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Precautions for buying a house for the first time: 1. If the down payment is not enough, you must dare to make up with your parents and relatives; 2. It is best to buy a 3-room in one step; 3. Pay more attention to the concessions of the second-hand housing market under the cooling of the property market; 4. When buying a new house, you must see whether the 5 certificates are complete; The loan must be adjusted once a year, and it is equal to the principal and interest.
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There are a lot of things that should be paid attention to when buying a house, not only to be clear about their goals to buy a house, to accumulate funds for buying a house, but also to understand the relevant knowledge of house selection, what are the things that should be paid attention to when buying a house? For details, please refer to this article
1. Determine the goal of buying a house.
The goal of buying a house is not to be set casually, but to determine the right real estate for you according to your own income, expenses and other actual conditions.
2. Learn the common sense of buying a house.
The amount of money involved in buying a house is large and involves many aspects of things, so you should be cautious when buying a house. Therefore, it is necessary to learn the common sense of buying a house.
3. Accumulate a down payment for buying a house.
Buying a house requires a large amount of money, even if it is just a down payment, it also needs hundreds of thousands, for ordinary salaried people, it takes a certain period of time to accumulate funds to pay the down payment for the purchase of a house, so you need to have a detailed plan and intention before buying a house, and then accumulate your own house purchase.
Fourth, screen the scope of buying a house.
Choose the property that's right for you – buy what you can afford. The advantages of newly launched small apartments are more reasonable house types, higher living comfort, and relatively high future return on investment.
Fifth, save travel time and cost.
You should also consider the time cost of travel before buying a home. Because it's not hard to see that the cost of time and transportation through the city is becoming more and more expensive. If 2 hours are spent on traffic every day, then 1 month = 60 hours = days, 1 year = 730 hours = 30 days, 50 years = 36500 hours = 1520 days = 4 years.
Remind friends who want to buy a house, grasp the 5-kilometer living circle, is an effective parameter to measure the efficiency and quality of buying a house, the smaller the cost of spending, indicating the higher the cost performance of the house purchased. In this way, the extra money you pay after buying a house will be less and less.
Sixth, the understanding of the cost of buying a house.
After determining the goal and scope of buying a house, some of the basic costs of buying a house must be calculated in advance, although these expenses may not seem to be many on the surface, and some are fixed values, but when combined with the total price of the house in the future, their costs are still a lot of expenses.
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Three suggestions for buyers who just need to buy a house: the best within their means, reasonable use of leverage, and less research on housing price trends.
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1. Pay attention to the age of the house and the age of the land. If the land expires, a certain amount of fees will be paid before it can be used again.
2. Pay attention to the location, room type, quality, etc., which will affect personal interests.
3. If it is a loan to buy a house, you should also pay attention to the payment method, the repayment method and the contract signing, mainly once the contract is signed, it will be stamped with a seal, so that Wang Zhong will be protected by law.
The basic process of buying a house.
1. The buyer and the seller establish information communication channels, and the buyer understands the overall status of the house and the property rights, and requires the seller to provide legal documents, including house ownership certificates, identity documents and other documents.
2. If the house provided by the seller is legal, it can be listed and traded, and the buyer can pay a deposit for the purchase of the house (the deposit for the purchase of the house shall not exceed 20% of the total price), and the two parties shall sign the contract for the sale and purchase of the house, and after reaching an agreement on the location of the house, the status of property rights and the transaction, the delivery time of the house, and the handling of property rights, the two parties shall sign at least three copies of the stock house sale contract.
3. The buyer and the seller jointly apply to the real estate transaction management department for review. After submitting the application procedures to the real estate management department, the management department shall check the relevant documents, review the property rights, and approve the transfer procedures for the houses that meet the listing conditions, and refuse to apply for the situation that there is no property right or part of the property rights without the written consent of the co-owners of other property rights, and the listing transaction is prohibited.
4. Deed. According to the property rights of the transaction house and the object of purchase, the real estate transaction management department can apply for review and approval step by step according to the approval authority set by the transaction department in advance, and the two parties to the transaction can go through the deed formalities.
5. Pay taxes and fees: The composition of taxes and fees is more complicated, and it depends on the nature of the transaction house. For example, the tax composition of housing reform, dangerous housing, relocation housing, affordable housing and other commercial housing is different.
