What are the financial institutions? What are the financial institutions?

Financial institutions include banks, companies, insurance companies, trust and investment companies and management companies, etc. At the same time, it also refers to the relevant lending institutions, which issue loans to companies that carry out financial turnover of customers.

1. It is divided into four categories according to status and function:

The first category, ** bank, China's ** bank, is the People's Bank of China.

The second category is banks. Including policy banks, commercial banks, and village and township banks.

The third category is non-bank financial institutions. It mainly includes state-owned and joint-stock insurance companies, urban credit cooperatives, ** companies (investment banks), finance companies, third-party wealth management companies, etc.

The fourth category is foreign-funded, overseas Chinese-funded and Sino-foreign joint venture financial institutions established in China.

2. According to the management status of financial institutions, they can be divided into financial regulators and financial enterprises subject to supervision. For example, the People's Bank of China, the Banking Regulatory Commission, the China Insurance Regulatory Commission, and the ** Regulatory Commission are institutions that exercise financial regulatory power on behalf of the state, and all other financial enterprises such as banks, ** companies and insurance companies must be subject to their supervision and management.

3. According to whether it can accept deposits from the public, it can be divided into depository financial institutions and non-depository financial institutions. Depository financial institutions mainly borrow money from the public in the form of deposits, such as commercial banks, savings and loan associations, cooperative savings banks and credit cooperatives, etc., while non-depository financial institutions are not allowed to absorb savings deposits from the public, such as insurance companies, trust financial institutions, policy banks and various ** companies, finance companies, etc.

4. According to whether it undertakes the task of national policy financing, it can be divided into policy financial institutions and non-policy financial institutions. Policy financial institutions refer to:

Institutions founded by ** investment and engaged in financial activities in accordance with ** intentions and plans. Non-policy financial institutions do not undertake the country's policy financing tasks.

5. According to whether it belongs to the banking system, it can be divided into banking financial institutions and non-bank financial institutions; According to the country-specific nature of the capital contribution, it can be divided into domestic financial institutions, foreign financial institutions and joint venture financial institutions; According to the country to which it belongs, it can also be divided into domestic financial institutions, foreign financial institutions and international financial institutions.

What are the financial institutions? 1. 1 development financial institution: China Development Bank.

2. 2 policy banks: Export-Import Bank of China and Agricultural Development Bank of China.

3. There are 6 large state-owned commercial banks: Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, and Postal Savings Bank.

4. There are 12 joint-stock commercial banks: China CITIC Bank, China Everbright Bank, China Merchants Bank, Shanghai Pudong Development Bank, Minsheng Bank, Huaxia Bank, Ping An Bank, Industrial Bank, Guangfa Bank, Bohai Bank, Zheshang Bank and Hengfeng Bank.

5. 1 Housing Savings Bank: Sino-German Housing Savings Bank.

6. City commercial banks: 130 (3 fewer than at the end of 2020).

7. Private banks: 19.

8. Village and township banks: 1,642 (5 more than the end of 2020).

9. Rural commercial banks: 1,569 (30 more than the end of 2020).

10. Rural credit cooperatives: 609 (32 fewer than the end of 2020).

Ten. 1. Rural cooperative banks: 26 (1 fewer than the end of 2020).

Ten. 2. Foreign-funded corporate banks: 41.

Banks, credit unions, insurance companies, investment guarantee companies, financing companies, pawn shops are all there.

Financial institutions refer to financial intermediaries engaged in the financial services industry, which are part of the financial system, and the financial services industry (banking, insurance, trust, etc.) correspondingly.

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Financial enterprises mainly include banking, insurance, trust, and so on.

The financial industry refers to the capital cooperatives related to banks, including the insurance industry, and in addition to industrial economic activities, other economic related industries are financial industries.

Financial enterprises refer to those enterprises that need to obtain the appropriate regulatory authority to carry out financial business.

1) Policy banks, commercial banks, rural cooperative banks, urban credit cooperatives, and rural credit cooperatives.

2) **Company, **Company, **Management Company.

3) Insurance companies and insurance asset management companies.

4) Trust companies, financial asset management companies, finance companies, financial leasing companies, auto finance companies, and money brokerage companies.

5) Other financial institutions identified and announced by the People's Bank of China.

