I would like to take out insurance for my three year old daughter, and I would like to give me some

Critical illness + additional hospitalization, buy an accident insurance of 150 yuan per year.

The maximum age is 60 years old.

Minimum age: 28 days of age.

Description of insurance type Hospitalization reimbursement for major and minor illnesses Humane care Description of family responsibility Hospitalization medical expenses insurance benefits: basic medical expenses insurance benefitsThe insured must be hospitalized due to an accident or an illness that occurs for the first time after 90 days after the effective date of this contract**, and the insurance benefit shall be paid according to 80% of the actual expenses of the insured. If the insured has been compensated by social medical insurance, the insurance money shall be paid separately according to the balance of the actual expenses incurred by the insured; If the insured person needs to be hospitalized intermittently** due to the same illness or accident, and the interval between the previous discharge and the subsequent admission is less than 90 days, it is considered to be the same hospitalization.

If the insured undergoes outpatient treatment for the same reason as hospitalization within 30 days before and after hospitalization, the insured will be paid 80% of the reasonable and necessary outpatient medical expenses actually incurred by the insured person. The details are subject to the terms and conditions.

Or buy an insurance company's education**, according to the age of a certain age 18, 19, 20, 21 have education ** every year.

Chinese life insurance, I think your child can get on a golden sunrise product, this product is very good for your child, and the cost is low, the premium is full, there are guaranteed benefits. Children's term life insurance is 100,000 yuan, only 130 yuan a year, 100,000 yuan for additional children's critical illnesses, only 260 yuan a year, including 19 common critical diseases, 30,000 yuan for additional education, only 3480 yuan a year, when your child goes to high school, about 15, you can receive 1,000 yuan a year, 3,000 yuan for three years, about 18 years old when you go to college, you can receive a total of 6,000 yuan for four years, and you can receive 6,000 yuan for three years when you graduate schoolAt the age of 25, you can also receive 9,000 yuan for entrepreneurship**, isn't it very good, if you want to know more about this product, you can leave your email number, I will send you complete information.

My son wants to buy insurance when he is 3 years old, so it is suitable to buy children's medical insurance, million medical insurance, critical illness insurance and accident insurance for him.

Buying insurance for your child is indeed a constant struggle, and if you want to know how to buy insurance for your child, you can poke:In-depth article - How to buy insurance for children? Netizens shouted: Why did you only see Yuanshi Prefecture now

1.Children's health insurance

Children's medical insurance is a social insurance that provides medical protection for minor children, which can reimburse part of the diagnosis and treatment expenses and help parents reduce the financial pressure of their children's medical expenses. At the same time, children's health insurance premiums are low, and children with congenital diseases, have been sick or are currently sick.

2.Critical illness insurance

Critical illness insurance can not only transfer the family economic risk caused by the diagnosis and treatment of the child's critical illness, but also compensate the parents for the loss of economic income due to taking care of the child, so that the child can be better cared for. In addition, it can also reduce the occurrence of financial problems that prevent children with serious illnesses from hailizing as they should be** or delay**.

I have summarized the list of ten cost-effective children's critical illness insurance, and if you are interested, you can see this:Top 10 ultra-cost-effective children's critical illness insurance, don't miss this treasure guide!

3.Million Medical Insurance

Children's medical insurance, as a basic medical security, has low premiums and a relatively low reimbursement ratio, so if you want to better transfer the economic risks brought by your child's serious illness to the family, you can purchase a million-dollar medical insurance with low premiums and high insurance amount for your child. After the child suffers from a serious illness, the medical expenses above the deductible can be reimbursed proportionally to reduce the financial pressure.

4.Accident insurance

A 3-year-old child can already run and jump, is at an age full of curiosity, has a strong interest in exploring the world, and in the process of exploration, accidents will inevitably occur. As a parent, you should not only protect your child, but also purchase an accident insurance for your child, provide an accident protection, and transfer the risk of financial loss caused by the accident of the child.

I don't know which accident insurance is suitable for 3-year-olds? You can check out this article:The 10 most worthwhile children's accident insurance points! Hope.