6. Handle the procedures for the transfer of property rights. After the parties to the transaction complete the registration of property right change in the real estate transaction management department, the transaction materials will be transferred to the issuing department, and the buyer will apply for a new property right certificate with the notice of obtaining the house ownership certificate.
7. For the buyer of the loan, after signing the house sale contract with the seller, the buyer and the seller will go through the loan procedures with the loan bank, and the bank will review the buyer's credit, evaluate the house of the transaction between the two parties to determine the buyer's loan amount, and then approve the buyer's loan, and the bank will issue the loan at one time within three working days after the two parties complete the change of property rights registration.
8. After the seller delivers the house and settles all the property fees, the house sale and purchase transaction between the two parties is fully performed.
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According to the traditional thinking of the Chinese people, living in peace is a symbol of the beginning of a good life, so you have to buy a house after graduation, buy a house when you get married, and so on. So, as buyers get younger and younger, do you know a lot of things that should be paid attention to when buying a house? What homework do you need to do in advance?
1. Primary Election**.
When you choose the primary election, you must choose based on your actual situation. When the economic conditions are not very sufficient, don't pay too much attention to the "** location" **, so as to avoid bringing a burden-bearing burden to your future life.
2. On-site inspection.
When looking at the house on the spot, first of all, the buyer can inspect the supporting environment around the community to see if it is very convenient to travel and whether it is convenient to live. Secondly, we should be optimistic about the structure of the house, whether the north and south are transparent, whether the lighting of the house is sufficient, whether the noise interference is strong and so on. Finally, it is necessary to look at the greening conditions, security measures and other supporting facilities in the community, because these directly affect the quality of life after living.
3. Pay attention to the qualifications of the sales department.
After the selection, it is necessary to check whether the real estate seller has complete "five certificates". If the certificate is incomplete, it is easy to lead to the invalidity of the commercial housing sales contract, the inability to do the online signing of the commercial housing, the inability to handle the housing property ownership certificate and other frustrating situations, resulting in the loss of the house and the ticket.
4. Precautions for signing a contract.
Usually, the professional knowledge of the buyer and the property seller is not equal, and the large real estate company has a professional team of lawyers to support it, and all the terms can be done seamlessly. Therefore, buyers must read the purchase contract carefully, and fight for unreasonable points, and seek support from professional lawyers and real estate authorities if necessary.
5. Precautions for purchasing parking spaces.
When buying a parking space, be sure to identify the nature of the parking space. They have property rights parking spaces, civil air defense engineering parking spaces and green parking spaces shared by owners. The developer has the qualification of property right parking space, and the civil air defense engineering parking space can only be rented or the right to use, and the green parking space shared by the owner can only be rented, and the rental income belongs to all the owners.
6. Check in the house.
The house inspection and occupancy stage belongs to the "find fault" stage, buyers must do their homework in advance, and they can also find professionals to go to the house inspection together, the more carefully the problem is found, the less trouble will be in the follow-up.
Summary: The above is the answer to the relevant content of "what should be paid attention to when buying a house", I hope to bring some reference help to friends in need. Buying a house is a large property transaction, and the amount involved may be the savings of a family for several generations, so it is impossible to do your homework carefully and carefully.
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Legal Analysis: The following things should be paid attention to when buying a house:
1. Clearly stipulate the liability for breach of contract for late delivery;
2. Clarify the treatment method of the difference in the agreed area;
3. Clearly agree on the time limit for the real estate certificate; Wait a minute.
Legal basis: "Measures for the Administration of the Sales of Commodity Housing" Article 7 Commodity housing for sale shall meet the following conditions:
1) The real estate development enterprise of the commercial housing for sale shall have the business license of the enterprise legal person and the qualification certificate of the real estate development enterprise;
B) to obtain a certificate of land use rights or approval documents for the use of land;
3) Holding construction project planning permits and construction permits;
4) has passed the completion acceptance;
5) Demolition and resettlement have been implemented;
6) Water supply, power supply, heating, gas, communications and other supporting infrastructure have the conditions for delivery and use, and other supporting infrastructure and public facilities have the conditions for delivery and use or have determined the construction schedule and delivery date;
7) The property management plan has been implemented.
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Things to look out for when buying a house:
1. Clearly stipulate the liability for breach of contract for late delivery;
2. Clarify the treatment method of the difference in the agreed area;
3. Clearly agree on the time limit for the real estate certificate;
4. You need to see the developer's "five certificates";
5. Pay attention to property ownership.
[Legal basis].Article 211 of the Civil Code.
