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My current family consumes about 60,000 yuan a year.
When I started my own family, I became the breadwinner of the family. I need to worry about all the expenses in my life, and so far, I have spent about 60,000 yuan a year, and there will be no more without special circumstances.
Counting the mortgage into the consumption amount is actually a kind of helplessness. Buying a house and getting married is already the path that most men need to take in modern society, and I am certainly no exception. Fortunately, I bought a house relatively early, and the housing prices in the county have not been closed, and now I only need to repay 2,000 yuan of the mortgage every month.
The mortgage of more than 20,000 yuan a year is not a small number for me, and I can only count this part of the money into the consumption amount, so that my economic income is enough to support the family.
In fact, normally this is something that has already been consumed, but I am only paying for it now.
Spending 60,000 yuan a year can basically meet the needs of family life, and life will not be too tight. Living in a small county town on the 18th line, the current consumption level is not too high. Since we got married, we have been cooking and eating by ourselves, and we have gone outside every once in a while to improve our food, which is more than enough for 2,000 yuan.
The rest is the miscellaneous expenses in some families, such as property fees, water, electricity, gas, ** fees, etc., these things are enough for four or five thousand yuan. In daily life, you also need to buy some toys and snacks for your children and charge some messy cards, which also cost about a few thousand yuan a year.
In this way, it is about 60,000 yuan a year, if there are more water molecules, it may be more, and if there is no major event in daily life, it may be less.
Although the calculated expenses are not too much, it is also a lot of pressure for me. As someone who hasn't had a regular job for two years, I don't know how I've managed to get to where I am now.
Work hard, make good money, and life will always be better.
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My current family consumes about 50,000 yuan a year, and I have to say that this kind of consumption is also very stressful for us ordinary people.
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My family's annual consumption is more than 50,000 yuan, because now with the development of technology, the standard of living has also improved.
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My current family needs to spend about 40,000 yuan a year, because personal expenses are still relatively large.
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My current family consumption should be more than 30,000 yuan a year, because my children are still young, and the cost is not so big.
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Personally, I think that the annual consumption of the current family is also very huge, and the consumption of my family in a year will reach 30,000 or 40,000.
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In first-tier cities, the consumption level of an average family is around 10,000 to 20,000, which is a very normal level.
Many people may feel that living in a first-tier city is a very difficult thing, because living in a first-tier city means that they have to bear a lot of debts every day when they wake up. If you don't work hard, you will inevitably become in debt, and for an ordinary family, spending 10,000 to 20,000 yuan a month is not too luxurious.
Although many ordinary families will try their best to save their family expenses in order to live in first-tier cities, in many cases, there is no way to avoid some expenses, such as housing loans and car loans. For an ordinary family, the monthly consumption level is about 10,000 to 20,000, which is not difficult at all, so the monthly consumption of about 10,000 to 20,000 is completely normal. <>
Although some ordinary families have a monthly consumption level of about 10,000 to 20,000 yuan, there are still many ordinary families with a consumption level of less than 10,000 yuan. The reason why there is such a big gap is because there are great differences in the living plan and consumption level of each family, and it is precisely because of these differences that there is an obvious gap in the consumption level of each ordinary family. <>
Perhaps many ordinary families think that it is abnormal for them to spend more than 20,000 yuan per month, but in fact, it is normal for ordinary families to spend more than 20,000 yuan per month in first-tier cities, because there will be many unexpected places to spend money in first-tier cities. If you don't spend money, then the quality of your life in the first-tier cities will be affected, so in this case, no matter how much money you spend, it will not exceed the normal level of ordinary families. <>
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If it is a couple without children, then the average consumption of this family is about 5,000 yuan per month. If it is an ordinary family with children, the approximate consumption level per month is about 8,000 yuan to 10,000 yuan, or even more than 10,000 yuan.
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I think it is relatively normal for an average family's consumption level to be less than 100,000 yuan, because consumption in first-tier cities is relatively expensive, so it is understandable that the consumption level of a month is relatively high.
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It is particularly normal that the monthly sales should be around 10,000 yuan to 15,000 yuan, and this is also the consumption standard of ordinary people.
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The consumption of each family is different, even for ordinary families of the same class, without special circumstances such as buying a house, buying a car, or getting sick, the annual consumption needs about 23,000 yuan.
