Can I withdraw money from my passbook in a different place? Please authority.

If it is a deposit from Ping An Bank:

1. Deposits withdrawn with passwords can be handled at any branch of Ping An Bank with the passbook

For a single withdrawal of more than 50,000 yuan (inclusive) or the equivalent of 10,000 US dollars (inclusive) in foreign currency, you also need to provide your valid identity document;

Agent: A single withdrawal of more than 50,000 yuan (inclusive) or foreign currency equivalent of 10,000 US dollars (inclusive) or more, you also need to provide valid identity documents of yourself and ** person;

2. The passbook withdrawn with the ID card, the reserved seal of the person, and the passbook shall be handled at the outlets of the opening bank of Ping An Bank, and cannot be handled on behalf of the bank.

2. For the early withdrawal of fixed deposits, no matter how much the amount is, you need to show your identity documents, and if you are acting as an agent, you must show the valid identity documents of both parties at the same time;

3. For large cash withdrawals, an appointment is required in advance.

The passbook can be withdrawn in other places, but if you want to withdraw money in other places, certain conditions are required. Therefore, when you apply for a passbook, you can go to the passbook that you can exchange through the passbook, so that your passbook can be withdrawn at any outlet nationwide.

It should be noted that although the passbook can be withdrawn in other places, a certain handling fee is required for the withdrawal of the passbook in other places, and the handling fee rate for the withdrawal of the passbook is about 1% of the withdrawal amount, which is generally the highest seal.

At present, the three types of time deposits provided by banks are bank card time deposits, time passbooks and time deposit certificates.

1. Bank card fixed deposit: After the bank card fixed deposit expires, you can change the fixed deposit to current account through mobile banking or online banking, and the money can be withdrawn from the bank card counter or self-service ATM in other places.

2. Regular passbook: First of all, it is necessary to determine the account opening status of the passbook, if it cannot be exchanged through the deposit and exchange, it can only go to the account opening outlets to handle withdrawal, if it is the passbook of the deposit and exchange, the bank also supports the business, then you can handle the deposit or withdrawal at the national outlets.

3. Certificates of deposit: If the account opening status is not through the deposit and exchange, you can only go to the account opening outlets to handle withdrawals, if it is through the deposit and exchange, it also depends on whether the mark on the deposit certificate is limited to the province, and the general default is that you cannot withdraw money across provinces, but some state-owned banks can still cross provinces.

Extended information: Rural credit cooperatives cannot withdraw money from other places at will.

1. Certificates of deposit cannot be withdrawn from other places before they expire; After the expiration of the certificate of deposit, the depositor can withdraw cash in different places in the province with the password and the depositor's ID card; Charge a fee for the collection of savings deposits in different places (the specific charges vary slightly depending on the region, generally 50 yuan), and the bank will send the deposit certificate to your deposit receipt opening bank, and the opening bank will take out the deposit, and then transfer the deposit back to the local bank, and you can transfer the deposit or withdraw cash.

2. If it is a remote deposit within the same province, the fixed deposit can be withdrawn in a different place in the same province or city; At present, rural credit cooperatives are based on provinces, so time deposits cannot be withdrawn under such circumstances.

3. Rural credit cooperatives passbooks are generally used more by rural people, and earlier, there would be loan officers in every village, that is, credit union staff who helped villagers make deposits. Villagers only need to provide the money to be deposited and their ID cards to the loan officer, and then the loan officer will go to the credit union to handle the passbook of each villager's deposit, and then hand it over to the villagers.

The same is true for withdrawals, where villagers give their passbooks and ID cards to the loan officer, who then collects them on their behalf. Passbooks are generally used for deposits and withdrawals from local credit unions.

First of all, the fixed passbook can be withdrawn from other places, but it requires a small handling fee, which is 1% of the transaction amount per transaction, with a minimum of 2 yuan and a maximum of 50 yuan.

Extended Information: Passbook.

A passbook, or deposit book, commonly known as a red book, is a book used to record bank transactions in a deposit account. The size of the cheque book varies from country to country and banking institution, and can be the size of a cheque book or the size of a passport.

