If you don t open a new card, do you want to cancel it?

Yes, starting from 1 December, the same person can only open one type of account in the same bank, and if a new account is opened and a new account is opened, a class account or a class account should be opened, and only one type account can be opened in the same payment institution.

A type of account can only be handled for one account, and a type of account refers to an account opened through a traditional bank counter that meets all the strict requirements of the real-name system. Simply put, it's a debit card or debit card that you have in your hand. Its functions include deposits, purchase of wealth management products, cash withdrawals, transfers, consumption, and bill payments.

Class accounts cannot deposit or withdraw cash or transfer money to unbound accounts, and the daily payment limit for such accounts is 10,000 yuan. This is the case, for example, with credit cards.

Class accounts are mainly used for quick payment, such as quickpass, password-free payment, etc., which can only handle small-amount consumption and payment, and cannot handle other businesses, and the balance in the household does not exceed 1,000 yuan. Neither class nor class account has a physical card. The limit of class and class accounts is mainly to effectively control the risk of customer funds.

If it is a China Merchants Bank credit card, most of the credit cards of our bank do not charge an annual fee if they are not opened, and a very small number of cards will charge a certain fee because of the large cost, what kind of credit card are you? In addition, if the applied credit card has not been opened, the card will automatically become invalid after expiration, and our bank will not renew the customer's card. If you don't need a credit card, you can also call our credit card customer service** transfer service specialist to cancel for you, and the cancellation is free of charge.

If you are sure that you will not use it all the time, it is best to cancel the card.

2.Click the [Account Cancellation] menu, if your number is in arrears or your account balance is not enough to deduct the real-time call bill of the current month, the page will prompt you to recharge and terminate the account cancellation business;

3.If you meet the conditions for account cancellation, go to the home page of account closure and select the reason for account closure (single selection). You can click [You may need] to enter the one-time retention page and choose the target product independently;

5.The next step is to enter the SMS verification code or ICCID verification number;

6.Enter the recommended payment page, you can choose to pre-deposit a certain phone bill, or you can choose to directly enter the identity verification stage;

7.After passing the real-person authentication, you can choose to transfer the balance to the mobile phone number, bank card, Wo account, and give up the balance.

1.The specific acceptance situation is subject to the actual interface prompts;

2.The refund to bank card and wo account function will be opened nationwide on the evening of September 4, 2019;

3.Waiver balance: not supported in Hainan and Ningxia;

4.To avoid that your balance is not enough to cancel your account normally, and you need to have a certain amount of phone bills in your account, it is recommended that you pre-deposit phone bills = overdue arrears + current arrears + real-time phone bills + 50 yuan - pre-deposit.

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Summary. Dear, now answer the <> for you

The newly bought card has not been used and not cancelled will cause the arrears of the mobile phone card over time, because now we use the mobile phone card to have a minimum consumption, even if you don't use this fee, it is necessary to deduct it every month, if it causes arrears, it will also have an impact on your credit information, so you must use it in time after handling the mobile phone card, if you don't need to use it, you must cancel it in time.

What happens if you don't cancel your newly bought card if you haven't used it.

Dear, now answer the <> for you

The newly bought card has not been used and not cancelled will cause the arrears of the mobile phone card over time, because now we use the mobile phone card to have a minimum consumption, even if you don't use this fee, it is necessary to deduct it every month, if it causes arrears, it will also have an impact on your credit information, so you must use it in time after handling the mobile phone card, if you don't need to use it, you must cancel it in time.

When the user buys a mobile phone card, does not pay or cancel the situation, there will be different results: first, if the mobile phone card does not have a phone bill, and more than three months have not paid and used, the network communication operator will take back the number, and will not affect the user's credit problem. Secondly, in this mobile phone, if there is still a phone bill, then once the mobile phone is facing a state of shutdown, the communication operator will continue to deduct the phone bill, until the user no longer pays and uses it after three months, and the number will be recalled, and then the operator will let the customer service contact the user after the number is recovered, so that the user will settle all the fees in the mobile phone, as long as the user settles the fee, there will be no impact.

Finally, if the user does not cancel his mobile phone number card, once he wants to log in to other software, he will face the situation of not being able to log in, which will not affect the credit. This is because the number is sold to others by the operator after the number is sold, and when others use the number, the user will be unable to log in to the software because of the problem of the number.

If the card is not used, the impact of not canceling it will have personal property in danger, credit stains, re-**, and affect future credit. If the card is not used, the user needs to log in to the web terminal of the online business hall of China Unicom, and first switch the region to the attribution of the number that needs to be cancelled.

The impact of not canceling the card without using it:

1. Personal property is in danger.

In the process of using a mobile phone number, a mobile phone card will be used to bind many apps and **, and even bank cards. Once you give up this mobile phone card, and do not bind the bound APP, **, bank card and other information in time, there is a risk of being stolen property.

Second, there is a stain on credit.

Most users think that it doesn't matter if the mobile phone card is in arrears and does not pay, and the operator will automatically withdraw the mobile phone number after 3 months. In fact, operators will find out the cardholder's information as soon as possible and blacklist the cardholder's personal credit.

3. Re-**.

Under normal circumstances, after three months of downtime, the operator will automatically close the account according to the user's usage, and take it out again after half a year.

Fourth, affect the future credit.

Since most mobile phone numbers are now real-name system, the arrears information of mobile phones is now all online, and the central bank has registered nearly 600 million people's mobile phone payment and arrears.

If there is no money in the bank card and it is not used for a long time, the savings card will be converted into a sleep number if it has not been used for more than 3 years, and it will be cancelled if it is not activated during this period; However, if the credit card is not cancelled for a long time without overpayment, it will cause arrears, and overdue payment will affect the credit record.

