Ping An Bank s 2014 inter provincial and inter bank withdrawal deposit handling fee

Domestic non-local inter-bank withdrawal business: The debit card for opening an account in Shenzhen Branch will be charged at 4 yuan + withdrawal amount * 5%; If you open an account in other branches (non-Shenzhen): 2 yuan + withdrawal amount * 5%.

Domestic intra-city inter-bank withdrawal: The debit card for opening an account in Shenzhen Branch will be charged at 4 yuan; If you open an account in other branches (non-Shenzhen), you will be charged 2 yuan.

Inter-bank withdrawals are to withdraw money at your non-depository bank, which is generally used for ATM withdrawals. For example, if you hold a card from Bank of Communications and go to ICBC to withdraw money, it is an inter-bank withdrawal.

Inter-bank withdrawals generally charge a handling fee of 2 50 yuan per transaction, and some banks do not charge handling fees for the first 2 or 3 inter-bank withdrawals per month. Since July 25, 2010, the handling fee of the four major banks of construction, industry, China and agriculture has risen to 4 yuan in the same city, and some joint-stock banks have followed suit and increased their prices.

<> Handle domestic and non-local inter-bank withdrawal business through UnionPay network ATM: 2 yuan withdrawal amount*5. [a. Customers with gold card or above can enjoy preferential rates from the third day after card opening:

**, platinum customers are exempted for the first 20 months (ATM intra-bank withdrawals, intra-city inter-bank withdrawals, non-local inter-bank withdrawals, overseas withdrawals, international card and MasterCard network withdrawals, a total of 20 monthly withdrawals are exempted), diamond and private banking customers are exempted; b. High-quality payroll account and Ping An life insurance account are exempted from the first 3 months

Specific criteria.

Hello! Ping An Bank debit card ATM domestic non-local inter-bank withdrawal fee: opening bank non-Shenzhen branch: 2 yuan withdrawal amount*5; Account opening bank Shenzhen branch (including the business department of the head office): 4 yuan withdrawal amount*5.

The handling fee for inter-bank withdrawals in different places is 2 yuan and the withdrawal amount is *5, and inter-bank deposits are not allowed! It is recommended to change banks, Everbright Bank Hengfeng Bank, any ATM withdrawal in the country is free! Look

If it is above the gold card, there is no one, and the general card is to be collected. The first two times of each month should be free. It still depends on the positioning of your card, whether it is a VIP card or not. For details, please consult 95511, hope.

1. Withdrawal of cash at the counter or ATM of the Bank is free of charge.

2. Withdraw money from ATMs of other banks.

1) Account opening and withdrawal in the same city: Shenzhen branch account opening: 4 yuan, other branch accounts: 2 yuan;

2) Account opening and withdrawal are not in the same city: Shenzhen branch account opening: 4 yuan + withdrawal amount * 5, other branch account opening: 2 yuan + withdrawal amount * 5.

Extended Materials

Ping An Bank debit card.

Refers to Ping An Bank through the People's Bank of China.

Approved, RMB debit card issued to the public, with inquiry, deposit, withdrawal, transfer and settlement, deposit and exchange, one card with multiple accounts, shopping and consumption, payment on behalf of the public, self-service banking, ** banking, online banking.

Revolving loans, VIP services, and other features. Ping An Bank has four types of debit cards, namely Prime, Gold, Platinum and Diamond.

Deposit and exchange: The card has savings accounts such as current and fixed deposits, which can be handled in RMB, US dollars and Hong Kong dollars.

Euro, Japanese yen, British pound.

and other multi-currency savings and deposit business, which can be deposited and exchanged at all outlets of Ping An Bank.

Transfer and remittance: Cardholders can handle the transfer and settlement of debit card accounts at the counters of our branches, ** banks, online banking, ATMs, CRS and other virtual self-service channels.

Cash deposit and withdrawal: Cardholders can deposit and withdraw cash at the counters of our business outlets and self-service deposit and withdrawal machines, and can also deposit and withdraw cash at home and abroad with "UnionPay."

