P2P is thundering, how to recover the investment

One word, difficult. I can only go to report the crime first.

Immediately print the loan agreement, screenshot subject record, personal account record, and investment record while the ** can still be opened.

If the platform is in the same city as you, immediately go to the platform door, and the sooner you go at this time, the more likely you are to get some of your money back.

If you are not in a city, then join the rights protection group first.

Report the case to the economic investigation department of the area to which the platform belongs in person or by entrusting others.

Keep an eye on the progress of the investigation.

First of all, it depends on how the platform is handled, whether it is a benign exit or a loss of contact. Some conscience platforms will still pay, but it takes a long time. If it really doesn't work, call the police to deal with it.

Yindou announced that after 4 years and 178 days of operation, Li Yonggang, the actual controller of Yindou, lost contact, and the funds could not be redeemed temporarily, and Yindou stopped operating from now on. The platform has reported the case and will cooperate with the public security organs to arrest Li Yonggang, recover the funds, and make up for the losses of investors to the greatest extent.

In recent years, P2P online lending platforms have been exploding. This is the latest together. After the majority of investors saw it, they wanted to ask two questions: 1What legal responsibility will Li Yonggang bear? 2.What about your own investment? How much damage can be recovered?

Conviction and sentencing ultimately need to be decided by the judicial authorities, but according to various reports, Yindou and Li Yonggang are likely to be suspected of fund-raising fraud or illegally absorbing public deposits. After the public security organs file a case, it is likely that Li Yonggang will be wanted or pursued as a fugitive.

It is not known whether Li Yonggang has left the country. If you leave the country, it will be very difficult to capture. Since international extradition would be involved, it would depend on whether there was an extradition or mutual legal assistance agreement between the two countries. If not, judicial or diplomatic mediation is required, and the arrest is bound to be protracted.

As for the investor's investment, it will not be able to be repaid in the short term. The platform has stopped the payment, and the public security organs will also freeze the accounts and assets after the case is filed, and will only pay off in proportion to the court judgment after the court judgment takes effect. In fundraising cases, it often takes a long time to obtain an effective judgment.

During this period, all the investor can do is to take the contract, receipt, invoice or transfer record, go to the public security organ to report the case, and do a good job of investment registration.

As far as I have experience in a large number of fundraising cases in the past, the final settlement is not only protracted, but also the repayment rate is extremely low, rarely exceeding 30%. In other words, investors should be psychologically prepared for investment failure.

Internet finance was originally an important economic opportunity in recent years, but it has been corrupted by endless fundraising traps. The real economy is sluggish, but MLM companies and fundraisers** have changed their faces and debuted. The majority of investors must keep their eyes open, be optimistic about their pockets, and don't let their hard-earned money be squeezed dry!