The installment car spontaneously combusted, can the balance be repaid 5

Of course, it has to do with your integrity.

Hello, China Fast Law has the answer for you. Although it is a loan to buy a car, but when the vehicle is delivered, the risk of the vehicle is transferred to you, and you still need to repay the balance if the car is burned, otherwise there is a legal risk of being sued and you will bear civil liability. Hope it helps.

You have to pay it back, or the bank will sue you, and you have to pay it back.

Generally, it is a bank, and the loan is generally a bank

Whoever lends you will pay it back to whomever it is, is it the interest on a regular bank loan?

Probably not, can't you just pay back the balance and leave! If you take out a mortgage loan to buy a car at the beginning, it should not be a fraud if you don't make up facts and conceal the truth.

How to sell it with a mortgage, the sales contract is invalid.

Don't you have to pay back the bank money after the car is sold......

The car is already your own, whatever you do with it.

Generally, the cost of buying a car in installments is as follows:

1. Down payment, 30%-50%. (Confirm with the bank where you borrowed the loan, and if you have a credit card, directly with the credit card center.) )

2. All insurance, compulsory traffic insurance 950+ commercial insurance. According to the purchase amount of 100,000 yuan, Pacific Insurance, for example, is generally around 4,650 yuan. Car insurance**, vehicle violation inquiry, car insurance (including vehicle loss insurance 1680 yuan, car liability insurance (36 yuan for drivers, 93 yuan for passengers), 603 yuan for car theft insurance, 177 yuan for glass breakage insurance (domestic), additional insurance excluding free special terms 70 yuan, three liability insurance without deductible clauses of 146 yuan, theft without deductible clauses of 120 yuan, third-party commercial liability insurance of 978 yuan, body paint separate damage insurance of 360 yuan, self-admitted loss insurance of 112 yuan, The deductible clause is 252 yuan for car damage insurance and 19 yuan for car liability.

The above fees ignore the decimal places).

3. Purchase tax, 10% of the car price.

4, on the card, their own 150 yuan, 4S charge d'affaires 500 yuan.

5. In addition to the above fees, other fees are indiscriminately charged.

After the loan is settled, obtain the settlement certificate and vehicle registration certificate (green copy), revoke the mortgage materials, and go to the vehicle management office where the vehicle is located to go through the vehicle mortgage cancellation procedures with the ID card, driving license and the above materials.

After taking out a loan to buy a car, BAI can pay off the loan in one go

However, it is necessary to pay a certain amount of breach of contract according to the agreement. Liquidated damages for early repayment are mutually agreed terms in the contract between the borrower and the borrower, and a lump sum will be paid once the borrower has repaid the entire loan, or most of the principal, in advance within a specified time.

Liquidated damages are generally calculated as a percentage of the outstanding balance at the time of early repayment (generally 2% to 5%); or prescribe a number of months of interest. The maximum liquidated damages are subject to contract or law.

Car loans can be paid off early. However, in order to pay off the car loan in advance, in addition to requiring the applicant to have sufficient savings, it is also necessary to ask the applicant to allow before repayment.

Apply to the bank where the loan is made to repay the loan before the repayment period expires.

Because the car loan can be paid off in advance, as long as the bank agrees, it can be processed. If the individual does not apply, if the individual makes a lump sum repayment of enough money to the bank account, the bank will still debit the money as before.

Therefore, it is possible to pay off the car loan in advance by applying for a loan to buy a car, however, the borrower also needs to pay attention to the fact that there will be some liquidated damages in the middle before repaying the loan, and the borrower also needs to understand the relevant costs in advance and prepare in advance before repaying the loan in advance.

Yes, car loans are generally three years.

You can repay the loan in full after one year and one day.

Yes, it seems that you still need to pay liquidated damages.

Yes, you can go to the bank and pay off the remaining amount!

Article 8 When an employer recruits a worker, it shall truthfully inform the worker of the work content, working conditions, work location, and occupational hazards

The first beneficiary of the loan vehicle is generally the bank, and the insurance beneficiary, also known as the "insurance beneficiary", refers to the person designated by the insured or the policyholder to enjoy the right to claim insurance money in accordance with the insurance contract when the insured accident occurs or the agreed insurance period expires.

The third paragraph of Article 18 of the Insurance Law of the People's Republic of China clearly stipulates that "the beneficiary refers to the person who has the right to claim insurance money designated by the insured or the policyholder in the life insurance contract".

If it is scrapped, it has nothing to do with you, because the first beneficiary is the bank, you are mortgaged, the car does not belong to you, it belongs to the bank, and you have to pay the bank, and the actual value of the vehicle has been settled in cash, and there is no claim for a new car.

The claims process of insurance companies is different, and it is most accurate to call the insurance company** directly to consult manual services.