Why is the money in my bank less than 200 yuan!

Updated on society 2024-04-12
42 answers
  1. Anonymous users2024-02-07

    1. Did you withdraw a total of 200 yuan?

    2. If not, you go to the bank's branch to print a list of transactions and see when the 200 yuan was deducted.

    3. If you really haven't withdrawn money during this time period, then contact the bank quickly and ask them to verify your situation again.

    4. There is also a situation, that is, the system itself has a problem, this situation is easier to do, you just have to wait for about half a month, the system automatically checks and finds that there is a mistake, and will return the money to your card.

    Hope the above can help you!

    Extended Materials. Bank card refers to a credit payment instrument with all or part of the functions of consumer credit, transfer and settlement, cash deposit and withdrawal, etc., which is approved by commercial banks (including postal financial institutions) to be issued to the public. Bank cards have reduced the circulation of cash and cheques, making banking fundamentally different from the limitations of time and space.

    The use of the automatic bank card settlement system has made the dream of a "check-free, cashless society" a reality. [1]

    Effective from 1 August 2017, the annual bank card fee management fee will be abolished, and some basic financial service fees of commercial banks will be suspended [2] . On April 22, 2019, China UnionPay released the Report on the Development of China's Bank Card Industry (2019) (3). On August 15, 2020, the Company, Bacera Bank and China UnionPay jointly launched the first digital bank card in China, the QuickPass Card [4].

    On August 31, China UnionPay released its first digital bank card, the UnionPay Borderless Card.

    On December 2, 2019, the Provisions of the Supreme People's Court on Several Issues Concerning the Trial of Civil Dispute Cases over Bank Cards was adopted by the 1785th meeting of the Adjudication Committee of the Supreme People's Court and came into force on May 25, 2021. It is clear that the user's bank card has been stolen and proves that he is not responsible, he can claim compensation from the bank.

    Debit cards are divided into debit cards, special cards, and stored-value cards according to different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring, depositing and withdrawing cash, and spending.

    A special card is a debit card that is used in a specific area for a specific purpose (referring to the purpose other than the department store, restaurant, and entertainment industry), and has the functions of transferring money and depositing and withdrawing cash. A prepaid wallet-type debit card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and deducts the money directly from the card during the transaction.

    Debit card can be used for online or POS consumption or ATM transfer and withdrawal, no overdraft, the amount in the card is based on the current deposit and interest. Funds are transferred directly from the savings account when spending or withdrawing. Debit cards generally require a PIN to use.

    Debit cards can be divided into regular, gold, and platinum cards according to their levels; According to the scope of use, it can be divided into domestic cards and international cards.

  2. Anonymous users2024-02-06

    You may have withdrawn money with a UnionPay card, right? And the amount is relatively large, right? There are fees for withdrawing money with UnionPay cards, and there are fees between banks. You can go to the bank to make a statement, and if there is indeed a handling fee, you can take the handling fee slip back and report it.

  3. Anonymous users2024-02-05

    First, please contact 95599 to tell them your problem, second, please contact the relevant ATM of ICBC to contact **, keep your transaction slip, tell them the problem, and they will solve it for you in time.

  4. Anonymous users2024-02-04

    1.Inter-bank or non-local withdrawal fees.

    2.Annual fee for the card.

  5. Anonymous users2024-02-03

    1% handling fee for non-local withdrawals

    You took 20,000 yuan.

  6. Anonymous users2024-02-02

    Ask the bank staff.

  7. Anonymous users2024-02-01

    So unlucky, go to the bank and ask him why he deducted so much.

  8. Anonymous users2024-01-31

    You should give ICBC 95588 a ** question.

  9. Anonymous users2024-01-30

    You picked it up in **, just ask it directly. It is recommended that you first check if you have given it to someone else.

    If it is the responsibility of the bank, it will be returned to you.

  10. Anonymous users2024-01-29

    According to the text message, this bank card is bound to Alipay. You can also call the bank's customer service to find a manual customer service to confirm the whereabouts of the money.

  11. Anonymous users2024-01-28

    I lose a few dollars to about nine dollars a week.

