If I have a sum of money, what should I invest in?

Investment should also be carried out according to personal risk appetite, tolerance, and expectation of returns, and invest according to your own situation. If you can bear a certain amount of risk, and expect to get a higher return, we recommend investing in **class**, or partial stocks**, if the risk tolerance is relatively low, the pursuit of low-risk level, to achieve the preservation and appreciation of assets, then we recommend in the asset allocation is a low-risk bond**.

and money markets**.

Mainly. Clients should consider their own risk appetite and liquidity needs when investing. Generally speaking, the risk and return of investment are corresponding, low risk, corresponding to lower return, high risk, the corresponding return on investment may also be larger, according to the needs of different customers, ICBC plans to launch the first product in the second half of the year, ICBC has set up several different risk-return characteristics of the product portfolio for customers to choose, to the greatest extent to achieve the target return at the same time, reduce the investment risk.

We can see that the current situation can be said to be "a great good", **net worth.

One price a day, the rise is gratifying, but this also brings a puzzle to our investors, that is, at such a time, is it a suitable time to invest, just like entering, should we wait for a certain time to fall back?

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For myself, if I don't consider the issue of income, I will definitely not do the current job, but do the job I like, specifically the job I want to do the most without considering the income, including the three jobs of volunteer teachers, photographers and writers.

First, teaching and educating people is their ideal profession, and in their ideal profession, teaching teachers are the first choice, and the reason why they will regard this job as their ideal job is because they think that the behavior of teaching teachers is very noble, and they hope to become one of them, it is precisely because of this reason that without considering income, they will first be to be volunteer teachers to realize their ideals.

Second, I like photography, so I like it very much, and I can become a photographer. Being able to turn your hobby into a career is a very happy thing. I like it very much, photography, I often go out to shoot with my favorite camera in my spare time, in my mind, the job of a photographer is very perfect, if I can do this job as I wish, I will be very happy, if I don't consider the income of the split, I will definitely be a photographer, this career choice.

Thirdly, I like to write in my spare time, so I really want to become a writer. In his spare time, he likes to read and write something, which has become his biggest hobby in his spare time, in his mind, if he can concentrate on writing, he will be able to write very wonderful works, therefore, if he does not consider his income, he will choose to be a writer, and use his pen to write beautiful articles to leave readers with a good feeling.

If you don't think about **, then what to buy doesn't have to be so overly calculated. Of course, this doesn't mean that we should blindly rush to buy the most expensive items we can buy. Still, if you're looking for some expensive items for yourself and your family, here are some great options.

1.Property.

Buying a home is one of the most important investments in life. When buying a home, we need to consider a number of factors such as the quality of the house, its location, and the value of the investment. Of course, buying a property is quite an expensive investment, but such an investment can often give us long-term financial returns.

2.**And**.

Both and are very popular forms of investment. Investment allows us to buy some high-quality companies, and investment can help us diversify our risks, thus ensuring the success rate of our investment. Of course, such an investment is not such a stable long-term return on real estate, if you do not seriously receive knowledge and investment training, it is easy to bring losses, but if you learn the correct investment philosophy and methods, **and** can bring us quite good returns.

3.Jewelry.

When considering gifts or souvenirs, jewelry is very popular. On commemorative or fixed occasions, such as weddings, birthdays, or graduations, we can buy some jewelry to record the occasion. Expensive jewellery is not only aesthetically pleasing, but it can also provide us with a valuable investment, especially for anti-inflation and fixed assets, with better potential for value preservation and appreciation.

4.Artwork.

Like jewelry, art is a valuable investment. When buying art, we need to understand this market while following the growth rate of the art's value and its return in the overall market. Of course, there are certain risks associated with such an investment, but if we choose the right artwork and remain patient, we can get a good return.

In short, if you don't limit your buying budget, it makes sense to buy the best items or investments for yourself and your family. No matter what kind of goods or investments we buy, we need to choose according to our own actual situation, according to our personal interests and needs, and when purchasing, we should also pay attention to quality and value, so as to ensure that we get the best value for money and enjoy the best return on investment.

If I had thirty million, I would do it :

1. The first step is to solve the problem of living security for yourself and your family.

Housing, means of transportation, daily life consumption, children's schooling, and insurance for yourself and your family to ensure the basic quality of life. This part is estimated to cost about 6 million. That is, to solve family problems without worries.

