How to calculate the calculation after retirement?

According to the subject's question, the accounting problem of freelance insurance and company insurance after retirement is not separated, the individual to pay insurance and the company to pay insurance are the same type of insurance, that is to say, the type of insurance is the same, and in the end it will be in your own social security account, and the calculation formula corresponding to individual payment and company payment is the same, so it can be accounted for together when retired.

On the issue of social security pension after retirement: the level of pension is determined by the average salary of the province, the payment base, the payment period, and the retirement age.

Pension = basic pension + personal account pension.

Basic pension = average social wage of the previous year (1 + average contribution index of the person) 2 Payment period 1Note: Contribution index = individual contribution base The average social wage of the previous year, the value is between.

Personal account pension = personal account savings The number of months of personal account pension.

Note: Different retirement ages correspond to different calculation months, such as 50 years old - 139 years old. The higher the payment base, the larger the average contribution index and the more savings in the personal account.

The longer the contribution period, the higher the basic pension and the more savings in the personal account. When the pension is raised every year, people with a high contribution base (high pension) and a long number of years of contributions will also benefit.

1. Basic pension.

It can be seen from the formula that the basic pension is related to the average salary (the average salary of urban non-private units), the average social security contribution index (between, that is, between 60% and 300%), and the number of years of payment.

2. Personal account pension.

The personal account pension is equal to the amount of personal account savings divided by the number of months of pension calculation. We pay endowment insurance in the unit, and the individual bears 8% of the billy and the unit bears 16%. The 8% of the personal payment is fully credited to the personal account.

If you are insured for flexible employment, the proportion of pension insurance contributions is 20%, all of which are self-paid, of which 8% is also credited to personal accounts. The 8% of the pension insurance included in the personal account, together with interest, constitutes the personal account deposit. The longer the payment period and the higher the payment base, the more money will be in the personal account.

Different ages correspond to different pension bases, for example, 60 years old corresponds to 139, 50 years old corresponds to 195, and the older the age, the smaller this data is. This data is on the denominator of the formula, so the smaller it is, the better, then the higher the personal account pension.

Hope mine helps.

In this case, the social security department will calculate according to your payment period, payment duration, and your situation.

Hello, the nature of individual flexible employment and social security payment is the same as that of the unit to help employees pay social security, and the type of insurance paid is also the same, and it will eventually enter your social security account, and it will be uniformly accounted for when you retire.

If there is a file, it will be according to the employee retirement policy.

After paying the pension insurance for 2 years in the unit, and then no longer working, how to pay the pension insurance premiums as a freelancer now?

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Hello, glad to answer for you. After paying the pension insurance for 2 years in the unit, and no longer working, now you are a freelancer, you can pay by yourself after you resign, as long as you are a local hukou, you can go to the local labor office to apply for an unemployment certificate. Take your ID card and social security card to the local Xingzheng Zhengzheng Friends Service Center to apply for flexible employment insurance.

1. How to renew the pension insurance to the Social Security Bureau and continue to pay the premium. Personnel participating in the basic pension insurance for employees who have paid contributions for less than 15 years when they reach the statutory retirement age can extend their contributions to 15 years. If the insurance is still less than 15 years after the 5-year extension of the social insurance law before the implementation of the Social Insurance Law, the one-time supplementary payment may be made up to the full 15 years.

Employees must meet three conditions to receive a basic pension on a monthly basis: 1. Reach the statutory retirement age and have gone through the procedures for retirement; 2. The units and individuals to which they belong participate in the endowment insurance in accordance with the law and fulfill the obligation to pay the endowment insurance; 3. Individual contributions for at least 15 years. 2. The law stipulates that Article 10 of the Social Insurance Law of the People's Republic of China stipulates that employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual. The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***. Article 11 The basic endowment insurance shall be combined with social pooling and individual accounts.

The basic endowment insurance is composed of employer and individual contributions, as well as subsidies. Article 12 An employer shall pay the basic endowment insurance premiums in accordance with the proportion of the total wages of its employees stipulated by the state, and it shall be credited to the basic endowment insurance plan. Employees shall pay basic pension insurance premiums in accordance with the proportion of their wages stipulated by the state, which shall be credited to their personal accounts.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance in the employer, and other flexibly employed persons who participate in the basic pension insurance shall pay the basic pension insurance premiums in accordance with the provisions of the state, which shall be credited to the basic pension insurance co-ordination and personal accounts respectively.

Hello, my question is up to you, you can pay social security online, with WeChat, Alipay or 12333** can be WeChat payment method: open the mobile phone WeChat, click on the lower right corner of the "me" - pay - living payment - social security medical insurance - select xx provincial social security insurance - correctly enter the ID number and name of the insured - click to confirm the payment number - click next - pay immediately, showing "payment successful" is completed. Official ** Payment:

Log in to the social insurance online declaration service platform of the local city, enter the online self-service payment interface, enter the name, ID number, read and accept the checkbox, click to send SMS verification code, enter the certificate code of Tongzhou for inquiry, and then the relevant information of the insured will be displayed, and you can click to pay after confirming that it is correct.

Payment can be made on a stop-off basis.

Freelancers pay basic pension (maternity) insurance premiums, 60% to 300% of the average salary of employees in the city in the previous year as the payment base, according to 20% of the payment base, and pay basic medical insurance premiums according to the average salary of employees in the city in the previous year.

Freelancers need to choose according to the level of social security in handling personal social security business, and the cost of pension insurance is different at different levels, of course, the more you pay, the more you enjoy. After selecting the grade, the Social Security Bureau will calculate the annual fee to be paid according to the average social wage level and the proportion of the grade selected by the individual.

Hello! Yes, you can. The payment period of pension insurance is cumulative, as long as the payment age is at least 15 years before reaching the retirement age, you can receive a pension on a monthly basis after retirement, but medical insurance is recommended not to interrupt, medical insurance is generally interrupted for more than three months will be invalid, the interruption has a greater impact on the payment period of medical insurance, it is recommended that you consider carefully.

Hope it helps!

But by all means, it is related to the fact that you will have a lot less money in the end of retirement.

Of course, you can, and to interrupt is to give up.

There are two minimum years of pension insurance: first, 10 years of employment before December 31, 1997; Second, after January 1, 1998, it is sufficient to have been employed for 15 years (the insurance period of retired employees must be at least 15 years). Medical insurance stipulates that men have completed 25 years, and women have completed 20 years of retirement to enjoy the overall treatment of medical return, and if the retirement does not reach the specified number of years of insurance, the basic medical insurance premiums for the specified years will be made up at one time according to the payment base and proportion of the year of retirement.

The same document also stipulates that the missing mates: "...Only after the unit has paid the employee medical insurance premiums on time can it enjoy the basic medical insurance treatment for retirees. ”

Household registration in the jurisdiction and household registration in other places can participate in social insurance, but there is an age limit. Men under the age of 45 and women under the age of 35 can be registered in the jurisdiction, and men with foreign household registration can be 45 years old and women can be 40 years old. Non-local household registration is insured as urban freelancers, and there are special regulations on the retirement age for women, who retire at the age of 55.

Women over the age of 35 and under the age of 40 can also participate in the insurance as a freelancer. After the registration, it is necessary to ensure that the social insurance premiums have been paid for 15 years or more (the part of the payment can be combined with the part of employment payment). When registering, you need to hold your ID card and household registration book, and women in the jurisdiction also need to bring the "Marriage and Childbirth Certificate of Women of Childbearing Age in the Entrusted Management File" (the labor affairs office issued a certificate of registration to the sub-district office where the household registration is located.

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