Give you another chance, are you still a house slave?

"Housing is a home, it is impossible to have a happy marriage without a home, the house is the guarantee of future life, I can't let my children live like me, live this kind of life without a fixed place, I want to provide him with a happy family environment, if you have the ability, you must buy a house first, save enough down payment to shoot, become a family with a house, the future will be under pressure to have motivation, will do your best to work hard, think of being able to live in your own house, no matter how much hard work and pay is worth it. If I have money and ability, I will definitely make myself a house slave, and I have been fighting for it.

Personal health is affected. Because of the pressure of repaying their loans, many people have to work overwork and even work more than two jobs in order to repay their loans. The time to participate in physical exercise will be greatly reduced, and some people will never participate in exercise, which will inevitably affect their physical health in the long run.

Increased stress in life. Most young people buy houses through mortgages, and most young people pay more than 50% of their personal income for the monthly payment to buy a house. In this way, it will greatly increase the stress of their life.

Give me another chance, I won't be a house slave at all.

When you have your own house, you naturally have a sense of belonging, no matter how hard and tired you are, you choose to do your own thing, bad habits slowly leave you, thinking that the mortgage will be completely paid off in a few decades, there will be an inexplicable joy in your heart, and after your income and expenses are slowly distanced, you will stand up and say loudly to yourself: "I am no longer a house slave in other people's mouths, I am the real owner of the house." "Becoming a house slave is the road to life growth, and the time to become a house slave is determined by your own hard work.

I don't want to be a house slave and reduce the quality of life. Due to the pressure of loan repayment, it is bound to reduce expenses on travel, art appreciation, personal hobbies, etc. There are many people who find it difficult to arrange a travel activity all year round in order to repay the loan, and even the activities arranged by the unit can be postponed.

Concerts, ball games, etc. have become a luxury. In this way, the quality of life will be greatly reduced.

I don't regret it, I got married for more than 3 years and bought my first house in 14 years, in mainland cities, my 80,000 parents gave 50,000 and then borrowed 110,000 from relatives to pay off the down payment, 16 years of decoration and bought a car to pay off the borrowed money, I feel that there is no pressure on the mortgage, and then I bought a second house in 18 years, catching up with the downward trend of the industry last year, the company was not profitable, and the pressure was quite high, and now I still hold on, but there is no deposit!

Personally, I think that the quality of life of my house and renting is completely different, such as buying a furniture and household appliances or something, if I rent a house, I will choose a cheaper one, because if the move is not good, it may be lost, it is too good to be reluctant and not easy to deal with, but my own house, will choose a better one, after all, it can be used for a long time, and it will not be wasted!

In this life and this life, I am not a slave, I am tired of being a slave, I am bitter, I can't explain it in a word, I am dumb and eat yellow lotus There is a bitter outlet, and it is not good to eat. Poorly dressed. Working hard to return the house, as a person, being able to be pressed by a pile of stones, steel bars, cement, and can't turn over, is the biggest shame in a person's life.

Development opportunities are affected. Most young people have their own career plans, but once they take out a loan to buy a house, their career plans must be revised. We see that many young people have given up development opportunities that are turning points in their lives because they have bought a house.

For example, when the company wants to move to other places as a whole, and there are more suitable development opportunities for themselves in other places, many young people give up such opportunities because they buy a house. This affects personal development to a great extent.

Before getting married, I also looked forward to having my own house and home, and I felt that the house was my home and the source of happiness. Later, in order to get married, my parents took out all their savings, and I also took out my own savings over the years to make a down payment on a house around the city. Decoration, furniture and household appliances, marriage, we spend as poor as a wash, and we have to bear a lot of pressure every month, the monthly salary is only enough for the monthly payment and subsistence, the quality of life is not as good as one day, there is no sense of happiness at all, every day squeezing the bus to work, get off work, and get home, there is no time and mood to enjoy life and enjoy the happiness of having a "home".

