It is rumored on the Internet that financial institutions, especially banks, are going to cut salari

It is rumored on the Internet that financial institutions, especially banks, are going to cut salaries sharply, how did the four major banks respond?

I don't feel like it's like it's going to be on the Internet.

Because we all know that today's banks, in fact, their employee income is still higher than normal other jobs. So in this case, there are many people who think that the position of the bank is actually good, if you work in the bank, the income may be relatively high, and the room for promotion is relatively large, so there are many people who choose to work in such a department for long-term development, in fact, this is also a very good space, at least in the eyes of many people, the overall efficiency and income level of this position is still very good, and most people can also adapt to such a living environment.

But according to some information uploaded on the Internet, it may be that the level of the company may decline, in fact, I feel that this is unlikely, because we all know that the current economy is constantly developing, in the process of development, so I feel that in this case, there may be some specific situations.

Because the economy is now developing, so in the process of economic development, it is possible to increase everyone's income level, and after the income level increases, it is possible to drive the overall income is also a process of constant change, and the process of increasing income will also make everyone feel that their salary income has also increased, so in this case, whether it is a bank or other work departments, there is a process of income increase. And after the increase of this food, it may also lead to an increase in the overall level.

So I think in this case, maybe its overall income level is also a continuous process of improvement, and in this progress, it is possible that their overall income level will also have an improvement compared to before, so I don't feel that there will be such a process of income level reduction, because in most cases, the income level may also be a continuous process, and in most cases, this level may also be a continuous development.

If they are out of this income level, other aspects may be more restricted, so I feel that their income level as a whole is a relatively forward process, and in most cases, the effect may be very good, but if they are out of this process, other aspects may be more restricted, so no matter which process, no matter which aspect may be subject to a large range of improvement process, So I feel that in this case, it is possible to make a relatively big improvement in the overall situation.

Recently, rumors on the Internet about state-owned financial institutions to cut salaries have sparked heated discussions. A chat record shows that in response to policy requirements, the country's financial industry should all reduce salaries, and people in the banking industry generally said that salary cuts have been "normal", and even some grassroots practitioners lamented that there is "no way to reduce them".

Changsha Evening News, Changsha, August 7 According to @Xinhua News Recently, it was rumored on the Internet that the banking industry was going to cut salaries. In response, the four major banks made an official response.

According to Xinhua News Agency on the 6th, the Industrial and Commercial Bank of China, the Agricultural Bank of China, the Bank of China, and the China Construction Bank responded to the salary issue on the 6th. <>

The Industrial and Commercial Bank of China said that in 2019, according to the first deployment, the Ministry of Finance promoted the implementation of the reform of the wage determination mechanism of state-owned financial enterprises, and approved the total salary in accordance with the principle of marketization. The total salary is linked to the overall business situation, and the decision is made after the implementation of the corporate governance procedure. Up to now, ICBC has no unified salary reduction arrangement.

According to the Agricultural Bank of China, the total salary of the Agricultural Bank of China in 2019 was approved in accordance with the reform policy of the wage determination mechanism of state-owned financial enterprises of the Ministry of Finance, followed the basic direction of marketization and the relevant requirements of the corporate governance mechanism, and grew in tandem with the economic benefits of the Agricultural Bank of China. There are currently no plans or arrangements for a pay cut this year. <>

Bank of China said that in 2019, according to the work deployment, the Ministry of Finance promoted the implementation of the reform of the wage determination mechanism of state-owned financial enterprises, and approved the total salary of enterprises in accordance with the principle of marketization. In accordance with the policies and regulations after the reform, the Bank of China determines the salary expenses through the corporate governance process, and the wages of employees and the efficiency of the enterprise have increased simultaneously. At present, there is no salary reduction arrangement in the BOC's payroll expense budget.

China Construction Bank said that the total salary of CCB is approved in accordance with the wage determination mechanism of state-owned financial enterprises formulated by the Ministry of Finance, and follows the basic principles of marketization and corporate governance requirements, and the wage growth in 2019 is in line with the profit growth. Since 2020, the novel coronavirus pneumonia epidemic has had a huge impact on the global and Chinese economies, and CCB has actively supported the work of "six stability" and "six guarantees", stepped up its efforts to make profits to the real economy, and worked with enterprises to overcome difficulties and achieve symbiosis and common prosperity. There are no plans for a pay cut at this time.

It is rumored on the Internet that financial institutions, especially banks, are going to cut salaries significantly, and the four major banks responded that the salary cut was a joint decision, and it was also a last resort in order to maintain the better development of the bank!

The response of the four major banks is that this matter is being studied and has not yet been completely determined, so they should generally not listen to rumors.

The big four banks are unanimously responding not to cut salaries, as before. However, in my opinion, ABC's welfare package is the best.

Recently, a chat record of a financial institution's salary cut circulated in the circle of friends. The chat record revealed that in response to policy requirements, the country's financial industry should reduce salaries as a whole, including China CITIC Bank and China Construction Bank to cut salaries respectively. In this regard, the four major industries have given their own responses.

Is the iron rice bowl really not iron?

A number of pieces of information confirm that Ping An Bank's salary cut mainly involves the retail line, and the internal caliber is "performance is not up to standard", and the analysis believes that it includes the following two factors:

First, non-performing loans are rising.

Ping An Bank is one of the earliest and most successful joint-stock banks in the transformation of retail business among the major banks in China.

