The monthly salary is 4,500 and the arrears are 160,000, what should I do?

If the monthly salary is 4,500, the debt is 160,000. Then the debt owed is a large amount, and the way to do it is to pay it back slowly.

First of all, you need to pay back every month. With your salary of 4,500, you will have to spend 3,000 yuan every month to pay it back. In this way, it is necessary to repay 36,000 yuan in a year, which is equivalent to four and a half years to repay the money.

This is a relatively long-term thing, and the plan can never catch up with the changes, maybe there is something that needs to be spent on the usual, and there is no way to avoid it.

If it continues to be calculated like this, how many years and months will this 160,000 yuan be repaid, it will be crushed to death. Come to think of it, there is basically nothing the city can do to stop this poor day from coming.

You don't have any way, it's a matter of course to repay debts, you can't help but pay it back, then you will be arrested, unless you say that it doesn't matter if it's all friends, you don't care. However, in this life, you really don't want to make yourself like this.

If you owe so much money and your salary is so low, then you will find a way to earn more. In this way, you can relieve your pressure, it's okay if life is difficult, it's okay if you're tired, it's important to pay back the money.

When you get off work, you can go to work another job, not to mention that you can get thousands of dollars a month, but one or two thousand is still easy to earn, so that you can pay back a little more money to others every month, and naturally you don't need to pay it back for so long.

You have to save a little in life, you don't have extra money to spend, you don't have extra capital to wander, and the more you wander, the more sad you will be. And, at the end of the day, you're going to be so overwhelmed by the money that you don't want to pay off your debts.

No matter how hard it is, it will only be a few years, and it will be over if you grit your teeth.

1. After the debt, you must first calculate how much you owe, and remember not to make a confused account;

2. According to their actual situation, they should come up with a feasible repayment plan and plan, such as how long the plan will be repaid, how much to repay each month, etc., so that they know in their hearts, and then negotiate with the creditor to deal with it;

3. Combine your monthly repayment goals and try to find a job that suits you and pays as much as possible. If a single main job does not meet the income requirements, you need to consider increasing your income from a side hustle;

4. During the repayment of debts, remember not to add new accounts to old accounts, and consume appropriately in moderation, and try to avoid unnecessary risks to avoid the re-accumulation of debts.

You have to be ruthless to repay the money, and you can do the rest by yourself, do you still need to ask?

The monthly salary is 5,000, but the arrears are 150,000, and they can only be repaid in installments. Agree with the borrower how much to repay each month, how much interest to pay at the same time, and how long will it take to repay it?

With a monthly salary of 5,000, you can repay 2,000 and save 1,000 every month, and the remaining 2,000 can be used as living expenses, and you can pay the 150,000 in installments, although there will be some interest, but it will reduce the pressure on your life.

If you owe more than 50,000 yuan in foreign debt, and your monthly salary is 3,000 yuan, and now your repayment pressure is very high, I personally think that it is not a way for you to pay it back like this, after all, your salary is too low only about 3,000, if you are alone, it is better to have a little better, if there is a family regeneration, such a salary can not keep up, it is not possible to think that you should find a job with a salary of more than 5,000 yuan, so that you can repay 3,000 yuan per month, In this way, you can pay off the more than 50,000 yuan in about a year and a half, and if you don't change jobs, you won't be able to pay off how long you have left.

Ask your parents, relatives and friends to help you lend you money and pay it back first... Do your job in a down-to-earth manner, earn some extra money in your free time, save money, and slowly accumulate wealth.

Now more than 50,000. Salary 3000 a month. You must be frugal, so that you can slowly pay back the more than 50,000 yuan you owe.

The debt is more than 50,000 yuan, if it is 3,000 yuan a month, it is indeed a relatively large amount, and it can only be slowly saved!

Faced with a person with a monthly salary of 5,000 yuan but owes a huge amount of 150,000 yuan, as a contemporary young person, he does not regard money as money at all when it comes to spending money. For today's young people, there will be more and more problems in arrears, and young people who can owe 150,000 yuan must have the ability to repay the loan, rather than evading responsibility. For people with a monthly salary of 5,000 yuan, the salary is already relatively high, and the fixed deposit is repaid every month, and the life will slowly become better.

With a salary of 5,000 yuan, there is still 3,000 yuan left after spending 2,000 yuan a month. <>

A monthly salary of 5,000 yuan For today's people, when facing a salary of four to five thousand yuan, they will feel that they can't afford such a 5,000 yuan at all. But for young people who have 5,000 yuan, they can also do small things, if young people owe foreign debts, they can only pay off their debts slowly with their salaries, and they can't often drag it out. Whether you borrow from relatives and friends, or you owe money to online banks, you need to repay the loan in time.

Otherwise, the credit of the individual will be seriously affected, especially after owing money to the bank, if you do not repay the loan on time, it is easy to be blacklisted. <>

Young people should work hard to repay their debts, and when they are in arrears, they should not have the phenomenon of relying on their skins, as long as they are willing to struggle, they will eventually be able to pay off their debts. According to the monthly repayment of 3,000 yuan, you can repay 36,000 yuan in a year, or you can pay off the arrears early in less than 4 years. Now young people must have restrictions on consumption, and since they know that they are already in arrears, they should not continue to spend money on the state for the purpose of repayment.

Young people's consumption outlook for contemporary young people in the problem of owing money There are all kinds of loans, most of which will choose to borrow from online banks, and the interest rate of online banks is very high. Nowadays, young people's spending power is very high, but their ability to earn money is very poor, and even when they make money, they always look down on their wages and think that their wages are relatively low. People should never have a situation where their hands are high and their eyes are low, one step at a time, and the down-to-earth struggle is the most real.

At this time, you must actively and seriously work hard to repay the money you owe, and you must be very down-to-earth, do not repay the money through online loans, and you can also ask for help from your family or friends.

You should save money slowly, and then pay it back little by little, in fact, 150,000 is not much. And you also have the possibility of promotion.

When you encounter such an auspicious situation, I think you should ask your family members or friends to borrow money, and then pay off these arrears, or you can do a side job and earn more money.

I think I can find a way to make some extra money, but in fact, I am still young, I can save 3,000 yuan a month, and I will pay off the debt in six or seven years.

With so many debts at such a young age, your life will definitely be difficult, no matter how difficult it is, you must find a way to pay off the debts, so that you can unload the burden of life, and I hope you can live well.

Plan your own property distribution, develop a good habit of saving money every month, and you can carry out some conservative financial management, invest yourself, and try to increase your earning power.

Leave a large part of your monthly salary to pay off your debts, and then tell your family about it to see if they can help pay off some debts, and try to pay off the money as soon as possible.

If you are determined, you can pay it off. Life always has its ups and downs.

The situation is the same, I still owe it as of today, more than 210,000, and a monthly income of 5,000, I don't know how to pay it back in the future, how did you get by.

I owe 800,000. Online loans. Credit card. Mortgage. 10,000 yuan per month. It's hard! I paid interest every month.

With a monthly salary of 3,000 and a debt of 150,000, the repayment method is to first check your current existing financial situation, repay it first, and if you have no property, you can seek help from your family and repay the loan as soon as possible. In addition, the parties can also negotiate with the lending institution to try to reduce the interest or postpone the repayment, so as to speed up the repayment time.

[Legal basis].

Article 667 of the Civil Code provides that a loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity and pays interest. Article 668 of the Civil Code provides that the loan contract shall be in written form, unless otherwise agreed upon by natural persons. The content of the loan contract generally includes the type of loan, the currency of the discount, the purpose, the amount, the interest rate, the term and the repayment method.