Identify ATMs for withdrawals.

Shopping and consumption: The card holder can make consumption and pay fees at POS of special merchants with the "UnionPay" logo at home and abroad.

Investment and financial management. The card holder can apply for a smart seven-day notice savings deposit to obtain higher interest than the ordinary seven-day notice savings deposit, as well as a variety of wealth management products such as **, **, structured savings deposits, bank collective wealth management products, trust products, insurance, collective wealth management of the Raid's Securities Auction and Vertical Scattered Securities, **investment, etc.

Payment: The card can pay more than 30 kinds of public utilities such as water, electricity, gas, ** fees, mobile communications, cable TV, property management, insurance, etc., and can also handle the payment of wages, bonuses and pensions.

Collect insurance survival money and other items on behalf of others. At the same time, our bank cooperates with various ports and terminals or land ports, and the card can realize the automatic deduction and payment of vehicles without stopping when passing through the gate or entering and exiting the country.

Comprehensive service: Inquiry: Cardholders can inquire about the balance and transaction details of their debit card accounts through virtual self-service channels such as the counters of our bank's business outlets, ** banks, online banking, ATMs, CRS, etc.

SMS: Cardholders can apply for SMS service through the counters of our business outlets or online banking, and as long as there is a change in the account, the "SMS" service will notify the customer through SMS as soon as possible, so that the customer can keep abreast of the account change.

Ping An Bank inter-bank withdrawals require handling fees. Please refer to the official website of Ping An Bank for the latest business changes. Domestic, Hong Kong, Macao and Taiwan.

and overseas ATM CRS machine withdrawal fees are different

1. Handling fee for withdrawal of ATM CRS machine in China:

Shenzhen Account Opening: Non-local Inter-bank: 5 + 4 yuan of the withdrawal amount;

Account opening in other cities: non-local inter-bank: 5 + 2 yuan of the withdrawal amount;

2. Handling fee for withdrawal of ATM CRS machines in Hong Kong, Macao, Taiwan and overseas:

UnionPay card. UnionPay network 15 yuan;

International card: UnionPay network 15 yuan, MasterCard network 3 US dollars (Hong Kong, Macao, Taiwan and overseas ATM banks may charge additional service fees, depending on the ATM bank).

Preferential treatment: 1. Preferential exemption if you do not owe account management fees (if you open an account in Shenzhen, you are required to meet the asset standards):

Gold Card: Intra-city inter-bank, non-local inter-bank, Hong Kong, Macao, Taiwan and overseas regions, and MasterCard network will be exempted for a total of 5 months; Bright Ants.

Platinum card and diamond card are exempted;

2. Private bank cards are exempted;

3. Salary account is exempted;

4. Ping An Life insurance account will be exempted from the first 3 months for a total of 3 months in the same city and non-local inter-bank;

5. Employees of Ping An Jingfan Group and the bank can enjoy a total of 5 monthly exemptions for inter-bank transactions in the same city, inter-bank in different places, Hong Kong, Macao, Taiwan and overseas regions, and MasterCard network.

Please refer to the official website of Ping An Bank for the latest business changes.

Expand knowledge: Ping An Bank, full name Ping An Bank shares****.

It is Ping An of China.

Insurance (Group) Co., Ltd. is a joint-stock commercial bank with cross-regional operations.

It is one of the 12 national joint-stock commercial banks in Chinese mainland. With a registered capital of RMB 100 million and total assets of nearly one trillion yuan, it is headquartered in Shenzhen, Guangdong Province.

Ping An Insurance (Group) Co., Ltd. of China (hereinafter referred to as "Ping An of China") and its holding subsidiaries hold a total of about 100 million shares of Ping An Bank, accounting for about 100 million shares, and are the controlling shareholders of Ping An Bank.

It has 34 branches throughout China and a representative office in Hong Kong.

