The child pays 10,000 yuan per year for ten years of Pacific insurance

Xueba talks about insurance, and teaches you to choose the best insurance for your child! This year, the comparison table of 136 hot-selling juvenile critical illness insurance has been updated

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How to buy insurance for your child

This question has stumped many parents, today let's take a good look at how to buy insurance for children so as not to be cheated! Explain from these three aspects:

First, medical insurance is essential, especially for children!

Neonatal medical insurance (medical insurance for urban and rural residents) is the basic national insurance, and the child should be handled immediately as soon as he is born, whether it is a major illness or a minor illness, the basic medical insurance is particularly important, which is why medical insurance is called the first type of national insurance.

Second, on the premise of handling medical insurance, you can start to consider commercial insurance, and critical illness insurance + medical insurance + accident insurance needs to be given priority.

First of all, critical illness insurance, choosing it can provide us with a longer period of protection. In addition, critical illness insurance can directly pay a large amount of cash after getting sick, in addition to solving the ** cost, it can also solve many subsequent hidden problems, such as delaying homework due to illness, which requires a lot of cash to make up. Buying a pure protection critical illness insurance can solve these problems in the future.

Let's take a look at medical insurance, which can be used to reimburse the medical expenses of children's usual medical treatment, for example, with a 0 deductible hospitalization medical insurance, the sum insured of 10,000 yuan, and the annual premium is only one or two hundred yuan, which is cheap and useful.

Finally, it is necessary to configure an accident insurance, the child's accident insurance is very cheap, and the insurance amount of 20w only needs sixty or seventy yuan per year, which can protect the child's accidental death, accidental disability and accidental medical liability, which is cost-effective and practical.

Third, is there any insurance that I should not buy for my child?

Don't give your child life insurance, and try not to consider critical illness insurance with both liabilities attached. I know the specific reasons in this articleHow to buy insurance for your child

has been introduced in detail, because it has been clearly stated in the manuscript, I will not say too much here.

According to the above insurance ideas, if you configure regular protection for your child, you can get it for about 1,000 yuan per year, and if you buy lifelong protection, it is only two or three thousand per year, which is cheap and useful.

That's all for me"The child pays 10,000 yuan per year for ten years of Pacific insurance"All of them, I hope it helps you! Hope!

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Hello, it's true, Pacific Insurance Company, 20,000 yuan a year in three years, and after three years, I will give you both the principal and interest. But that would limit you from coming up with the money until you were sixty or seventy. First of all, we have to understand a problem, that is, Pacific Insurance will return its principal plus a certain amount of interest after saving 10,000 years every year, which is true, because this is a new type of refundable accident insurance launched by Pacific Insurance Company.

During the insurance period, if an accident occurs as agreed in the contract, the insurance company will compensate accordingly according to the contract. If the corresponding accident does not occur within the corresponding time, then all the insurance principal plus a certain amount of interest can be refunded after the time is up. I hope it can help you, remember to help me like it, thank you.

With the continuous development of social economy, in real life, we will encounter all kinds of problems, especially when our parents want to buy insurance after we need to pay the relevant fees, this problem is also very confusing for us, I believe that many friends in real life should have encountered such a problem, that is, their parents want to cross the insurance, need 6000 yuan per year, a total of 15 years, at this time the authenticity of the insurance? In fact, the insurance share of the Pacific is basically like this, the authenticity is reliable, but the cost is relatively high.

First of all, we can clearly see that the type of insurance that parents want to pay and the insurance company and the share of the payment are very clear, so basically there will be no fake, and the share of this insurance, from the perspective of the number of contributions, should be a critical illness insurance product, but there is one thing we must know, that is, if the age of the parents is already very high, and then buy such a critical illness insurance, in fact, it will not be particularly helpful to the parents. Unable to meet basic needs.

Because the share of this insurance is very high, and it takes 15 years to pay, it can be said that the time is very long, if the age of our parents has reached a very large point, then buying this insurance will not actually bring great use, and the share of this insurance is very high, 6000 per year, which is not a small amount, so we must analyze it according to the situation, whether our parents are suitable for this insurance, There is also the question of whether we can buy this insurance for our parents.

To sum up, we can obviously know that this insurance is real, because the payment period and the cost of this insurance have relevant clear requirements, and we can ask our parents to show us the insurance contract, if it is fake, there will be no corresponding insurance contract.

I don't think this insurance is particularly reliable, and the premiums for older people are very high, but the amount of insurance is relatively low, which is not particularly practical.

The authenticity is very good, and the Pacific Insurance is really good, and the Pacific Insurance is also very powerful, and it can protect our interests, so it is very good.

I think the authenticity is still relatively good, because Pacific Insurance is also a very trustworthy insurance company, and the strength of protection is also relatively good.

I think the authenticity is still very good, because this company is still very big, and some of their products are also very secure.

There is an insurance product in Pacific Life Insurance that pays for five years and receives money at the age of 20 should be annuity insurance products, because annuity insurance is an insurance that can withdraw money on time after paying a certain premium. And if it is agreed to start receiving it at the age of 20, it is likely to be educational annuity insurance.

So what exactly is Pacific Insurance? Are its products worth insuring? If you are interested, you may want to see: How is Pacific Insurance, is it reliable, and what are the precautions?

Insurance such as education insurance is still insurance with a certain financial nature, after all, if you can receive all the annuities, you often have "earned".

