How to pay for Prosperity Privilege Critical Illness Insurance

There are several ways to pay premiums for Prosperity Privilege Critical Illness Insurance: The insurance payment method refers to the way in which the insured or the policyholder pays the premium to the insurer. There are two types of life insurance premiums: single payment and installment payment.

Single payment is that the policyholder will pay the premium at one time, this payment method, requiring the policyholder to pay a large amount of premiums at one time, the general policyholder is difficult to afford, so the vast majority of policyholders use the way of installment payment. Instalments are generally paid annually, semi-annually, quarterly or monthly, and there are many ways for policyholders to choose according to their career stability and income.

If you have purchased multiple insurance policies independently and are familiar with the various processes and pitfalls of insurance, then you can go directly to the official website of Ping An Life to purchase it.

If you don't know much about all aspects of insurance and don't know how to choose the right one for you, you can also contact Deep Blue Insurance.

Their customer service will explain or plan insurance plans for you, assist in insurance and other services.

2. Precautions before purchase.

When buying insurance, you need to understand what matters need to be paid attention to in this product, so as to avoid stepping on the pit when purchasing and making claims.

The payment method is a period of payment, which can be paid in 10 15 19 20 29 30 years.

If the budget is not sufficient and you want to choose a higher sum insured, you can choose a longer payment period to alleviate the short-term payment pressure, such as 30 years payment.

Because other things being equal, if you choose a longer payment period, you will have to pay less premiums for each installment after amortization.

Hello, Shengshi Zhenchao Kuanfu Zunyue Insurance does not have a minimum insurance amount 1, from the perspective of protection scope: this product covers 120 types of critical illnesses, 40 types of minor illnesses, 20 types of minor illnesses, death claims, and comes with 15 types of specific diseases with an additional 50% of the sum insured, and the comprehensive protection is relatively comprehensive. Mild diseases cover the current high-incidence diseases, such as early cancer, atypical myocardial infarction, minor stroke, coronary intervention, chronic renal failure, etc., among which coronary artery and bending pulse interventional surgery and chronic renal failure disease definition are lower than similar products, and the claim threshold is lower, which is more beneficial to insured customers.

2. From the point of view of payment**: this product is insured at the age of 300,000 yuan, paid for 20 years, and paid 9823 yuan a year. 3. From the perspective of product highlights:

This product provides sports to increase the sum insured, and the claim for mild and moderate illness increases the sum insured, and there is still a certain degree of market differentiation, but the increase in compensation is not very obvious compared to similar products. 4. From other point of view: to see whether Ping An Shengshi Fu Zunyue Critical Illness Insurance is worth buying, a long time ago to do Ping An Life's critical illness insurance evaluation, Xi Caijun said that Ping An Critical Illness Insurance is lost in big brands or other Internet critical illness insurance, the market differentiation is not significant, but the combination advantage is particularly good, with additional preferential life hospitalization medical treatment, guaranteed renewal for five years + with guaranteed renewal for 20 years Ping An e-life insurance portfolio, it can be said that basic medical insurance + critical illness insurance is invincible, seamless, and very renewable.

It's more expensive, but it's reassuring in the general direction.

Hello Shengshi Fu Zunyue Critical Illness Insurance starts with 20% of the minimum compensation of the high sum insured for minor illnesses, and 120 kinds of critical illnesses are paid for 1 time, and 100% of the sum assured is paid. 20 kinds of moderate illness will be paid for 1 time, and 50% of the sum insured will be paid. 40 minor illnesses are paid 6 times, and 20% of the sum insured will be paid.

Death Benefit: 100% of the sum insured. Highlights (1) 15 high-cost specific critical illnesses will be paid an additional 50% of the sum insured.