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My family's annual consumption is generally about 30,000 yuan. These expenses include the purchase of clothing, meals and some daily necessities, and do not include children's education expenses and personal expenses.
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In a small city, the average annual income is about 30,000, with an average of 3,000 per month, mainly including clothes, food, socialization, and so on.
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How much does it cost for an average family to spend a year?
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I just calculated last night that we are a family of five (in-laws + two children + one child).
My mother-in-law is 20,000 a year, my children and I are 30,000 a year, and my husband and father-in-law are also 30,000.
The total cost of 80,000 yuan a year is just probably not exact.
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Is there a lot of us here, a family of three eats and lives with 5,000 as a base.
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Newlywed family, just two people. Usually the biggest expenses are fitness cards, wife's skin care products, and fuel costs. It costs about 50,000 yuan a year.
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My family has no car loan, the mortgage is 650 a month, 10,000 a year, the two children are five years old, the big private school costs 50,000 a year, the small kindergarten plus interest class is 20,000 a year, my family's insurance premium is 30,000 a year, my husband and I have social security of 25,000 a year, living expenses are 30,000 a year, 10,000 a year for water, electricity and heating, 10,000 a year, 10,000 for the New Year, and about 200,000 a year anyway.
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If you have a mortgage, it adds up to 50,000 yuan a year, and the living expenses of the child plus the tuition fee will also add 50,000 yuan a year. My wife and I are more economical, and we don't buy much clothes, but my wife occasionally needs to buy some skin care products, and I have to pay 10,000 yuan a year, and I have to pay 10,000 yuan for miscellaneous things such as property fees, water, electricity, and gas bills, and I have to maintain the car every month, and the cost is about 150,000 yuan, and I can only earn 100,000 yuan a year, which is really beyond our means every year.
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Firewood, rice, oil, salt, tea, about 1000 a month. The property fee is almost 500 a month, and my son's snacks plus my tobacco and alcohol are 1000 a month. If you add anything else for a year, you will have to pay tens of thousands of dollars.
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My son is in college, has a girlfriend, and the cost of living has doubled, which is the biggest expense, and in general, the annual expenditure is about 200,000 yuan.
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Ordinary families in rural areas do not have the burden of housing and car loans, and their annual consumption is still about 70,000 or 80,000 yuan, and now the price is greatly reduced.
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Very ordinary families, like most families, have mortgages, car loans, children's schooling, and daily living expenses, almost 190,000 yuan.
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Take me as an example, I am an ordinary family, living in a fourth-tier city, with a child, in the first grade, and I need to spend at least 30,000 yuan every year on extracurricular books, tutorial classes, and specialty classes. A family needs 20,000 yuan for clothes and shoes. Eat by yourself and save some money.
I don't often travel, the house and car are all paid in full, and I don't have to bear the pressure of the mortgage, so I have to get at least 100,000 yuan a year, which is still the least estimate, without adding illness or other expenses.
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It's similar to everyone, every day is firewood, rice, oil, salt, sauce, vinegar and tea, as well as mortgages and car loans to be repaid, and at least 100,000 yuan a year.
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Hey, I really sympathize with your living situation! Fortunately, your child is still young, and it doesn't cost much; Your parents are also rural and may be in good health! You don't need to spend money on seeing a doctor every day!
If your wife doesn't have a job, you don't have to worry about taking care of your children! Now you can get the general expenses of the countryside with less than 10,000 yuan! But you have to work hard to earn money!
You've got four elderly people in your head to take care of! The kids have to go to school later! Your family expenses in the future must be a lot!
It's better to get a good job! Or open a shop for your wife or something! Apply for subsistence allowance at the Civil Affairs Bureau!
Rural medical insurance for the whole family! Give the elderly to join the rural pension insurance! You can choose the grade!
If you are sick, you can go to the health center or county hospital! Now rural medical insurance is very affordable and the reimbursement is high! The elderly can receive more than 70 yuan per month when they are 60 years old!
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In the period of 2020, according to a family of four, I personally experienced that there is no car, and the monthly capital is about 7,000.
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You shouldn't ask how much money you need, but how much you can afford to make as much money as possible, old and young, there is no lower limit on expenses, and there is no upper limit on income, brother.
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According to what you said, 2500-3000 yuan per month is enough.