Hello! For three-year-old children, medical insurance, accident insurance, critical illness insurance, and education insurance are more suitable products. Here's how it goes:

1. Three-year-old children's sense of self-protection is relatively poor, in order to avoid accidents such as car accidents, parents can purchase children's accident insurance for their children as appropriate, once the child has an accident, you can get a certain amount of economic compensation, and you can appropriately increase the amount of insurance in terms of accidental medical treatment when applying for insurance.

2. At present, there is a trend of younger and younger age for major diseases, and the high medical costs of major diseases have become a heavy burden for some families.

3. On the basis of the above insurance plan, you can purchase a model orange education insurance for your baby, so that you can prepare for your child's later education fund.

Hello! When buying insurance for a three-year-old child, you should take into account his actual needs. Generally speaking, accident insurance, health insurance, and education insurance are more suitable products. The specific description is as follows:

1. Three-year-old children are still young and active, and the risk of accidents is relatively large, so it is recommended to give priority to accident insurance. According to the regulations of the Insurance Regulatory Commission of China, the maximum compensation for the accidental death of a three-year-old child is 200,000 yuan, and the insurance company will not pay additional compensation for the excess. In addition, some stumbles are inevitable in the process of children's growth, so parents are advised to give priority to products with accident outpatient protection when applying for insurance.

2. Three-year-old children have weak constitution, poor resistance, and are easily attacked by diseases, so it is necessary to purchase appropriate health insurance, and it is recommended to give priority to products with hospitalization medical insurance to reduce the financial pressure caused by medical expenses. In addition, the current trend of critical illness is showing a young age, so it is necessary to purchase critical illness insurance for children. When applying for insurance, you should pay attention to the protection of special diseases of children, such as children's leukemia, hand, foot and mouth disease, etc.

3. After the basic protection of accident and health is perfected, if the family's economic conditions allow, you can purchase a suitable children's education insurance for your three-year-old child.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Is it appropriate to buy products such as Fushou Lianlian, Xinli, Fulu Shuangzhi, Fortune Life, and Jixing Gaozhao for children?

Answer: As the most basic insurance package for children, it is also the most practical insurance package, which should be based on education fund + comprehensive accident hospitalization.

After having a sound insurance foundation, and then considering critical illness and pension insurance, it is like building a building.

Children's insurance must have high school and college education funds, additional entrepreneurship funds, and wedding funds!

The annual premium is about 10-15% of the annual income, which is reasonable!

The most basic (and most practical) insurance package for children, in a nutshell, a one-year-old baby example:

1. If you invest in education for your child, pay a total of 80,000 yuan in 15 years, then you can receive 60,000 yuan to your child's high school and college, and 30,000 yuan when you get married, and there are more than 60,000 yuan in the account at this time, if you receive a pension at the age of 60, you can receive 3,000 yuan per month, and a total of 700,000 yuan in 20 years! After the age of 80, there are still about 170,000 in the account! 560,000 yuan in the account at the age of 100, and an additional 50,000 yuan in the case of 100 years old or death!

8% of the sum insured will be refunded every 3 years for life!

2. In addition, there is a comprehensive accident hospitalization medical insurance! Reimbursement for all accidental hospitalizations and medical malpractice is included! There is no limit to the number of reimbursements, and the waiting period for hospitalization is only 30 days! The reimbursement rate is 80%!

There are many types of child insurance. Which one is suitable for each person depends on his financial situation.

There are a few hundred pieces, there are more than 1,000 or 2,000, there are more than 10,000, and there are tens of thousands to hundreds of thousands. Everybody is different.'

I'm in peace, Guangzhou, you can add me.

You can save 1,000 a month for your daughter and so on.

First of all, hospitalization, accidents, and major medical treatment should be done. About 2,000 yuan a year.

Then save some education** for her. The difference between the education of the insurance company and the existence of the bank is that in case there is any risk to the adult, the insurance company will continue to save money for the child to ensure the healthy growth of the child in the future. If it is deposited in the bank, the adult is there, and the money can continue to be saved.

