How to buy the cheapest car insurance to renew and how to buy car insurance renewal

Hello, here's how:

1.Renewal channels. Owners choose different renewal channels according to different channels**. For example, car insurance.

15% cheaper than traditional car insurance. The owner chooses the official website renewal or APP car insurance renewal. **More open and transparent, can directly compare the renewal of the insurance company**.

**Fees, shopping coupons, red envelopes, etc., are more suitable for young car owners.

2. **Renewal is cheaper. Yes**, car insurance renewal is also supported**. Now the ** of fare insurance is transparent.

Many insurance companies** charge a service fee accordingly in order to make a profit. They often show promotions, and many car owners will buy insurance together, which will be cheaper. However, in the renewal of the insurance intermediary structure, it is necessary to pay attention to the strength and qualifications of the other party.

Not only do we have to look at cheap renewals**, but we also need to know if there are routines in the terms of the insurance, such as the designated area and the driver.

What documents do I need to bring to renew my car insurance?

When applying for car insurance renewal, the owner needs to bring his or her ID card.

Driver's license, motor vehicle driver's license.

If you have no insurance in the car, you can bring last year's policy and invoice to enjoy the renewal discount; If you are the owner of a commercial vehicle, you should also hold a business license, business license and other relevant documents, and then go to the business office of the insurance company to renew the insurance; To replace the ID card online, you need to prepare your ID card, the front and back of your driver's license, and the front of your driver's license, and upload them to the official website. After confirming that your mobile phone number, license plate and other information are correct, you can pay for the renewal.

In addition, if the owner chooses the **car insurance renewal method, it is necessary to pay attention to prevent fraud**, and the companies that have opened the **car insurance business are Ping An Insurance and Pacific Insurance.

Some relatively large domestic insurance companies such as car insurance. When the car owner renews the car insurance, he only needs to call the special insurance company, and then the insurance personnel will go through the relevant business procedures according to the pre-agreed location, so the renewal method is relatively simple.

In recent years, the number of cars in China has been increasing. Cars make it very convenient for people to get around, but just in case, most cars buy car insurance. There are many insurance companies on the market for the best car insurance.

So do you know how to buy the cheapest car insurance to renew? What do we need to pay attention to in the process of renewing car insurance?

1. How to buy the cheapest car insurance to renew?

If you want to buy the cheapest car insurance to renew, there are mainly the following ways:

**Purchase car insurance. Compared with the general way of buying car insurance, the cost will be lower if you buy car insurance through the ** channel. After all, **car insurance is exempt from the cost of **people, and there is no need to pay intermediary fees, ** is naturally cheaper.

The fewer claims records you have, the more cost-effective. In fact, when we renew our car insurance, the main factor is to look at the previous year's vehicle insurance. Generally speaking, the lower the insurance history, the lower the renewal cost.

When we renew the vehicle insurance, we can shop around and choose the most cost-effective company to insure.

2. What should I pay attention to when renewing car insurance?

The main things to pay attention to when renewing car insurance are as follows:

The first is that some unnecessary types of insurance can be appropriately deleted, and the types of insurance that are needed can be appropriately increased. For example, for new car owners, it is necessary to purchase scratch insurance. If the car is not new, then you don't have to buy it.

The second is that the full premium will be more comprehensive. There are now two ways to renew your policy. One is to renew according to the ** purchase of a new car, and the other is to renew the insurance after deducting the cost of vehicle depreciation.

Although our car is no longer a new car, it is best to insure the insured amount according to the purchase price of the new car. In this case, in the event of a breakdown, the workshop will provide brand new parts.

The third is to renew the policy 10 to 20 days in advance. In this way, you can avoid the risks of traveling on weekends or holidays.

3. What documents should I bring to renew my car insurance?

The following documents are mainly required to renew the car insurance:

First of all, our driving license, and then include a copy of our previous year's policy or ** and other materials, if our policyholder is an individual, you also need to provide the owner's ID card**, if the policyholder is a business, then you need to provide the organization ** certificate, that is, the legal representative certificate.

After we have prepared these documents, it is best to renew the insurance 10 to 20 days in advance. This can prevent us from causing damage due to non-renewal of the policy.