If it is a traditional education annuity insurance, its income can be locked in when insured, so you can roughly calculate how much money you will receive when you apply for insurance, and you can determine in advance whether it can meet your own protection needs.

But you still have to pay attention to these points when buying annuity insurance: learn this trick and stay away from the 99% pit of annuity insurance.

However, if you don't have a protection insurance yet, it is recommended to look at the protection insurance first.

After all, a product like annuity insurance needs to reach the agreed time to withdraw the agreed amount of money, if the money is invested in it, there is an unfortunate more serious disease or any accident on the way to urgently need money, this money is also difficult to take out emergency, and even if it is taken out, it may not play such a big role.

However, if you can buy protection insurance, it is different, such as critical illness insurance, medical insurance, accident insurance and life insurance, each product has a corresponding protection function.

For example, if the critical illness insurance is unfortunately insured after the insurance, it can pay a large amount of money at one time (depending on how much insurance the individual buys, usually 300,000, 500,000, etc.), which can be used for illness**, and can also compensate for family economic losses, and its role is more targeted.

For those who still don't know much about these protection insurance, you can see: what is the difference between critical illness insurance, medical insurance, accident insurance, and life insurance? Will there be a conflict when making a claim?

Hello, there are many insurance products, which are not easy to find, what is insured, and the premium is very different according to age.

Pacific Insurance I insure that I pay 10,000 yuan a year for ten years, totaling a total of 100,000 yuan.

In the case that you have not violated the regulations, it is probably still possible, but some things are difficult to say, after all, ten years is not a short time, and the changes will be great, I remember that when I was a child, my parents once saved me a passbook for old and young, and I forgot how much money I saved, it seems that it is a few hundred yuan to you can withdraw more than 10,000 yuan when you are 18 years old, but more than ten years have passed, go to the bank to take it, the bank does not recognize it, and only calculates your principal and current interest to you, what can you do? There are many things that are difficult to predict, but in your case, if you pay 10,000 yuan a year, your principal has reached 100,000. And the Pacific can also be said to be a big insurance company, I believe there will not be much of a problem.

The dividends of participating insurance are uncertain, and the insurance company does not guarantee that there will be dividends every year, so from the age of 0, it is uncertain how much money you can receive from paying 10,000 yuan for ten years to 18 years old.

If you want to know more about the participating insurance partners, you can take a look at this article:About the participating insurance, what the salesman will not tell you

First of all, let's take a look at what participating insurance is: participating insurance, that is, participating insurance is an insurance in which the beneficiary can share the operating results of the insurance company and receive dividends. Participating insurance is usually attached to other insurance (such as life insurance, annuity insurance, etc.), and is an insurance product with additional dividend distribution on the basis of the original protection.

According to the regulations of the China Insurance Regulatory Commission, when determining the distributable earnings for each year for each participating insurance account, the insurance company should follow generally accepted actuarial principles and comply with the principle of sustainable support, in which the proportion allocated to policyholders shall not be less than 70% of the distributable surplus.

The above 70% may seem like a lot, but don't forget that it is premised on 70% of the distributable surplus, not 70% of the total profit. These three words can be assigned, and the scope of allocation has been greatly reduced.

If the subject wants to save a sum of money for the child to protect the child's education, you can choose annuity insurance. Annuity insurance means that the policyholder or the insured pays the insurance premium at one time or on time, and the insurer pays the insurance premium on an annual, semi-annual, quarterly or monthly basis on the condition of the insured's survival until the death of the insured or the expiration of the insurance contract. The payment ratio and payment time of annuity insurance are written in black and white on the contract, and the income is more stable than that of dividend insurance.

If you want to take a look at annuity insurance products, you can take a look at this article:Top 10 Annuity Insurance Rankings Want to buy high-yield annuity insurance? Don't miss out on these 10 again!

Now there are many annuity insurance products on the market, and how to buy it is also a difficult problemLearn this trick and stay away from the 99% pit of annuity insurance

That's all I have for this issue, I hope it helps! Hope!

Summary. Hello, I received your question and am in the process of inquiry, and I will reply to you as soon as possible.

The Pacific insurance paid by the child pays 5000 a yearPay for 15 years, that's what kind of insurance.

Hello, I received your question and am in the process of inquiry, and I will reply to you as soon as possible.

Hello, many insurance types have this payment method, and it should be in one of the two products: critical illness protection and dividends. Either way, we'll benefit from it.

Hello, each product will have a difference in warranty, and it depends on the content of the guarantee and related terms. If you don't know much about this, we have a one-on-one expert advisor who can help you interpret your policy. You see if you need to arrange it for you.

Summary. Try to find an insurance brokerage company to buy insurance, their insurance will be more cost-effective and cheaper.

The Pacific insurance paid by the child pays 5000 a yearPay for 15 years, that's what kind of insurance.

Hello, I am a veteran of the financial industry for many years. Your question has been received and the answer is being collated, please wait for 2 minutes

This type of insurance is usually a return-type critical illness insurance that you buy.

However, this kind of insurance, the sum insured is not high, or the coverage period is not long, and it has little value. The specific terms of the contract shall prevail.

This kind of general purchase is the Pacific Jinyou Life, or Fulu Beijia.

This kind of insurance has a high cost and a very low sum insured, so it is useless to buy it.

Your friend may not know much about insurance, and when he does understand insurance, he will regret it.

Try to find an insurance brokerage company to buy insurance, their insurance will be more cost-effective and cheaper.