Secondly, a fixed investment of **200 yuan per month, so that perseverance, to the child after the study is also a benefit. Combined with insurance, it is complete.

Hello, buying insurance is to buy protection, purchase order: first adults, then children, first health accident medical treatment, then education pension investment. The breadwinner of the family is secured first.

It is recommended that before buying commercial insurance for children, first improve the most basic children's medical insurance, and then you can buy a commercial medical insurance card as a supplement, the combination of the two, you can reimburse most of the medical expenses, and then you can consider buying some critical illness, education funds, entrepreneurial wedding funds, etc., if the education fund can be dedicated to the special fund and with the premium waiver function is the best, too little premium budget will not achieve the purpose of education reserves, and planning needs to be early, specifically according to the actual situation of their own family to budget. Find a local ** person to help you plan, I hope I can help you too! References:

Case] Ping An Growth Happy Card A - Baby Ping An Happy Growth Card (for 0-2 years old) [Case] 3-year-old girl's health accident medical insurance account [Case] 0-year-old boy's education fund, entrepreneurship fund, wedding fund reserve plan (2).

Hello suggests on the basis of social security, to commercial insurance to do enough protection, contact me for details, the design of protection needs to be tailored according to the actual situation of the individual and specific information, rather than simply soliciting several sets of plans so simple, I hope to communicate with you further to design a suitable protection plan for your family, the following cases please refer to the reference: [Case] 0-year-old baby best --- angel protection plan [case] happy family of three protection plan of --- baby [blog] how to buy insurance for children.

To buy commercial insurance for the baby, it is recommended to supplement the protection product first, and if the funds are sufficient, you can supplement the education fund. Feel free to take a look at my personal articles or case studies, which will help you. References:

Blog] Easy to buy children's insurance, you can also [Case] comprehensive protection for 3-year-old girls, health protection, education funds, and wedding funds.

It is recommended that under the premise of improving basic medical insurance, you can make a fixed investment for your child according to your actual situation, which can not only prepare education funds, wedding funds, pensions, but also achieve the effect of financial appreciation, which is equivalent to hiring a caring housekeeper for your children and taking care of them for a lifetime. Reference: [Case] How to choose insurance for 0-year-old babies?

Hello, buy insurance, buy is protection, of course, the protection should be put in front of it, followed by supplementary education, education is a rigid demand, must be out, education is best to do special funds, too little premium budget can not reach education, we are happy to provide you with insurance services, I wish you a happy life!

Xueba talks about insurance, and teaches you to choose the best insurance for your child! This year, the comparison table of 136 hot-selling critical illness insurance for children aged 0-18 has been updated, now for free, click to claim now.

How to buy insurance for your childThis problem has made many parents think hard, and then we will sort out the methods and ideas for buying insurance for their children! Keep these three points in mind:

First, health insurance is essential, and so are children!

After the child is born, as long as the household registration is registered, you can immediately apply for neonatal medical insurance (urban and rural residents' medical insurance), whether it is a major illness or a minor illness, the basic medical insurance is particularly important, so this must be handled for the child.

Second, in addition to the national medical insurance, some necessary commercial insurance should also be considered, and critical illness insurance + medical insurance + accident insurance is preferred.

First of all, critical illness insurance, which provides a relatively long period of protection. Secondly, critical illness insurance is paid directly in cash after getting sick, which can not only be used to treat the disease, but also solve many hidden problems in the future, such as delaying homework due to illness, which requires a lot of cash to make up for it. Buying a pure protection critical illness insurance can solve these problems.

In addition, medical insurance can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, as long as one or two hundred yuan per year, you can buy an insurance amount of 10,000 yuan, which is very cost-effective.

Finally, it is necessary to configure an accident insurance, the child's accident insurance is particularly cheap, with an annual protection of 200,000 yuan, only sixty or seventy yuan. Accidental death, disability and accidental medical liability of the child can be covered, which is very cost-effective.

Third, is there any insurance that I should not buy for my child?

has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.

According to the above insurance ideas, if you configure regular protection for your child, you can get it for 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is very practical.

That's all for me"How did my daughter buy insurance for her when she was 3 years old"