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The 4S store should have business dealings with the local insurance company, can't you directly ask the 4S store to help you apply for insurance? If your insurance company insists on reporting the accident on the spot, then you need to find a scene that matches the collision point of your car. Then report to the insurance company, generally speaking, the unilateral car damage accident below 2000, the insurance company will not require you to call the police, and wait for the insurance company's investigators to investigate on the spot, you can rest assured, you can be compensated.
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In fact, this loss, there is no need to go to the four S store, the bumper is not so expensive, and it is good to go to the accessories wholesale store to change it. Because the insurance is lost, the insurance premium will be ** when you renew the insurance next year, and the claim will be annoying.
Of course, if you make up a story, the insurance company will pay you, but it is not worth much.
I hope it helps.
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Let's be honest, if you tell them that you hit the wall, but there is no scene to deal with with 30% of the deductible. The situation of setting up the scene mentioned above is not unfounded, but if it is found to be a fake scene, they will refuse to pay compensation.
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First of all, I have to ask you, what kind of insurance do you have for your car?
If there is only compulsory insurance, then you can pay for it out of your own pocket.
If you have car damage insurance, you can pay for it by reporting it directly.
If there is a third responsibility, then ... I want to put it myself.
If it helps you, please give me the best
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The insurance company's compensation for traffic accidents is based on different traffic accident losses.
In the event of the death of the victim, the insurance company's compensation limit is within 110,000 yuan; If the victim suffers personal injury and needs to compensate for medical expenses, the corresponding compensation limit is within 10,000 yuan; If the traffic accident involves the loss of property, then the corresponding compensation limit is within 2,000 yuan; In the event of a traffic accident, if the insured is found to be not liable after being determined by the relevant public security traffic management department, and there is a death or disability without liability, the insurance company's compensation limit shall be within 11,000 yuan; The insured is not liable, but the compensation for medical expenses should be within 1,000 yuan. If the insured is not liable, but the compensation involves property damage, the compensation limit should be within 100 yuan.
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Click on my avatar to see Jian Chong Yinsuke, and take you to understand the car condition query method! Professional query [Accident Accident Record], [Talking about 4S Maintenance Record], etc., the data is accurate and the report is issued in seconds!
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Click on my avatar to see the introduction, and take you to understand the car condition inquiry method! Professional query [accident record], [4S maintenance record], etc., the data is accurate and the report is made in seconds!
If the Xinhua insurance purchased by the friends allows you to apply for a claim online, you can sort out the information on the claim after the accident, and then submit an application to the insurance company for a claim. For the specific requirements and required information of Xinhua Insurance claims, you can call the customer service of the insurance company for consultation.
In the spirit of the contract, even if it is half a day or a year, it is impossible for the insurance company to refuse the claim, but the claim takes time, about seven days, which should be the claims adjuster is afraid that the progress of the claim approval will not be completed in these days, so let the renewal be made.
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