These Measures shall apply to the performance of customer identification, customer identity information and transaction record keeping obligations by institutions engaged in foreign exchange business, payment and clearing business and sales business.

Excerpted from the Compilation of Laws and Regulations on Financing Guarantees

I started to learn finance from 0, because I am in China's special financial system, I first started with China's financial institutions, and I hope that through systematic combing, everyone can have a comprehensive understanding of the specific structure of China's financial institutions.

According to the Coding Specifications for Financial Institutions issued by the People's Bank of China in 2014, China's financial institutions include the following:

1. Monetary Authority:

1. People's Bank of China;

2. State Administration of Foreign Exchange.

2. Regulatory Authorities.

1. China Banking and Insurance Regulatory Commission; (Note: In 2018, the China Banking Regulatory Commission and the China Insurance Regulatory Commission merged) 2. China ** Regulatory Commission.

3. Depository financial institutions in the banking industry:

1. Banks (commercial banks: state-owned, joint-stock banks, urban commercial banks, rural commercial banks, village and township banks; policy banks);

2. Urban credit cooperatives (including cooperatives);

3. Rural credit cooperatives (including cooperatives);

4. Rural Mutual Fund Cooperatives;

5. Finance company.

4. Non-depository financial institutions in the banking industry:

1. Trust company;

2. Financial asset management companies;

3. Financial leasing companies;

4. Auto finance company;

5. Loan company;

6. Money brokerage companies.

5. ** Industry Financial Institutions:

1. **Company;

2. **Investment** management company;

3. ** Company;

4. Investment consulting company.

6. Insurance financial institutions:

1. Property insurance companies;

2. Life insurance companies;

3. Reinsurance companies;

4. Insurance asset management companies;

5. Insurance brokerage companies;

6. Insurance companies;

7. Insurance adjusters;

8. Enterprise annuity.

7. Transaction and settlement financial institutions:

1. Exchanges;

2. Registration and settlement institutions.

8. Financial Holding Companies:

1. **Financial holding company;

2. Other financial holding companies.

"Financial institutions include the People's Bank of China, the State Administration of Foreign Exchange, the China Banking and Insurance Regulatory Commission, the China Securities Regulatory Commission, banks, urban credit cooperatives, rural credit cooperatives, finance companies, trust companies, financial leasing companies, ** companies, ** investment ** management companies, ** companies, insurance companies, exchanges and so on. ”

According to the status and function of China's financial institutions, the main systems are as follows:

1. Banks. The People's Bank of China is China's leading bank, established on December 1, 1948. Under the leadership of the government, formulate and implement monetary policies, prevent and resolve financial risks, maintain financial stability, provide financial services, strengthen foreign exchange management, and support local economic development.

2. Financial regulators. China's financial regulators mainly include: China Banking Regulatory Commission, referred to as the China Banking Regulatory Commission; China's ** Regulatory Commission, referred to as the China Securities Regulatory Commission; China Insurance Regulatory Commission, referred to as CIRC.

3. State Administration of Foreign Exchange. Founded on March 13, 1979, it was managed by the People's Bank of China; In April 1993, in accordance with the Institutional Reform Plan approved by the First Session of the Eighth National People's Congress and the Circular on the Establishment of State Bureaus under the Administration of Ministries and Commissions and Related Issues, the State Administration of Foreign Exchange was the State Bureau under the administration of the People's Bank of China and was the administrative body that carried out foreign exchange management in accordance with the law.

4. The board of supervisors of key state-owned financial institutions. The board of supervisors is dispatched by the state and is responsible for supervising the asset quality of key state-owned financial institutions and the preservation and appreciation of state-owned assets on behalf of the state.

5. Policy-based financial institutions. China's policy financial institutions include three policy banks: the China Development Bank, the Export-Import Bank of China and the Agricultural Development Bank of China.

Policy banks do not aim to make profits, and their business is subject to national economic policies and business guidance from the People's Bank of China.

6. Commercial financial institutions. China's commercial financial institutions include three categories: banking financial institutions, first-class institutions and insurance institutions.

Banking financial institutions include commercial banks, credit cooperative institutions and non-bank financial institutions.

Institutions refer to institutions that provide intermediary services for market participants (such as financiers and investors), including companies, exchanges, registration and clearing companies, investment consulting companies, management companies, etc.