When applying for registration, the parties shall provide necessary materials such as proof of ownership and the boundary address and area of the immovable property according to different registration items.
Article 212.
Registration bodies shall perform the following duties:
1) Check the ownership certificate and other necessary materials provided by the applicant;
2) Inquire about the applicant on the relevant registration matters;
3) Truthfully and promptly register relevant matters;
4) Other duties provided for by laws and administrative regulations.
If the relevant circumstances of the immovable property applied for registration need to be further proved, the registration authority may require the applicant to supplement the materials and, if necessary, may inspect on the spot.
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When buying a house, you pay attention to details so that you can live more comfortably in the future. Therefore, if you know more about the things you need to know when buying a house, you will be able to go more smoothly in the process of buying a house. So, what are the precautions for buying a house?
1. When buying a house, it is best to choose to buy the first phase of the development, because the first phase of the house is relatively cheaper and of better quality.
2. Try not to buy a house close to the road or street, because the noise is too loud.
3. Try not to buy the top floor when buying a house, the top floor is very prone to water leakage. Also don't buy a basement with a kitchen drain, it will be uncomfortable to live in.
4. Try not to buy on the second floor, because the kitchen drain is generally a line from the second floor, and the first floor is an independent one. So the second floor is the most prone to sewer blockage.
5. The outside of the window must be inclined outward, otherwise the sealant will be flooded if it is aged.
6. The window screen should be purchased built-in, and the external one is easy to have an accident if it falls.
7. The window is best to be a push-pull model and close in the middle, so that the window has better sealing.
8. The waterproofing of the bathroom is very important, so try to persuade the upstairs neighbors to do a 48-hour closed water test together when handing over the house.
9. There should be a floor drain in the kitchen, so that if there is a burst pipe one day, there can be a leakage.
10. Pay attention to the parking spaces in the community, maybe you don't need it now, but it doesn't mean that you won't buy it in the future.
11. If the house is bought with unit intercom, then don't buy it on the first floor, so that not only the sound of closing the door is always there, but the sound of the alarm is louder.
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There are often lawsuits because of the purchase of a house, buying a house is a happy thing but also to be cautious, the problems to pay attention to when buying a house include the following points: 1. Pay attention to unfinished buildings, settlement, sales fraud, parking spaces, and sign a house purchase contract when buying a new house. 2. First of all, start with a good house.
Go to the sales office to pay a deposit and at the same time sign the subscription letter and determine the time for signing the formal contract. (During this period, special attention should be paid to the detailed review of the "five certificates" and related documents provided by the developer). 3. Sign a formal purchase contract with the developer at the agreed time, and pay the purchase price according to the payment method agreed in the contract.
4. Within the specified time limit, the developer shall assist the local real estate transaction management department to go through the registration procedures for the pre-sale contract and pay the stamp duty according to the regulations. 5. After the contract is registered, if you need to apply for a housing loan, you can start to go through the mortgage procedures. 6. For specific handling methods, you can consult the relevant departments.
10. After the completion and acceptance of the house, the developer provides the "Notice of Occupancy" and "Instructions for Repossession", and the sales department, the financial department and the management office of the property company go to the site to work together and start to handle the owner's check-in procedures. 7. The owner should bring the corresponding documents and purchase contract at the same time to go through the entry procedures, and the procedures are as follows: (1) Pay the balance of the purchase price at the developer's sales office.
2) Receive the "Residential Instruction Manual", "Residential Quality Assurance Certificate" and relevant decoration regulations and**. (3) The sales department or property department will accompany the owner to inspect the house and sign the "building handover letter". 4) Sign the "Property Management Convention" with the property management company.
5) Pay the first installment of property management fee, stove installation fee, cable TV installation fee, ** initial installation fee, etc. according to the regulations (different properties have different regulations). 6) The new owner receives the house key and goes through the renovation or check-in procedures.
1.Don't choose a house with a bottom merchant for self-occupation. 2.Don't buy a house with a bumpy appearance. 3.Don't buy a small property. 4.Pay attention to the period of buying a house.
If you are prone to allergies, don't choose one with high alcohol content, if you are a working person, don't choose one with a strong fragrance, if you are using perfume for the first time, don't buy a large capacity, you can't use it up at all, and it is enough to buy a maximum of 30ml.
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