15 kinds of special diseases include coronary artery bypass grafting and major organ transplantation or hematopoietic stem cell transplantation with high incidence of Liang Xun lead, this upgrade is sincere, and the Zunyue version has 7 more special diseases than the Youyue version. (2) It retains the characteristics of Ping An Fu Campaign to increase the sum insured for heavy oak illness or death, and the maximum sum insured can be increased by 10%. (3) It retains the characteristics of Ping An Fu suffering from mild or moderate illness before the age of 70 to increase the sum insured for critical illness or death.

The sum insured will be increased by 10% for diagnosed mild disease and 20% for diagnosed moderate disease, and the time node should be noted here is "before the age of 70". (4) Optional liability critical illness special insurance benefit, within the agreed protection period, the diagnosis of critical illness will pay an additional 50% of the sum insured, but the additional rate is not low, 30-year-old male 50w sum insured, the first 20 years of the policy want to pay 50% more for critical illness, and need to pay an additional premium of 1150 per year

There is no minimum amount of insurance for Prosperity Privilege Insurance. This product covers 120 types of critical illnesses, 40 types of minor illnesses, 20 types of minor illnesses, death benefit, and comes with an additional 50% of the sum insured for 15 types of specific diseases, and the comprehensive protection is relatively comprehensive.

What is included in the insurance of 120 critical illnesses.

Which insurance company is better for critical illness insurance.

Summary. Hello, the insurance period of Ping An's Shengshifu Zunyue is lifelong.

Hello, the insurance period of Ping An's Shengshifu Zunyue is lifelong.

Hello, Ping An's Shengshifu Zunyue Insurance Period is a lifelong critical illness insurance product during the insurance period.

Hello, the minimum sum insured of Shengshifu Zunyue Critical Illness Insurance is 10w, and the protection content of Shengshifu mainly includes "two golds", which are survival insurance and death insurance: survival insurance: If you choose to pay in a single payment or 3 years, you can receive 100% of the basic sum insured every year from the fifth policy anniversary; If you choose to pay for 5 years, you can receive 100% of the Basic Sum Assured every year starting from the 10th policy anniversary.

Ant Bei gave a chestnut to caution: 30-year-old Xiao Ming bought a Shengshifu annuity insurance, if he chooses to pay 100,000 yuan per year in 3 years, then he can receive a basic insurance amount of 12,670 yuan per year from the fifth year; If he chooses to pay in 5 years and pay 60,000 yuan per year, then he can receive the basic insurance amount of 14,634 yuan every year from the 10th year.

Summary. Hello, there are no limits. Issue Age:

0-55 years old insurance period: lifetime payment period: 10 15 19 20 29 30 years 1, critical illness insurance benefits:

Covers 120 critical illnesses and pays 100% of the basic sum assured. 2. Moderate illness insurance: including 20 kinds of moderate illness, 50% of the basic sum insured will be paid.

3. Minor illness insurance: including 40 kinds of minor illnesses, with a maximum of 6 payments, and 20% of the basic sum insured each time. 4. Special illness payment:

Covers 15 high-cost illnesses and pays 150% of the basic sum assured. 5. Death Benefit: 100% of the basic sum assured.

6. Waiver of insurance premiums: Exemption of insurance premiums for critical illness, moderate illness and mild illness. 7. (Optional) Multiple claims for critical illness:

120 major illnesses, divided into six groups, can be paid up to 6 times, with an interval of 1 year. 8. (Optional) Additional Critical Illness Benefit: An additional 50% of the basic sum assured will be paid.

9. (Optional) Tumor - Severe Multiple Claims: Malignant Second and Third Malignant Tumors - Severe, with an interval of 1 year, 100% of the basic sum assured will be paid.

Hello, there are no limits. Issue age: only 0-55 years old during the insurance period:

Lifetime payment period: 10 15 19 20 29 30 years 1. Critical illness insurance: including 120 kinds of critical illnesses, 100% of the basic sum assured.

2. Moderate illness insurance: including 20 kinds of moderate illness, 50% of the basic sum insured will be paid. 3. Minor illness insurance benefits:

Covers 40 minor illnesses, up to 6 payments, and 20% of the basic sum assured is paid each time. 4. Special illness benefit: including 15 kinds of high-cost special diseases, 150% of the basic sum assured.

