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Specific situations: Because of accidental claims, it is divided into two situations: death and disability.
Accidental death, after the claim, the policy contract must be terminated, and no one is there.
In the case of accidental disability, the claim is based on the disability level, and the amount of the claim must be deducted from the overall sum insured.
Read the policy contract carefully and ask your own ** person carefully.
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The sum insured of this insurance is 151,000, so the death (illness or accident) is 151,000, but he has attached Ping An long-term accident insurance below, with an insured amount of 150,000, so the death caused by the accident is 151,000 + 150,000 = 301,000
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Here's an example.
A customer is insured with Ping An Fu, the main insurance is 500,000 yuan, and the accident is 500,000 yuan, and if he dies in an accident, he will pay 1 million yuan.
For example, if an accident occurs on public transportation such as trains, planes, ships, etc., or an accident occurs in a self-driving car, resulting in death, the compensation will be 1.5 million.
If the customer does not walk less than 10,000 steps per day for a total of 600 days within two years from the effective date of the policy, the customer will pay 1.05 million if the customer dies in an accident on the 4th policy year, and 1.55 million if it is a traffic accident or self-driving accident.
For details, please read the terms.
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Pays the cumulative sum insured for life insurance and accident injuries.
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Summary. 1.Ping An Fu 20 protection is not comprehensive.
Ping An Fu 20 does not have moderate illness protection, and the excellent critical illness insurance on the market now basically includes mild, moderate and critical illness protection, which is not comprehensive in comparison.
2.Ping An Fu 20 mild illness compensation ratio is relatively not too high.
Ping An Fu 20's compensation for minor illnesses is defined as 20% of the basic sum insured, and now the compensation ratio of minor illnesses in most multiple illness insurance is 30%, and the highest can even reach 55%, as long as you compare a little, you will find that Ping An Fu 20 is really not good.
3.Ping An Fu 20 has many optional responsibilities but is flashy.
Simply use Ping An Fu 20's malignant tumor multiple compensation as an example, you must have an interval of five years to get the second compensation, but the next five years is the easiest time period for malignant tumors, and the probability of ** after five years will become very small, so the role of this multiple compensation is really limited.
4.Ping An Fu 20 Insured Waiver requires additional additions.
At present, most critical illness insurance comes with an exemption from the insured, but ** is still not as high as Ping An Fu 20, and Ping An Fu 20 is inferior in this place.
How much does Ping An Fuli's accident insurance cost.
1.Ping An Fu 20 can have a lot of additional responsibilities, and Ping An Fu 20 allows consumers to choose additional insurance according to their own needs, which is more flexible. 2.
Ping An Fu 20 Critical Illness Sum Insured can be increased Ping An Fu 20 stipulates that the insured person can exercise to increase the sum insured or increase the sum insured for each minor illness, up to 60% of the sum insured.
1.Ping An Fu 20 protection is not comprehensive, Ping An Fu 20 does not have moderate illness protection, and the excellent critical illness insurance on the market now basically includes mild, moderate and critical illness protection, compared to Ping An Fu 20 is not comprehensive. 2.
Ping An Fu 20 mild illness compensation ratio is relatively not too high, Ping An Fu 20 for minor illness compensation is defined as 20% of the basic sum insured, now most of the multiple illness insurance mild illness compensation ratio has 30%, the highest can even reach 55%, as long as a little comparison will find that Ping An Fu 20 is really not good. 3.Ping An Fu 20 can choose a lot of responsibilities but flashy and simple to use Ping An Fu 20 malignant tumor multiple compensation as an example, must be separated by five years to get the second compensation, but the next five years is the easiest time period for malignant tumors, and the probability of ** after five years will become very small, so the role of this multiple compensation is really limited.
4.Ping An Fu 20 Insured Waiver needs to be attached At present, most critical illness insurance comes with an Insured Waiver, but ** is still not as high as Ping An Fu 20, and Ping An Fu 20 is inferior in this place.
Ping An Fu is a pro without accident insurance.
How much does Ping An Fuli's accident insurance cost.
Dear, hello, I just checked that there is no accident insurance in Ping An Fu. Look at the information I just sent you.
That's a rider, if you have it.
Okay, got it, thanks.
You're welcome. Kiss.
Dear, do you have any other needs? If you have any questions, you can continue to place an order and find me
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Ping An Insurance Plan launched by Ping An of China covers critical illness, specific mild critical illness, accident protection, accidental medical treatment, premium waiver and other liabilities, which is suitable for all groups of people, and can also achieve an increase in the amount of protection for primary insurance and critical illness insurance by achieving sports goals, making it the best choice for mid-to-high-end comprehensive protection plans. For questions about insurance claims, please contact Ping An Life's customer service at 95511-1.
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Ping An Fu Accident Compensation Rules:
First, all accident insurance only pays for accidents within the scope of the contract, and the accidents you describe, if your accident insurance includes accidental medical treatment, and the injury does not cause disability, the accidental medical treatment is within the scope of the claim, but Ping An's insurance may have a deductible.
Second, the insured amount of this accident insurance insurance period is 250,000, and it is a project that pays for death and disability, if A is injured and causes disability, such as a missing thumb, the compensation is paid, and the remaining insured amount is only 10,000;
Third, the external insurance of this product is additional, if the main insurance fails, the additional insurance may also become invalid. However, if the main insurance is valid, the additional insurance and the main insurance do not conflict, but the scope of compensation between the two additional insurance is different. In addition, your main insurance policy may be a life and death policy, i.e. only life and death insurance.
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