When Huabei charges a handling fee, why are merchants willing to pay it?

Many people like to use Huabei if they have money. If a store does not support Huabei transactions, it may lose a lot of customer orders.

Because they pay this fee, it will bring them a bigger profit.

Because everyone has become accustomed to it, people's living habits and payment methods have become accustomed to it, and there is no way for merchants to operate.

Because some merchants are just there to apply this platform to earn profits.

Because in this way, merchants can collect money through multiple channels and make it more convenient.

Because now the public uses this, it can be regarded as forced to conform to the public.

As a mainstream mobile payment app, Alipay has become a popular payment software. And Huabei is also loved by users. Mobile phone payment, from Yue Bao to Huabei red envelopes, slowly guides users.

But who pays for them? As a businessman, Ma Yun will definitely not do business at a loss, and the money spilled by Alipay must be slowly recovering.

After opening Alipay flower payment, Alipay must pay a certain percentage of the fee to Alipay. Tmall merchants are required to pay transaction fees. **Merchants are required to pay a processing fee at a rate of 1%.

From 1%, although the amount may not seem very large, if the merchant has a relatively large transaction volume, there is also a considerable amount of processing fees to be paid every day. For example, if Tmall** spends 100,000 days a day, the merchant will pay Alipay 800 yuan, and the monthly cost is about 24,000 yuan, which is equivalent to 3 human wages.

Since the handling fee is so expensive, why doesn't the merchant raise an objection? Are you willing to be prosecuted? What advantages does Alipay bring to enterprises?

After the opening of North China, ** or Tmall stores have obvious traffic support, but in fact, many merchants have opened North China payment. ** And Tmall often launches some North China activities. Gain customer traffic and transactionsIf you open the payment function, you can participate in various large-scale and industry activities in the "Installment Purchase" activity to increase the sales volume of the store.

In this way, while paying the handling fee, the customer flow and transaction probability are obtainedCoupled with the store's ** rate, this cannot make merchants lose too much money, and even improve sales efficiency.

Because it's the same when you go to the bank for a loan, the charges are all reasonable.

Buyers who use Huabei to pay will be charged a handling fee according to the transaction amount, Tmall: **: 1% Huabei money collection code handling fee, etc., which is subject to the actual service fee for opening Huabei money collection service.

Hello Because it is free for merchants to join the online payment, and the transaction requires a handling fee. The handling fee for the order paid by the buyer using Huabei is borne by the seller, and the handling fee rate is 1% of the transaction amount, and the handling fee will be automatically deducted after the order transaction is successful.

When a buyer uses Huabei to pay, Alipay will charge the merchant a handling fee for the order amount.

For example, if a customer pays 100 yuan with Huabei, the handling fee charged is yuan, and the merchant actually collects yuan.

Why does Huabei charge merchant fees?

Hello Because it is free for merchants to join the online payment, and the transaction requires a handling fee. The handling fee for the order paid by the buyer using Huabei is borne by the seller, and the handling fee rate is 1% of the transaction amount, and the handling fee will be automatically deducted after the order transaction is successful.

When a buyer uses Huabei to pay, Alipay will charge the merchant a handling fee for the order amount.

For example, if a customer pays 100 yuan with Huabei, the handling fee charged is yuan, and the merchant actually collects yuan.

Huabei collection service fee refers to the fact that after the merchant opens the Huabei collection function, the merchant needs to pay a certain service fee when consumers use Huabei to pay, but Huabei will regularly launch preferential collection activities, such as Huabei money collection orders generated before August 31, 2022, and Huabei orders within 150 yuan are exempt from service fees.

Users should repay on time after daily use of Huabei consumption, and there can be no overdue repayment, because penalty interest will be generated after overdue repayment, which increases the cost of repayment, and then the platform will collect after Huabei is overdue, and the common collection method is to call the borrower**, which will always urge the user to return the arrears.

When Huabei cannot be repaid on time after use, users can use the installment repayment or deferred repayment provided by the platform, of which Huabei's installment handling fee is 3 installment handling fees, 6 handling fees, and 12 handling fees. Deferred repayment will be charged according to the amount deferred by the user.

It should be noted that the deferred repayment of Huabei can only be postponed once, and it must be fully repaid on the next repayment date, and it is not allowed to be extended again. Then there is the fact that Huabei installment repayment and deferred repayment can only be applied for between the bill date and the repayment date, and cannot be applied for at other times, and can be returned in advance after processing.

Extended Information] Huabei is a consumer credit product launched by Ant Financial in April 2015, and users can get a consumption limit ranging from 500 to 50,000 yuan after applying for it.

When consuming, users can advance the amount of Ant Huabei and enjoy the shopping experience of "consume first, pay later". On August 4, 2016, Ant Huabei's consumer credit asset-backed ** project was listed on the Shanghai ** Stock Exchange, becoming the first Internet consumer finance ABS on the Shanghai Stock Exchange.