  12. Anonymous users2024-01-27

    Today I found out that my BOC card is also missing 200 yuan! I don't know what to do.

  13. Anonymous users2024-01-26

    Did you open some membership online and automatically renew it every month?

  14. Anonymous users2024-01-25

    Looking for a bank will not make up for it, so it is recommended to change the password in time.

    The steps to change the password through online banking are as follows:

    1. Enter the official website of Bank of China** and click the personal online banking login button to enter the online banking login interface.

    2. Click the "Forgot Password" link on the right side of the login password in the personal online banking login interface to enter the password reset interface.

    3. Enter your card number information in the password reset interface, and click the confirm button to submit after entering.

    4. Click the "Get Mobile Verification Code" button to get the verification code, enter the obtained verification code, and click the Next button.

    5. Re-enter the new password and click the confirm button.

    6. If the password is successfully reset, you can use the new password to log in and withdraw money.

    ATM password change process:

    1.Insert your card into the ATM, enter your password, and log in.

    2.Select Change Password.

    3.Enter the original password once as prompted.

    4.Then you will be prompted to enter a new password twice, and you can confirm it.

  15. Anonymous users2024-01-24

    You have to go to the bank to ask about this, and if it is caused by their problem, you can get it back! Don't worry too much!

  16. Anonymous users2024-01-23

    You can go to the bank and make a list, and then give the list to the bank clerk along with the receipt for your withdrawal! They will verify it for you! If the bank makes a mistake, the bank will pay you back!

  17. Anonymous users2024-01-22

    If you're sure you count it before you go.

    Then you can ask the bank to adjust the monitoring.

    Now there are cameras in every bank window.

    But not necessarily for how long.

    You have to ask for monitoring right away.

  18. Anonymous users2024-01-21

    If it is missing when counting in front of the counter, it may be where it was dropped when it was stored before, and if it is after counting it yourself, the cashier points the lack of 200, and ask the cashier to order it a few more times. Order it again yourself.

  19. Anonymous users2024-01-20

    If you suspect that the bank staff did it, you can ask the company to see the surveillance video.

  20. Anonymous users2024-01-19

    You are missing or you are lost in the process of carrying.

  21. Anonymous users2024-01-18

    Ask the bank to adjust the surveillance video to see.

  22. Anonymous users2024-01-17

    First of all, make sure that the total amount you have saved is correct, and don't end up with an oolong and a false alarm. Then contact the bank to make a record and monitor the video investigation.

    Steps to go to the bank to deposit money: users carry cash and bank cards, and when they make a deposit at the counter, they must first take the number and queue up, and then they can make a deposit when they call their number at the bank counter. You can just hand over the money and bank card to the staff, and the processing speed is very fast.

    You can also go to the ATM to make a deposit:

    1.Insert the card and enter the password.

    2.Select Deposit.

    3.Put the 100 yuan banknote code neatly diagonally out of the banknote slot.

    4.Wait for the banknote to be checked and confirmed.

    If there is a bill that you don't collect, please take it out and put it back in again, and put it a few more times.

    Extended Materials. Banks are financial institutions, and banks are divided into ** banks, policy banks, commercial banks, investment banks, and the World Bank, and their responsibilities are different.

    **Bank: That is, the People's Bank of China is the ** bank of China. Responsibilities: Implement monetary policy, carry out macroeconomic regulation and control of the national economy, and supervise and manage financial institutions and even the financial industry.

    Policy banks: including the Export-Import Bank of China, the Agricultural Development Bank of China, and the China Development Bank. Responsibilities:

    Equity participation or guarantee, not for the purpose of profit, specifically for the implementation and cooperation of the best social and economic policies or intentions, in a specific business field, directly or indirectly engaged in policy financing activities, as a financial institution to develop the economy, promote social progress, and carry out macroeconomic management tools.

    The word bank, derived from the Italian banca, originally meant bench, chair, and was the business utensils of the earliest money changers in the market. The English translates to bank, which means a chest for depositing money. In China, the reason why it is called "bank" is related to the history of China's economic development.