That's all there is to know about how to buy the cheapest car insurance to renew. All in all, if we want to renew our car insurance, it's best to shop around, choose the most cost-effective insurance company, and renew it 10 or 20 days in advance, so that our car can always have relevant protection.

1. Car insurance renewal is roughly divided into two ways to buy, one is the renewal of new car, which can purchase compulsory traffic insurance + car damage insurance + third-party liability insurance + theft insurance + deductible insurance; The second is to renew the insurance of the old car, and you can purchase compulsory traffic insurance + car damage insurance + third-party liability insurance + spontaneous combustion insurance.

2. Generally speaking, car insurance is not a simple insurance, but is composed of many insurance with different functions, and the most conventional main insurance is compulsory traffic insurance, vehicle loss insurance, and third-party liability insurance. Other additional insurances include scratch insurance, vehicle personnel liability insurance and vehicle theft insurance, equipment loss insurance, spontaneous combustion loss insurance, special insurance without deductible, fall liability insurance, glass breakage insurance, etc., and buy insurance to take care of the more important types of insurance. Compulsory traffic insurance is a mandatory type of insurance stipulated by the state, which must be purchased, otherwise the vehicle cannot be driven on the road.

The three liability insurance and car damage insurance can have a certain deductible odds in the event of a non-faultless traffic accident of our vehicle, which can greatly reduce the amount of compensation.

Extended Materials. 1. Insurance policy.

The current calculation formula of commercial auto insurance is: commercial auto insurance premium = benchmark pure risk premium (1 - surcharge rate) * no compensation preferential coefficient * independent channel coefficient * independent underwriting coefficient * traffic violation coefficient.

Second, the way to apply for insurance.

There are two ways to apply for insurance: online and offline, online insurance channels are: the official website of the insurance company, the official *** and the third-party car insurance platform (Alipay, WeChat, etc.), and the offline insurance channels are: the insurance company's business location, 4S store, car insurance ** company or **person.

3. Renewal Discount.

The "no compensation preferential treatment coefficient" of the new car is 1, and when the policy is renewed, it will be calculated according to the "no compensation preferential treatment coefficient" - for example, if there is no insurance record in the previous insurance year, a 10% compulsory insurance rate discount will be directly given, 20% for two consecutive years, and 30% for three years and above; Other commercial insurance can have a discount, if there is no insurance for 2 consecutive years, you can have a 7% discount, and there will be a 6% discount if there is no insurance record for more than three years.

Dear, hello, it's an honor to answer your questions, I'm Wenqutang Financial Research [happy];

Please wait a minute, we are analyzing your problem, and we will reply to you immediately, please wait a minute

Dear, you auspicious, car insurance purchase method: 1, the most basic scheme of compulsory traffic insurance + third party liability insurance + car damage insurance third party liability insurance and car damage insurance is the highest recommended purchase index of car insurance, and this combination of costs moderate, in the event of an accident, to their own losses and the loss of others can get the most basic protection.

Hello, 2. The cheapest plan: compulsory traffic insurance + third-party liability insuranceThe third-party liability insurance is a kind of compensation for the property and personal losses of the third party. For car damage insurance, if the driving condition is good, there will be no overhaul, then you can consider not buying, if you are a novice driving is recommended to buy, so that even if you accidentally bump your car, you will have a guarantee. This plan is the lowest plan, and it is more suitable for car owners with limited budgets and low car prices.

Hello, 3. The best plan: compulsory traffic insurance + third-party liability insurance + car damage insurance + driver's passenger seat insurance + whole car scratch insurance, and then the most basic plan plus scratch insurance can greatly reduce the risk of the car. Now that scratches on the body are common, you can buy these types of insurance to give your car more security.

Hello, 4. The most comprehensive plan is compulsory traffic insurance + third-party liability insurance + + theft insurance + car damage insurance + car scratch insurance + driver passenger seat insurance + spontaneous combustion insurance + car damage insurance can not find a third-party special insurance.

Dear, this plan is more than the best plan theft insurance, car damage insurance, no third-party special insurance, spontaneous combustion insurance, these three types of insurance can be considered according to the specific situation of the car whether it is necessary to buy. For example, when the age of the car reaches 3 years, there is a certain probability that each part will age, so you can consider buying it. Such an insurance plan can ensure that your car is foolproof.