Insurance institutions refer to institutions specializing in insurance business, including state-owned insurance companies, joint-stock insurance companies, foreign-funded insurance branches and Sino-foreign joint venture insurance companies engaged in insurance business in China.

Financial institutions include ** banks, commercial banks, policy banks, credit cooperatives, trust and investment companies, etc.

Extended information: financial institutions refer to financial intermediaries engaged in the financial services industry, as part of the financial system, financial services industry includes banking, insurance, trust, and other industries, and correspondingly, financial intermediaries also include banks, companies, insurance companies, trust and investment companies and management companies. At the same time, it also refers to the relevant lending institutions, which issue payments to customers for financial turnover, and their interest rates are relatively higher than those of banks, but it is more convenient for customers to borrow because there is no need for complicated documents to prove it.

1. Raise funds in the market to obtain monetary funds, change them and construct them into different types of more acceptable financial assets, and such businesses form the liabilities and assets of financial institutions. This is the basic function of a financial institution, and the financial institution that exercises this function is the most important type of financial institution.

2. Trade financial assets on behalf of customers and provide settlement services for financial transactions.

3. Proprietary trading of financial assets to meet customers' needs for different financial assets.

4. Help customers create financial assets and give these financial assets to other market participants.

5. Provide customers with investment advice, custody of financial assets, and management of customers' investment portfolios. The first of these services involves the function of a financial institution to accept deposits; The second and third services are the brokerage and trading functions of financial institutions; The fourth type of service is called the underwriting function, and the financial institutions that provide underwriting generally also provide brokerage or trading services; The fifth type of service is the advisory and fiduciary function.

Finance is an economic activity in which market entities use financial instruments to flow funds from the surplus to the scarce side. Finance is a general term for monetary and financial integration. It mainly refers to various activities related to money circulation and bank credit.

The main contents include: the issuance, release, circulation and withdrawal of currency; absorption and withdrawal of various deposits; the disbursement and recovery of loans; Bank accounting, cashier, transfer, settlement, insurance, investment, trust, leasing, exchange, discount, mortgage, purchase and sale, as well as international and non-settlement between traders, trade, export, import, etc.

Summary. Hello dear, happy to answer your <>

Financial institutions include:1Commercial Banks:

Provision of credit, deposits, debit cards, credit cards, insurance, etc.; 2.Company: Provide trading, investment consulting, asset management and other services; 3.

Insurance companies: provide property insurance, life insurance, endowment insurance and other services; 4.Investment Banking:

Advising and providing services for capital markets and M&A business for companies and **; 5.Trust company: with entrusted trust as the main business, providing trust investment, asset management, financing and other services; 6.

**Company: Manage various types of investments**, such as **, bonds**, currency**, real estate**, etc.; 7.Pawn shop:

Mainly to provide pawn services, to provide consumers with collateral pledge financing services; 8.Financial leasing company: provides leasing financing services for commercial purposes, such as equipment leasing, real estate leasing, etc.

What are the financial institutions?

Hello, happy to answer your <>

Financial institutions include:1Commercial Banks:

Provision of credit, deposits, debit cards, credit cards, insurance, etc.; 2.Company: Provide trading, investment consulting, asset management and other services; 3.

Insurance companies: provide property insurance, personal insurance, endowment insurance and other services; 4.Investment Banking:

Advising and providing services for capital markets and M&A business for companies and **; 5.Trust company: with entrusted trust as the main business, providing trust investment, asset management, financing and other services; 6.

**Company: manage various types of investments, such as ** Zechai, bonds**, currencies**, real estate**, etc.; 7.Pawn shop:

Mainly to provide pawn services, to provide consumers with collateral pledge financing services; 8.Financial leasing company: provides leasing financing services for commercial purposes, such as equipment leasing, real estate leasing, etc.

Extended information: Financial institutions refer to institutions that provide a variety of financial services and products, including commercial banks, investment banks, companies, insurance companies, trust companies, companies, etc. Their main responsibility is to provide customers with financial integration, wealth management, risk management and other services to support economic development and social progress.

Some international financial institutions, such as the World Bank and the International Guess Lee Coin**, also provide financial services on a global scale.