Although the high interest rate has been criticized, the fast approval and high quota have solved the problem of difficult loans in the market to a certain extent.

With the continuous downturn of the economic situation, the production and operation of many individual industrial and commercial households and small and micro business owners have taken a sharp turn for the worse, and the lack of cash flow has caused difficulties in repayment, and the repayment of related personal loan business has been affected.

Second, the scale of wealth management products is difficult to meet expectations.

With the intensification of competition in the industry, it is difficult for people to earn money and increase their willingness to save under the downward pressure of the economy.

The salary cut is mainly due to the deferred bonus from July to September.

In addition to the basic salary, the performance bonus is the largest part of the salary payment of bank employees.

The bonus is 6% off, which will inevitably cause the overall income to shrink significantly.

Moreover, the future bonus payment has not yet been determined, and it will be adjusted according to the performance situation, which will undoubtedly give the retail employees who are trembling in the principal a blow to the head, and suddenly feel that they have lost confidence in the future.

It can be seen that Ping An's senior management has been dissatisfied with the substandard retail business to a certain extent, and has taken advantage of the "salary reduction order" to punish retail line employees in disguise.

Compensation has been reduced proportionately, and in absolute terms, it is still the executives who will be most affected.

However, it is the ordinary employees who have limited income that can feel the most real pain.

The salary cut does not involve corporate loans, interbank business and other departments for the time being, and it is unknown whether the scope of the salary cut will be expanded in the future.

However, the symbolism of this salary cut is even more significant, and many other banks are also gearing up and eager to try.

Ping An Bank is known in the industry for its flexible management mechanism and smooth and fast government orders, and the response speed is also the fastest.

On the other hand, other banks, such as non-performing retail loans, bad corporate loans, sluggish deposit growth, shrinking wealth management scale, and other problems, are different, but every family has a difficult scripture.

If all of them learn from Ping An's approach, it will undoubtedly be another big blow to the already fragile banking system.

Of course, the decision-making process for most banks is likely to be quite cautious and slow, and it will take time for a general pay cut to take time.

According to the economic situation this year, some netizens judged that the four major banks may have a wave of salary cuts this year, and the four major banks responded after the discussion that there is no plan to cut salaries.

Of course it's possible, because only half of this year has passed, the rest of the time depends on the performance of major banks, if the performance is good, there will definitely be no salary cut; If it's not good, then there will definitely be a pay cut. After all, banks eat interest rate differentials, and if they don't have so many deposits or loans, where can they get so much money to pay salaries?

If there is a salary cut, many people will not leaveAlthough I know that the salary will drop some or even a lot, I may not find a better job than the bank, if not, then, if you stay in the bank, at least there is the possibility of a salary increase in the future.

The economic environment outside is not very good, the epidemic is still on, and it will definitely be very difficult to find a job, if there is no considerable wayResigning now is not a good way to goPatience, then, is a must.

If the bank wants to cut salaries, it must be a general reduction, since everyone has reduced salaries, why can't it be accepted? In ancient times, it was said that there was no poverty and inequality。Everyone has reduced their salaries, and they have been comforted psychologically, but in the future, when the economic environment improves, the salary will rise back.

This is also the reason why many people clearly know that they will not leave with a salary cut.

Not to mention, nowThe big four banks have made it clear that there are no plans to cut salaries in the near future, which at least reassures the peopleOf course, the flow of personnel between banks is very normal, but the flow of extraordinary times may bring large fluctuations, which is one of the reasons why the four major banks collectively stated.

The four major banks are standing still for the time being, and I don't know if other commercial banks will follow the same pace as the four major banks, if so, it would be better, if not, then they will have their own destiny. What do you think?

Banks should be going to collectively reduce salaries, because now the banking industry has also been affected, so it will reduce employee salaries.

It's not all, it's just that the salary allocated to front-line employees will be relatively high, and the salary will be higher for employees with strong business ability and sales ability, and the salary will be relatively low for those who have no performance or whose performance is not up to standard.

No. Because the big four banks have responded recently, saying that they have no plans to cut salaries. This also reassured bank employees.

Blow, our ABC's second-quarter performance has been fulfilled so far.

Today let's talk about the topic of industry income.

There is a lot of news that the financial industry across the country will collectively cut wages, and the China CITIC Bank and China Construction Bank, which have been named to cut salaries, will have a salary cut of 20 to 30 percent. As soon as this news came out, it can be said that it made the already bad financial industry even worse this year. But for this message, it is not known whether the message is accurate.

You know, the banking profession has always been the impression in people's minds that it is a good profession that only enters but does not leave, and many people want to work in the bank, because the bank's welfare number, high income, is a golden job in people's eyes.

But in any case, no matter what industry it is, salary is the hard-earned money of every employee, and not arrears of salary is the most important thing for an enterprise to do. The news of the salary cut was responded to by the four major banks, and a stone in the hearts of bank employees can be regarded as falling to the ground, so they can work with peace of mind without worrying about being cut in salary.

Due to the impact of the epidemic this year, the banking business has declined severely, and the bank's employees have achieved much less business success, so the bank's salary is low this year.

Because of the impact of the epidemic this year, the economy is in a downturn. Deposits are reduced, loans are reduced, and life in the bank is not easy.

The four major banks said that there is no salary reduction arrangement at present, and the low salary of the bank this year is because the business turnover of the salesmen of many banks has decreased, so the commission of the bank clerks has been reduced, so the salary is less!