In January 2012, Shenzhen Development Bank, the predecessor of Ping An Bank, was established.

Acquired Shenzhen Ping An Bank, a subsidiary of Ping An Insurance Group.

After the completion of the acquisition, Shenzhen Development Bank was renamed as the new Ping An Bank, and the new Ping An Bank was established to officially open for business. On June 26, 2019, eight banks, including Ping An Bank, launched the first batch of enterprise information networking verification systems.

Ping An Bank's debit card interbank withdrawal requires a handling fee.

Ping An Bank debit card card in the domestic ATM withdrawal fee of other banks:

A debit card is a bank card issued by the issuing bank to the cardholder, without a credit limit, and the cardholder deposits first and then uses it.

Debit cards are divided into debit cards, special cards, and stored-value cards according to their different functions. Debit cards cannot be overdrawn. Debit cards have the functions of transferring, depositing and withdrawing cash, and spending.

A special card is a debit card that can be used in a specific area for a specific purpose (other than the department store, restaurant, and entertainment industries), and has the functions of transferring money and depositing and withdrawing cash. A prepaid wallet-type debit card is a prepaid wallet-style debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and deducts the money directly from the card during the transaction.

A debit card is a bank card that does not have an overdraft function for depositing and then spending (or withdrawing cash). The functions of the debit card include basic functions such as transfer and settlement, cash deposit and withdrawal, and shopping and spending. It also adds many functions such as transfer, trading**, **, bill payment, etc., and also provides a large number of value-added services.

Debit cards can also be transferred and withdrawn via ATMs, and cannot be overdrawn, and the amount in the account is subject to interest on current deposits.

A debit card is what we call a savings card. The two point to the same thing, but we are used to calling it a savings card in our lives, which is the name from the perspective of the cardholder's savings and financial management, while the debit card is called from the perspective of bank expenditure records.

Debit cards are technical terms, cannot be overdrawn, and require deposits before withdrawing or spending. A debit card is different from a credit card, which is a credit card, which can be overdrawn. A debit card is a colloquial name for a debit card.

The debit card has a lot of functions, which can be used for current accounts, regular deposits and withdrawals, salary payment, treasury bond purchase, wealth management, signing third-party depository, power purchase, bill payment, card consumption, online banking inquiry, transfer, payment, and online payment.

Ping An Bank savings card, inter-bank ATM cash withdrawal does not require handling fees, and ATM cash withdrawals with UnionPay logo around the world do not require handling fees.

Yes, but the handling fee is ridiculously high, I took 100 yuan today and charged a handling fee of 2 yuan, by the way! I'm ready to cancel the card, Ping An Bank's handling fee is too much! And it's ridiculously high! ~！

Inter-bank cash withdrawals are subject to handling fees.

If we use Ping An Bank's debit card to withdraw cash, and use ATM domestic and non-local inter-bank withdrawals, we will charge a handling fee of 2 yuan + cash withdrawal amount, and ** users are exempt from the first 5 months, platinum, diamond and private banking.

Customers are exempted. If you use an ATM to withdraw money from overseas, UnionPay.

The network is 15 yuan, and the Mastercard network is 3 dollars.

Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a joint-stock commercial bank with cross-regional operations.

It is one of the 12 national joint-stock commercial banks in mainland China. The registered capital is RMB 100 million, and the total assets are nearly one trillion yuan.

Further information: Transfer accounts refers to a bank currency settlement method that does not directly use cash, but transfers money from the payment account to the receiving account through the bank to complete the currency receipt and payment. It has gradually developed along with the development of the banking industry.

When the settlement amount is large and the space distance is long, the use of transfer settlement can be more secure and fast. In modern society, the vast majority of commodity transactions and monetary payments are carried out through transfer settlement.

On March 28, 2019, the 24-hour post-arrival requirement will be abolished and real-time credit will be implemented.