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In the countryside (not the urban-rural area), 200 parents on both sides is about the same! It's for eating. 8-year-olds go to school (not talking about tuition) and say pencils, notebooks, erasers and other school supplies every month, which should not exceed 100 yuan.
Small, milk powder money is not easy to say, one, your wife has monthly milk, is enough for the child to drink, two, the price of milk powder is too much! There is the normal expenses of your family of four, and you say you live there every month! If it's in the county, it should be around 1200!
You should earn back 2000-2300 per month for your family in January
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At present, both parents do not spend too much money on food and clothing, and there is no cost for their children to go to school, but both parents are over 60 years old and have begun to get sick. The child also learns to pay for nutrition and clothing. It's also easy for your husband and wife, if you have it, you can spend more, and if you don't, you can save some.
I estimate that your family will have at least 2,000 yuan a month.
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In terms of living expenses, save a little about 200-500 per person a month, and children may need to add an additional 200 yuan for milk powderLarge students need to go to primary school, and the tuition and miscellaneous fees of public schools in general public schools for 9 years of compulsory education will probably cost more than 1,000 per year. The monthly living expenses are about 2,500.
If you don't need to think about housing, illness, etc. It costs a total of 20,000-30,000 yuan a year.
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If the parents are not filial for the time being, the small child has 1000+ milk powder, the living expenses of the older child are 300+ + two adults are 1000+, plus 200+ water and electricity and 3000+ backup
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It is enough to feed these people 1500-2000, and if you want to have a little quality of life, 4000 per month.
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About five thousand nine is almost enough.
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If you save money, about 3,000 to 6,000 a month is enough, but you also need to save money for your children's education.
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It has to be more than 2,000 a month, and that's still without illness and other big expenses.
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Everyone's financial situation and lifestyle are different, so the way each person's salary is distributed should also be different from person to person. However, here are some general recommendations:
Basic expenses: including rent, water and electricity expenses, communication expenses, transportation expenses, mountain group food expenses and other daily necessities, should account for about 40% to 50% of the total income.
Saving: A certain percentage of Danying income should be used for savings in case of emergency, and it is recommended to account for about 10% to 20% of the total income.
Investment: If conditions permit, you can consider investing part of your income to increase wealth accumulation and income growth, which is recommended to account for about 10% to 20% of your total income.
Entertainment and others: The remaining income can be used for your own entertainment and other consumption expenses, but you should pay attention to spending in moderation and not beyond your personal tolerance, so as not to affect your quality of life and savings plan.
It should be noted that these ratios are for reference only, and the specific salary distribution method should be adjusted according to the actual situation of the individual. For example, if your family already has a property, then the rent expense can be omitted, and if you already have enough savings, then the savings ratio can be appropriately reduced.
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If a normal small family is detached from social reality, it cannot function properly in today's materialistic age. At the same time, add the things of the parents and the learning of the children, which is certainly not enough. In fact, only rural and urban areas differ in terms of food and vegetables.
Grain can be counted as not needing to be bought, vegetables can only be saved.
As for chickens, ducks, fish and pie meat, we still need to buy them because there are no pigs and chickens in rural areas. Some areas also need to pay for water, but the cost is small. There are no heating fees in rural areas, but it is reasonable to burn electricity and firewood.
As for other aspects of consumption, the base dust shortcode is the same as the city. Isn't 800 yuan a month not easy in the countryside?
Because we don't see much of a difference between urban and rural. Sometimes, people in rural areas can even spend more money than people in cities. They are even more conscious of clothing and healthy eating than people in the city.
800 yuan a month, when the network is particularly developed now, it is really difficult to use a few hundred yuan a month.
If you think about it, e-commerce is everywhere now. Just take a closer look at your favorite clothes. Favorite daily necessities or snacks in food, etc., as long as you want to buy them, it is convenient, but the money is gone.
It's hard to avoid the craving to buy something good. Therefore, $800 per month is not enough. 800 yuan a month on food is enough.
But 800 yuan a month is not enough for a better life. There is now water, electricity, internet, mobile phones and cars in rural areas at the same cost as in cities.
There are also costs associated with growing your own food, vegetables, meat, and eggs. In the winter you have to warm up and change your clothes twice a year. According to the consumption of normal people, it is about 2,000 yuan per month.
Currently, pork is expensive and consumes a lot of energy to do manual labor at home. Therefore, no matter how expensive the pork is, it will be bought.
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