Extended information: 1. Regulations on the cancellation of bank cards by various banks.

1. Agricultural Bank of China: If the customer's account balance is zero and has been useless for a year and a half, then the bank will automatically convert the card into a "sleeping account", and Zhihu can no longer use it. If it has not been used for 5 years, the bank will automatically close the account.

2. Bank of China: If the debit card has not been used for a year, and there is no money on the card, then the card will be suspended, if the customer wants to use this card, you need to bring your ID card, bank card, to the counter to activate. If there is no money in the account and it is useless for 3 years, such an account will be automatically closed by the bank.

3. Bank of Communications: Automatically close accounts that have not traded for 2 consecutive years and have zero balances.

4. China Merchants Bank: Even if the customer's bank card is not used for a long time, the status of the bank card has always been normal, and the bank will not automatically close the account. If the customer wants to close the account, he needs to go to the branch in person.

5. Industrial and Commercial Bank of China: If the customer's account does not open online banking, withholding and collection and other businesses, and the average daily balance is less than 300 yuan, the account will be automatically deducted by the bank with a management fee of 3 yuan per quarter, as well as an annual fee of 10 yuan, if the balance is deducted, it will form arrears, and if the arrears are one and a half years, the bank will automatically cancel the account.

6. China Construction Bank: For accounts that have not been used for more than 3 years and have zero fund balance, they cannot be used normally, and customers need to go to the account opening outlets to activate if they need to use them. At present, we have not received the notice that the head office will automatically close the account, and customers can go to the branch to close the account by themselves if they need to.

2. Precautions when canceling the card:

1. If there is still money in the bank card, you can withdraw all the money at the counter when you cancel the account.

2. If the bank card is lost, you also need to reissue a bank card first, and then enter the virtual marketing account, and the card fee is required to replace the card.

3. For savings cards, if the card is not used for a long time, it will generally be automatically frozen and will not affect personal credit history. If it is a credit card, it will not be automatically frozen if it is not used for a long time, and it may be overdue due to annual fees.

4. The balance on the card must be withdrawn and there is no arrears on the card.

5. After the savings card is successfully closed, it will not affect the future application. After the credit card account is successfully closed, if the personal credit is affected due to the previous use of the card, it will cause some trouble to apply for a credit card in the future.

Summary. If you don't use the card, you must cancel the card. If the bank card is not used, it must be cancelled.

After the cardholder does not use a certain bank card, he must bring the bank card and ID card to the offline business outlets of the issuing bank, submit a request to the staff to cancel the card, and after confirming that there is no balance or arrears in the card, he can go through the procedures for canceling the card and cut the bank card. If you do not cancel your card in time and do not use a bank card for a long time, these bank cards may incur account management fees or annual fees, resulting in unnecessary financial expenses, and credit stains such as credit card non-payment of annual fees. In addition, bank cards that are not used for a long time may be stolen by criminals, resulting in personal financial losses.

I bought this card from the internet and now I don't want to use it.

If you don't use the card, you must cancel the card. The bank card is not used, and it must be cancelled. After the cardholder does not use a certain bank card, he must bring the bank card and ID card to the offline business outlets of the issuing bank, submit a request to the staff to cancel the card, and after confirming that there is no balance or arrears in the card, he can go through the procedures for canceling the card and cut the bank card.

If you do not cancel your card in time and do not use a bank card for a long time, these bank cards may incur account management fees or annual fees, resulting in unnecessary financial expenses, such as non-payment of annual fees for credit shantytown cards, and may also cause credit stains. In addition, bank cards that are not used for a long time may be stolen by criminals, resulting in personal economic losses.

Cardholders can cancel their bank cards in the following ways: 1. Cardholders can bring their valid identity documents and bank cards that need to be cancelled to the bank's business outlets and search desks for cancellation. 2. Cardholders can also call the bank's customer service hotline, transfer manual service, and cancel according to the voice prompts.

3. Cardholders can also cancel their bank cards through online banking.

1.I should go to the counter of the opening bank with my ID card and bank card to make an appointment to pick up the number and queue up for processing;

2.Explain to the bank service staff that you want to close the account and fill in the application form for account cancellation;

3.After filling in, hand the ID card and bank card to the counter staff, and then enter the password and sign for confirmation;

Extended Material: Bank Cards.

1.Bank card refers to a credit payment instrument with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which have been approved by commercial banks (including postal financial institutions) to the public. Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space.

The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality.

From August 1, the annual bank card fee management fee will be cancelled, and some basic financial service fees of commercial banks will be suspended. On April 22, China UnionPay released the Report on the Development of China's Bank Card Industry (2019). On August 15, 2020, the company, Bacera Bank and China UnionPay jointly launched the first digital bank card in China, the QuickPass Card.

On August 31, China UnionPay released its first digital bank card, "UnionPay Wuwu Mengbi Card".

On December 2, the "Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Bank Card Civil Dispute Cases" was adopted by the 1785th meeting of the Adjudication Committee of the Supreme People's Court, and came into force on May 25, 2021. It is clear that the user's bank card has been stolen and proves that he is not responsible, he can claim compensation from the bank.

Since the 70s of the century, due to the rapid development of science and technology, especially the use of electronic computers, the use of bank cards has been expanding. Not only did it reduce the circulation of cash and checks, but it also made a fundamental change in banking operations due to the fact that it broke through the limitations of time and space. The application of the automatic bank card settlement system will make the arrival of a "check-free, cashless society" a reality in the near future.