2. The second step is to take out another 6 million and deposit it in the bank to protect the fixed income in case of accidents.

4. The fourth step is to take out another 6 million yuan to buy a few houses in the Yangtze River Delta and near the Pearl River Delta for rent, collect the house, and be a charter wife.

5. The fifth step, the last 6 million, can be invested**,** to obtain relatively high returns. Specifically, you can invest in those high-dividend, long-lived enterprises, enjoy dividends for a long time, and enjoy the rise in stock prices brought about by corporate growth, and finally leave a small part to invest in the market wind direction ** to win high returns.

If I have 30 million yuan, I will invest in the industrialization of agriculture and animal husbandry. For example, pig raising, sheep raising, cattle raising, chicken raising, etc., the people take food as the sky, and agriculture and animal husbandry are industries that stabilize the world. No matter how the economic situation changes, China's status as a major food country will not change, and people's demand for meat will only grow, not shrink.

Although agricultural and animal husbandry products will also encounter many risks, they are relatively stable in comparison. Moreover, there are many policies with high gold content that the state vigorously supports the agricultural and animal husbandry industry, and some special subsidies can be enjoyed.

The topic of investment is what many people are paying attention to, and in the face of such a serious epidemic this year, it may be difficult to find good projects in a short period of time for industrial investment, and it is not a good time to invest in real estate, and it is also difficult to realize. Only the market shows more hope.

In the market, the farther away the bear market is, the closer the bull market is to us. It's been five years since the last bull market this year, and it's quite time-framed.

Recently, the market has been very active. The daily trading volume has exceeded one trillion yuan, which is by no means the magnitude of the first participation, which also confirms the statement that capital is profit-seeking. I want to be engaged in the ** industry, many investors have vaguely heard the sound of the cow coming.

From some sectors, we can also see the intervention of major funds. And the degree of control is getting higher and higher, and the main funds will not do something on a whim, and their purpose is very clear.

From the point of view of the timing of investment, the bull market is getting closer and closer, and it is the right time to invest. From the perspective of the entry of the main funds, it is also timely to keep up with the pace of the main force, and from the perspective of the cycle of investment income, it is also timely to enter the market now.

So if there are 30 million, the investment choice must be the ** market.

I will invest in financial management, because if there is a huge amount of money, if it is spent, then the future life will not be guaranteed, if the reasonable investment and financial management, then you can also earn a certain profit, maintain the basic life.

If I had a large amount of money, I would definitely choose to invest in financial management, first I would buy a few houses, and then invest some of the money in the bank.

Of course, you will choose to invest and manage your finances, after all, even if you have a lot of money, there will always be a day when you run out, and only a reasonable application will make the money become more and more.

Hello! Money market fund (MMF) refers to an investment that invests in the money market with value in the short term (less than one year, with an average maturity of 120 days). The ** asset is mainly invested in short-term currency instruments such as treasury bills, commercial papers, bank certificates of deposit, short-term bonds, corporate bonds and other short-term valuable**.

Advantages: In addition to the characteristics of stable income, strong liquidity, low purchase limit and high capital security, the money market has some other advantages, such as the ability to issue checks and pay consumption bills with ** accounts; It is often used as a place to temporarily deposit cash before making a new investment, which can earn a higher yield than a demand deposit and can be withdrawn for investment at any time. Some investors subscribe to the money market in large quantities and then gradually redeem them for investments**, bonds, or other types of money**.

Many investors also hold cash in the form of money markets** for contingency needs. Some money markets** even allow investors to withdraw their money directly from ATMs.

Risk: Money markets** are exposed to changes in market interest rates in the short-term bonds in which they invest. When there is a sudden change in market interest rates and a consequent change in the interest rate of a short-term bond, there is no timely adjustment to its overall return.

There is also a risk that comes from competition in its own industry, and its seven-day annualized rate of return for each day is calculated based on the most favorable company in the return curve for that day. Resulting in a difference between the ** income and the actual income.

As we all know, market interest rates change frequently, so the yield on long-term investments in the money market** is not as wonderful as the above advantages suggest.

If your funds are really "useless", it is best to invest in ** index**, because the financial history of Europe and the United States in the past 200 years proves that the annualized rate of return of long-term (meaning more than 10 years) investment ** index ** is much higher than that of any other financial investment.

If you don't need your funds for a short period of time, it is recommended to buy Treasury bonds with an annual yield of more than 5%.