Huabei is an online shopping service provided by Ant Micro Loan to consumers to "buy this month and repay next month" (repay next month after confirming receipt). Most of the merchants or products on Tmall and ** support Huabei services, and whether the specific products can be purchased using Huabei is subject to the display on the cashier page. Huabei products have been officially launched, and the user group is gradually expanding.

After confirming the receipt, the user can repay the loan before the 10th of the next month, and can use the Alipay account balance, the savings card bound to the account to make quick repayment, or the automatic repayment of Yuebao, or take the initiative to repay.

Summary. Hello, the handling fee that needs to be paid when using Huabei to pay is charged to the merchant.

I paid 4,200 yuan for Alipay Huabei today, how can I ask the merchant for a handling fee of more than 200,000 yuan.

I paid 4,200 yuan for Alipay Huabei today, how can I ask the merchant for a handling fee of more than 200,000 yuan.

Hello, the handling fee that needs to be paid when using Huabei to pay is charged to the merchant.

The so-called "Huabei payment service fee" is actually the handling fee that needs to be paid when using Huabei trembling pants to pay. However, you need to note that the fee is not borne by the user (the user only needs to repay the consumption principal within the specified period), but by the merchant who has opened the Huabei money collection function.

How to ask for a handling fee of more than 200,000 yuan.

From the date of Peiyin to August 31, 2022, Huabei will launch a rate activity, and orders with a loss of less than 150 yuan (inclusive) in a single valid code of Huabei can enjoy free service fee discounts; Orders exceeding 150 yuan enjoy preferential service rates.

There will be no handling fee of more than 200,000 yuan.

But the merchant came to me and said that it was more than 200,000.

If you encounter this problem, hurry up and hit Alipay** to see what's going on.

You're a paying customer, right? It has nothing to do with you.

Asking the merchant to contact Alipay customer service by himself must be a problem.

I paid at the supermarket.

The customer pays with Huabei and the merchant has a handling fee, and the handling fee is charged according to the amount of the merchant's pen, that is to say, the customer pays 100 yuan with Huabei, and the merchant has to bear the handling fee of yuan.

Is it to let the merchant hook up with Alipay.

Yes, let the merchant and Alipay's customer service contact and communicate, because you have already paid your money, and it has nothing to do with you.

Buyers use Huabei, and sellers need to bear 1% handling fees. After the buyer confirms the receipt, Alipay will be automatically deducted.

If the buyer refunds the return before confirming the receipt, the handling fee will be refunded to the seller after the refund is successful.

In the event of a refund or return that occurs after the receipt of the goods is confirmed, the seller handling fee will not be refunded.

If the seller refuses to provide Huabei services or asks for additional service fees, it is a violation, and the buyer can initiate a complaint for violating the commitment, and 4 points will be deducted if the complaint is established.

Huabei. The collection service fee refers to the fee that users need to pay when using credit cards or Huabei channels to collect money after opening the collection service of Huabei and credit cards. The service fee for Huabei collection is generally charged for each transaction amount collected by credit card and Huabei channel.

1. Open the mobile phone interface and click the "Alipay" icon.

2. In the interface that opens, click on the "Payment" option.

3. In the interface that opens, click on the "Merchant Services" option.

4. In the interface that opens, click the "Settings" button.

5. In the interface of the settings that opens, click on the "Huabei Collect Money" option.

6. In the interface that opens, click on the "Huabei Money Collection Service" option.

7. In the interface that opens, open the slider behind "Huabei Money Collection Service". You can see the official description that there is a service charge.

Summary. Hello dear! At present, the standard of Alipay Huabei collection fee is:

If offline merchants collect money through Huabei, they will be charged according to the amount of each transaction; **The seller has opened the Huabei money collection service, and the merchant will be charged a service fee of 1% of the transaction amount for each transaction; Tmall sellers have opened the Huabei money collection service, and each transaction will charge the merchant a service fee according to the transaction amount.

Hello dear! At present, the standard of Alipay's Huazhao Loss Collection Fee is: if offline merchants collect money through Huabei, they will be charged according to the amount of each transaction; **The seller opens and brings the Huabei money collection service, and the merchant will be charged a service fee of 1% of the transaction amount for each transaction; Tmall sellers have opened the Huabei money collection service, and each transaction will charge the merchant a service fee according to the transaction amount.

Dear, the merchant charges a handling fee for Huabei Qing socks. The user pays through Huabei to charge a handling fee, and the fee is usually paid by the payee, that is, the merchant pays by the chain, and the customer does not need to pay.

For example, if the merchant collects a sum of 100 through Huabei, then the handling fee to be paid by the offline merchant and the ** seller is 8 cents; **The processing fee to be paid by the seller is 1 dollar. As of August 30, 2022, a single transaction amount of no more than 150 can be exempted from handling fees, and each transaction exceeding it will be charged at the rate of the old fee.