5. Death Benefit: 100% of the basic insurance amount will be paid. 6. Exemption from insurance premiums:

Premiums are waived for critical illness, moderate illness and mild illness. 7. (Optional) Multiple claims for critical illnesses: 120 kinds of critical illnesses, divided into six groups, up to 6 claims, with an interval of 1 year.

8. (Optional) Additional Critical Illness Benefit: An additional 50% of the basic sum assured will be paid. 9. (Optional) Tumor-severe multiple compensation:

Malignant 2nd and 3rd malignant Wheel Mountain Socks tumor - severe, with an interval of 1 year, 100% of the basic sum insured will be paid.

Shengshifu is divided into two versions: Youyue and Zunyue. In terms of basic liability, there is not much difference from Ping An Fu 21: 120 kinds of critical illness + 20 kinds of moderate illness + 40 kinds of mild illness, 1 time for critical illness, 1 time for moderate illness according to 50% of the basic sum insured, 6 times for mild illness according to 20% of the basic sum insured, and death liability must be carried out.

Compared with Ping An Fu 21, the new Shengshi Fu Zunyue has 15 more high-cost illness benefits, and the Dupai Base Bureau can pay an additional 50% of the basic sum assured. Like Ping An Fu 21, Shengshifu Zunyue has mild and moderate illnesses to increase the sum insured, with 10% of the sum insured and 20% of the basic sum insured for moderate illness diagnosed before the age of 70. In terms of optional liability, there is one more payment period than Ping An Fu 21, which allows an additional 50% of the basic sum insured to be paid for critical illness.

Have a great day.

Summary. Hello dear, happy to answer your <>

Critical Illness Insurance covers 40 types of critical illness liability claims, and Prosperity Fortune Critical Illness Bing Insurance covers 40 types of mild critical illness coverage, and these 40 types of minor illnesses are not grouped, each can be paid 1 time, and Zui can pay up to 6 times, each time paying 20% of the sum insured. After each minor illness benefit, the Critical Illness, Children's Special Illness and Death Benefit will be increased by 10% of the sum insured. The insurance also contains 20 types of moderate illness protection, not grouped, 1 compensation, 50% of the sum insured; There are 120 types of critical illness benefits, with only 1 claim and 100% of the basic sum assured.

Prosperity Privilege Critical Illness Insurance covers several types of critical illness liabilities.

Hello, dear, I'm glad to answer <> for you

Critical Illness Insurance covers 40 types of critical illness liability claims, and Prosperity Fortune Critical Illness Bing Insurance covers 40 types of mild critical illness coverage, and these 40 types of minor illnesses are not grouped, each can be paid 1 time, and Zui can pay up to 6 times, each time paying 20% of the sum insured. After each minor illness benefit, the Critical Illness, Children's Special Illness and Death Benefit will be increased by 10% of the sum insured. The insurance also contains 20 types of moderate illness protection, not grouped, 1 compensation, 50% of the sum insured; There are 120 types of critical illness benefits, with only 1 claim, and 100% of the basic sum assured will be paid.

The pro-sheng Shifu Zunyue Edition is underwritten by Ping An Life Insurance****. The company's strength, insurance flexibility and other indicators performed well, and the performance of the protection index and ** index was average. This product has a comprehensive score of 4 stars in the system of Big Fish, and it can be considered for fans who are loyal to the Ping An brand and have a generous budget.

For those who pursue multiple compensation protection and Xing price ratio for heavy hole rotten diseases, it is recommended to consider other products. Like Ping An Fu 21, the Shengshifu Zunyue Edition adds the missing liability for moderate illness in the past, and the optional liability for additional compensation for critical illness in the first 10 years, enhancing the overall protection practicality. However, because the reputation is too high, the overall xing price ratio is low.