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1. Online inquiry on the official website of the credit information center.
The specific steps for online inquiry are as follows:
1. Open the official website of credit information, select the Internet Personal Credit Information Service Platform "Enter the official ** of the People's Bank of China Credit Information Center, and click "Register" in the upper right corner;
2. Register an individual and log in to the personal credit inquiry system;
3. Fill in the user's supplementary information, and then click "Submit";
4. Log in successfully, click "Information Service" and select "Security Level Change";
5. Select "Obtain Credit Information" in the information service to obtain a personal credit report.
It should be noted that the credit information system of the People's Bank of China is free of charge for the first two inquiries every year, and the subsequent inquiries cost 10 yuan each time. If it reflects that the information included in the platform is insufficient and the identity cannot be verified, the reason may be that you have not applied for a credit card before and need to go to the site for inquiry.
Click to query, enter the information to query their own credit data, the data comes from more than 2,000 online loan platforms and UnionPay centers across the country, users can query their own big data and credit situation, can obtain various indicators, query their own personal credit situation, online black index score, blacklist, online loan application records, application platform type, whether overdue, overdue amount, credit card and online loan credit estimate and other important data information. "
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Currently, there are three types of credit databases.
Online loan database, Baixing credit, central bank credit.
The online loan database generally does not count the online loans that do not have credit information, and basically the online loans that do not have credit information will be uploaded to the online loan database.
Baihang Credit Statistics Statistics on the Loan Data Information of Some P2P Online Lending Platforms.
The central bank's credit investigation only counts the borrowing data information of formal online loans.
Generally speaking, if you want to query the online loan data report, then you only need to query the online loan data and the central bank credit information.
Online loan data: You can directly view the data of some P2P online lending platforms.
The database cooperates with more than 2,000 online lending platforms, and the query data is very accurate and comprehensive.
You can view the number of applications of the user, online loan data, online black index score, hit risk warning, court prosecution information, arbitration case information, dishonest person information and other data. You can also know the details of the overdue online loan, including the number of overdue days, the overdue amount, and the overdue platform.
Among them, users can judge whether they are blacklisted users based on the online black index score.
The score standard of the Internet black index is: 0-100 points, the lower the score, the better the credit.
The hit risk reminder can help users better understand their own shortcomings and improve the approval rate of online lending platforms.
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Fill it out on the platform you are querying.
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If you want to check your credit records, you can choose to check the central bank and Baihang credit.
Among them, if you want to check your central bank credit, you need to go to your local central bank outlets with your ID card to inquire, or log on to the official website of the central bank for verification and inquiry.
If you query Baixing credit, it is relatively simple, and it is very convenient to query, you only need to open your WeChat homepage, find: in-depth investigation of data, click query, you can get your own Baixing credit report.
You can obtain various indicators, query your personal credit status, online black index score, blacklist, online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan credit estimate and other important data information.
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<>2. After entering, find the "Internet Personal Credit Information Service Platform" and click to enter.
3. After entering, find "Start Now", and then click to enter.
4. After entering the login interface, enter the user name, password and verification code, and click Login.
5. After logging in successfully, enter the page of obtaining credit information, check the personal credit report, enter the received authentication code, and click submit.
6. After the verification is successful, you can check your credit report.
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Hello, you can log in to the People's Bank of China Credit Information Center** to inquire and print credit reports, the credit information center does not authorize any third party to provide this service.
If you need a credit loan, you might as well try Money, "Money" is a financial service brand of Du Xiaoman Finance (formerly "Finance"), which provides personal consumer credit services for the public, creates an innovative consumer credit model, and brings convenient and reassuring Internet credit services to users. The application materials are simple, the fastest is 30 seconds for approval, and the fastest is 3 minutes for disbursement. Early repayment is possible, and the recovery limit can be revolving after repayment.
It has the characteristics of simple application, fast loan, flexible borrowing and repayment, transparent interest and fees, and strong security.
This question is provided by Money, I hope it will help you.
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Online credit inquiry process:
Login: Click on the "Internet Personal Credit Information Service Platform" under "Core Business" on the homepage to enter the inquiry page Click "Start Now" After new user registration User login **Identity verification Fill in and submit an inquiry application Obtain a credit report (available the next day).
After submitting your application, you can log in to the official website the next day.
Hope it helps, hope.
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How to apply online to check your personal credit report.
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