Everyone thinks differently, and whether to be a house slave or not depends on the mentality. Some people are unhappy and feel that their quality of life has deteriorated. Some of them are happy to have a home, yes.

If I were given a chance, not only would I not be a house slave, but I would not even get married. It turns out that the stupidest idea when I was a child was to hope that I would grow up quickly.

Social activities are affected. Many young people can be said to be like two people before and after buying a house: social activities can be pushed after buying a house, fewer times to pay for friends when they get together, and most of them have work to arrange on weekends, etc.

There are many such examples around us. It is safe to say that the pressure to repay the loan has more or less affected the social activities of young buyers.

I was a house slave for four years. There is no house in the city, and the mother is not allowed to get married, so she bought a house for a marriage loan, and after marriage, she and her wife took out a loan to buy a house and the monthly repayment pressure was too great, so she urged her to move back to her hometown. After selling the house, I still have some money left in the bank to buy a car.

Now there is no repayment pressure, and the car is very good.

The problem is that many people don't even have the qualifications to be house slaves.

I've always kept some cash in my hand.

If you don't be a house slave now, you won't even have a chance to be a house slave in ten years.

Give it another chance and I'll pay in full.

The family has a house built by their parents, six floors. I really don't want to be demolished, I can't afford to buy anything and I have to post money, the room is small, there is no place to put things, and I have to take out a loan.

Do it, and then sell it when you get the blank.

Hello, there's nothing worth it here, it's something you really can't afford to face. Now that so many people are willing to buy a house with a mortgage, this has shown that it really can't be done without a house. Even if you are a house slave, you have to buy it.

First of all, in China, everyone regards the house as a guarantee, no matter if you are in **, as long as you have a house of your own, then your heart is particularly down-to-earth. Without a house, you don't feel safe and you can't fully integrate into the city you live in.

No one wants to be a house slave for a lifetime, but the reality is that without a house, we may not even be able to get married and have children, such the most basic pursuit of life. This is also the most fundamental reason why everyone now takes out their life savings to buy a house.

No one wants to be a house slave for a lifetime, but if you don't have a house, you have to rent a house for a lifetime, the bitterness of renters, only by experiencing it yourself, you can know how sad it is, and now most people rent a house completely barely enough to live. There's no comfort at all, and you don't dare to go out of your way to decorate and furnish it, because you don't know that the landlord will let you move out that day when he is unhappy. It makes you feel like you never feel like you belong.

No one wants to be a house slave for a lifetime, but you don't have a house to say that you may not be able to raise your head in front of relatives and friends, and now when you go back to your hometown during the New Year's holidays, everyone is discussing how to mix outside, whether you have bought a house and other more realistic topics, as if you don't buy a house, it must be a performance of inability, and friends will also talk about where your family bought a house and other topics, which will make you sit on pins and needles, and you don't know how to be good.

So it's not a question of whether you want to be a house slave or not, it's a question of how you can't live without a house now. A series of problems such as getting married and having children, friends and relatives will make you feel that you have to buy a house no matter how hard you endure and how tired you are.

So, it's not a question of whether it's worth it or not.

Being a house slave for 30 years is actually very worthwhile.

The amount of money involved in a house is particularly large, and it is not so easy or easy for everyone and every family to buy a house. Therefore, the vast majority of families buy a house through a down payment + mortgage, and it is a low down payment and a high mortgage, and the longest mortgage term is 30 years.

A house is a commodity that involves a particularly large amount of money, and it is not easy for most families to buy a house, and it is even more difficult to buy a house in full. However, buying a house through a low down payment + high mortgage can effectively improve the efficiency of many families and lower their threshold for buying a house. After all, in most cities, the down payment only needs 30%, and even in some cities, the down payment only needs 20%, and you can easily buy a house.

The rest

In the first major point, we have been very clear, what is a house slave, called a house slave, in fact, there is no big deal. And we also understand that the series of benefits that the mortgage brings to us, even as a house slave, is very worthwhile. There are always two sides to things, although the mortgage makes us a house slave, but it also allows us to quickly own a house.