Dear users, it is a great honor to answer your questions, and your satisfaction is my ultimate pursuit! Wishing you a safe journey! If you still have any questions, please give feedback again, and please give a 5-star like, thank you!

Welcome your fortune hand to follow me, I will answer **, banking, insurance and other financial questions in the Baijia column. [ Wenqutang financial research is deep in the distance - I wish you happiness every day! ] [ Smile].

S shop renewal

The first is to be secured.

The insurance that can be sold in the 4S store is basically a big brand, even if it is not the kind of insurance company in the country, it is definitely a relatively famous one in the province. These insurance companies are all *** in the claim, as long as it is within the scope of the claim, they will pay you.

The second is convenience and peace of mind.

4S stores have dedicated claims consultants, and damage assessment can be carried out in the store. When you drive your car to the store, there will be an after-sales service person who is responsible for claims settlement and will take you and tell you what to do. Confirm the responsibility, take two **, sign it, and Zheng Gaoyi can leave.

Wait for the car to be repaired, and then call you ** to pick up the car.

Even in some special cases, if you want to go to the insurance Yuqiao 4S store can also help you solve it.

And the bad thing about the 4S store is that it is the highest, because the main place where the 4S store makes money is after-sales and insurance. However, now that the 4S store is insured, most of them have begun to have discounts, but they are definitely not as cheap as the Qingcong key outside.

2. Online renewal

Online renewal is cheaper. Because there is one less layer in the middle, this will save a part of the ** fee.

But be warned, if you choose to renew your car insurance online, be sure to go to themOfficial websiteon the buy.

Because now there are many criminals who take advantage of loopholes, pretend to be insurance companies, make a fake **, give you a fake list, and cheat you out of money.

There is also the kind of cottage, high imitation **, after buying insurance, when you go to the 4S shop to repair the car, people say that you are not insured, you can't go insurance, but it turns out that it is a copycat, this is the problem.

3. **Car insurance

**Car insurance is cheap, and most of the people are pitted. It is also a prescribed mileage, a prescribed driver, and a required road, etc., and if there is a disqualification, no compensation will be paid.

Anyway, it's quite tricky, and I don't recommend everyone to go to ** car insurance.

4. Find friends

Cheaper and more reliable way to renew the insurance, I personally think it should be to find a friend who is engaged in the insurance industry to go to insurance, of course, it must be a friend who has a good relationship with you, and it can't be counted if you have met twice.

Because you know your friend, you know which insurance company he belongs to, and which 4S shops and repair shops its company cooperates with, he can find it out for you.

Moreover, the discounts that insurance practitioners can get are much higher than the discounts given to you by 4S stores.

The cheapest way to buy car insurance renewal.

1.Renewal channels.

Car owners choose different renewal channels corresponding to different channels**, such as **car insurance can be 15% cheaper than traditional car insurance, car owners choose online renewal methods such as official website renewal or APP car insurance renewal, **more open and transparent, can directly compare the renewal of insurance companies**. If you renew your insurance online, you can better shop around, and there are more forms of renewal, and there are many benefits and discounts, such as buying car insurance and sending fuel cards, phone bills, shopping coupons, red envelopes, etc., which are more suitable for young car owners.

2.**Renewal is cheaper.

Now the fare insurance is transparent, and many insurance agencies will charge service fees accordingly in order to make profits, and they will often play a lot of missed car owners to buy insurance together will be cheaper preferential activities. However, in the renewal of the insurance intermediary structure, it is necessary to pay attention to the strength and qualifications of the other party, not only to see the renewal is cheap, but also to understand whether there are routines in the insurance terms, such as the designated area, the driver, etc.

To renew your car insurance, you need to bring your ID card, driver's license, vehicle driving license, etc.

If you have not been insured when you get on the car, you can bring last year's policy and invoice with you, and you can enjoy the discount on renewal; If you are a car owner engaged in business vehicles, you should also have business licenses, business licenses and other relevant documents, and then go to the business hall of the insurance company to renew the insurance business; If you are applying for online renewal, you need to prepare your ID card, front and back of your driver's license, and take photos of the front and back of your driving license and upload them to the official website, confirm that your mobile phone number, license plate and other information are correct, and then pay the renewal fee. <>