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I usually like to buy clothes and bags, and when I was in high school, I especially liked to eat hot pot, and the frequency reached two to three times a week. I don't buy a bag or a bag of clothes The frequency of buying clothes has been reduced from a weekly shopping must buy clothes to once a month and a half, and the high temperature of 37 or 8 degrees in summer is fearless I have to eat mouth ulcers, and I am about to go to college, and suddenly a lipstick wind rolled up. What kind of carving, poplar forest, mac to integrate the set failed to attract me, love hot pot, later, probably because of high school to eat more, but went to college to eat less, because the city where the university is located feels that it is not a good place to grow a lot of acne.
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In order to buy my mother's birthday present, I was still in high school at that time, and I wanted to buy my mother a better bag, which was about 300-400. I spent a month on frugality, and I endured the clothes I wanted to buy, and the food and drink I wanted.
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When I was in high school, I didn't have any money, but I really wanted to buy a Swiss Army knife, and then I saved for 2 months, bought one, and used it for 5 years, and now I have money, I can buy a Swiss Army knife casually, but I didn't buy it again.
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I like trendy mobile phones, so I live in a small house of ten square meters, often eat instant noodles, work overtime to make more money to catch up with this trend, I like**, so I used the card I saved at home to pay the down payment to buy iriver, bought ultrasone edition 8 palladium, and also bought all my favorite **digital genuine**.
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I remember that in the second year of high school, half a year for lunch, I basically only ate the cheapest, and saved 500. added 700 New Year's money and bought a pair of James 4th generation basketball shoes.
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Around 85 years, my mother went to Shanghai to study and bought a pair of leather shoes for my uncle, more than 30 yuan, and my uncle still often mentions that the first pair of leather shoes in this life should have cost my mother 2 months' income.
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I borrowed my dad's money plus the money I saved to buy a notebook and then repaid it for half a year, and then borrowed my dad's money again to buy a bicycle and then repaid 1000 a month for 3 months.
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If you are good at managing money, you may speed up the accumulation of assets and gradually achieve the wealth freedom that many people envy.
Be willing to spend money, make life richer, let money serve to improve the quality of life, and perhaps enjoy it in time to be worthy of the young time.
So as an ordinary young person, should you save money in life, or be willing to spend money and enjoy it in time?
Probably to save money.
Even if it is a rich second generation with a lot of wealth, many family families also advocate frugality, not to mention that we are not the rich second generation, and there is no mine at home, so we should be more frugal.
Of course, it's not that it's very picky, and if you don't spend a penny, it's definitely not reasonable. For example, on holidays or important anniversaries, it is appropriate to have a sense of ritual, eat something good, clean up and dress up, treat yourself, enjoy relaxation, and it is also conducive to increasing the motivation to continue to save money.
Overconsumption can sometimes be very exhausting.
Be willing to spend money, and if you reach the point of overconsumption, then you need to stop and reflect. Look at whether the items consumed are used to the fullest, how often they are used, whether they have to be necessary, whether they really want what they want, what conveniences they bring, what troubles they bring, and when they stop and think, they may let themselves know more about themselves and know themselves.
Therefore, it is a very important thing to make our pants and limbs reasonable.
If you earn 3,000 a month, but your monthly consumption is 30,000, it is definitely not appropriate.
The overall consumption idea is not to compare, not to waste, and what suits you is the best.
Reasonable consumption is not the same as frugality.
Correct spending habits will bring many benefits, and it does not mean saving money.
For example, it can increase the monthly deposit balance rate, for example, it can make the body healthier, for example, it can maintain better living habits, such as it can increase the principal of financial management, and so on.
Rational consumption is a state.
Sometimes material consumption does not make us feel happy, but when we work hard or achieve something, it makes us very happy spiritually.
Material satisfaction is relatively simple, while spiritual hunger and blindness are relatively difficult.
Experiencing fun in the process of learning and happiness in daily life may be more in line with our daily needs.
On the contrary, excessive consumption and blind consumption are bound to bring many problems.
For example, it puts the finances in crisis, such as causing waste, such as increasing the mental burden, etc.
The biggest disadvantage is that we have no way to save money, buy a house, get married, start a family, educate children, be filial to our parents, etc., all of which are inseparable from money.
Therefore, when you are young, spend more energy and time on studying, strive to improve your skills in all aspects, and improve the efficiency of saving money and making money. At the same time, try to save money, avoid excessive consumption, gradually establish a reasonable consumption habit, slowly save money, and increase the principal for financial management. Perhaps such a process, which is the process of timely pleasure, will bring us greater happiness.
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I'm terrified, I have to save money to eat, and I want to save money to buy, buy, buy. So don't talk about saving, if you have money, you will spend it. When I have less money, I take it to eat, and when I have more money, I go to buy clothes.
A lot of times I think I'm going to eat something and run it out, so I might as well save it and buy a few nice clothes. And if you eat too much, you can easily gain weight. But buying clothes can make you beautiful.
Although the imagination is beautiful, the reality is cruel. Every time I think about it, I can't do it at all. As soon as you see something delicious, you can't bear it.
I have to go shopping almost every night after work. Anyway, I'm about to eat all the things nearby, and the acne has been growing like crazy lately. So I changed my strategy, I didn't eat barbecue or skewers.
I eat a lot of fruit every day, and if I don't go shopping for food for a day, I feel bad.
But I really want to buy beautiful clothes, so I'm going to buy them as soon as I get paid at the end of the summer vacation. Buy a dress or two first, after all, this summer is almost over, and it is not suitable to buy too much. Just buy two sets to wear when you go playing. Wait until autumn to buy two more sets of good-looking autumn clothes.
In my dad's words, if you don't spend money, you won't make money. If the money is spent, it will naturally come. So eat when it's time to eat, buy when it's time to buy, and both.
Don't save money for food, and don't save money for clothing. How nice it is to eat and wear like me!
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