In some institutions, you can handle personal real foreign exchange trading and ** trading. Your overseas domestic remittance can be credited directly to your account. Provision of payment and related settlement services. Provision of ** banking services.

In general, bank deposits are accounts that are used for small number of transactions, such as demand deposits, time deposits. In the early days of banking, bank tellers would write down by hand the date and amount of the transaction, the latest deposit balance, and sign their mark or seal. Customers can now use ATMs, printers (similar to ATMs) to renew bank deposits, or go directly to bank branches to use small dot matrix printers or inkjet printers to update bank deposits.

If customers need to check the deposit, but it is not convenient to use ** or online banking to check the account deposit, in response to this situation, the first vendor of banking equipment, such as Tallygenicon, provides a passbook printer for printing deposits, which improves the productivity of the ATM, provides faster transaction times, and more automatic functions.

Handling fee for non-local withdrawal of passbook:

1. The fixed-term account with the password is deposited and exchanged in the province.

2. If the withdrawal is made in another place according to the transaction amount, the minimum is 2 yuan, and the maximum is 50 yuan.

3. Withdrawal of fixed account without password needs to be made at the opening bank.

4. The inter-provincial and non-local deposits in the bank are based on the transaction amount, with a minimum of 2 yuan and a maximum of 20 yuan.

5. If the deposit in the province is not higher than the transaction amount, the minimum is 2 yuan, and the maximum is 20 yuan.

6. The inter-provincial and non-local withdrawals within the bank are based on the transaction amount, with a minimum of 2 yuan and a maximum of 50 yuan.

7. If the withdrawal amount is not higher than the transaction amount, the minimum is 2 yuan and the maximum is 50 yuan.

The fixed passbook can only be withdrawn at the deposit bank or the local bank of the deposit, and you can go to the bank branch with your ID card and deposit receipt, and it does not support withdrawal in other places. A fixed deposit is a deposit in which the bank and the depositor agree on the term and interest rate in advance at the time of deposit, and pay the interest and principal in a lump sum after maturity, which can be withdrawn in advance, and the interest will be calculated according to the current interest rate, which is currently about the current interest rate.

The fixed passbook is actually the same as the time deposit, just like the deposit does not exist on the card and the existence of the passbook, then the time passbook is the same meaning, the amount written on the passbook can only be withdrawn when the specified time comes, and the withdrawal in other places means that the withdrawal can handle the business in the banking institution that has opened the cross-regional deposit and withdrawal business, and the deposit account of the banking institution that has not set up a cross-regional branch can only withdraw money through the bank card on the ATM, and the upper limit of withdrawal is 20,000 yuan, and the inter-bank withdrawal will be charged a handling fee.

There are many ways to withdraw fixed deposits, including but not limited to one-time full withdrawal at maturity, full early withdrawal, partial early withdrawal, etc., the differences are as follows:

1. One-time full withdrawal: After the maturity of the specified deposit, the principal and interest will be withdrawn at one time;

2. Full early withdrawal: If the deposit in the specified period is not mature, but a large amount of funds is urgently needed, you can withdraw all the principal in the bank;

3. Partial early withdrawal: If the specified period of deposit is not mature, and the money is urgently needed but the amount is not large, part of the principal can be withdrawn, and the remaining principal can continue to be deposited for a fixed period.

There are a variety of withdrawal channels for fixed deposits, but the withdrawal channels stipulated by each bank are different, for example, some banks require to withdraw over the counter, and some banks can also withdraw through mobile banking in addition to counter withdrawals.

In addition, some banks can withdraw fixed deposits in different places, and at present, slightly larger banks can achieve regular deposit and exchange, that is, they can be deposited in Bank A and can be withdrawn in Bank B, but they all have a certain range, basically within the province.

Most passbooks, including the fixed passbooks of rural credit cooperatives, can be withdrawn from other places. Extended Information: There are a few things to keep in mind when withdrawing money from a passbook.

1. As long as the passbook of rural credit cooperatives is opened nationwide, it can be withdrawn nationwide, and the ID card of the person handling the passbook must be brought for withdrawals in other places, and the ID card of the head of the passbook for more than 50,000 yuan must be charged, and a handling fee will be charged across cities and provinces.

