and it was right to be enthusiastic about helping others, but it also depends on whether the other party really needs help, that girl is obviously not really difficult, it is really beautiful and misguided, but seeing that he is so pitiful, he still gave him a way to kill, let him post a dynamic in the circle of friends and say that there is no money, if the girl has not reacted, just call ** to her, Ask her to borrow money, anyway, people are not out of money.
When you borrow money, you must pretend to be very pitiful, and don't take the initiative to lend her money, if she says it, she has to pretend to be suddenly enlightened, and then after borrowing the money, she will be blocked directly, and I feel that there is no need for this kind of person to intersect. For unfamiliar people, just say it directly, now society pays attention to efficiency, although Chinese have a good face in their bones, but that is all for people with face, dealing with this kind of faceless direct point is more effective than anything.
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When a friend asks us for money, he lent him money for various reasons, usually at that time will say a point in time, when will the money be repaid, but not everyone will pay it back, some people will also call a ** to say, recently the money is not enough, we will not say anything, and wait, at least he still remembers this matter, but some do not even have a **, and such things are very common.
I remember that there is such a scene in "Love Apartment", that is, Lu Ziqiao owes Zhang Wei 500 yuan, he wants Lu Ziqiao to repay the money but is embarrassed to say it, Guan Gu suggested that he keep talking next to Lu Ziqiao, two two hundred and five, two two hundred and five, so maybe Lu Ziqiao will remember to return the money, and Zhang Wei did so.
Although this is just a bridge in the TV series, we often encounter such problems in real life, when the time comes, my friend has not repaid the money, and he doesn't mention it, it's okay for a short time, and we will also wonder if he won't pay it back for a long time.
I once heard this practice, it was my friend who told me, that is, he borrowed money from another friend, and he didn't have it in his hand when it expired, and he didn't pay it back, so he thought about it for a while, but after a long time, she also forgot, that day this friend asked her out to dinner, and told her a story about borrowing money, saying that his mother lent money to his uncle, and it has been many years, but he didn't pay it back, and he knew in his heart that he didn't pay it back, and it was only 2,000 yuan, and now his mother was angry at home for a while, and he didn't want to go home, I just want to find a friend to hang out with, or work overtime at the company.
At first, my friend didn't remember it, but then I felt as if I owed him money, but it had been a long time, and I didn't remember that I hadn't paid it back, so I talked about it in person, and then gave him the money in two days.
I have also seen people crying about their life in their own home, saying that everything costs money, and now the money in their hands is not enough to spend, what will happen in two days, and they are polite and miserable, and this friend also returned the money in two days.
I usually find a friend to pay back the money is very straightforward, saying that now I have to do something this month, I have no money in my hand, ask my friend if he can give it to me a little evenly, and my friend generally gives it to me, even if there are some that were not available at that time, this is also a reminder, I don't care if he is still or not at that time, I am afraid that he will forget.
And my husband is basically waiting, waiting for his friend to have money and then give it to him, but sometimes he is really nervous, and he will ask for one, usually chatting first, if his friend has a recent living situation, he will ask for one, and he is also very direct, I am tight this month, can you give me the money first, and after a while you are using it, it is very direct.
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Find someone to pay back the money and cleverly open the mouth as follows:
1. If it is a very good friend or a more atmospheric friend, we can say it directly, because such a friend will not think much about it, and it is okay to say it directly, because it is possible that he has forgotten, and it will not affect anything if a friend with a good relationship says it directly.
2. We can ask our mutual friend to remind him. Convey your recent embarrassment to him through a third person, or ask a friend directly to ask him if he has repaid the money, and remind him to pay it back.
3. Swipe Weibo or Moments to remind. Cry poor on Weibo and Moments, or post a happy state of friends repaying the money, to tactfully remind those friends who have not repaid the money that it is time to pay it back.
4. Borrow back the money you lent. If you go out shopping or play with a friend, and ask your friend to help you pay the money on the pretext that you don't have enough money, this can help you settle some of the arrears.
You can also pull a good friend who knows each other well, and at the right time, you borrow money like a good friend, but this trick requires a certain amount of acting skills. Let the middleman come forward to help you, and the middleman will say something that you are embarrassed about, can't wipe your face, etc., and in the case of a third person present, the debtor will also take care of his own face to repay the money.
5. You can pretend to mention it inadvertently when chatting, and if the other party forgets it, then he will return it to you immediately.
6. We can also ask him to pay for you in the name of the gift money in person, and when a friend needs to pay the gift money, call the friend who borrowed the money, and ask him to help you with the gift money on the grounds that he can't be there.