    In the history of our country, ** has been one of the main monetary materials. "Silver" often represents currency, while "bank" is the name given to large commercial institutions. The large financial institutions that handle money related to silver and money are called banks, which was first seen in the "New Chapter of Financial Administration" written by Hong Renji of the Taiping Heavenly Kingdom.

  23. Anonymous users2024-01-16

    Alas, I'm just unlucky, on September 22, I went to the Agricultural Bank of China to deposit more than 2,000 insurance, and I went to check it in October, and it was less than half, and the monitoring didn't let me check Call 110 110 to give me a **number for me to call, call over, and said that I would let the bank negotiate a solution, and what else to solve, and the monitoring didn't let me check It's over, and then call 110 to give me the ** number, and then call it and say it's an empty number, I don't know what to do.

  24. Anonymous users2024-01-15

    Friend, did you go to the bank? Is there any result?

  25. Anonymous users2024-01-14

    I've also encountered it, and I don't know how to fix it, and I think I'm unlucky.

  26. Anonymous users2024-01-13

    Either you transferred it yourself, or you leaked the password. The general banking system is not prone to error, of course, you can also go to the counter for consultation.

  27. Anonymous users2024-01-12

    You have to go to the bank branch to check it out in detail.

  28. Anonymous users2024-01-11

    If it's really like what you said, then this is a big problem, go to the bank counter to inquire, the counter mm does not accept the ** that starts with 9, and asks him to help you inquire in detail, and there is a video record... If it's your memory mistake, it will bring a certain amount of trouble.,I hope you think twice.。。。 I hope you adopt, thank you very much...

  29. Anonymous users2024-01-10

    Two hundred yuan made my first reaction to open a ** regular investment business? Deduct 200 per month? Or is it a withholding utility bill or something? If you're nervous about your account, open an SMS notification

  30. Anonymous users2024-01-09

    I know it's okay. Ask the bank.

  31. Anonymous users2024-01-08

    If it is a China Merchants Bank savings card, please go to the homepage of China Merchants Bank, click "Personal Banking Public Version" on the right, and click "Account Management - Transaction Inquiry - Transaction Inquiry of the Day", "Historical Transaction Inquiry" or "Current Transaction Inquiry" to view the transaction records.

    If you have any questions about the transaction, please call the customer service of China Merchants Bank and select 3 personal customer service -5-9 to enter the manual service verification.

  32. Anonymous users2024-01-07

    This can only be inquired by calling the bank's customer service, who doesn't know what's going on!

  33. Anonymous users2024-01-06

    You check the bank card flow record, whether there is a record of these two hundred yuan, if the bank does not act, you can ask the police to intervene.

  34. Anonymous users2024-01-05

    It is recommended not to put too much money in the commonly used cards, especially for online shopping.

  35. Anonymous users2024-01-04

    It's very simple, take your bank card or passbook, go to the postal savings bank and make a list, and you can see when the money was withdrawn! To find out who took it, you can only call the police!!

  36. Anonymous users2024-01-03

    If you want to take the passbook to the bank to inquire, who took it may not be able to find out, when it was taken, and what should be found in **.

  37. Anonymous users2024-01-02

    1. Because the bank card signs a contract with the customer for the charging project, the fixed fee will be automatically deducted from the customer's account every month, and the customer can print the bank statement to view the specific charging type.

    2. Remarks: 1. The bank's monthly deduction is made under the condition that the customer has signed a deduction agreement before, if the customer has doubts, he can directly check the flow and cancel or other operations.

    3. If you have signed a withholding agreement with the bank, the bank will also automatically deduct the payment every month.

  38. Anonymous users2024-01-01

    Go to the counter and make a statement.

    You can ask the counter staff to provide the following when and where to withdraw the money.

  39. Anonymous users2023-12-31

    Take the card to the ATM of the post and check the details, and you will know when you picked it up! ~

  40. Anonymous users2023-12-30

    Go to the post.

    Withdraw money from a passbook or save money.

    He will put the details of your previous consumption on the passbook.

    There are dates, withdrawal amounts, etc.

  41. Anonymous users2023-12-29

    Take your ID card and go to the bank to explain the situation and check the details.

  42. Anonymous users2023-12-28

    Just go to the postal bank and find out the details.

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