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Yes, you have to go to the bank to open this business, which used to be opened after half a month of registration, but now it can be opened in time.
If you do not have online banking, you can only check the account amount and transaction clearing.
If you want to make electronic payments, you must open online banking.
There are 2 ways to pay electronically:
1. Through an electronic payment card (a one-pass number similar to your card number, you need to apply for it online at the bank's official website and use it to pay for online business).
2. Through the electronic customer authentication certificate (after opening online banking, the bank will give you a key, and you can get a customer authentication certificate after entering the key according to the prompts on its official network, which is a certification of your identity, please pay attention to safety when using, do not install your customer authentication certificate or operation record on the Internet café or stranger's machine, otherwise the money in your card will not fly appropriately.
Oh That's all it takes, I'm a 3rd year student majoring in e-commerce, and I've been using the business of the Agricultural Bank of China before, this is my personal experience.
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100% no, because we have asked many times before, we must go to the counter, bring all the ID cards and some documents, if the amount is relatively large, we have to open the U shield. For specific situations, it is recommended that you call the customer service of each bank**.
But one thing is, you can't go to the counter.
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ICBC can be opened directly online, but it can only be used for online shopping and balance inquiry, if you want to carry out transfer business and other others, you must go to the counter with your ID card and bank card!
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Go to the counter to open online banking first.
Then go to the official ** of the bank to apply for online banking, (which is equivalent to registering a username and password for online banking).
Then you can use it, and you can't register online if you don't open online banking over the counter.
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If you don't sign a contract at the counter, you can only check the balance and details through online banking.
If you want to transfer, pay, or other business that involves the payment of funds, you must go to the counter to sign a contract. Yes.
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It depends on what kind of bank yours is, I don't know anything else, but if you have a Golden Harvest card from the Agricultural Bank of China, you can apply for an electronic payment card online, I think it's very convenient, I have used this to pay online many times.
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Some banks don't have to go to the counter.
In the past, the ICBC card used by the school was directly opened online.
When you get to the counter, people won't do this for you, let you go online by yourself.
You are welcome to apply for a UnionPay standard debit card at any branch of Agricultural Bank of China with your ID card, and then you can apply for online banking, and the bank's teller will help you complete the specific steps.
You know what to ask.
Business Mine is just 10 quick money. >>>More
The first step is to open the official website of CCB and click on the official website of CCB to enter the homepage. >>>More
ICBC is relatively common and safer.
Take the Industrial Bank as an example: Before opening online banking, I can apply for a debit card (Peony Lingtong card or e-era card) with my ID card (minors without ID cards can hold a household registration booklet) to ICBC first, with an annual fee of 10 yuan But if the average daily balance of the card does not reach 300 yuan, a small account management fee of 3 yuan will be charged every quarter ICBC's online banking annual fee is 12 yuan, which is currently exempt If you apply for U shield, Huahong 60 yuan and 68 yuan, G&D and Goldpac 76 yuan, and the production cost of the electronic password card is 2 yuan, and some areas are exempt First, Open online banking and e-commerce functions at the ICBC counter, otherwise after logging in to the online banking, you can only make inquiries, and you can't transfer money and pay externally Second, log in. >>>More