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Borrowing money and not paying it back is a breach of contract that will cause you unnecessary financial losses and psychological stress. In this case, there are a few things you need to do to get someone else to pay back. Here are some ways to get someone to pay it back:
1.Communicate openly and honestly.
First of all, you can try to communicate openly with the debtor, remind the other party to repay the loan and ask the other party if they have encountered some difficulties or problems, so that you can understand the situation and find a solution.
2.Determine the timing and repayment method.
If the borrower agrees to repay, then you need to determine when and how you want to repay. Ensure that the repayment time and repayment method are jointly confirmed and recorded in the written contract so that the liability for breach of contract such as late fines can be followed up in the future.
3.Offer flexible repayment options.
Offer more flexible repayment options, such as installments or extended repayment terms. Consideration can be given to taking into account the borrower's financial situation and giving him an appropriate grace period for repayment, so as to achieve a win-win effect.
4.Reminder of repayment.
If the debtor does not repay the loan on time, he can be urged, and for very close friends, he can be urged in a polite and gentle tone; For strangers who have encountered debt theft, they can use methods such as internal reminders and publicity to urge them to pay off their debts as soon as possible.
5.Take legal action.
If urging and negotiation cannot effectively solve the problem, legal means such as litigation and arbitration can be considered. Understand the regulations and processes before resorting to legal action to avoid falling into an irretrievable situation.
In short, if someone defaults on their loan, you need to take some practical measures to motivate them to repay the loan to prevent your losses from getting bigger and bigger. But remember, being kind to others is more likely to resolve disputes than fighting for direct persecution, and everyone should be cautious about making friends and cherishing family relationships, after all, it is best to have a smooth interpersonal relationship.
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Many people have the experience of being grateful when others lend you money. But the borrower is gone. It is easy to borrow money and difficult to collect debts, and the borrowed money is like water spilled out, and it is unknown when it will be recovered.
Don't, it's your hard-earned money, and you're not willing to do it in vain. Collect debts, and I don't want to hurt my feelings because of face.
How to urge others to repay the money, try these tricks, not to offend people and to get the money back!
01. Reveal difficulties.
If you directly ask someone to repay the money, it is indeed a bit difficult. You can say that your family is in dire need of money right now, your children are in dire need of money to go to school, buy your own house or buy a car, and you still have a little money to spare.
Do you have a lot of money now, can you pay it back? If your friend is a reasonable person, he just doesn't have any money, and he will find a way to borrow money to pay you back, so that it doesn't hurt face or feelings.
02, crying poor and selling miserable.
If you are embarrassed to ask for it directly in person, you can remind the other party to repay the money by sending a circle of friends to cry poor and miserable. Send a circle of friends to imply that you have been poor lately, need help, and need Aite Those who have borrowed money from you.
You can post to Moments that you have no money to pay rent and are going to sleep on the streets. If you are embarrassed to Aite the other party, you can say: buddy has been really nervous recently, the old iron who borrowed my money will save the emergency first, remember to set the permission of the circle of friends, only let the person who borrowed your money see it, and other friends can't see it.
03: Sound East Strikes West Law.
Pretending to talk about the news, it is about some old people who owe money and do not pay it back, so that the other party is afraid, realize that you may be punished for not paying back the money, and then realize that you have to pay back your money. The drunkard does not mean to drink.
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1. Knock on the side and remind the other party to repay the money, many times others owe us money, it is not necessarily that others are unwilling to return it, it may be that the other party has forgotten this matter because it has been too long.
2. Tell the other party about your difficulties, skillfully ask the other party to pay back the money, if we feel that it is difficult for us to speak, ask the other party directly for money; You can ask the other party about the current situation, and then lead to your own difficulties and remind the other party that it is time to return your money.
3. Find an intermediary to remind him, let others go and talk to him, and let him pay back.
It depends on what is going on, if you just pay back the money, it is not very good, it is better to give someone something or something, the gift is light, it is not just a matter of money, the key is human favor, human favor is the most critical.
Don't ask for it, let him owe you for the rest of his life, let him feel guilty for the rest of his life, but he may make a profit, and wait for his next salary to follow him, in front of his friends.
In fact, a true friend can raise it face to face, talk about his difficulties, and his friends will understand, which is what a real friend is. >>>More
It is natural to repay debts; Only borrowing but not repaying, God and man are angry. Paying back money in a dream is a symbol of good fortune. >>>More
You can directly tell the other party that you have an urgent need and hope that the other party can repay the money as soon as possible, which is the simplest and most direct way.