It is inseparable from getting married and having children, and the education of children that cannot be escaped, and when you get married and have children, you must consider his education. Whether it is a zoning area for nearby schooling, or buying a key school district house, you must at least buy a house to be able to obtain your children's educational qualifications.

1.Housing is related to social status and differentiated development of towns. 2.

Differentiated development of cities and towns. A lot of times, we don't want to stay in the countryside. The city has better development, better supporting facilities and other related benefits attract us.

How can you get married without a house?In the eyes of Chinese, marriage must have a house, and only with a house can there be a feeling of home. So, in order to get married, we joined the army of house slaves.

Many people have a little savings for the rest of their lives, but for the sake of their children's future, they still choose to buy a house in a big city to create better conditions for their children's young people. Many people are worried about house prices, in recent years, house prices are faster than anything else, and local governments have vigorously developed real estate, resulting in house prices, and many people think that it will be more cost-effective to buy early. Quite a few speculators made a lot of money from it.

They would rather borrow money to buy a house first. When the price is **, they will sell it to make a noise and make a difference. However, with the regulation of ** in recent years, such incidents are much rarer.

Income is the basis and premise of consumption, and loan consumption is consumption by advancing future income. Therefore, you should reasonably control the amount of the loan and control the loan within the scope of your own daily repayment. If the loan exceeds the ability to repay the loan, it will affect the quality of life, and the lack of reasonable control over the amount of the mortgage will make some people become house slaves.

People's consumption behavior is influenced by consumer psychology. The comparison mentality of some people on the housing issue and the blind pursuit of the gentrification of housing are also one of the reasons for the emergence of house slaves.

After staying in my hometown for two days, I saw the small bungalow in my sister-in-law's house, which was comfortable and quiet, and suddenly I had an urge to build a villa in my hometown, go home when I was free, and cultivate myself at home.

But after thinking about it, it costs hundreds of thousands to build a villa! Just because you are a migrant worker, how many years of work will it take to build it, and when will you live after you build it? Some people say, go back after retirement.

However, now that the population is aging, many people who have reached retirement age do not dare to retire at all. People like Shenzhen Dou and me, who are filled with tasks on weekends, have a few days off for the New Year a year. Decades of hard work in exchange for a few days of enjoyment.

It's better to take it easy for decades, give up weekend work, and let yourself relax physically and mentally.

In fact, building and buying a house is also very addictive, especially for those who have no pursuit, and buying a house makes them feel very successful. When I came home for the Chinese New Year, I saw that my sister bought a house last year, and bought another one this year, of course, with a loan for the house, and I felt that they were addicted. Maybe it's the comparison of my hometown.

Wouldn't the thousands of mortgages a month drive them crazy? What should I do if I am unemployed? What should I do if I have something at home?

Maybe I'm thinking too much. Working hard to go out to work, usually saving money, bleeding and sweating, just to come back for the New Year to live for a few days? Besides, it costs a fare to get home.

I saw several people around me who were crushed by mortgages and car loans. Some people say that no one can do anything about getting sick, but getting sick is not born out of thin air, it is caused by changes in the body's immunity under long-term hard work and high pressure. A carefree person, who eats three meals a day on time, detoxifies normally, gets enough sleep, and has no congenital heredity is less likely to get sick.

My parents-in-law have never thought about anything, and I don't even know the name of my daughter-in-law.

The building, like a big mountain, pressed down on the Chinese's body, making them unable to straighten their waists, unable to raise their heads, and all of them became house slaves. There is a colleague who dislikes the old house in his hometown, and at the age of 30, he started a trip to the first supply of the building, and he has to provide for the building until he is 50 years old. I stayed in the workers' dormitory every day, and I didn't dare to go because it would cost money as soon as I went out.

Such a depressing life is just for the sake of going home for the refreshment and majesty of the New Year's Day.

I'd better dispel the idea of building a villa, or don't be a house slave, be happy every day, and relax is the best.