2. The non-local withdrawal fee of rural credit cooperatives does not charge a handling fee in the province, and only 5,000 yuan can be withdrawn per day for each transaction of 2 yuan for different places and 1% of the transaction amount.

3. For each specific area, you can call the bank ** number or go to the counter for consultation. Rural credit cooperatives can deposit and withdraw money nationwide as long as they open a nationwide deposit and exchange passbook, and the ID card of the person handling the passbook for deposits and withdrawals in other places must be brought with them, and the ID card of the head of the passbook household for more than 50,000 yuan must be charged, and a handling fee must be charged across cities and provinces.

4. The best way to make a fixed deposit.

Fixed deposit is a more stable and principal-guaranteed financial management method for ordinary people, and the interest rate is higher than that of current deposits, so in real life, most people choose this way, so how can we maximize the interest, I will introduce you to several methods.

1) 12 Certificate of Deposit Method.

That is, a savings and investment strategy that deposits a deposit in the bank every month in the form of a fixed year for a full 12 months, and will obtain a large amount of regular income every month from the first month of the next year, which has both the advantages of flexible access and high returns.

2) Ladder savings.

The tiered savings method is to divide the funds into 10,000, 20,000, and 30,000 yuan, and deposit them for one, two, and three years respectively. When the one-year deposit matures, it is rolled over to three years. The expiration of two years is the same as three years.

In this way, after two years, the funds of 60,000 yuan and three cents will be a three-year fixed deposit. And the funding is a year apart. Because every year there is a fund that matures.

Its advantage is to use one year of liquidity and get three years of interest. There will be no interest loss caused by the rollover, and the new interest rate policy can be enjoyed after the rollover.

The passbook can be withdrawn from other places, and the depositor can handle the business in accordance with the prescribed conditions at the banking institution that has opened the cross-regional deposit and withdrawal business. For example, if a bank account is opened in place A, the money will be deposited into the bank deposit account by a banking institution outside the first place.

In the case of deposit and exchange (i.e., your passbook is printed with the word "password"), it is possible to withdraw cash from other places.

The passbook can be withdrawn from other places across banks. However, if you want to withdraw money in a different place, you need certain conditions, generally only the passbook marked with the passbook can be withdrawn in a different place, so when you handle the passbook, you can go to the passbook of the passbook, so that your passbook can be withdrawn nationwide.

The fees for non-local inter-bank withdrawals are different among different banks, and the following are the handling fees for non-local inter-bank withdrawals of major commercial banks

1. Bank of China: If the handling fee for non-local inter-bank withdrawal is the withdrawal amount, the minimum is 4 yuan and the maximum is 50 yuan;

2. Industrial and Commercial Bank of China: The handling fee for inter-bank withdrawal in different places is RMB of the withdrawal amount;

3. China Construction Bank: The handling fee for non-local inter-bank withdrawal is 1% + 2 yuan of the withdrawal amount, with a minimum of 4 yuan;

4. Agricultural Bank of China: The handling fee for non-local inter-bank withdrawal is RMB of the withdrawal amount;

5. Bank of Communications: The handling fee for inter-bank withdrawal in different places is RMB of the withdrawal amount, with a minimum of RMB 5;

6. China Merchants Bank: The handling fee for non-local inter-bank withdrawal is the maximum withdrawal amount of 50 yuan) + 4 yuan.

Inter-bank withdrawal is to withdraw money at a non-depository bank, which is generally used for ATM withdrawal. Inter-bank withdrawals generally charge a handling fee ranging from 2 to 50 yuan per transaction, and some banks do not charge handling fees for the first 2-3 inter-bank withdrawals per month. After all major state-owned banks implemented the standard of 4 yuan for inter-bank handling fees in the same city, some joint-stock banks also officially raised this handling fee in July 2010.

In order to reduce the cost of residents' transfers, Document No. 261 issued by the People's Bank of China on September 30, 2016 stipulates that if a bank charges a non-local handling fee for the bank's intra-bank deposit, withdrawal, transfer, etc., it shall be free of charge within three months from the date of issuance of this notice. In other words, by January 1, 2017 at the latest, citizens will handle transfer business in the same bank, and cash withdrawals and transfers in other places will be free.