The problem of fund investment and how to invest in funds cannot be ignored

I suggest you go to the bank to buy, basically every bank has it, at least 1000 yuan. It's very simple, you go to the bank and ask the lobby manager...

The basics. If you still don't understand after reading it, you can ask me.

After joining the team, the first question that many people often face is how to invest, whether it is like the same as holding it for a long time, whether it has fundamental analysis and technical analysis, or whether it is a back-and-forth operation, to obtain the expected returns, etc., how to invest, three misunderstandings can not be ignored.

1. Historical performance

This is the point that many old people will pay attention to, when choosing the best, through the daily **net, Oriental Fortune and other channels to inquire about the historical performance of the **, the historical performance of the manager before the management, the manager's experience, transaction level, etc., this is the key point of the impact.

However, it should be noted that not the higher the performance, the better, if the performance of a certain ** suddenly skyrockets, in fact, it is likely that the operation method of the ** at that time is relatively **, or the current ** happens to be more in line with its trading strategy, but this ** does not have sustainability, and the future is likely **, so in addition to the performance, it also depends on whether the long-term expected rate of return is smooth.

2. Internet celebrities and themes**

In order to facilitate sales, many Mosun ** companies have issued current popular themes**or Internet celebrities**, this kind of **looks tall, in fact, the probability of embroidered pillows is large. Out of the principle of prudence, it is not generally not involved, and the quality of ** is ultimately based on the expected rate of return.

3. Frequent trading**

The transaction method is diversified, and the flexibility is relatively high, but the transaction cost of the transaction is much higher than the transaction cost of other financial products such as **, and frequent transactions will produce a large number of subscription fees, redemption fees, etc., which outweigh the losses.

Investing in ** is usually a medium- to long-term investment. Investors must pay attention: a DAO** company will definitely charge management fees from it, so it is necessary to get it.

It is clear whether the level of its management fee matches its management level and investment income. Two** usually has a cost of sales. The cost of sales plus the management fee charged by the company must be apportioned to the medium and long-term investment income to be offset, so investors can only better reflect the advantages of investment by making medium and long-term investment.

Short-term investments, on the other hand, will cost more and may be less profitable, which also increases the risk of unnecessary capital loss. Third, in general, the management level of the company is relatively easy to achieve sustainability, and its stability is relatively good, while the manager can change jobs or be fired at any time. From this point of view, it is better to value a certain ** company than to value a ** manager.

Fourth, we should be vigilant against the situation that the manager may make investment mistakes or major mistakes, and even worse, the company and the manager may operate in violation of laws and regulations together.

Fifth, when investing, there may be major investment mistakes that investors choose a narrow and crazy investment field, which is the most important place for investors to pay attention to.