Transfer Method. There are many ways to transfer and settle, which can be mainly divided into two categories: intra-city settlement and non-local settlement. Intra-city settlement includes cheque settlement, payment power of attorney settlement, intra-city collection and acceptance settlement, collection non-commitment settlement and limit check settlement, etc.; Non-local settlement includes non-local collection and acceptance settlement, non-local entrusted collection settlement, and exchange settlement.

Letter of credit settlement noisy and limit settlement, etc.

Mobile transfers. Domestic commercial banks have opened their own mobile banking.

Such as China Merchants Bank.

Carry out mobile banking transfer and remittance activities for three years. Contracted customers of mobile banking can enjoy the preferential treatment of transfer and remittance fees for CMB intra-city, CMB non-local, inter-bank intra-city and inter-bank transfer and remittance business through iPhone version, Android version, HTML web version of mobile banking or iPad banking.

On February 25, 2016, the five banks of industry, agriculture, China, construction and communications held a conference on "Strengthening Account Management and Promoting Inclusive Finance".

Joint press conference. Handling fee is waived for domestic RMB transfers and remittances handled by customers through mobile banking, and for domestic RMB online banking with customers below 5,000 yuan.

Transfers and remittances are exempt from handling fees to reduce customer expenses.

Handling principles. Units that handle transfer settlement by bank and transfer settlement at the bank shall follow the principle of settling money and goods, safeguarding the legitimate rights and interests of both parties receiving and paying, and not making advances by banks. In addition, the transfer settlement should also comply with the relevant national regulations.

Scope of application. As a bank settlement method, transfer has a wide range of applications. Transfers and settlements can be made between Douzhicheng and other places, between unit accounts and unit accounts, between unit accounts and personal accounts, and between personal accounts and personal accounts.

A fee is required. 1. What is Ping An Bank?

Ping An Bank, whose full name is Ping An Bank Co., Ltd., is a national joint-stock commercial bank headquartered in Shenzhen, which mainly provides users with a full range of banking and financial services such as wealth management, loans, and credit cards. Ping An Bank is affiliated to Ping An Group, which includes bankers, insurance and other aspects.

2. Ping An Bank's inter-bank withdrawal is divided into debit card withdrawal and credit card cash withdrawal, and the inter-bank withdrawal fee is different for different bank card types.

1. Debit card cash withdrawal: Under normal circumstances, the first base of inter-bank withdrawal using ATM in China is charged at 2 yuan + cash withdrawal amount*, ** customers are exempted for the first 5 months, platinum, diamond and private banking customers are exempted; ATM overseas non-local withdrawal UnionPay network 15 yuan, MasterCard network 3 US dollars.

2. Credit card cash withdrawal: A handling fee will be charged according to the cash withdrawal amount, with a minimum charge of $3 and a maximum charge of RMB 25. In addition, interest will be charged for credit card cash withdrawals.

3. The latest policy on handling fees for inter-bank withdrawals between different banks:

In February 2016, five large state-owned banks, namely ICBC, Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications, jointly announced that mobile banking would be exempt from handling fees for domestic transfers and remittances. Starting from 1 April, domestic RMB transfers and remittances via BOC Personal Internet Banking will be free of charge, and customers can enjoy zero handling fees for intra-bank remittances or inter-bank remittances, regardless of the amount. In July, the "Commercial Bank Network Finance Alliance" jointly initiated by 12 national joint-stock commercial banks, including China CITIC Bank, China Merchants Bank, China Everbright Bank, Huaxia Bank, Guangfa Bank, Industrial Bank and Shanghai Pudong Development Bank, was formally established.

The alliance announced that it will implement free mutual recognition of accounts between alliances, and free handling fees for inter-bank transfers through electronic channels such as mobile banking and personal online banking.

However, small banks such as Nanyue Bank, Bank of Xiamen, Bank of Changsha, Nanchong Commercial Bank, Zhejiang Mintai Commercial Bank, Harbin Bank and other small banks do not spend money on global ATM withdrawals.