How about China Merchants Bank s increasingly Yuexin wealth management products

The increasingly Yuexin financial products are similar to others, and the details are as follows:

China Merchants Bank's wealth management products are actually quite good among similar banks, but it is still necessary to treat wealth management products rationally, and investment means risk and return. Therefore, when investing, it is necessary to first understand what the target of the investment is, where the funds are used, whether the risks of these projects are controllable, etc., and then decide whether to participate in the product after a comprehensive analysis.

At present, the wealth management products of China Merchants Bank are mainly divided into several major parts:

1: CMB Jinbao series.

2: Daily Gold series.

3: Peace of mind return series.

4: A-share nugget series.

5: Focus linkage series.

6: Overseas Treasure Hunt Series.

7: Foreign exchange series.

1) 8166 RMB Daily Profit Wealth Management Plan, this product is my favorite, score 100 points. Buy point: high short-term return, the current annual interest rate is variable), can be redeemed every working day, and the redemption will arrive at that time.

Although there is no guarantee of principal and income, there is basically no risk. Friends who are suitable for doing **, note: you can buy it at present.

Referral level: Five stars.

2) 8151 weekly wealth management products. This product is also a non-guaranteed and non-guaranteed income product, which is opened every Tuesday for subscription and redemption, and the liquidity is not as good as 8166. But judging from historical data, this product is a volatile upward trend.

Note: Available for purchase at the moment.

3) Credit asset products: This kind of products are divided into: point loan into gold wealth management plan, trust loan plan, loan gold series financial plan, this kind of products are mainly invested in trust loans to enterprises, or AA banks ask the bond market corporate bonds, medium-term notes and other financial instruments with high credit rating and good liquidity.

This type of product also does not guarantee the principal and income. (However, judging from some products issued by China Merchants Bank in the past, they can basically achieve the expected financial returns.) It's still good, hehe!

However, specific products should be analyzed in detail, and they cannot be generalized, because the main risks still need to consider specific enterprises, but China Merchants Bank will review the situation of enterprises before lending, which are generally high-quality enterprises, and the non-performing loan ratio of China Merchants Bank has always been very low. Note: This kind of product should be issued from time to time, and customers in Beijing can pay more attention to it.

**Financial management, small investment, big return, flexible trading with buying, selling, monthly income of more than 3% We have made more than a promise, but we have been practicing.

Hello, at present, the wealth management products of our bank are published on the homepage, please open them.

page, through "Search", you can classify the wealth management products you need (if you need corresponding financial planning advice, please also visit our branch or contact your relationship manager directly to try to understand.) Tips: Please read the product manual carefully before purchasing.

The answer to the wealth management product business needs to meet the requirements of the regulatory authorities, and only when the certificate can be used to provide customers with wealth management services. Therefore, our bank has a professional wealth management team to provide you with manual services. Please be at 8:0

China Merchants Bank is a bank wealth management product of China Merchants Bank, which is divided into three varieties such as 30 days, 90 days and 180 days according to the investment period, and the minimum purchase threshold is 50,000 yuan. Whether it's worth investing or not, let's help you analyze it, and if you're interested, let's continue to look down.

1. The increasing risk of China Merchants Bank

China Merchants Bank is a series of bank wealth management products, including 30 days, 30 days, 90 days and 180 days. Among them, the risk level of aggressive products is R3 medium risk, and the rest of the products are R2 low risk. The principal risk of R2 products is relatively small, and the expected return fluctuation is relatively controllable.

However, there is no guarantee that the principal will be repaid at maturity or redemption of R3 products, which has a certain principal risk, and the expected return fluctuates to a certain extent.

Overall, the Rising Moon Xin series products belong to the low and medium risk, and investors can choose products with a lower risk level.

Second, the expected rate of return of China Merchants Bank

The lowest expected return is annualized, and the investment period is 30 days; The highest expected return is annualized, with an investment period of 180 days. It is worth noting that the expected rate of return of the day is fluctuating on a daily basis. Judging from the trend of expected yields in the past year, the annualized expected yield of Every Moon Xin has been declining.

Taking the 30-day product as an example, in the past year, its highest annualized expected rate of return has been, but it has dropped to about 4%. Combined with its investment period, the expected income level of Yiyuexin is generally competitive in the financial market.

Summary:, but after all, it exceeds the currency **, and users who often buy bank wealth management can give proper consideration.

China Merchants Bank has a number of series of wealth management products, among which the risk level of China Merchants Bank has R2 and R3, due to different risk ratings, so we also have to discuss the issue of China Merchants Bank's daily Yuexin capital preservation. Sorted out the information of China Merchants Bank's Rising Moon Xin for your reference.

Is China Merchants Bank's increasingly monthly Xin capital preservation?

There are two types of risk ratings of China Merchants Bank, R2 and R3, both of which are floating expected returns without capital protection

Product **: 8907

Release date: 2013-07-30 09:30

Deadline: 2013-07-30 22:30

Product expiration date: 2023-07-30

Investment type: Floating expected return.

Risk rating: R2 (Conservative).

Sales channels: online, mobile, pad, outlets.

Currency: RMB.

Through the above 180-day financial management plan expected rate of return table, we can know that although the product of China Merchants Bank wealth management product with a risk level of R2 does not guarantee the principal, the principal and the expected expected return are less affected by risk factors, and in fact, the principal can generally be guaranteed.

2. Increasingly Yuexin Aggressive Financial Plan B 30 days

Product **: 8914

Release date: 2015-05-07 09:30

Deadline: 2015-05-07 22:30

Product expiration date: 2025-05-08

Investment type: fixed expected return.

Risk rating: R3 (balanced).

Sales channels: online, mobile, pad, outlets.

Currency: RMB.

Although the product does not guarantee the principal, the risk factors may have a certain impact on the principal and the expected expected return.

Judging from the expected rate of return of the above-mentioned **, it can also be capital protected.

A reminder to everyone:The above two China Merchants Bank's Riyue Xin is only randomly selected, does not represent all China Merchants Bank's Riyue Xin series, investors must understand the product risk description and product description before buying bank wealth management products, beware of capital losses.