What is the treatment of the Bank of Communications black card, and what is the black card of the Ba

Function. 1. Three basic functions: credit consumption, cash advance, transfer settlement;

2. Real credit card: consume first, repay later;

Expenses. Late fee: 5% of the outstanding portion of the minimum payment in each instalment;

Overlimit Fee: 5% of the portion exceeding the credit limit;

Local peer withdrawal: 1% of the transaction amount, with a minimum charge of 3 yuan;

Local inter-bank cash withdrawal: 1% of the transaction amount, with a minimum charge of RMB 3;

Non-local cash withdrawal: 1% of the transaction amount, the minimum fee is 3 yuan;

Non-local inter-bank withdrawal: 1% of the transaction amount, the minimum fee is 3 yuan;

Overseas UnionPay cash withdrawal: 1% of the transaction amount, with a minimum charge of RMB 15;

Overseas non-UnionPay cash withdrawal: 1% of the transaction amount, with a minimum fee of US$3 and a maximum of US$30;

Overseas emergency cash withdrawal: 1% of the transaction amount, with a minimum fee of 3 USD;

Refund of local peer overpayment: 1% of the transaction amount, minimum USD 3 minimum charge of USD 3, maximum charge of USD 30;

Refund of local inter-bank overpayment: 1% of the transaction amount, with a minimum charge of US$3, a minimum of US$3, and a maximum of US$30;

Redemption of overpayment for non-local peers: 1% of the transaction amount, with a minimum charge of US$3, a minimum of RMB3, and a maximum of US$30;

Redemption of non-local inter-bank overpayment: 1% of the transaction amount, the minimum charge is US$3, the minimum fee is RMB3, and the maximum fee is US$30;

Overseas UnionPay overpayment refund: 1% of the transaction amount, the minimum fee is US$3, the minimum fee is RMB15, and the maximum fee is US$30;

Overseas non-UnionPay overpayment refund: 1% of the transaction amount, with a minimum fee of US$3 and a maximum of US$30;

Handling fee for overseas emergency card replacement: US$175, gold card loss report fee 0 yuan, general card loss report fee 35 USD; [1]

Cost of card replacement: 20 yuan;

Courier fee: 20 yuan;

Handling fee for supplementary (mailing) statements: 5 yuan per copy;

Loss reporting fee: 50 yuan;

Handling fee for password reset letter: 20 yuan;

Access to domestic purchase orders: 6 yuan 6 yuan;

Access to foreign purchase forms: $6 for dual currency cards and $6 for dual currency cards;

Bank of Communications Black Card is a bank card launched by Bank of Communications for some distinguished customers. However, to apply for a black card from Bank of Communications, a series of conditions need to be met, and only users who meet the requirements can apply. Generally, the applicant needs to accumulate a certain amount of assets in the bank, and the applicant also needs to have a regular working income and meet some other conditions stipulated by the bank.

After applying, you can enjoy many priority services provided by the bank, and you can enjoy priority services when you go to the bank to handle business, and you can handle it directly in the VIP channel, without waiting in line. At the same time, users with black cards have SMS reminders when they use black cards for consumption, which is convenient for users to repay and check some businesses, so black card users can enjoy a lot of priority services.

Jin Huiming Pai Card has assets of 50,000 yuan, while Heihuai Wu Card has assets of 500,000 yuan, and the level is different.

The black card, that is, the Ward Card, is the highest level VIP of Bank of Communications, and enjoys many services.

There are two types of black cards, one is the Y-Power credit card (campus version), the credit limit of the card The credit limit can reach up to 10,000 yuan, and the cardholder is exempt from annual fees during the school period.

The other is the Y-Power credit card, which can be repaid in installments, cash, and loans;

Gold cards are divided into Standard Platinum and Priority Platinum.

The Standard Platinum Card is entitled to the following benefits.

Youyi Platinum Card mainly enjoys the following benefits:

The Bank of Communications Black Card Savings Card is the most advanced VIP card of the Bank of Communications, which is often referred to by cardholders as the platinum card. The highest credit card of Bank of Communications is a platinum card, and the black card savings card of Bank of Communications also belongs to this scope of business. The black card is only eligible for applications for those who have assets of 500,000 yuan, and the core use of high-end savings cards is that there is no handling fee for inter-bank withdrawals in different places.